Xe is the best and cheapest service overall. On €7,000 you will get 172,829.3 CZK after fees and the exchange rate.
We’ve compared 11 money transfer companies in more detail below.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/CZK transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €36.23 1 EUR = 24.3725 CZK -0.01% vs mid-market | Recipient gets Kč 169,724.48 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €36.231 EUR = 24.3725 CZK Kč 169,724.48You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 24.6899 CZK -1.30% vs mid-market | Recipient gets Kč 172,829.30 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.6899 CZK Kč 172,829.30You pay€7,000.00 | |||
Run a live search Showing top Germany to Czech Republic deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CZK rates. | |||
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much EUR you're planning to spend in Czech Republic. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 24.6899 CZK -1.30% vs mid-market | Recipient gets Kč 172,829.30 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.6899 CZK Kč 172,829.30You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 24.6899 CZK -1.30% vs mid-market | Recipient gets Kč 172,829.30 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.6899 CZK Kč 172,829.30You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 24.6899 CZK -1.30% vs mid-market | Recipient gets Kč 172,829.30 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.6899 CZK Kč 172,829.30You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 24.3100 CZK +0.25% vs mid-market | Recipient gets Kč 170,169.72 Minutes - 3 days | |
Ways to receive money in Czechia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 24.3100 CZK Kč 170,169.72You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 24.3051 CZK +0.27% vs mid-market | Recipient gets Kč 170,135.60 Minutes - 24 hours | |
Ways to receive money in Czechia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.3051 CZK Kč 170,135.60You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 24.2978 CZK +0.30% vs mid-market | Recipient gets Kč 170,084.42 Minutes - 24 hours | |
Ways to receive money in Czechia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.2978 CZK Kč 170,084.42You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 24.2490 CZK +0.50% vs mid-market | Recipient gets Kč 169,743.23 Minutes - 24 hours | |
Ways to receive money in Czechia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.2490 CZK Kč 169,743.23You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €36.23 1 EUR = 24.3725 CZK -0.01% vs mid-market | Recipient gets Kč 169,724.48 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €36.231 EUR = 24.3725 CZK Kč 169,724.48You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €46.37 1 EUR = 24.3725 CZK -0.01% vs mid-market | Recipient gets Kč 169,477.35 Same day | |
Ways to receive money in Czechia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €46.371 EUR = 24.3725 CZK Kč 169,477.35You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €44.00 1 EUR = 24.3203 CZK +0.21% vs mid-market | Recipient gets Kč 169,171.93 Same day | |
Ways to receive money in Czechia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €44.001 EUR = 24.3203 CZK Kč 169,171.93You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 CurrencyFair Pay via Bank transfer | Fee €3.08 1 EUR = 24.1700 CZK +0.83% vs mid-market | Recipient gets Kč 169,115.00 Minutes - 24 hours | |
Ways to receive money in Czechia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.081 EUR = 24.1700 CZK Kč 169,115.00You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €91.23 1 EUR = 24.3725 CZK -0.01% vs mid-market | Recipient gets Kč 168,384.00 Same day | |
Ways to receive money in Czechia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €91.231 EUR = 24.3725 CZK Kč 168,384.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €79.00 1 EUR = 24.3203 CZK +0.21% vs mid-market | Recipient gets Kč 168,320.72 Within minutes | |
Ways to receive money in Czechia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €79.001 EUR = 24.3203 CZK Kč 168,320.72You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 24.0297 CZK +1.40% vs mid-market | Recipient gets Kč 168,207.86 Minutes - 2 days | |
Ways to receive money in Czechia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 24.0297 CZK Kč 168,207.86You pay€7,000.00 | |||
 Opal Transfer Pay via Bank transfer | Fee €1.00 1 EUR = 24.0000 CZK +1.53% vs mid-market | Recipient gets Kč 167,976.00 Minutes - 24 hours | |
Ways to receive money in Czechia with Opal Transfer when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €1.001 EUR = 24.0000 CZK Kč 167,976.00You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €133.25 1 EUR = 24.3725 CZK -0.01% vs mid-market | Recipient gets Kč 167,359.86 Same day | |
Ways to receive money in Czechia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €133.251 EUR = 24.3725 CZK Kč 167,359.86You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €9.99 1 EUR = 23.8817 CZK +2.03% vs mid-market | Recipient gets Kč 167,171.90 Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 23.8817 CZK Kč 167,171.90You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 23.7769 CZK Kč 166,438.30You pay€7,009.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 23.7600 CZK Kč 166,320.00You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €9.99 1 EUR = 23.8817 CZK +2.03% vs mid-market | Recipient gets Kč 167,171.90 Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 23.8817 CZK Kč 167,171.90You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 23.7769 CZK Kč 166,438.30You pay€7,009.99 Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €9.991 EUR = 23.7600 CZK Kč 166,320.00You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €9.99 1 EUR = 23.8817 CZK +2.03% vs mid-market | Recipient gets Kč 167,171.90 Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 23.8817 CZK Kč 167,171.90You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 23.7769 CZK Kč 166,438.30You pay€7,009.99 | |||
 Profee Pay via Debit card | Fee €0.00 1 EUR = 23.6021 CZK +3.20% vs mid-market | Recipient gets Kč 165,214.84 Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 23.6021 CZK Kč 165,214.84You pay€7,000.00 | |||
| Profee Pay via Bank transfer | Fee €0.00 1 EUR = 23.6021 CZK +3.20% vs mid-market | Recipient gets Kč 165,214.84 Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 23.6021 CZK Kč 165,214.84You pay€7,000.00 | |||
| Profee Pay via Klarna | Fee €0.00 1 EUR = 23.6021 CZK +3.20% vs mid-market | Recipient gets Kč 165,214.84 Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by klarna. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 23.6021 CZK Kč 165,214.84You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 24.3709 CZK Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Xe.
On a 7,000 EUR transfer, Xe delivers the most CZK.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/CZK rate.
You have 6 ways to pay, including bank transfer, debit card, credit card, ideal, debit card, and klarna.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 11 companies for sending money from Germany to Czech Republic, across online, app, broker, global account, multi-currency account, and in person, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Xe to Czech Republic gets you 172,829.3 CZK with a €0 fee and -1.3% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to Czech Republic.
For large transfers from Germany
For buying property, moving to Czech Republic, or moving pensions, a currency broker is the best option.
A broker like Xe charges no fee and works on a margin. It adds -1.3% on EUR/CZK which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Czech Republic.
Be it overseas suppliers and contractors, receiving CZK payments, or holding CZK and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and CZK in one account.
You get CZK bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert CZK to EUR or EUR to CZK whenever you need.
The best multi currency account is Wise, it adds ~-0.01% markup and charges small fees.
With Xe, paying by debit card and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 172,829.3 CZK.
You can pay for the transfer using bank transfer, debit card, credit card, ideal, debit card, and klarna.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Czech Republic.
The recipient in Czech Republic can receive CZK by bank deposit, card deposit, and cash pickup.
To receive CZK by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in Czech Republic
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
Kč172,829
Cheapest
You pay €7,000.00
Kč172,829
Kč0
You pay €7,000.00
Kč172,829
Kč0
You pay €7,000.00
Kč169,477
-Kč3,352
You pay €7,009.99
Kč166,438
-Kč6,391
You pay €7,009.99
Kč166,438
-Kč6,391
You pay €7,009.99
Kč166,438
-Kč6,391
You pay €7,009.99
Kč166,320
-Kč6,509
You pay €7,009.99
Kč166,320
-Kč6,509
You pay €7,000.00
Kč165,215
-Kč7,614
You pay €7,000.00
Kč165,215
-Kč7,614
You pay €7,000.00
Kč165,215
-Kč7,614
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Czech Republic, these are the best options:
Cheapest way to send money to Czech Republic
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 172,829.3 CZK, which is 1.54% more than the next best option.
Fastest way to send money to Czech Republic
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 169,171.93 CZK in am selben tag.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into CZK sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/CZK rate can move noticeably within a week, changing the amount your recipient gets in CZK.
Mid-market rate:1 EUR = 24.397631 CZK
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 11 of them on EUR to Czech Republic, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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