The cheapest option overall is Key Currency, giving your recipient 157,818.63 CZK when you send CHF 6,000.
Below we’ve compared 9 ways to send money from Switzerland to Czech Republic.
| 9 of 9 providers Last updated on 28 October 2026 | |||
| Based on 6,000 CHF transfer Best companies for CHF/CZK transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 19.08 1 CHF = 26.3707 CZK -0.01% vs mid-market | Recipient gets Kč 157'721.05 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 19.081 CHF = 26.3707 CZK Kč 157'721.05You payCHF 6'000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 26.0765 CZK +1.12% vs mid-market | Recipient gets Kč 156'459.00 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 26.0765 CZK Kč 156'459.00You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Czech Republic deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to CZK rates. | |||
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much CHF you're planning to spend in Czech Republic. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee CHF 0.00 1 CHF = 26.3031 CZK +0.25% vs mid-market | Recipient gets Kč 157'818.63 Minutes - 3 days | |
Ways to receive money in Czechia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 CHF = 26.3031 CZK Kč 157'818.63You payCHF 6'000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 26.2978 CZK +0.27% vs mid-market | Recipient gets Kč 157'786.99 Minutes - 24 hours | |
Ways to receive money in Czechia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 26.2978 CZK Kč 157'786.99You payCHF 6'000.00 | |||
 TorFx Pay via Bank transfer | Fee CHF 0.00 1 CHF = 26.2899 CZK +0.30% vs mid-market | Recipient gets Kč 157'739.53 Minutes - 24 hours | |
Ways to receive money in Czechia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 26.2899 CZK Kč 157'739.53You payCHF 6'000.00 | |||
| Wise Pay via Bank transfer | Fee CHF 19.08 1 CHF = 26.3707 CZK -0.01% vs mid-market | Recipient gets Kč 157'721.05 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer CHF 19.081 CHF = 26.3707 CZK Kč 157'721.05You payCHF 6'000.00 | |||
 OFX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 26.2372 CZK +0.50% vs mid-market | Recipient gets Kč 157'423.10 Minutes - 24 hours | |
Ways to receive money in Czechia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 26.2372 CZK Kč 157'423.10You payCHF 6'000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee CHF 2.84 1 CHF = 26.1700 CZK +0.76% vs mid-market | Recipient gets Kč 156'945.00 Minutes - 24 hours | |
Ways to receive money in Czechia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 2.841 CHF = 26.1700 CZK Kč 156'945.00You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee CHF 56.50 1 CHF = 26.3427 CZK +0.10% vs mid-market | Recipient gets Kč 156'567.77 Same day | |
Ways to receive money in Czechia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day CHF 56.501 CHF = 26.3427 CZK Kč 156'567.77You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 26.0765 CZK +1.12% vs mid-market | Recipient gets Kč 156'459.00 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 26.0765 CZK Kč 156'459.00You payCHF 6'000.00 | |||
 Moneycorp Pay via Bank transfer | Fee CHF 0.00 1 CHF = 25.9999 CZK +1.40% vs mid-market | Recipient gets Kč 155'999.17 Minutes - 2 days | |
Ways to receive money in Czechia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 25.9999 CZK Kč 155'999.17You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee CHF 89.50 1 CHF = 26.3427 CZK +0.10% vs mid-market | Recipient gets Kč 155'698.46 Within minutes | |
Ways to receive money in Czechia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes CHF 89.501 CHF = 26.3427 CZK Kč 155'698.46You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee CHF 36.00 1 CHF = 26.0765 CZK +1.12% vs mid-market | Recipient gets Kč 155'520.25 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 26.0765 CZK Kč 155'520.25You payCHF 6'000.00 | |||
| Xe Pay via Credit card | Fee CHF 36.00 1 CHF = 26.0765 CZK +1.12% vs mid-market | Recipient gets Kč 155'520.25 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 26.0765 CZK Kč 155'520.25You payCHF 6'000.00 | |||
| How Our Results Work Mid-market rate: 1 CHF = 26.3690 CZK Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 157,818.63 CZK for a CHF 6,000 transfer.
Key Currency was the cheapest on 23 of the 25 days it quoted fr.6,000 transfers to Czech Republic.
Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
How much CHF you send to Czech Republic heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 91% of the transfers from CHF 6,000 it quoted, and in 91% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| CHF 1'000 | 0.10% | CHF 1.50 | Kč 26'300.19with bank transfer to bank deposit | +Kč 285.85 | |
| CHF 5'000 | 0.27% | CHF 0.00 | Kč 131'425.96with bank transfer to bank deposit | +Kč 949.37 | |
| CHF 6'000This page | 0.25% | CHF 0.00 | Kč 157'818.63with bank transfer to bank deposit | +Kč 1'052.03 | |
| CHF 25'000 | 0.20% | CHF 0.00 | Kč 657'478.21with bank transfer to bank deposit | +Kč 4'354.61 |
Mid-market rate: 1 CHF = 26.3690 CZK
The cheapest way to send CHF to CZK can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6,000 CHF transfers to Czech Republic.
Wed, 28 Oct 2026Mid-market rateKč 158'214.17 Key Currency Kč 157'818.63Key CurrencyKč 157'818.63Regency FXKč 157'786.99TorFxKč 157'739.53
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 25.8114 | – | Kč 154'868.17 | |
| | 25.7468 | CHF 0.00 | Kč 154'481.00 | −Kč 387.17 |
| | 25.7417 | CHF 0.00 | Kč 154'450.03 | −Kč 418.14 |
| | 25.7339 | CHF 0.00 | Kč 154'403.57 | −Kč 464.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 25.8210 | – | Kč 154'926.08 | |
| | 25.7565 | CHF 0.00 | Kč 154'538.77 | −Kč 387.31 |
| | 25.7513 | CHF 0.00 | Kč 154'507.78 | −Kč 418.30 |
| | 25.7436 | CHF 0.00 | Kč 154'461.31 | −Kč 464.77 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 25.9241 | – | Kč 155'544.77 | |
| | 25.8593 | CHF 0.00 | Kč 155'155.91 | −Kč 388.86 |
| | 25.8541 | CHF 0.00 | Kč 155'124.80 | −Kč 419.97 |
| | 25.8464 | CHF 0.00 | Kč 155'078.13 | −Kč 466.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.2400 | – | Kč 157'439.87 | |
| | 26.1744 | CHF 0.00 | Kč 157'046.27 | −Kč 393.60 |
| | 26.1691 | CHF 0.00 | Kč 157'014.78 | −Kč 425.09 |
| | 26.1613 | CHF 0.00 | Kč 156'967.55 | −Kč 472.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.2196 | – | Kč 157'317.46 | |
| | 26.1540 | CHF 0.00 | Kč 156'924.16 | −Kč 393.30 |
| | 26.1488 | CHF 0.00 | Kč 156'892.70 | −Kč 424.76 |
| | 26.1409 | CHF 0.00 | Kč 156'845.50 | −Kč 471.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.1552 | – | Kč 156'931.37 | |
| | 26.2032 | CHF 19.08 | Kč 156'719.24 | −Kč 212.13 |
| | 26.0898 | CHF 0.00 | Kč 156'539.05 | −Kč 392.32 |
| | 26.0846 | CHF 0.00 | Kč 156'507.66 | −Kč 423.71 |
| | 26.0768 | CHF 0.00 | Kč 156'460.58 | −Kč 470.79 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.3184 | – | Kč 157'910.65 | |
| | 26.3174 | CHF 19.08 | Kč 157'402.26 | −Kč 508.39 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 26.1644 | CHF 19.08 | Kč 156'487.18 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.1666 | – | Kč 156'999.40 | |
| | 26.1011 | CHF 0.00 | Kč 156'606.90 | −Kč 392.50 |
| | 26.0959 | CHF 0.00 | Kč 156'575.50 | −Kč 423.90 |
| | 26.0881 | CHF 0.00 | Kč 156'528.40 | −Kč 471.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.1769 | – | Kč 157'061.44 | |
| | 26.1115 | CHF 0.00 | Kč 156'668.78 | −Kč 392.66 |
| | 26.1062 | CHF 0.00 | Kč 156'637.37 | −Kč 424.07 |
| | 26.0984 | CHF 0.00 | Kč 156'590.25 | −Kč 471.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 26.1256 | CHF 19.08 | Kč 156'255.12 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.2315 | – | Kč 157'388.74 | |
| | 26.1659 | CHF 0.00 | Kč 156'995.27 | −Kč 393.47 |
| | 26.1606 | CHF 0.00 | Kč 156'963.79 | −Kč 424.95 |
| | 26.1528 | CHF 0.00 | Kč 156'916.58 | −Kč 472.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.2315 | – | Kč 157'388.74 | |
| | 26.1659 | CHF 0.00 | Kč 156'995.27 | −Kč 393.47 |
| | 26.1606 | CHF 0.00 | Kč 156'963.79 | −Kč 424.95 |
| | 26.1528 | CHF 0.00 | Kč 156'916.58 | −Kč 472.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.1652 | – | Kč 156'991.42 | |
| | 26.0998 | CHF 0.00 | Kč 156'598.94 | −Kč 392.48 |
| | 26.0946 | CHF 0.00 | Kč 156'567.55 | −Kč 423.87 |
| | 26.0867 | CHF 0.00 | Kč 156'520.45 | −Kč 470.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.1420 | – | Kč 156'852.21 | |
| | 26.0767 | CHF 0.00 | Kč 156'460.08 | −Kč 392.13 |
| | 26.0715 | CHF 0.00 | Kč 156'428.71 | −Kč 423.50 |
| | 26.0636 | CHF 0.00 | Kč 156'381.65 | −Kč 470.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 26.1365 | CHF 19.08 | Kč 156'320.32 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.2139 | – | Kč 157'283.17 | |
| | 26.1483 | CHF 0.00 | Kč 156'889.96 | −Kč 393.21 |
| | 26.1431 | CHF 0.00 | Kč 156'858.50 | −Kč 424.67 |
| | 26.1352 | CHF 0.00 | Kč 156'811.32 | −Kč 471.85 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.2442 | – | Kč 157'465.31 | |
| | 26.1786 | CHF 0.00 | Kč 157'071.64 | −Kč 393.67 |
| | 26.1734 | CHF 0.00 | Kč 157'040.15 | −Kč 425.16 |
| | 26.1655 | CHF 0.00 | Kč 156'992.91 | −Kč 472.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.2071 | – | Kč 157'242.83 | |
| | 26.2695 | CHF 19.08 | Kč 157'115.78 | −Kč 127.05 |
| | 26.1416 | CHF 0.00 | Kč 156'849.72 | −Kč 393.11 |
| | 26.1364 | CHF 0.00 | Kč 156'818.27 | −Kč 424.56 |
| | 26.1285 | CHF 0.00 | Kč 156'771.10 | −Kč 471.73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 26.2695 | CHF 19.08 | Kč 157'115.78 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.3292 | – | Kč 157'975.37 | |
| | 26.2634 | CHF 0.00 | Kč 157'580.44 | −Kč 394.93 |
| | 26.2581 | CHF 0.00 | Kč 157'548.84 | −Kč 426.53 |
| | 26.2502 | CHF 0.00 | Kč 157'501.45 | −Kč 473.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.2326 | – | Kč 157'395.80 | |
| | 26.1671 | CHF 0.00 | Kč 157'002.31 | −Kč 393.49 |
| | 26.1618 | CHF 0.00 | Kč 156'970.83 | −Kč 424.97 |
| | 26.1539 | CHF 0.00 | Kč 156'923.61 | −Kč 472.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.2635 | – | Kč 157'580.74 | |
| | 26.1978 | CHF 0.00 | Kč 157'186.78 | −Kč 393.96 |
| | 26.1925 | CHF 0.00 | Kč 157'155.27 | −Kč 425.47 |
| | 26.1847 | CHF 0.00 | Kč 157'107.99 | −Kč 472.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.3694 | – | Kč 158'216.62 | |
| | 26.3035 | CHF 0.00 | Kč 157'821.08 | −Kč 395.54 |
| | 26.2982 | CHF 0.00 | Kč 157'789.44 | −Kč 427.18 |
| | 26.2903 | CHF 0.00 | Kč 157'741.97 | −Kč 474.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.3860 | – | Kč 158'315.89 | |
| | 26.3200 | CHF 0.00 | Kč 157'920.10 | −Kč 395.79 |
| | 26.3147 | CHF 0.00 | Kč 157'888.44 | −Kč 427.45 |
| | 26.3068 | CHF 0.00 | Kč 157'840.94 | −Kč 474.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.3242 | – | Kč 157'945.18 | |
| | 26.2584 | CHF 0.00 | Kč 157'550.31 | −Kč 394.87 |
| | 26.2531 | CHF 0.00 | Kč 157'518.72 | −Kč 426.46 |
| | 26.2452 | CHF 0.00 | Kč 157'471.34 | −Kč 473.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.3242 | – | Kč 157'945.18 | |
| | 26.2584 | CHF 0.00 | Kč 157'550.31 | −Kč 394.87 |
| | 26.2531 | CHF 0.00 | Kč 157'518.72 | −Kč 426.46 |
| | 26.2452 | CHF 0.00 | Kč 157'471.34 | −Kč 473.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.2958 | – | Kč 157'775.08 | |
| | 26.2301 | CHF 0.00 | Kč 157'380.64 | −Kč 394.44 |
| | 26.2248 | CHF 0.00 | Kč 157'349.08 | −Kč 426.00 |
| | 26.2170 | CHF 0.00 | Kč 157'301.75 | −Kč 473.33 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.3497 | – | Kč 158'098.43 | |
| | 26.2839 | CHF 0.00 | Kč 157'703.19 | −Kč 395.24 |
| | 26.2786 | CHF 0.00 | Kč 157'671.57 | −Kč 426.86 |
| | 26.2707 | CHF 0.00 | Kč 157'624.14 | −Kč 474.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 26.3690 | – | Kč 158'214.17 | |
| | 26.3031 | CHF 0.00 | Kč 157'818.63 | −Kč 395.54 |
| | 26.2978 | CHF 0.00 | Kč 157'786.99 | −Kč 427.18 |
| | 26.2899 | CHF 0.00 | Kč 157'739.53 | −Kč 474.64 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 26.3690 | – | Kč 158'214.17 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more CZK per CHF than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CZK on every transfer from Switzerland.
Right now, Key Currency pays 157,818.63 CZK on 6,000 CHF, which is 395.54 CZK less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 157,920.1 CZK.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Czech Republic.
We've tracked 106 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.
Cheapest every time
Cheapest in 35% of them
Never the cheapest
Based on 28 comparisons across 4 amounts over the last 7 days.
Cheapest in 91% of them
Cheapest in 20% of them
Never the cheapest
Based on 106 comparisons across 4 amounts over the last 30 days.
Cheapest in 93% of them
Cheapest in 17% of them
Never the cheapest
Based on 126 comparisons across 4 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest and gets you the most CZK, and it was also the cheapest in 91% of the 53 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Czech Republic.
Regency FX (today's second cheapest) was the cheapest in only 20% of its comparisons, so it's rarely the cheapest option for transfers to Czech Republic.
9 companies send money from Switzerland to Czech Republic, across broker, online, app, global account, and multi-currency account, and more.
For one-off transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6,000 CHF gets your recipient 157,721.05 CZK.
The fee is 19.08 CHF, with a -0.01% markup on top of the CHF/CZK rate.
In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in CZK (be it payments or travelling).
Wise converts CHF 6,000 with a -0.01% exchange-rate markup and lets you hold CHF and CZK in one account.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For regular transfers
For the monthly transfer to family, money transfer apps are the easiest to start with.
Wise charges fr.19.08 on a fr.6,000 transfer, and the money lands next day.
Over the past month, Wise was the cheapest app on 100% of the days it appeared for fr.6,000 transfers.
You can also save recipients and create automated scheduled transfers to Czech Republic.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Czech Republic or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/CZK).
I suggest , since the more CZK you send the better rate you get.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from CHF 6,000 it quoted.
Brokers charge no fees, so settle with the one that gives you the best CHF/CZK rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Czech Republic.
A global account lets you hold CZK alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 157,818.63 CZK.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Czech Republic.
In Czech Republic, they can get CZK delivered as bank deposit.
You pay fr.6,000.00
Kč157,819
Cheapest
You pay fr.6,000.00
Kč155,698
-Kč2,120
You pay fr.6,000.00
Kč155,520
-Kč2,298
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6,000 transfer to Czech Republic, these are the best options in our comparison.
Cheapest way to send money to Czech Republic
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 157,818.63 CZK, which is 0.02% more than the next best option.
Fastest way to send money to Czech Republic
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 156,567.77 CZK in same day.
Swiss banks can make SEPA payments in euros, but a CHF transfer to CZK requires a conversion.
Same goes for TWINT and Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The federal Swiss authorities explain the cantonal rules here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 9 of them sending CHF to Czech Republic, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
In the past 30 days alone, we analysed 106 comparisons across 4 amounts.
This page covers the cheapest and fastest options for CHF/CZK transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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