From 8 companies analysed, Paysend is the cheapest way to send money to Czech Republic, giving your recipient 171,611.63 CZK when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most CZK.
| 8 of 8 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/CZK transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 377,44 kr 1 SEK = 2.1550 CZK +0.01% vs mid-market | Recipient gets 171 586,62 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 377,44 kr1 SEK = 2.1550 CZK 171 586,62 KčYou pay80 000,00 kr | |||
| Promoted  MoneyGram Pay via Debit card | Fee 1 200,00 kr 1 SEK = 2.1163 CZK +1.82% vs mid-market | Recipient gets 169 304,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 2.1163 CZK 169 304,00 KčYou pay81 200,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 2.1105 CZK 168 840,00 KčYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 2.1007 CZK 168 056,00 KčYou pay80 040,00 kr | |||
Run a live search Showing top Sweden to Czech Republic deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to CZK rates. | |||
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much SEK you're planning to spend in Czech Republic. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
 Paysend Pay via Debit card | Fee 0,00 kr 1 SEK = 2.1451 CZK +0.47% vs mid-market | Recipient gets 171 611,63 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1451 CZK 171 611,63 KčYou pay80 000,00 kr | |||
| Paysend Pay via Credit card | Fee 0,00 kr 1 SEK = 2.1451 CZK +0.47% vs mid-market | Recipient gets 171 611,63 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1451 CZK 171 611,63 KčYou pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 377,44 kr 1 SEK = 2.1550 CZK +0.01% vs mid-market | Recipient gets 171 586,62 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 377,44 kr1 SEK = 2.1550 CZK 171 586,62 KčYou pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 34,80 kr 1 SEK = 2.1380 CZK +0.80% vs mid-market | Recipient gets 170 965,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 34,80 kr1 SEK = 2.1380 CZK 170 965,00 KčYou pay80 000,00 kr | |||
 Western Union Pay via Debit card | Fee 0,00 kr 1 SEK = 2.1314 CZK +1.11% vs mid-market | Recipient gets 170 512,00 Kč Minutes - 2 days | |
Ways to receive money in Czechia with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 2.1314 CZK 170 512,00 KčYou pay80 000,00 kr | |||
| Western Union Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1314 CZK +1.11% vs mid-market | Recipient gets 170 512,00 Kč Minutes - 2 days | |
Ways to receive money in Czechia with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 2.1314 CZK 170 512,00 KčYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 239,84 kr 1 SEK = 2.1550 CZK +0.01% vs mid-market | Recipient gets 169 728,14 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 239,84 kr1 SEK = 2.1550 CZK 169 728,14 KčYou pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 402,36 kr 1 SEK = 2.1550 CZK +0.01% vs mid-market | Recipient gets 169 377,91 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 402,36 kr1 SEK = 2.1550 CZK 169 377,91 KčYou pay80 000,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee 1 200,00 kr 1 SEK = 2.1163 CZK +1.82% vs mid-market | Recipient gets 169 304,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 2.1163 CZK 169 304,00 KčYou pay81 200,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 2.1105 CZK 168 840,00 KčYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 2.1007 CZK 168 056,00 KčYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 1 200,00 kr 1 SEK = 2.1163 CZK +1.82% vs mid-market | Recipient gets 169 304,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 2.1163 CZK 169 304,00 KčYou pay81 200,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 2.1105 CZK 168 840,00 KčYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 2.1007 CZK 168 056,00 KčYou pay80 040,00 kr | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1121 CZK +2.00% vs mid-market | Recipient gets 168 965,56 Kč Minutes - 2 days | |
Ways to receive money in Czechia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 2.1121 CZK 168 965,56 KčYou pay80 000,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 30,00 kr 1 SEK = 2.1105 CZK +2.09% vs mid-market | Recipient gets 168 840,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 2.1105 CZK 168 840,00 KčYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 2.1007 CZK 168 056,00 KčYou pay80 040,00 kr | |||
 Remitly Pay via Debit card | Fee 0,00 kr 1 SEK = 2.0972 CZK +2.73% vs mid-market | Recipient gets 167 776,00 Kč Minutes - 3 days | |
Ways to receive money in Czechia with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 2.0972 CZK 167 776,00 KčYou pay80 000,00 kr | |||
| Remitly Pay via Credit card | Fee 0,00 kr 1 SEK = 2.0972 CZK +2.73% vs mid-market | Recipient gets 167 776,00 Kč Minutes - 3 days | |
Ways to receive money in Czechia with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 2.0972 CZK 167 776,00 KčYou pay80 000,00 kr | |||
 Ria Money Transfer Pay via Credit card | Fee 59,00 kr 1 SEK = 2.0621 CZK +4.41% vs mid-market | Recipient gets 164 849,69 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hours 59,00 kr1 SEK = 2.0621 CZK 164 849,69 KčYou pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 2.0621 CZK 164 849,69 KčYou pay80 000,00 kr Bank depositMinutes - 24 hours 59,00 kr1 SEK = 2.0602 CZK 164 691,81 KčYou pay80 000,00 kr | |||
| Ria Money Transfer Pay via Debit card | Fee 59,00 kr 1 SEK = 2.0621 CZK +4.41% vs mid-market | Recipient gets 164 849,69 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Mobile walletMinutes - 24 hours 59,00 kr1 SEK = 2.0621 CZK 164 849,69 KčYou pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 2.0621 CZK 164 849,69 KčYou pay80 000,00 kr Bank depositMinutes - 24 hours 59,00 kr1 SEK = 2.0602 CZK 164 691,81 KčYou pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 2.1552 CZK Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Czech Republic, I suggest picking the cheapest option which is Paysend.
On a 80,000 SEK transfer, Paysend delivers the most CZK.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/CZK rate.
You can pay for the transfer using debit card, bank transfer, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Czech Republic, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
8 companies send money from Sweden to Czech Republic, mostly through online, app, in person, global account, multi-currency account, broker, SNPL, and digital wallet, and a few more ways.
Medium-sized transfers
For a one-off transfer to Czech Republic, an online service like Paysend is usually the simplest place to start.
Paysend charges kr0 to send 80,000 SEK, leaving your recipient with 171,611.63 after a 0.47% markup on SEK/CZK exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Czech Republic.
Paysend charges kr0 on a 80,000 SEK transfer and money will arrive in minutes - 24 hours.
You recipient can withdraw via bank deposit, cash pickup, card deposit, and mobile wallet.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need CZK.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.01% exchange-rate markup and holds the CZK in your account.
Paying from business accounts
If your business receives and sends money in Czech Republic, a global account keeps the CZK in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Paysend, paying by debit card and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 171,611.63 CZK.
From Sweden, you can fund the transfer by debit card, bank transfer, and credit card, and in Czech Republic, the recipient can use bank deposit, cash pickup, card deposit, and mobile wallet.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect CZK from a nearby Western Union agent in Czech Republic.
Swish is useful for payments within Sweden, but it does not send CZK to Czech Republic.
You pay kr80,000.00
Kč171,612
Cheapest
You pay kr80,000.00
Kč171,612
Kč0
You pay kr80,000.00
Kč171,587
-Kč25
You pay kr81,200.00
Kč169,304
-Kč2,308
You pay kr81,200.00
Kč169,304
-Kč2,308
You pay kr80,040.00
Kč168,056
-Kč3,556
You pay kr80,040.00
Kč168,056
-Kč3,556
You pay kr80,040.00
Kč168,056
-Kč3,556
You pay kr80,000.00
Kč164,850
-Kč6,762
You pay kr80,000.00
Kč164,850
-Kč6,762
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of CZK from Sweden.
Cheapest way to send money to Czech Republic
The cheapest option for CZK 171,611.63 is Paysend. Pay by debit card and choose bank deposit for the payout. Your recipient gets 171,611.63 CZK, which is 0.01% more than the next best option.
Fastest way to send money to Czech Republic
With Paysend, a debit card deposit and bank deposit payout delivers 171,611.63 CZK in minutes - 24 hours.
Swish moves money between participating Swedish accounts, it cannot send SEK to Czech Republic.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Czech Republic over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Czech Republic may have their own rules on receiving monetary gifts.
The final rate controls how much CZK you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 2.154714 CZK
We track 8 companies sending SEK to Czech Republic, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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