Best companies for AUD/CZK transfers
9 of 9 providers Last updated on 28 October 2026
Based on 2,000 AUD transfer Best companies for AUD/CZK transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $8.82 1 AUD = 15.3989 CZK -0.01% vs mid-market	Recipient gets Kč 30,661.98 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $8.821 AUD = 15.3989 CZK Kč 30,661.98You pay$2,000.00
Ad Xe Pay via Debit Card	Fees: $0.00 1 AUD = 15.1369 CZK +1.70% vs mid-market	Recipient gets Kč 30,273.88 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 15.1369 CZK Kč 30,273.88You pay$2,000.00
Run a live search Showing top Australia to Czech Republic deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to CZK rates.
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much AUD you're planning to spend in Czech Republic.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Pricing based on Revolut Standard plan Revolut Pay via Bank Transfer	Fees: $3.00 1 AUD = 15.3765 CZK +0.13% vs mid-market	Recipient gets Kč 30,706.82 Same day
10 reviews Cheapest Receive to bank account
Ways to receive money in Czechia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day $3.001 AUD = 15.3765 CZK Kč 30,706.82You pay$2,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Bank Transfer	Fees: $8.82 1 AUD = 15.3989 CZK -0.01% vs mid-market	Recipient gets Kč 30,661.98 Same day
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $8.821 AUD = 15.3989 CZK Kč 30,661.98You pay$2,000.00

Wise Pay via Osko	Fees: $8.82 1 AUD = 15.3989 CZK -0.01% vs mid-market	Recipient gets Kč 30,661.98 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Czechia with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $8.821 AUD = 15.3989 CZK Kč 30,661.98You pay$2,000.00
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 15.2968 CZK +0.65% vs mid-market	Recipient gets Kč 30,593.65 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Czechia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 15.2968 CZK Kč 30,593.65You pay$2,000.00
Wise Pay via Debit Card	Fees: $14.36 1 AUD = 15.3989 CZK -0.01% vs mid-market	Recipient gets Kč 30,576.67 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Czechia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $14.361 AUD = 15.3989 CZK Kč 30,576.67You pay$2,000.00
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 15.1933 CZK +1.33% vs mid-market	Recipient gets Kč 30,387.00 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Czechia with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 15.1933 CZK Kč 30,387.00You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 15.1933 CZK +1.33% vs mid-market	Recipient gets Kč 30,387.00 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Czechia with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 15.1933 CZK Kč 30,387.00You pay$2,000.00
Wise Pay via Credit Card	Fees: $27.88 1 AUD = 15.3989 CZK -0.01% vs mid-market	Recipient gets Kč 30,368.48 Same day
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Czechia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $27.881 AUD = 15.3989 CZK Kč 30,368.48You pay$2,000.00
Xe Pay via Debit Card	Fees: $0.00 1 AUD = 15.1369 CZK +1.70% vs mid-market	Recipient gets Kč 30,273.88 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 15.1369 CZK Kč 30,273.88You pay$2,000.00

Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 15.1369 CZK +1.70% vs mid-market	Recipient gets Kč 30,273.88 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Czechia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 15.1369 CZK Kč 30,273.88You pay$2,000.00
Xe Pay via Credit Card	Fees: $0.00 1 AUD = 15.1369 CZK +1.70% vs mid-market	Recipient gets Kč 30,273.88 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Czechia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 15.1369 CZK Kč 30,273.88You pay$2,000.00
Moneycorp Pay via Bank Transfer	Fees: $0.00 1 AUD = 15.1198 CZK +1.80% vs mid-market	Recipient gets Kč 30,239.52 Next Day
0 reviews
Ways to receive money in Czechia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 15.1198 CZK Kč 30,239.52You pay$2,000.00
Remitly Pay via Debit Card	Fees: $0.00 1 AUD = 15.1000 CZK +1.95% vs mid-market	Recipient gets Kč 30,200.00 Within minutes
15 reviews Fastest Receive to bank account or cash pickup
Ways to receive money in Czechia with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 15.1000 CZK Kč 30,200.00You pay$2,000.00

Remitly Pay via Credit Card	Fees: $0.00 1 AUD = 15.1000 CZK +1.95% vs mid-market	Recipient gets Kč 30,200.00 Within minutes
15 reviews Receive to bank account or cash pickup
Ways to receive money in Czechia with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutes Free1 AUD = 15.1000 CZK Kč 30,200.00You pay$2,000.00
Remitly Pay via PayTo	Fees: $0.00 1 AUD = 15.1000 CZK +1.95% vs mid-market	Recipient gets Kč 30,200.00 Within a week
15 reviews Receive to bank account or cash pickup
Ways to receive money in Czechia with Remitly when paying by payto. MethodFee & ratesRecipient gets Bank depositWithin a week Free1 AUD = 15.1000 CZK Kč 30,200.00You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $2.99 1 AUD = 15.0123 CZK +2.53% vs mid-market	Recipient gets Kč 30,024.60 6-12 Hours
2 reviews
Ways to receive money in Czechia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 15.0123 CZK Kč 30,024.60You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 15.0121 CZK Kč 30,024.20You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $2.99 1 AUD = 15.0123 CZK +2.53% vs mid-market	Recipient gets Kč 30,024.60 6-12 Hours
2 reviews
Ways to receive money in Czechia with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 15.0123 CZK Kč 30,024.60You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 15.0121 CZK Kč 30,024.20You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $2.99 1 AUD = 15.0123 CZK +2.53% vs mid-market	Recipient gets Kč 30,024.60 6-12 Hours
2 reviews
Ways to receive money in Czechia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 HoursAvailable via:All Banks $2.991 AUD = 15.0123 CZK Kč 30,024.60You pay$2,002.99 Cash pickup6-12 Hours $3.991 AUD = 15.0121 CZK Kč 30,024.20You pay$2,003.99
NAB Pay via Bank Transfer	Fees: $0.00 1 AUD = 14.9780 CZK +2.76% vs mid-market	Recipient gets Kč 29,956.06 3-5 Days
0 reviews
Ways to receive money in Czechia with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 14.9780 CZK Kč 29,956.06You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 15.3969 CZK Updates every 60 minutes.

Why compare

AUD/CZK exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Czech Republic

Pick a company

Start with the cheapest, which is Revolut at 30,706.82 CZK on A$2,000.

Revolut was the cheapest on 19 of the 28 days it quoted A$2,000 transfers to Czech Republic.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, osko, payto, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Czech Republic?

How much AUD you send to Czech Republic heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Revolut was the cheapest in 69% of the transfers up to A$2,000 it quoted, and in 20% of all the transfers it quoted.


$1,000	0.23%	$1.50	Kč 15,335.87with bank transfer to bank deposit	+Kč 268.12
$1,500	0.15%	$2.25	Kč 23,020.92with bank transfer to bank deposit	+Kč 534.30
$2,000This page	0.13%	$3.00	Kč 30,706.82with bank transfer to bank deposit	+Kč 389.21
$3,000	0.00%	$12.51	Kč 45,980.76with bank transfer to bank deposit	+Kč 516.95
$7,500	0.30%	$0.00	Kč 115,134.98with bank transfer to bank deposit	+Kč 1,059.73
$12,000	0.25%	$0.00	Kč 184,317.45with bank transfer to bank deposit	+Kč 1,718.09
$15,000	0.25%	$0.00	Kč 230,316.85with bank transfer to bank deposit	+Kč 2,085.46
$50,000	0.20%	$0.00	Kč 768,150.27with bank transfer to bank deposit	+Kč 1,370.67
$100,000	0.20%	$0.00	Kč 1,536,672.80with bank transfer to bank deposit	+Kč 13,956.99
$250,000	0.15%	$0.00	Kč 3,843,606.68with bank transfer to bank deposit	+Kč 36,377.03
$500,000	0.15%	$0.00	Kč 7,685,826.94with bank transfer to bank deposit	+Kč 39,475.90

Mid-market rate: 1 AUD = 15.3969 CZK

AUD/CZK Exchange Rate History

Is today a good time to send money from Australia to Czech Republic?

The cheapest way to send AUD to CZK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Revolut), across 30 days of comparisons for 2,000 AUD transfers to Czech Republic.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CZK per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Revolut pays 30,706.82 CZK on 2,000 AUD, which is 86.99 CZK less than the mid-market amount.

Today's payout is the highest in the past month.

Ways to send money from Australia to Czech Republic

9 money transfer companies let you send money from Australia to Czech Republic.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Czech Republic.

For example, sending A$2,000 with Wise will get you 30,661.98 CZK after a A$8.82 fee and -0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 29 of the 30 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Revolut takes A$3 in fees and 0.13% markup on a A$2,000 transfer, and your CZK arrives in same day.

Over the past month, Revolut was the cheapest app on 68% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/CZK, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows OFX was the cheapest broker in 37% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in CZK, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and CZK in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.13% markup, and the CZK sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 71% of days.

Most useful if you travel often to Czech Republic, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a A$2,000 transfer, a bank like NAB adds 2.76% markup and delivers 29,956.06 CZK, against 30,706.82 CZK via Revolut (the cheapest option).

We found NAB was the cheapest bank on 26 of the 26 days it appeared for this amount.

Ways to fund AUD and receive money in Czech Republic

With Revolut, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 30,706.82 CZK.

Our data shows that Revolut gets your recipient 750.76 CZK more than NAB, today's cheapest bank, on the same A$2,000.

You can fund the transfer with bank transfer, debit card, credit card, osko, payto, and poli.

Recipients in Czech Republic can collect CZK through bank deposit and cash pickup.

They can collect cash via Western Union

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Czech Republic.

1

Bank transfer Bank deposit

You pay A$2,000.00

Kč30,707

Cheapest
2

Osko Bank deposit

You pay A$2,000.00

Kč30,662

-Kč45
3

Debit card Bank deposit

You pay A$2,000.00

Kč30,577

-Kč130
4

Credit card Bank deposit

You pay A$2,000.00

Kč30,368

-Kč338
5

Payto Bank deposit

You pay A$2,000.00

Kč30,200

-Kč507

Show moreShow less

6

Poli Bank deposit

You pay A$2,002.99

Kč30,025

-Kč682
7

Debit card Cash pickup

You pay A$2,003.99

Kč30,024

-Kč683
8

Credit card Cash pickup

You pay A$2,003.99

Kč30,024

-Kč683
9

Poli Cash pickup

You pay A$2,003.99

Kč30,024

-Kč683

Consider this before sending AUD to Czech Republic

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/CZK transfer options

For a A$2,000 transfer to Czech Republic, these are the best options right now:

Cheapest

Revolut is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 30,706.82 CZK, which is 0.15% more than the next best option.

Fastest

Remitly delivers 30,200 CZK in within minutes when you use debit card and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Czech Republic.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Czech Republic.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 9 companies sending AUD to Czech Republic, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/CZK transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Australia

Send money to Czech Republic

Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	15.0003	–	Kč 30,000.51
Revolut Cheapest	14.9776	$3.00	Kč 29,910.29	−Kč 90.22
Wise	14.9992	$8.82	Kč 29,866.11	−Kč 134.40
OFX	14.9028	$0.00	Kč 29,805.50	−Kč 195.01
NAB	14.4650	$0.00	Kč 28,930.08	−Kč 1,070.43

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	15.0127	–	Kč 30,025.31
Revolut Cheapest	14.9914	$3.00	Kč 29,937.74	−Kč 87.57
Wise	15.0132	$8.82	Kč 29,893.98	−Kč 131.33
OFX	14.9151	$0.00	Kč 29,830.14	−Kč 195.17
NAB	14.5983	$0.00	Kč 29,196.61	−Kč 828.70

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	15.0090	–	Kč 30,017.92
Revolut Cheapest	14.9865	$3.00	Kč 29,927.98	−Kč 89.94
Wise	15.0089	$8.82	Kč 29,885.42	−Kč 132.50
OFX	14.9114	$0.00	Kč 29,822.81	−Kč 195.11
NAB	14.5983	$0.00	Kč 29,196.61	−Kč 821.31

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	15.0723	–	Kč 30,144.62
Revolut Cheapest	15.0500	$3.00	Kč 30,054.93	−Kč 89.69
Wise	15.0718	$8.82	Kč 30,010.67	−Kč 133.95
OFX	14.9743	$0.00	Kč 29,948.68	−Kč 195.94
NAB	14.6518	$0.00	Kč 29,303.53	−Kč 841.09

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	15.0493	–	Kč 30,098.61
Wise Cheapest	15.1099	$8.82	Kč 30,086.53	−Kč 12.08
OFX	14.9515	$0.00	Kč 29,902.97	−Kč 195.64
Revolut	15.0694	$23.00	Kč 29,792.11	−Kč 306.50
NAB	14.5410	$0.00	Kč 29,082.00	−Kč 1,016.61

How to send money to Czech Republic from Australia with the best AUD-CZK rate

Best companies for AUD/CZK transfers