From 9 companies analysed, Key Currency is the cheapest way to send money to Czech Republic, giving your recipient 172,143.12 CZK when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most CZK.
| 9 of 9 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze SEK/CZK exchange rates from our comparisons. | |||
| Based on 80,000 SEK transfer Best companies for SEK/CZK transfersAll money transfer offers for SEK/CZK transfers, sorted by most CZK received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee 377,44 kr 1 SEK = 2.1570 CZK +0.01% vs mid-market | Recipient gets 171 745,07 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 377,44 kr1 SEK = 2.1570 CZK 171 745,07 KčYou pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 2.1446 CZK +0.58% vs mid-market | Recipient gets 171 568,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1446 CZK 171 568,00 KčYou pay80 000,00 kr | |||
Run a live search Showing top Sweden to Czech Republic deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to CZK rates. | |||
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much SEK you're planning to spend in Czech Republic. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1518 CZK +0.25% vs mid-market | Recipient gets 172 143,12 Kč Minutes - 3 days | |
Ways to receive money in Czechia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 2.1518 CZK 172 143,12 KčYou pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1514 CZK +0.27% vs mid-market | Recipient gets 172 108,61 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1514 CZK 172 108,61 KčYou pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1507 CZK +0.30% vs mid-market | Recipient gets 172 056,84 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1507 CZK 172 056,84 KčYou pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 377,44 kr 1 SEK = 2.1570 CZK +0.01% vs mid-market | Recipient gets 171 745,07 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 377,44 kr1 SEK = 2.1570 CZK 171 745,07 KčYou pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 2.1446 CZK +0.58% vs mid-market | Recipient gets 171 568,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1446 CZK 171 568,00 KčYou pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1446 CZK +0.58% vs mid-market | Recipient gets 171 568,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1446 CZK 171 568,00 KčYou pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 2.1446 CZK +0.58% vs mid-market | Recipient gets 171 568,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 2.1446 CZK 171 568,00 KčYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 2.1536 CZK +0.17% vs mid-market | Recipient gets 170 519,83 Kč Within minutes | |
Ways to receive money in Czechia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 2.1536 CZK 170 519,83 KčYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1270 CZK +1.40% vs mid-market | Recipient gets 170 158,52 Kč Minutes - 2 days | |
Ways to receive money in Czechia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 2.1270 CZK 170 158,52 KčYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 239,84 kr 1 SEK = 2.1570 CZK +0.01% vs mid-market | Recipient gets 169 884,88 Kč Within minutes | |
Ways to receive money in Czechia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 239,84 kr1 SEK = 2.1570 CZK 169 884,88 KčYou pay80 000,00 kr | |||
 Profee Pay via Debit card | Fee 0,00 kr 1 SEK = 2.1204 CZK +1.72% vs mid-market | Recipient gets 169 629,38 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 SEK = 2.1204 CZK 169 629,38 KčYou pay80 000,00 kr | |||
| Profee Pay via Bank transfer | Fee 0,00 kr 1 SEK = 2.1204 CZK +1.72% vs mid-market | Recipient gets 169 629,38 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 SEK = 2.1204 CZK 169 629,38 KčYou pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 1 260,00 kr 1 SEK = 2.1536 CZK +0.17% vs mid-market | Recipient gets 169 572,26 Kč Within minutes | |
Ways to receive money in Czechia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 1 260,00 kr1 SEK = 2.1536 CZK 169 572,26 KčYou pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee 1 402,36 kr 1 SEK = 2.1570 CZK +0.01% vs mid-market | Recipient gets 169 534,32 Kč Within minutes | |
Ways to receive money in Czechia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 402,36 kr1 SEK = 2.1570 CZK 169 534,32 KčYou pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 1 200,00 kr 1 SEK = 2.1155 CZK +1.95% vs mid-market | Recipient gets 169 240,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 2.1155 CZK 169 240,00 KčYou pay81 200,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 2.1100 CZK 168 800,00 KčYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 2.1030 CZK 168 240,00 KčYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 1 200,00 kr 1 SEK = 2.1155 CZK +1.95% vs mid-market | Recipient gets 169 240,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 2.1155 CZK 169 240,00 KčYou pay81 200,00 kr Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 2.1100 CZK 168 800,00 KčYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 2.1030 CZK 168 240,00 KčYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 30,00 kr 1 SEK = 2.1100 CZK +2.21% vs mid-market | Recipient gets 168 800,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks 30,00 kr1 SEK = 2.1100 CZK 168 800,00 KčYou pay80 030,00 kr Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 2.1030 CZK 168 240,00 KčYou pay80 040,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 2.157182 CZK Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Czech Republic, I suggest picking the cheapest option which is Key Currency.
On a 80,000 SEK transfer, Key Currency delivers the most CZK.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/CZK rate.
You can pay for the transfer using bank transfer, debit card, credit card, and debit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Czech Republic, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
9 companies send money from Sweden to Czech Republic, mostly through online, app, broker, global account, multi-currency account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Czech Republic, an online service like Wise is usually the simplest place to start.
Wise charges kr377.44 to send 80,000 SEK, leaving your recipient with 171,745.07 after a 0.01% markup on SEK/CZK exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Czech Republic.
Wise charges kr377.44 on a 80,000 SEK transfer and money will arrive in next day.
You recipient can withdraw via bank deposit, card deposit, and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need CZK.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.01% exchange-rate markup and holds the CZK in your account.
Paying from business accounts
If your business receives and sends money in Czech Republic, a global account keeps the CZK in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 172,143.12 CZK.
From Sweden, you can fund the transfer by bank transfer, debit card, credit card, and debit card, and in Czech Republic, the recipient can use bank deposit, card deposit, and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect CZK from a nearby MoneyGram agent in Czech Republic.
Swish is useful for payments within Sweden, but it does not send CZK to Czech Republic.
You pay kr80,000.00
Kč172,143
Cheapest
You pay kr80,000.00
Kč171,568
-Kč575
You pay kr80,000.00
Kč171,568
-Kč575
You pay kr80,000.00
Kč169,629
-Kč2,514
You pay kr80,000.00
Kč169,629
-Kč2,514
You pay kr81,200.00
Kč169,240
-Kč2,903
You pay kr81,200.00
Kč169,240
-Kč2,903
You pay kr80,040.00
Kč168,240
-Kč3,903
You pay kr80,040.00
Kč168,240
-Kč3,903
You pay kr80,040.00
Kč168,240
-Kč3,903
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of CZK from Sweden.
Cheapest way to send money to Czech Republic
The cheapest option for CZK 172,143.12 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 172,143.12 CZK, which is 0.02% more than the next best option.
Fastest way to send money to Czech Republic
With Revolut, a bank transfer deposit and bank deposit payout delivers 170,519.83 CZK in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Czech Republic.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Czech Republic over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Czech Republic may have their own rules on receiving monetary gifts.
The final rate controls how much CZK you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 2.157692 CZK
We track 9 companies sending SEK to Czech Republic, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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