Western Union is the cheapest way to send money from Canada to Czech Republic based on the 13 companies we analyzed, giving your recipient 15,114 CZK from $1,000.
| 13 of 13 providers Last updated on 28 September 2026 | |||
| Based on 1,000 CAD transfer Best companies for CAD/CZK transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $7.59 1 CAD = 15.1306 CZK +0.01% vs mid-market | Recipient gets Kč 15,015.76 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $7.591 CAD = 15.1306 CZK Kč 15,015.76You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 14.8212 CZK +2.07% vs mid-market | Recipient gets Kč 14,821.20 6-12 Hours | |
Ways to receive money in Czechia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 14.8212 CZK Kč 14,821.20You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 14.4360 CZK Kč 14,436.00You pay$1,005.99 | |||
Run a live search Showing top Canada to Czech Republic deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to CZK rates. | |||
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much CAD you're planning to spend in Czech Republic. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 CAD = 15.1131 CZK +0.12% vs mid-market | Recipient gets Kč 15,114.00 Next Day | |
Ways to receive money in Czechia with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 15.1131 CZK Kč 15,114.00You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 CAD = 15.1131 CZK +0.12% vs mid-market | Recipient gets Kč 15,114.00 Next Day | |
Ways to receive money in Czechia with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 15.1131 CZK Kč 15,114.00You pay$1,000.00 | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 15.0585 CZK +0.48% vs mid-market | Recipient gets Kč 15,058.54 6-12 Hours | |
Ways to receive money in Czechia with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 15.0585 CZK Kč 15,058.54You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 15.0585 CZK +0.48% vs mid-market | Recipient gets Kč 15,058.54 6-12 Hours | |
Ways to receive money in Czechia with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 15.0585 CZK Kč 15,058.54You pay$1,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 CAD = 15.0331 CZK +0.65% vs mid-market | Recipient gets Kč 15,033.12 6-12 Hours | |
Ways to receive money in Czechia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 15.0331 CZK Kč 15,033.12You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $7.59 1 CAD = 15.1306 CZK +0.01% vs mid-market | Recipient gets Kč 15,015.76 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $7.591 CAD = 15.1306 CZK Kč 15,015.76You pay$1,000.00 | |||
 Remitly Pay via Debit Card | Fees: $0.00 1 CAD = 14.9500 CZK +1.21% vs mid-market | Recipient gets Kč 14,950.00 2 Days | |
Ways to receive money in Czechia with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 14.9500 CZK Kč 14,950.00You pay$1,000.00 | |||
| Remitly Pay via Credit Card | Fees: $20.00 1 CAD = 14.9500 CZK +1.21% vs mid-market | Recipient gets Kč 14,950.00 2 Days | |
Ways to receive money in Czechia with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank deposit2 Days $20.001 CAD = 14.9500 CZK Kč 14,950.00You pay$1,020.00 | |||
| Remitly Pay via Bank Transfer | Fees: $0.00 1 CAD = 14.9500 CZK +1.21% vs mid-market | Recipient gets Kč 14,950.00 2 Days | |
Ways to receive money in Czechia with Remitly when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 14.9500 CZK Kč 14,950.00You pay$1,000.00 | |||
| Remitly Pay via Interac | Fees: $0.00 1 CAD = 14.9500 CZK +1.21% vs mid-market | Recipient gets Kč 14,950.00 2 Days | |
Ways to receive money in Czechia with Remitly when paying by interac. MethodFee & ratesRecipient gets Bank deposit2 Days Free1 CAD = 14.9500 CZK Kč 14,950.00You pay$1,000.00 | |||
 CurrencyFair Pay via Bank Transfer | Fees: $4.96 1 CAD = 15.0100 CZK +0.81% vs mid-market | Recipient gets Kč 14,935.00 6-12 Hours | |
Ways to receive money in Czechia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $4.961 CAD = 15.0100 CZK Kč 14,935.00You pay$1,000.00 | |||
 Koho Pay via Bank Transfer | Fees: $12.81 1 CAD = 15.1268 CZK +0.03% vs mid-market | Recipient gets Kč 14,933.00 Within minutes | |
Ways to receive money in Czechia with Koho when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $12.811 CAD = 15.1268 CZK Kč 14,933.00You pay$1,000.00 | |||
| Wise Pay via Interac | Fees: $13.29 1 CAD = 15.1306 CZK +0.01% vs mid-market | Recipient gets Kč 14,929.51 Same day | |
Ways to receive money in Czechia with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $13.291 CAD = 15.1306 CZK Kč 14,929.51You pay$1,000.00 | |||
 Remitbee Pay via Interac | Fees: $0.00 1 CAD = 14.8876 CZK +1.62% vs mid-market | Recipient gets Kč 14,887.60 Next Day | |
Ways to receive money in Czechia with Remitbee when paying by interac. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 14.8876 CZK Kč 14,887.60You pay$1,000.00 | |||
| Remitbee Pay via Bill payment | Fees: $0.00 1 CAD = 14.8876 CZK +1.62% vs mid-market | Recipient gets Kč 14,887.60 Next Day | |
Ways to receive money in Czechia with Remitbee when paying by bill payment. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 14.8876 CZK Kč 14,887.60You pay$1,000.00 | |||
| Remitbee Pay via Bank Transfer | Fees: $0.00 1 CAD = 14.8876 CZK +1.62% vs mid-market | Recipient gets Kč 14,887.60 Next Day | |
Ways to receive money in Czechia with Remitbee when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 14.8876 CZK Kč 14,887.60You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $18.61 1 CAD = 15.1306 CZK +0.01% vs mid-market | Recipient gets Kč 14,849.02 Same day | |
Ways to receive money in Czechia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $18.611 CAD = 15.1306 CZK Kč 14,849.02You pay$1,000.00 | |||
 Moneycorp Pay via Bank Transfer | Fees: $0.00 1 CAD = 14.8288 CZK +2.00% vs mid-market | Recipient gets Kč 14,828.85 Next Day | |
Ways to receive money in Czechia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 14.8288 CZK Kč 14,828.85You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $4.99 1 CAD = 14.8212 CZK +2.07% vs mid-market | Recipient gets Kč 14,821.20 6-12 Hours | |
Ways to receive money in Czechia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 14.8212 CZK Kč 14,821.20You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 14.4360 CZK Kč 14,436.00You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $4.99 1 CAD = 14.8212 CZK +2.07% vs mid-market | Recipient gets Kč 14,821.20 6-12 Hours | |
Ways to receive money in Czechia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 14.8212 CZK Kč 14,821.20You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 14.4360 CZK Kč 14,436.00You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $4.99 1 CAD = 14.8212 CZK +2.07% vs mid-market | Recipient gets Kč 14,821.20 6-12 Hours | |
Ways to receive money in Czechia with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $4.991 CAD = 14.8212 CZK Kč 14,821.20You pay$1,004.99 Cash pickup6-12 Hours $5.991 CAD = 14.4360 CZK Kč 14,436.00You pay$1,005.99 | |||
| Remitbee Pay via Debit Card | Fees: $8.99 1 CAD = 14.8876 CZK +1.62% vs mid-market | Recipient gets Kč 14,753.76 Next Day | |
Ways to receive money in Czechia with Remitbee when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day $8.991 CAD = 14.8876 CZK Kč 14,753.76You pay$1,000.00 | |||
 RBC Pay via Bank Transfer | Fees: $0.00 1 CAD = 14.6794 CZK +3.03% vs mid-market | Recipient gets Kč 14,679.43 6-12 Hours | |
Ways to receive money in Czechia with RBC when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 14.6794 CZK Kč 14,679.43You pay$1,000.00 | |||
| Wise Pay via Credit Card | Fees: $33.35 1 CAD = 15.1306 CZK +0.01% vs mid-market | Recipient gets Kč 14,625.99 Same day | |
Ways to receive money in Czechia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $33.351 CAD = 15.1306 CZK Kč 14,625.99You pay$1,000.00 | |||
 TD Bank Pay via Bank Transfer | Fees: $0.00 1 CAD = 14.5303 CZK +4.05% vs mid-market | Recipient gets Kč 14,530.31 6-12 Hours | |
Ways to receive money in Czechia with TD Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 14.5303 CZK Kč 14,530.31You pay$1,000.00 | |||
 Ria Money Transfer Pay via Debit Card | Fees: $45.00 1 CAD = 14.8658 CZK +1.77% vs mid-market | Recipient gets Kč 14,196.82 6-12 Hours | |
Ways to receive money in Czechia with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $45.001 CAD = 14.8658 CZK Kč 14,196.82You pay$1,000.00 Mobile wallet6-12 Hours $45.001 CAD = 14.8658 CZK Kč 14,196.82You pay$1,000.00 Cash pickup6-12 Hours $45.001 CAD = 14.8658 CZK Kč 14,196.82You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $65.00 1 CAD = 14.8658 CZK +1.77% vs mid-market | Recipient gets Kč 13,899.50 6-12 Hours | |
Ways to receive money in Czechia with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $65.001 CAD = 14.8658 CZK Kč 13,899.50You pay$1,000.00 Mobile wallet6-12 Hours $65.001 CAD = 14.8658 CZK Kč 13,899.50You pay$1,000.00 Cash pickup6-12 Hours $65.001 CAD = 14.8658 CZK Kč 13,899.50You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 15.1315 CZK Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Western Union at 15,114 CZK on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including bank transfer, debit card, credit card, interac, bill payment, and cash deposit.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
How much CAD you send to Czech Republic heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $100 | 0.16% | $0.00 | Kč 1,512.00with debit card to bank deposit | +Kč 101.94 | |
| $500 | 0.15% | $0.00 | Kč 7,557.00with debit card to bank deposit | +Kč 178.95 | |
| $1,000This page | 0.12% | $0.00 | Kč 15,114.00with debit card to bank deposit | +Kč 281.35 | |
| $10,000 | 0.25% | $0.00 | Kč 150,903.24with bank transfer to bank deposit | +Kč 1,429.29 | |
| $50,000 | 0.20% | $0.00 | Kč 755,009.06with bank transfer to bank deposit | +Kč 7,405.42 |
Mid-market rate: 1 CAD = 15.1315 CZK
There are 13 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Western Union location, and your recipient picks up 15,114 CZK within minutes.
Cash transfers cost more
Cash transfer to Czech Republic is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Western Union charges $0 in fees and adds 0.12% markup, so your $1,000 delivers 15,114 CZK in next day.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 13 online companies, Western Union is the cheapest and currently gets you 15,114 CZK on a $1,000 transfer after a $0 fee and 0.12% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
The most expensive way
A wire from your bank carries a $30 to $80 fee, plus another 1.5 to 3% inside the exchange rate that you won't see itemized anywhere.
On a $1,000 transfer, a bank like RBC delivers 14,679.43 CZK, against 14,679.43 CZK with Western Union.
The wire can feel like the safer choice for a big amount, but bank deposit insurance and the safeguards used by money transfer companies are just as safe, just different protections.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
Brokers like OFX charge no fees but add 0.65% on CAD/CZK interbank rate.
The markup gets lower the more you send, with an account manager handling it end to end.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
If you already have one
Some neobanks in Canada include international transfers with no transfer fee as part of the account.
Koho sends your $1,000 for $12.81 in fees with 0.03% markup.
It's a good option for small ocasional transfers, but I still suggest .
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in CZK.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in CZK, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Wise lets you hold CAD and CZK, and convert between them at low cost.
For example, converting $1,000 costs $7.59 in fees at 0.01% markup, which gets you 15,015.76 CZK.
With Western Union, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 15,114 CZK.
Deposit CAD using bank transfer, debit card, credit card, interac, bill payment, and cash deposit.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive CZK through bank deposit, cash pickup, and mobile wallet.
For a bank deposit payout, you will need the recipient's bank details in Czech Republic.
You pay $1,000.00
Kč15,114
Cheapest
You pay $1,000.00
Kč15,114
Kč0
You pay $1,000.00
Kč15,059
-Kč55
You pay $1,000.00
Kč14,950
-Kč164
You pay $1,000.00
Kč14,888
-Kč226
You pay $1,004.99
Kč14,821
-Kč293
You pay $1,005.99
Kč14,436
-Kč678
You pay $1,005.99
Kč14,436
-Kč678
You pay $1,005.99
Kč14,436
-Kč678
You pay $1,000.00
Kč14,197
-Kč917
You pay $1,000.00
Kč13,899
-Kč1,215
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Czech Republic, these are the cheapest, fastest and easiest options available now.
Best way to send money to Czech Republic
Western Union is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 15,114 CZK, which is 0.37% more than the next best option.
Fastest way to send money to Czech Republic
Koho is fastest when you pay by bank transfer and choose bank deposit for the payout. The transfer delivers 14,933 CZK in within an hour.
An Interac e-Transfer cannot go directly to a recipient in Czech Republic.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the CZK amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 15.131983 CZK
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 13 FINTRAC-registered companies sending CAD to Czech Republic, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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