From 10 companies analysed, Key Currency is the cheapest way to send money to Czech Republic, giving your recipient 175,378.45 CZK when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most CZK.
| 10 of 10 providers Last updated on 28 October 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/CZK transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 377,44 kr 1 SEK = 2.1976 CZK +0.01% vs mid-market | Recipient gets 174 978,54 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 377,44 kr1 SEK = 2.1976 CZK 174 978,54 KčYou pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 2.1862 CZK +0.53% vs mid-market | Recipient gets 174 896,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1862 CZK 174 896,00 KčYou pay80 000,00 kr | |||
Run a live search Showing top Sweden to Czech Republic deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to CZK rates. | |||
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much SEK you're planning to spend in Czech Republic. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1922 CZK +0.25% vs mid-market | Recipient gets 175 378,45 Kč Minutes - 3 days | |
Ways to receive money in Czechia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 2.1922 CZK 175 378,45 KčYou pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1918 CZK +0.27% vs mid-market | Recipient gets 175 343,29 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1918 CZK 175 343,29 KčYou pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1911 CZK +0.30% vs mid-market | Recipient gets 175 290,55 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1911 CZK 175 290,55 KčYou pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 377,44 kr 1 SEK = 2.1976 CZK +0.01% vs mid-market | Recipient gets 174 978,54 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 377,44 kr1 SEK = 2.1976 CZK 174 978,54 KčYou pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 2.1862 CZK +0.53% vs mid-market | Recipient gets 174 896,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1862 CZK 174 896,00 KčYou pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1862 CZK +0.53% vs mid-market | Recipient gets 174 896,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1862 CZK 174 896,00 KčYou pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 2.1862 CZK +0.53% vs mid-market | Recipient gets 174 896,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1862 CZK 174 896,00 KčYou pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 34,13 kr 1 SEK = 2.1800 CZK +0.81% vs mid-market | Recipient gets 174 325,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 34,13 kr1 SEK = 2.1800 CZK 174 325,00 KčYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 2.1940 CZK +0.17% vs mid-market | Recipient gets 173 722,96 Kč Same day | |
Ways to receive money in Czechia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day 820,00 kr1 SEK = 2.1940 CZK 173 722,96 KčYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1670 CZK +1.40% vs mid-market | Recipient gets 173 356,55 Kč Minutes - 2 days | |
Ways to receive money in Czechia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 2.1670 CZK 173 356,55 KčYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 239,84 kr 1 SEK = 2.1976 CZK +0.01% vs mid-market | Recipient gets 173 083,33 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 239,84 kr1 SEK = 2.1976 CZK 173 083,33 KčYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 1 260,00 kr 1 SEK = 2.1940 CZK +0.17% vs mid-market | Recipient gets 172 757,59 Kč Within minutes | |
Ways to receive money in Czechia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 1 260,00 kr1 SEK = 2.1940 CZK 172 757,59 KčYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee 1 402,36 kr 1 SEK = 2.1976 CZK +0.01% vs mid-market | Recipient gets 172 726,17 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 402,36 kr1 SEK = 2.1976 CZK 172 726,17 KčYou pay80 000,00 kr | |||
 Profee Pay via Debit card | Fee 0,00 kr 1 SEK = 2.1588 CZK +1.79% vs mid-market | Recipient gets 172 707,31 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 SEK = 2.1588 CZK 172 707,31 KčYou pay80 000,00 kr | |||
| Profee Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1588 CZK +1.79% vs mid-market | Recipient gets 172 707,31 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 SEK = 2.1588 CZK 172 707,31 KčYou pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 30,00 kr 1 SEK = 2.1498 CZK +2.20% vs mid-market | Recipient gets 171 984,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 2.1498 CZK 171 984,00 KčYou pay80 030,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 2.1498 CZK 171 984,00 KčYou pay81 200,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 2.1454 CZK 171 632,00 KčYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 30,00 kr 1 SEK = 2.1498 CZK +2.20% vs mid-market | Recipient gets 171 984,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 2.1498 CZK 171 984,00 KčYou pay80 030,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 2.1498 CZK 171 984,00 KčYou pay81 200,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 2.1454 CZK 171 632,00 KčYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 30,00 kr 1 SEK = 2.1498 CZK +2.20% vs mid-market | Recipient gets 171 984,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 2.1498 CZK 171 984,00 KčYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 2.1454 CZK 171 632,00 KčYou pay80 040,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 2.1977 CZK Updates every 60 minutes. | |||
Transfer details
For a one-off SEK transfer to Czech Republic, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 29 of the 29 days it quoted kr80,000 transfers to Czech Republic.
On a 80,000 SEK transfer, Key Currency delivers the most CZK.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/CZK rate.
You can pay for the transfer using bank transfer, debit card, credit card, and debit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Czech Republic, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but it's less common).
How much SEK you send to Czech Republic heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 100% of the transfers from SEK 50,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| 5 000 kr | 0.42% | 0,00 kr | 10 947,78 Kčwith debit card to bank deposit | +110,38 Kč | |
| 10 000 kr | 0.24% | 15,00 kr | 21 895,74 Kčwith bank transfer to bank deposit | +228,43 Kč | |
| 25 000 kr | 0.00% | 125,60 kr | 54 695,82 Kčwith bank transfer to bank deposit | +485,37 Kč | |
| 50 000 kr | 0.30% | 0,00 kr | 109 554,85 Kčwith bank transfer to bank deposit | +1 084,15 Kč | |
| 80 000 krThis page | 0.25% | 0,00 kr | 175 378,45 Kčwith bank transfer to bank deposit | +1 655,28 Kč |
Mid-market rate: 1 SEK = 2.1977 CZK
The cheapest way to send SEK to CZK can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80,000 SEK transfers to Czech Republic.
Wed, 28 Oct 2026Mid-market rate175 818,00 Kč Key Currency 175 378,45 KčKey Currency175 378,45 KčRegency FX175 343,29 KčTorFx175 290,55 Kč
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1537 | – | 172 296,64 Kč | |
| | 2.1483 | 0,00 kr | 171 865,90 Kč | −430,74 Kč |
| | 2.1479 | 0,00 kr | 171 831,44 Kč | −465,20 Kč |
| | 2.1472 | 0,00 kr | 171 779,75 Kč | −516,89 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1571 | – | 172 569,04 Kč | |
| | 2.1517 | 0,00 kr | 172 137,62 Kč | −431,42 Kč |
| | 2.1513 | 0,00 kr | 172 103,10 Kč | −465,94 Kč |
| | 2.1506 | 0,00 kr | 172 051,33 Kč | −517,71 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1566 | – | 172 530,40 Kč | |
| | 2.1512 | 0,00 kr | 172 099,07 Kč | −431,33 Kč |
| | 2.1508 | 0,00 kr | 172 064,57 Kč | −465,83 Kč |
| | 2.1502 | 0,00 kr | 172 012,81 Kč | −517,59 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1648 | – | 173 181,60 Kč | |
| | 2.1594 | 0,00 kr | 172 748,65 Kč | −432,95 Kč |
| | 2.1589 | 0,00 kr | 172 714,01 Kč | −467,59 Kč |
| | 2.1583 | 0,00 kr | 172 662,06 Kč | −519,54 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1633 | – | 173 060,40 Kč | |
| | 2.1578 | 0,00 kr | 172 627,75 Kč | −432,65 Kč |
| | 2.1574 | 0,00 kr | 172 593,14 Kč | −467,26 Kč |
| | 2.1568 | 0,00 kr | 172 541,22 Kč | −519,18 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1633 | – | 173 060,40 Kč | |
| | 2.1578 | 0,00 kr | 172 627,75 Kč | −432,65 Kč |
| | 2.1574 | 0,00 kr | 172 593,14 Kč | −467,26 Kč |
| | 2.1568 | 0,00 kr | 172 541,22 Kč | −519,18 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1674 | – | 173 395,68 Kč | |
| | 2.1620 | 0,00 kr | 172 962,19 Kč | −433,49 Kč |
| | 2.1616 | 0,00 kr | 172 927,51 Kč | −468,17 Kč |
| | 2.1609 | 0,00 kr | 172 875,49 Kč | −520,19 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1709 | – | 173 674,48 Kč | |
| | 2.1655 | 0,00 kr | 173 240,29 Kč | −434,19 Kč |
| | 2.1651 | 0,00 kr | 173 205,56 Kč | −468,92 Kč |
| | 2.1644 | 0,00 kr | 173 153,46 Kč | −521,02 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1680 | – | 173 443,92 Kč | |
| | 2.1626 | 0,00 kr | 173 010,31 Kč | −433,61 Kč |
| | 2.1622 | 0,00 kr | 172 975,62 Kč | −468,30 Kč |
| | 2.1615 | 0,00 kr | 172 923,59 Kč | −520,33 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1791 | – | 174 325,28 Kč | |
| | 2.1736 | 0,00 kr | 173 889,47 Kč | −435,81 Kč |
| | 2.1732 | 0,00 kr | 173 854,60 Kč | −470,68 Kč |
| | 2.1725 | 0,00 kr | 173 802,30 Kč | −522,98 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1799 | – | 174 396,00 Kč | |
| | 2.1745 | 0,00 kr | 173 960,01 Kč | −435,99 Kč |
| | 2.1741 | 0,00 kr | 173 925,13 Kč | −470,87 Kč |
| | 2.1734 | 0,00 kr | 173 872,81 Kč | −523,19 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1765 | – | 174 120,32 Kč | |
| | 2.1711 | 0,00 kr | 173 685,02 Kč | −435,30 Kč |
| | 2.1706 | 0,00 kr | 173 650,20 Kč | −470,12 Kč |
| | 2.1700 | 0,00 kr | 173 597,96 Kč | −522,36 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1765 | – | 174 120,32 Kč | |
| | 2.1711 | 0,00 kr | 173 685,02 Kč | −435,30 Kč |
| | 2.1706 | 0,00 kr | 173 650,20 Kč | −470,12 Kč |
| | 2.1700 | 0,00 kr | 173 597,96 Kč | −522,36 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1767 | – | 174 132,40 Kč | |
| | 2.1712 | 0,00 kr | 173 697,07 Kč | −435,33 Kč |
| | 2.1708 | 0,00 kr | 173 662,24 Kč | −470,16 Kč |
| | 2.1701 | 0,00 kr | 173 610,00 Kč | −522,40 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 2.1759 | 377,44 kr | 173 252,32 Kč | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1849 | – | 174 789,04 Kč | |
| | 2.1794 | 0,00 kr | 174 352,07 Kč | −436,97 Kč |
| | 2.1790 | 0,00 kr | 174 317,11 Kč | −471,93 Kč |
| | 2.1783 | 0,00 kr | 174 264,67 Kč | −524,37 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1763 | – | 174 103,44 Kč | |
| | 2.1709 | 0,00 kr | 173 668,18 Kč | −435,26 Kč |
| | 2.1704 | 0,00 kr | 173 633,36 Kč | −470,08 Kč |
| | 2.1698 | 0,00 kr | 173 581,13 Kč | −522,31 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1843 | – | 174 745,20 Kč | |
| | 2.1789 | 0,00 kr | 174 308,34 Kč | −436,86 Kč |
| | 2.1784 | 0,00 kr | 174 273,39 Kč | −471,81 Kč |
| | 2.1778 | 0,00 kr | 174 220,96 Kč | −524,24 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1837 | – | 174 692,64 Kč | |
| | 2.1782 | 0,00 kr | 174 255,91 Kč | −436,73 Kč |
| | 2.1778 | 0,00 kr | 174 220,97 Kč | −471,67 Kč |
| | 2.1771 | 0,00 kr | 174 168,56 Kč | −524,08 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1837 | – | 174 692,64 Kč | |
| | 2.1782 | 0,00 kr | 174 255,91 Kč | −436,73 Kč |
| | 2.1778 | 0,00 kr | 174 220,97 Kč | −471,67 Kč |
| | 2.1771 | 0,00 kr | 174 168,56 Kč | −524,08 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1869 | – | 174 955,12 Kč | |
| | 2.1815 | 0,00 kr | 174 517,73 Kč | −437,39 Kč |
| | 2.1810 | 0,00 kr | 174 482,74 Kč | −472,38 Kč |
| | 2.1804 | 0,00 kr | 174 430,25 Kč | −524,87 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1884 | – | 175 074,64 Kč | |
| | 2.1830 | 0,00 kr | 174 636,95 Kč | −437,69 Kč |
| | 2.1825 | 0,00 kr | 174 601,94 Kč | −472,70 Kč |
| | 2.1819 | 0,00 kr | 174 549,42 Kč | −525,22 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1858 | – | 174 866,64 Kč | |
| | 2.1804 | 0,00 kr | 174 429,47 Kč | −437,17 Kč |
| | 2.1799 | 0,00 kr | 174 394,50 Kč | −472,14 Kč |
| | 2.1793 | 0,00 kr | 174 342,04 Kč | −524,60 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1843 | – | 174 745,76 Kč | |
| | 2.1789 | 0,00 kr | 174 308,90 Kč | −436,86 Kč |
| | 2.1784 | 0,00 kr | 174 273,95 Kč | −471,81 Kč |
| | 2.1778 | 0,00 kr | 174 221,52 Kč | −524,24 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1847 | – | 174 778,24 Kč | |
| | 2.1793 | 0,00 kr | 174 341,29 Kč | −436,95 Kč |
| | 2.1788 | 0,00 kr | 174 306,34 Kč | −471,90 Kč |
| | 2.1782 | 0,00 kr | 174 253,91 Kč | −524,33 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1869 | – | 174 949,12 Kč | |
| | 2.1814 | 0,00 kr | 174 511,75 Kč | −437,37 Kč |
| | 2.1810 | 0,00 kr | 174 476,76 Kč | −472,36 Kč |
| | 2.1803 | 0,00 kr | 174 424,27 Kč | −524,85 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1869 | – | 174 949,12 Kč | |
| | 2.1814 | 0,00 kr | 174 511,75 Kč | −437,37 Kč |
| | 2.1810 | 0,00 kr | 174 476,76 Kč | −472,36 Kč |
| | 2.1803 | 0,00 kr | 174 424,27 Kč | −524,85 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1882 | – | 175 055,20 Kč | |
| | 2.1827 | 0,00 kr | 174 617,56 Kč | −437,64 Kč |
| | 2.1823 | 0,00 kr | 174 582,55 Kč | −472,65 Kč |
| | 2.1816 | 0,00 kr | 174 530,03 Kč | −525,17 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1904 | – | 175 232,80 Kč | |
| | 2.1849 | 0,00 kr | 174 794,72 Kč | −438,08 Kč |
| | 2.1845 | 0,00 kr | 174 759,67 Kč | −473,13 Kč |
| | 2.1838 | 0,00 kr | 174 707,10 Kč | −525,70 Kč |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.1977 | – | 175 818,00 Kč | |
| | 2.1922 | 0,00 kr | 175 378,45 Kč | −439,55 Kč |
| | 2.1918 | 0,00 kr | 175 343,29 Kč | −474,71 Kč |
| | 2.1911 | 0,00 kr | 175 290,55 Kč | −527,45 Kč |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 2.1977 | – | 175 818,00 Kč | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more CZK per SEK than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CZK on every transfer from Sweden.
Right now, Key Currency pays 175,378.45 CZK on 80,000 SEK, which is 439.55 CZK less than the mid-market amount.
Today's payout is the highest in the past month.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Czech Republic.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Never the cheapest
Cheapest in 50% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest every time
Never the cheapest
Cheapest in 34% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest every time
Never the cheapest
Cheapest in 28% of them
Based on 104 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
10 companies send money from Sweden to Czech Republic, mostly through broker, online, app, global account, multi-currency account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Czech Republic, an online service like Wise is usually the simplest place to start.
Wise charges kr377.44 to send 80,000 SEK, leaving your recipient with 174,978.54 CZK after a 0.01% markup on SEK/CZK exchange rate.
In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Czech Republic.
Wise charges kr377.44 on a 80,000 SEK transfer and money will arrive in next day.
Over the past month, Wise was the cheapest app on 100% of the days it appeared for kr80,000 transfers.
Your recipient can withdraw via bank deposit, card deposit, and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.
Spending and travelling
A multi-currency account makes sense if you regularly need CZK.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.01% exchange-rate markup and holds the CZK in your account.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
Paying from business accounts
If your business receives and sends money in Czech Republic, a global account keeps the CZK in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 175,378.45 CZK.
From Sweden, you can fund the transfer by bank transfer, debit card, credit card, and debit card, and in Czech Republic, the recipient can use bank deposit, card deposit, and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect CZK from a nearby MoneyGram agent in Czech Republic.
Swish is useful for payments within Sweden, but it does not send CZK to Czech Republic.
You pay kr80,000.00
Kč175,378
Cheapest
You pay kr80,000.00
Kč174,896
-Kč482
You pay kr80,000.00
Kč174,896
-Kč482
You pay kr80,000.00
Kč172,707
-Kč2,671
You pay kr80,000.00
Kč172,707
-Kč2,671
You pay kr81,200.00
Kč171,984
-Kč3,394
You pay kr81,200.00
Kč171,984
-Kč3,394
You pay kr80,040.00
Kč171,632
-Kč3,746
You pay kr80,040.00
Kč171,632
-Kč3,746
You pay kr80,040.00
Kč171,632
-Kč3,746
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most CZK from Sweden.
Cheapest way to send money to Czech Republic
The cheapest option for an SEK 80,000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 175,378.45 CZK, which is 0.02% more than the next best option.
Fastest way to send money to Czech Republic
With Revolut, a bank transfer deposit and bank deposit payout delivers 173,722.96 CZK in same day.
Swish moves money between participating Swedish accounts, it cannot send SEK to Czech Republic.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Czech Republic over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Czech Republic may have their own rules on receiving monetary gifts.
We track 10 companies sending SEK to Czech Republic, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for SEK/CZK transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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