How to send money to Czech Republic from Canada with the best CAD-CZK rate

Western Union is the cheapest way to send money from Canada to Czech Republic based on the 12 companies we analyzed, giving your recipient 15,556 CZK from CA$1,000.

Best companies for CAD/CZK transfers

12 of 12 providers

Last updated on 28 October 2026

Based on 1,000 CAD transfer

Best companies for CAD/CZK transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $7.59 1 CAD = 15.5654 CZK 0.00% vs mid-market Recipient gets Kč 15,447.26 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$7.591 CAD = 15.5654 CZK
Kč 15,447.26You pay$1,000.00
Ad

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 15.5000 CZK +0.42% vs mid-market Recipient gets Kč 15,500.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Czechia with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 15.5000 CZK
Kč 15,500.00You pay$1,000.00

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Western Union

Pay via Debit Card
Fees: $0.00 1 CAD = 15.5557 CZK +0.06% vs mid-market Recipient gets Kč 15,556.00 Next Day
Cheapest
Receive to bank account or cash pickup

Ways to receive money in Czechia with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 15.5557 CZK
Kč 15,556.00You pay$1,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 CAD = 15.5557 CZK +0.06% vs mid-market Recipient gets Kč 15,556.00 Next Day
Receive to bank account or cash pickup

Ways to receive money in Czechia with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 15.5557 CZK
Kč 15,556.00You pay$1,000.00

Remitly

Pay via Debit Card
Fees: $0.00 1 CAD = 15.5000 CZK +0.42% vs mid-market Recipient gets Kč 15,500.00 Within minutes
Fastest
Receive to bank account or cash pickup

Ways to receive money in Czechia with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
Free1 CAD = 15.5000 CZK
Kč 15,500.00You pay$1,000.00

Remitly

Pay via Bank Transfer
Fees: $0.00 1 CAD = 15.5000 CZK +0.42% vs mid-market Recipient gets Kč 15,500.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Czechia with Remitly when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 15.5000 CZK
Kč 15,500.00You pay$1,000.00

Remitly

Pay via Interac
Fees: $0.00 1 CAD = 15.5000 CZK +0.42% vs mid-market Recipient gets Kč 15,500.00 Within a week
Receive to bank account or cash pickup

Ways to receive money in Czechia with Remitly when paying by interac.

MethodFee & ratesRecipient gets
Bank depositWithin a week
Free1 CAD = 15.5000 CZK
Kč 15,500.00You pay$1,000.00

Remitly

Pay via Credit Card
Fees: $20.00 1 CAD = 15.5000 CZK +0.42% vs mid-market Recipient gets Kč 15,500.00 Within minutes
Receive to bank account or cash pickup

Ways to receive money in Czechia with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$20.001 CAD = 15.5000 CZK
Kč 15,500.00You pay$1,020.00

Paysend

Pay via Debit Card
Fees: $0.00 1 CAD = 15.4914 CZK +0.48% vs mid-market Recipient gets Kč 15,491.44 6-12 Hours

Ways to receive money in Czechia with Paysend when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 15.4914 CZK
Kč 15,491.44You pay$1,000.00

Paysend

Pay via Credit Card
Fees: $0.00 1 CAD = 15.4914 CZK +0.48% vs mid-market Recipient gets Kč 15,491.44 6-12 Hours

Ways to receive money in Czechia with Paysend when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 15.4914 CZK
Kč 15,491.44You pay$1,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 CAD = 15.4640 CZK +0.65% vs mid-market Recipient gets Kč 15,464.04 6-12 Hours
Receive to bank account

Ways to receive money in Czechia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 15.4640 CZK
Kč 15,464.04You pay$1,000.00

Wise

Pay via Bank Transfer
Fees: $7.59 1 CAD = 15.5654 CZK 0.00% vs mid-market Recipient gets Kč 15,447.26 Same day
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$7.591 CAD = 15.5654 CZK
Kč 15,447.26You pay$1,000.00

CurrencyFair

Pay via Bank Transfer
Fees: $4.82 1 CAD = 15.4400 CZK +0.81% vs mid-market Recipient gets Kč 15,365.00 6-12 Hours
Receive to bank account

Ways to receive money in Czechia with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$4.821 CAD = 15.4400 CZK
Kč 15,365.00You pay$1,000.00

Wise

Pay via Interac
Fees: $13.29 1 CAD = 15.5654 CZK 0.00% vs mid-market Recipient gets Kč 15,358.54 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by interac.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$13.291 CAD = 15.5654 CZK
Kč 15,358.54You pay$1,000.00

Koho

Pay via Bank Transfer
Fees: $12.81 1 CAD = 15.5563 CZK +0.06% vs mid-market Recipient gets Kč 15,357.00 Within minutes
Receive to bank account

Ways to receive money in Czechia with Koho when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$12.811 CAD = 15.5563 CZK
Kč 15,357.00You pay$1,000.00

Remitbee

Pay via Interac
Fees: $0.00 1 CAD = 15.3299 CZK +1.52% vs mid-market Recipient gets Kč 15,329.90 Next Day
0 reviews

Ways to receive money in Czechia with Remitbee when paying by interac.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 15.3299 CZK
Kč 15,329.90You pay$1,000.00

Remitbee

Pay via Bill payment
Fees: $0.00 1 CAD = 15.3299 CZK +1.52% vs mid-market Recipient gets Kč 15,329.90 Next Day
0 reviews

Ways to receive money in Czechia with Remitbee when paying by bill payment.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 15.3299 CZK
Kč 15,329.90You pay$1,000.00

Remitbee

Pay via Bank Transfer
Fees: $0.00 1 CAD = 15.3299 CZK +1.52% vs mid-market Recipient gets Kč 15,329.90 Next Day
0 reviews

Ways to receive money in Czechia with Remitbee when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 15.3299 CZK
Kč 15,329.90You pay$1,000.00

Wise

Pay via Debit Card
Fees: $18.61 1 CAD = 15.5654 CZK 0.00% vs mid-market Recipient gets Kč 15,275.73 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$18.611 CAD = 15.5654 CZK
Kč 15,275.73You pay$1,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $4.99 1 CAD = 15.2717 CZK +1.90% vs mid-market Recipient gets Kč 15,271.70 6-12 Hours

Ways to receive money in Czechia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 15.2717 CZK
Kč 15,271.70You pay$1,004.99
Cash pickup6-12 Hours
$5.991 CAD = 15.2717 CZK
Kč 15,271.70You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $4.99 1 CAD = 15.2717 CZK +1.90% vs mid-market Recipient gets Kč 15,271.70 6-12 Hours

Ways to receive money in Czechia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 15.2717 CZK
Kč 15,271.70You pay$1,004.99
Cash pickup6-12 Hours
$5.991 CAD = 15.2717 CZK
Kč 15,271.70You pay$1,005.99
$0 fee on first online transfers

MoneyGram

Pay via Cash deposit
Fees: $4.99 1 CAD = 15.2717 CZK +1.90% vs mid-market Recipient gets Kč 15,271.70 6-12 Hours

Ways to receive money in Czechia with MoneyGram when paying by cash deposit.

MethodFee & ratesRecipient gets
Bank deposit6-12 HoursAvailable via:All Banks
$4.991 CAD = 15.2717 CZK
Kč 15,271.70You pay$1,004.99
Cash pickup6-12 Hours
$5.991 CAD = 15.2717 CZK
Kč 15,271.70You pay$1,005.99

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 CAD = 15.2539 CZK +2.00% vs mid-market Recipient gets Kč 15,253.91 Next Day

Ways to receive money in Czechia with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 CAD = 15.2539 CZK
Kč 15,253.91You pay$1,000.00

Remitbee

Pay via Debit Card
Fees: $8.99 1 CAD = 15.3299 CZK +1.52% vs mid-market Recipient gets Kč 15,192.08 Next Day
0 reviews

Ways to receive money in Czechia with Remitbee when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
$8.991 CAD = 15.3299 CZK
Kč 15,192.08You pay$1,000.00

RBC

Pay via Bank Transfer
Fees: $0.00 1 CAD = 15.1003 CZK +3.03% vs mid-market Recipient gets Kč 15,100.30 6-12 Hours
0 reviews

Ways to receive money in Czechia with RBC when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 15.1003 CZK
Kč 15,100.30You pay$1,000.00

Wise

Pay via Credit Card
Fees: $33.35 1 CAD = 15.5654 CZK 0.00% vs mid-market Recipient gets Kč 15,046.29 Same day
Receive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
$33.351 CAD = 15.5654 CZK
Kč 15,046.29You pay$1,000.00

TD Bank

Pay via Bank Transfer
Fees: $0.00 1 CAD = 14.9221 CZK +4.22% vs mid-market Recipient gets Kč 14,922.14 6-12 Hours

Ways to receive money in Czechia with TD Bank when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 CAD = 14.9221 CZK
Kč 14,922.14You pay$1,000.00
How Our Results Work
Mid-market rate: 1 CAD = 15.5652 CZK Updates every 60 minutes.

How to send money from Canada to Czech Republic

Pick a company

Start with the cheapest, which is Western Union at 15,556 CZK on CA$1,000.

Western Union was the cheapest on 28 of the 30 days it quoted CA$1,000 transfers to Czech Republic.

More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, interac, bill payment, and cash deposit.

Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.

Verify and send

First time round you'll need a photo ID, and often where the money came from.

Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.

Compare amounts

How much CAD are you sending to Czech Republic?

How much CAD you send to Czech Republic heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Western Union was the cheapest in 69% of the transfers up to C$1,000 it quoted, and in 76% of all the transfers it quoted.

Cheapest service
$1000.12%$0.00Kč 1,556.00with debit card to bank deposit+Kč 43.60
$500-0.24%$0.00Kč 7,805.00with debit card to bank deposit+Kč 130.32
$1,000This page0.06%$0.00Kč 15,556.00with debit card to bank deposit+Kč 208.72
$3,0000.10%$0.00Kč 46,668.00with debit card to bank deposit+Kč 636.20
$10,0000.25%$0.00Kč 155,319.62with bank transfer to bank deposit+Kč 1,516.37
$50,0000.20%$0.00Kč 776,957.72with bank transfer to bank deposit+Kč 6,953.24

Mid-market rate: 1 CAD = 15.5652 CZK

CAD/CZK Exchange Rate History

Is today a good time to send money from Canada to Czech Republic?

The cheapest way to send CAD to CZK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Western Union), across 30 days of comparisons for 1,000 CAD transfers to Czech Republic.

CZK received for $1,000, after fees

Wed, Oct 28, 2026Mid-market rateKč 15,565.22 Western Union Kč 15,556.00 RBC Kč 15,100.30Western UnionKč 15,556.00RemitlyKč 15,500.00PaysendKč 15,491.44Extra cost of a bankKč 455.70

14,600
14,800
15,000
15,200
15,400
15,600
15,800
At the mid-market rateWith the cheapest optionWith a bankWestern UnionRemitlyPaysend
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.1390 – Kč 15,138.97
Western Union Cheapest 15.1314 $0.00 Kč 15,132.00 −Kč 6.97
Paysend 15.0656 $0.00 Kč 15,065.60 −Kč 73.37
Remitly 14.9400 $0.00 Kč 14,940.00 −Kč 198.97
RBC 14.6794 $0.00 Kč 14,679.43 −Kč 459.54
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.1743 – Kč 15,174.34
Western Union Cheapest 15.1715 $0.00 Kč 15,172.00 −Kč 2.34
Paysend 15.1123 $0.00 Kč 15,112.29 −Kč 62.05
Remitly 15.0000 $0.00 Kč 15,000.00 −Kč 174.34
RBC 14.7432 $0.00 Kč 14,743.18 −Kč 431.16
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.1717 – Kč 15,171.73
Western Union Cheapest 15.1444 $0.00 Kč 15,145.00 −Kč 26.73
Paysend 15.1000 $0.00 Kč 15,099.95 −Kč 71.78
Remitly 14.9700 $0.00 Kč 14,970.00 −Kč 201.73
RBC 14.7432 $0.00 Kč 14,743.18 −Kč 428.55
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2774 – Kč 15,277.42
Western Union Cheapest 15.2908 $0.00 Kč 15,291.00 +Kč 13.58
Paysend 15.2057 $0.00 Kč 15,205.67 −Kč 71.75
Remitly 15.0900 $0.00 Kč 15,090.00 −Kč 187.42
RBC 14.8300 $0.00 Kč 14,830.00 −Kč 447.42
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2432 – Kč 15,243.22
Western Union Cheapest 15.2185 $0.00 Kč 15,219.00 −Kč 24.22
Paysend 15.1722 $0.00 Kč 15,172.21 −Kč 71.01
Remitly 15.0500 $0.00 Kč 15,050.00 −Kč 193.22
RBC 14.8300 $0.00 Kč 14,830.00 −Kč 413.22
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2421 – Kč 15,242.15
Western Union Cheapest 15.2185 $0.00 Kč 15,219.00 −Kč 23.15
Paysend 15.1722 $0.00 Kč 15,172.21 −Kč 69.94
Remitly 15.0500 $0.00 Kč 15,050.00 −Kč 192.15
RBC 14.7929 $0.00 Kč 14,792.90 −Kč 449.25
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.3093 – Kč 15,309.26
Paysend Cheapest 15.2415 $0.00 Kč 15,241.51 −Kč 67.75
Western Union 15.2185 $0.00 Kč 15,219.00 −Kč 90.26
Remitly 15.1200 $0.00 Kč 15,120.00 −Kč 189.26
RBC 14.7929 $0.00 Kč 14,792.90 −Kč 516.36
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2804 – Kč 15,280.43
Western Union Cheapest 15.2840 $0.00 Kč 15,284.00 +Kč 3.57
Paysend 15.2097 $0.00 Kč 15,209.70 −Kč 70.73
Remitly 15.0900 $0.00 Kč 15,090.00 −Kč 190.43
RBC 14.8389 $0.00 Kč 14,838.93 −Kč 441.50
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2916 – Kč 15,291.58
Western Union Cheapest 15.2521 $0.00 Kč 15,253.00 −Kč 38.58
Paysend 15.2203 $0.00 Kč 15,220.31 −Kč 71.27
Remitly 15.1000 $0.00 Kč 15,100.00 −Kč 191.58
RBC 14.8389 $0.00 Kč 14,838.93 −Kč 452.65
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2875 – Kč 15,287.51
Western Union Cheapest 15.2957 $0.00 Kč 15,296.00 +Kč 8.49
Paysend 15.2154 $0.00 Kč 15,215.35 −Kč 72.16
Remitly 15.1000 $0.00 Kč 15,100.00 −Kč 187.51
RBC 14.8306 $0.00 Kč 14,830.59 −Kč 456.92
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2693 – Kč 15,269.34
Western Union Cheapest 15.2685 $0.00 Kč 15,269.00 −Kč 0.34
Paysend 15.1966 $0.00 Kč 15,196.61 −Kč 72.73
Remitly 15.0800 $0.00 Kč 15,080.00 −Kč 189.34
RBC 14.8306 $0.00 Kč 14,830.59 −Kč 438.75
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2596 – Kč 15,259.60
Western Union Cheapest 15.2604 $0.00 Kč 15,261.00 +Kč 1.40
Paysend 15.1939 $0.00 Kč 15,193.91 −Kč 65.69
Remitly 15.0600 $0.00 Kč 15,060.00 −Kč 199.60
RBC 14.7794 $0.00 Kč 14,779.42 −Kč 480.18
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2596 – Kč 15,259.60
Western Union Cheapest 15.2604 $0.00 Kč 15,261.00 +Kč 1.40
Paysend 15.1939 $0.00 Kč 15,193.91 −Kč 65.69
Remitly 15.0600 $0.00 Kč 15,060.00 −Kč 199.60
RBC 14.8148 $0.00 Kč 14,814.81 −Kč 444.79
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2783 – Kč 15,278.26
Western Union Cheapest 15.2604 $0.00 Kč 15,261.00 −Kč 17.26
Paysend 15.2105 $0.00 Kč 15,210.47 −Kč 67.79
Remitly 15.1000 $0.00 Kč 15,100.00 −Kč 178.26
RBC 14.8320 $0.00 Kč 14,832.00 −Kč 446.26
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2790 – Kč 15,278.97
Western Union Cheapest 15.2924 $0.00 Kč 15,293.00 +Kč 14.03
Paysend 15.2037 $0.00 Kč 15,203.68 −Kč 75.29
Remitly 15.1900 $0.00 Kč 15,190.00 −Kč 88.97
RBC 14.8259 $0.00 Kč 14,825.93 −Kč 453.04
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2994 – Kč 15,299.36
Western Union Cheapest 15.2898 $0.00 Kč 15,290.00 −Kč 9.36
Paysend 15.2294 $0.00 Kč 15,229.36 −Kč 70.00
Remitly 15.2100 $0.00 Kč 15,210.00 −Kč 89.36
RBC 14.8613 $0.00 Kč 14,861.27 −Kč 438.09
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2930 – Kč 15,293.03
Western Union Cheapest 15.3388 $0.00 Kč 15,339.00 +Kč 45.97
Paysend 15.2183 $0.00 Kč 15,218.25 −Kč 74.78
Remitly 15.2100 $0.00 Kč 15,210.00 −Kč 83.03
RBC 14.8610 $0.00 Kč 14,861.03 −Kč 432.00
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2846 – Kč 15,284.62
Western Union Cheapest 15.2835 $0.00 Kč 15,284.00 −Kč 0.62
Paysend 15.2136 $0.00 Kč 15,213.57 −Kč 71.05
Remitly 15.1900 $0.00 Kč 15,190.00 −Kč 94.62
RBC 14.8610 $0.00 Kč 14,861.03 −Kč 423.59
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2889 – Kč 15,288.93
Western Union Cheapest 15.2992 $0.00 Kč 15,300.00 +Kč 11.07
Paysend 15.2382 $0.00 Kč 15,238.17 −Kč 50.76
Remitly 15.2200 $0.00 Kč 15,220.00 −Kč 68.93
RBC 14.8588 $0.00 Kč 14,858.84 −Kč 430.09
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.2889 – Kč 15,288.93
Western Union Cheapest 15.2992 $0.00 Kč 15,300.00 +Kč 11.07
Paysend 15.2382 $0.00 Kč 15,238.17 −Kč 50.76
Remitly 15.2200 $0.00 Kč 15,220.00 −Kč 68.93
RBC 14.8588 $0.00 Kč 14,858.84 −Kč 430.09
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.3764 – Kč 15,376.39
Paysend Cheapest 15.3004 $0.00 Kč 15,300.41 −Kč 75.98
Western Union 15.2992 $0.00 Kč 15,300.00 −Kč 76.39
Remitly 15.2900 $0.00 Kč 15,290.00 −Kč 86.39
RBC 14.8745 $0.00 Kč 14,874.46 −Kč 501.93
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.3847 – Kč 15,384.71
Western Union Cheapest 15.3768 $0.00 Kč 15,377.00 −Kč 7.71
Paysend 15.3153 $0.00 Kč 15,315.29 −Kč 69.42
Remitly 15.3000 $0.00 Kč 15,300.00 −Kč 84.71
RBC 14.9498 $0.00 Kč 14,949.82 −Kč 434.89
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.3957 – Kč 15,395.74
Western Union Cheapest 15.3747 $0.00 Kč 15,375.00 −Kč 20.74
Paysend 15.3314 $0.00 Kč 15,331.44 −Kč 64.30
Remitly 15.3200 $0.00 Kč 15,320.00 −Kč 75.74
RBC 14.9625 $0.00 Kč 14,962.55 −Kč 433.19
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.3985 – Kč 15,398.52
Western Union Cheapest 15.3792 $0.00 Kč 15,380.00 −Kč 18.52
Paysend 15.3255 $0.00 Kč 15,325.48 −Kč 73.04
Remitly No quote collected this day – – – –
Bank No quote collected this day – – – –
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.4520 – Kč 15,452.04
Western Union Cheapest 15.4460 $0.00 Kč 15,447.00 −Kč 5.04
Remitly 15.3800 $0.00 Kč 15,380.00 −Kč 72.04
Paysend 15.3799 $0.00 Kč 15,379.92 −Kč 72.12
RBC 14.9966 $0.00 Kč 14,996.58 −Kč 455.46
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.5112 – Kč 15,511.16
Western Union Cheapest 15.4920 $0.00 Kč 15,493.00 −Kč 18.16
Paysend 15.4359 $0.00 Kč 15,435.88 −Kč 75.28
Remitly 15.4300 $0.00 Kč 15,430.00 −Kč 81.16
RBC 14.9966 $0.00 Kč 14,996.58 −Kč 514.58
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.5112 – Kč 15,511.16
Western Union Cheapest 15.4920 $0.00 Kč 15,493.00 −Kč 18.16
Paysend 15.4359 $0.00 Kč 15,435.88 −Kč 75.28
Remitly 15.4200 $0.00 Kč 15,420.00 −Kč 91.16
RBC 15.0602 $0.00 Kč 15,060.24 −Kč 450.92
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.4935 – Kč 15,493.50
Western Union Cheapest 15.4920 $0.00 Kč 15,493.00 −Kč 0.50
Remitly 15.4300 $0.00 Kč 15,430.00 −Kč 63.50
Paysend 15.4190 $0.00 Kč 15,419.02 −Kč 74.48
RBC 15.0865 $0.00 Kč 15,086.52 −Kč 406.98
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.5607 – Kč 15,560.75
Western Union Cheapest 15.5411 $0.00 Kč 15,542.00 −Kč 18.75
Remitly 15.5000 $0.00 Kč 15,500.00 −Kč 60.75
Paysend 15.4836 $0.00 Kč 15,483.61 −Kč 77.14
RBC 15.0819 $0.00 Kč 15,081.89 −Kč 478.86
Exchange rateFees:Recipient getsDifference
Mid-market rate 15.5652 – Kč 15,565.22
Western Union Cheapest 15.5557 $0.00 Kč 15,556.00 −Kč 9.22
Remitly 15.5000 $0.00 Kč 15,500.00 −Kč 65.22
Paysend 15.4914 $0.00 Kč 15,491.44 −Kč 73.77
RBC 15.1003 $0.00 Kč 15,100.30 −Kč 464.92

Exchange rateFees:Recipient getsDifference

Each line shows what the recipient gets when you send $1,000, after fees, as quoted by each company. The mid-market line shows what $1,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CZK per CAD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 9 of the last 30 days.

Right now, Western Union pays 15,556 CZK on 1,000 CAD, which is 9.22 CZK less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Czech Republic.

We've tracked 180 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Western UnionAppeared in 122 comparisons

    Cheapest in 76% of them

  2. RemitlyAppeared in 98 comparisons

    Cheapest in 24% of them

  3. PaysendAppeared in 92 comparisons

    Cheapest in 4% of them

  4. RBCAppeared in 86 comparisons

    Never the cheapest

Based on 180 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyze companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Western Union is the cheapest and gets you the most CZK, and it was also the cheapest in 76% of the 122 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Czech Republic.

Remitly (today's second cheapest) was the cheapest in only 24% of its comparisons, so it's rarely the cheapest option for transfers to Czech Republic.

Ways to send money from Canada to Czech Republic

There are 12 companies sending money to Czech Republic, but how you send depends on your needs.

Most common option

In-person transfers

Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.

Bring CA$1,000 in cash to the closest Western Union location, and your recipient picks up 15,556 CZK within minutes.

Our data shows Western Union came out cheapest among in-person options on 100% of days in the past month.

Cash transfers cost more

Cash transfer to Czech Republic is usually the most expensive option, compare your options above to get the best deal.

For transfers home

Money transfer apps

An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.

Western Union charges CA$0 in fees and adds 0.06% markup, so your CA$1,000 delivers 15,556 CZK in next day.

Over the past month, Western Union was the cheapest app on 93% of the days it appeared for CA$1,000 transfers.

You don't need a SIN to sign up either, a passport works.

For one-off transfers

Online transfers

For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.

Of the 12 companies we compared, Western Union is the cheapest online service and currently gets you 15,556 CZK on a CA$1,000 transfer after a CA$0 fee and 0.06% markup.

In our comparisons over the past month, it was the cheapest online service on 28 of the 30 days it quoted.

Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.

The most expensive way

Banks

A wire from your bank carries a $30 to $80 fee, plus another 1.5 to 3% inside the exchange rate that you won't see itemized anywhere.

On a CA$1,000 transfer, a bank like RBC delivers 15,100.3 CZK, against 15,556 CZK with Western Union.

We found RBC was the cheapest bank on 29 of the 29 days it appeared for this amount.

The wire can feel like the safer choice for a big amount, but bank deposit insurance and the safeguards used by money transfer companies are just as safe, just different protections.

For large transfers from Canada

Currency brokers

For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.

Brokers like OFX charge no fees but add 0.65% on CAD/CZK interbank rate.

The markup gets lower the more you send, with an account manager handling it end to end.

Our analysis shows OFX was the cheapest broker in 63% of all the transfers it quoted.

If you're sending large amounts, expect more questions about the transfers, so have statements and documents ready to avoid delays.

If you already have one

Challenger banks

Some neobanks in Canada include international transfers with no transfer fee as part of the account.

Koho sends your CA$1,000 for CA$12.81 in fees with 0.06% markup.

It's a good option for small occasional transfers, but I still suggest .

Our data shows Koho came out cheapest among challenger banks on 100% of days in the past month.

For businesses paying abroad

Global accounts

Global accounts handle the business side, paying suppliers, contractors and overseas invoices in CZK.

Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.

For spending abroad and getting paid

Multi-currency accounts

If part of your life runs in CZK, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.

Wise lets you hold CAD and CZK, and convert between them at low cost.

For example, converting $1,000 costs $7.59 in fees at 0% markup, which gets you 15,447.26 CZK.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Ways to fund CAD and receive CZK in Czech Republic

With Western Union, paying by debit card and receiving through bank deposit is the cheapest combination. Sending CA$1,000 gives your recipient 15,556 CZK.

Our data shows that Western Union gets your recipient 455.7 CZK more than RBC, today's cheapest bank, on the same CA$1,000.

Deposit CAD using bank transfer, debit card, credit card, interac, bill payment, and cash deposit.

I suggest using Interac e-Transfer for simplicity

Follow the company's Interac instructions and check the business name before sending.

Do not send to an email address supplied outside the company's app or website.

The recipient can receive CZK through bank deposit and cash pickup.

For a bank deposit payout, you will need the recipient's bank details in Czech Republic.

  1. 1
    debit card Bank deposit

    You pay CA$1,000.00

    Kč15,556

    Cheapest

  2. 2
    Bank transfer Bank deposit

    You pay CA$1,000.00

    Kč15,556

    Kč0

  3. 3
    Interac Bank deposit

    You pay CA$1,000.00

    Kč15,500

    -Kč56

  4. 4
    credit card Bank deposit

    You pay CA$1,020.00

    Kč15,500

    -Kč56

  5. 5
    Bill payment Bank deposit

    You pay CA$1,000.00

    Kč15,330

    -Kč226

Show moreShow less
  1. 6
    debit card Cash pickup

    You pay CA$1,005.99

    Kč15,272

    -Kč284

  2. 7
    credit card Cash pickup

    You pay CA$1,005.99

    Kč15,272

    -Kč284

  3. 8
    Cash deposit Bank deposit

    You pay CA$1,004.99

    Kč15,272

    -Kč284

  4. 9
    Cash deposit Cash pickup

    You pay CA$1,005.99

    Kč15,272

    -Kč284

Consider this when sending CAD to Czech Republic

Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.

Compare CAD/CZK transfer options

For a CA$1,000 transfer to Czech Republic, these are the cheapest, fastest and easiest options available now.

Best way to send money to Czech Republic

Western Union is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 15,556 CZK, which is 0.36% more than the next best option.

Fastest way to send money to Czech Republic

Remitly is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 15,500 CZK in within an hour.

Interac only works inside Canada

An Interac e-Transfer cannot go directly to a recipient in Czech Republic.

When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.

C$10,000 reporting threshold

There is no C$10,000 legal cap on electronic transfers from Canada.

A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.

The bank or transfer company makes that report, you do not file it yourself.

But you may be asked for proof of where the money came from.

Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.

Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.

CDIC protection

Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.

Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.

If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.

If you live in Quebec, also confirm that it is allowed to provide money services there.

How we analyse the market

Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.

That covers 12 FINTRAC-registered companies sending CAD to Czech Republic, updated in real time during a live search, compared on rates, fees and how your recipient can collect.

In the past 30 days alone, we analyzed 180 comparisons across 6 amounts.

This page covers the cheapest and fastest options for CAD/CZK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.