We’ve analysed and compared 9 money transfer companies below for PLN/CZK transfers.
| 9 of 9 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze PLN/CZK exchange rates from our comparisons. | |||
| Based on 30,000 PLN transfer Best companies for PLN/CZK transfersAll money transfer offers for PLN/CZK transfers, sorted by most CZK received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee 212,72 zł 1 PLN = 5.5888 CZK 0.00% vs mid-market | Recipient gets 166.476,64 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 212,72 zł1 PLN = 5.5888 CZK 166.476,64 KčYou pay30.000,00 zł | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 5.5537 CZK +0.63% vs mid-market | Recipient gets 166.611,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 5.5537 CZK 166.611,00 KčYou pay30.000,00 zł | |||
Run a live search Showing top Poland to Czech Republic deals for 30,000 PLN. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to CZK rates. | |||
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much PLN you're planning to spend in Czech Republic. | |||
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 zł 1 PLN = 5.5747 CZK +0.25% vs mid-market | Recipient gets 167.240,74 Kč Minutes - 3 days | |
Ways to receive money in Czechia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 PLN = 5.5747 CZK 167.240,74 KčYou pay30.000,00 zł | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 zł 1 PLN = 5.5736 CZK +0.27% vs mid-market | Recipient gets 167.207,21 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 5.5736 CZK 167.207,21 KčYou pay30.000,00 zł | |||
 TorFx Pay via Bank transfer | Fee 0,00 zł 1 PLN = 5.5719 CZK +0.30% vs mid-market | Recipient gets 167.156,91 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 5.5719 CZK 167.156,91 KčYou pay30.000,00 zł | |||
| Xe Pay via Debit card | Fee 0,00 zł 1 PLN = 5.5537 CZK +0.63% vs mid-market | Recipient gets 166.611,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 5.5537 CZK 166.611,00 KčYou pay30.000,00 zł | |||
| Xe Pay via Bank transfer | Fee 0,00 zł 1 PLN = 5.5537 CZK +0.63% vs mid-market | Recipient gets 166.611,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 5.5537 CZK 166.611,00 KčYou pay30.000,00 zł | |||
| Xe Pay via Credit card | Fee 0,00 zł 1 PLN = 5.5537 CZK +0.63% vs mid-market | Recipient gets 166.611,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 5.5537 CZK 166.611,00 KčYou pay30.000,00 zł | |||
| Wise Pay via Bank transfer | Fee 212,72 zł 1 PLN = 5.5888 CZK 0.00% vs mid-market | Recipient gets 166.476,64 Kč Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 212,72 zł1 PLN = 5.5888 CZK 166.476,64 KčYou pay30.000,00 zł | |||
 CurrencyFair Pay via Bank transfer | Fee 13,42 zł 1 PLN = 5.5440 CZK +0.80% vs mid-market | Recipient gets 166.245,00 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 13,42 zł1 PLN = 5.5440 CZK 166.245,00 KčYou pay30.000,00 zł | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 310,00 zł 1 PLN = 5.5763 CZK +0.22% vs mid-market | Recipient gets 165.561,10 Kč Within minutes | |
Ways to receive money in Czechia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 310,00 zł1 PLN = 5.5763 CZK 165.561,10 KčYou pay30.000,00 zł | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 zł 1 PLN = 5.5104 CZK +1.40% vs mid-market | Recipient gets 165.312,65 Kč Minutes - 2 days | |
Ways to receive money in Czechia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 PLN = 5.5104 CZK 165.312,65 KčYou pay30.000,00 zł | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 460,00 zł 1 PLN = 5.5763 CZK +0.22% vs mid-market | Recipient gets 164.724,65 Kč Within minutes | |
Ways to receive money in Czechia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 460,00 zł1 PLN = 5.5763 CZK 164.724,65 KčYou pay30.000,00 zł | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Profee Pay via Debit card | Fee 0,00 zł 1 PLN = 5.4244 CZK +2.98% vs mid-market | Recipient gets 162.731,37 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 PLN = 5.4244 CZK 162.731,37 KčYou pay30.000,00 zł | |||
| Profee Pay via BLIK | Fee 0,00 zł 1 PLN = 5.4244 CZK +2.98% vs mid-market | Recipient gets 162.731,37 Kč Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by blik. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 PLN = 5.4244 CZK 162.731,37 KčYou pay30.000,00 zł | |||
| How Our Results Work Mid-market rate: 1 PLN = 5.588663 CZK Updates every 60 minutes. | |||
Transfer details
Start with the cheapest option, which is Key Currency. It will get you the most CZK on a PLN 30,000 transfer.
This heavily depends on how much you send, so I suggest to get the best PLN/CZK rate.
You can fund your transfer to Czech Republic using bank transfer, debit card, credit card, debit card, and blik.
Depending on the transfer company, you can use BLIK, which is the quickest and easiest.
Before you send, you'll need to verify your account.
You'll need a photo ID and your PESEL.
9 companies send money from Poland to Czech Republic, across broker, online, app, global account, and multi-currency account, and more.
Simplest way to send PLN
Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, credit card, debit card, and blik.
Using BLIK is the simplest (and fastest) method to fund your transfer to Czech Republic.
Xe charges 0 PLN on a zł30,000 transfer and delivers 166,611 CZK in minutes - 24 hours, straight to the recipient's bank card or account.
Mid-size and one-off transfers
Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.
Online services like Xe move money inside their own network instead, which is much cheaper and gets you more CZK.
The cheapest way to send money online from Poland to Czech Republic is via Xe.
Sending 30,000 PLN gets you 166,611 CZK (after 0 fee and 0.63% markup).
Converting and spending
Multi currency accounts let you hold PLN and CZK in one account.
This is useful for travelling to Czech Republic, getting paid in CZK, or pre-converting when PLN/CZK rate is good.
You can convert between them whenever you want, and once you have CZK there are no fees after.
The best multi-currency account for holding PLN and CZK is Wise.
For example, it converts zł30,000 at 0% markup and small fee.
For freelancers and businesses
Global accounts are for Polish companies doing business abroad.
Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 167,240.74 CZK.
Deposit PLN through bank transfer, debit card, credit card, debit card, and blik.
Fund the transfer with BLIK
This is by the quickest way to fund the transfer to Czech Republic.
Approve the payment in your Polish banking app using the six-digit BLIK code.
BLIK funds the balance, while the transfer company handles the payout in Czech Republic.
They can receive CZK via bank deposit and card deposit.
Receive CZK on a Ukrainian bank card
Your recipient can receive CZK on a supported card in Czech Republic. Check that their name and card details match before sending.
You pay zł30,000.00
Kč167,241
Cheapest
You pay zł30,000.00
Kč166,611
-Kč630
You pay zł30,000.00
Kč166,611
-Kč630
You pay zł30,000.00
Kč162,731
-Kč4,509
You pay zł30,000.00
Kč162,731
-Kč4,509
There are a few nuances when sending money from Poland to Czech Republic.
For a 30,000 PLN transfer to Czech Republic, these are the cheapest, fastest and easiest options.
Cheapest way to send money to Czech Republic
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 167,240.74 CZK, which is 0.02% more than the next best option.
Fastest way to send money to Czech Republic
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 165,561.1 CZK, with the money arriving in within minutes.
Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.
BLIK by itself cannot move money outside the country.
Sending money abroad is not itself a Polish tax charge.
A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.
The closest family group can qualify for a full exemption.
Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.
The Polish tax authority explains the exemption and current filing conditions.
BFG deposit protection applies to eligible bank deposits.
A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.
Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.
A small change in the PLN/CZK rate can make a difference to the amount received, especially on regular transfers to Czech Republic.
Mid-market rate:1 PLN = 5.594242 CZK
Every company here is KNF-registered or passported into Poland, and we check that before anything else.
We track 9 of them on PLN to Czech Republic in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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