TorFx is the best way to send money to Czech Republic. Sending NZ$10,000 gets you 122,495.48 CZK on the other end.
| 7 of 7 providers Last updated on 28 October 2026 | |||
| Based on 10,000 NZD transfer Best companies for NZD/CZK transfers | |||
| Promoted  Wise Pay via Bank transfer | Fees: $33.72 1 NZD = 12.2864 CZK 0.00% vs mid-market | Recipient gets Kč 122,449.70 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $33.721 NZD = 12.2864 CZK Kč 122,449.70You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fees: $0.00 1 NZD = 12.2409 CZK +0.37% vs mid-market | Recipient gets Kč 122,409.50 6-12 Hours | |
Ways to receive money in Czechia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 NZD = 12.2409 CZK Kč 122,409.50You pay$10,000.00 | |||
Run a live search Showing top New Zealand to Czech Republic deals for 10,000 NZD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live NZD to CZK rates. | |||
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much NZD you're planning to spend in Czech Republic. | |||
Run a live search These are managed services with real human support for large NZD transfers. Click the link and update the transfer amount to get the best deal. | |||
 TorFx Pay via Bank transfer | Fees: $0.00 1 NZD = 12.2495 CZK +0.30% vs mid-market | Recipient gets Kč 122,495.48 6-12 Hours | |
Ways to receive money in Czechia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 NZD = 12.2495 CZK Kč 122,495.48You pay$10,000.00 | |||
| Wise Pay via Bank transfer | Fees: $33.72 1 NZD = 12.2864 CZK 0.00% vs mid-market | Recipient gets Kč 122,449.70 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $33.721 NZD = 12.2864 CZK Kč 122,449.70You pay$10,000.00 | |||
| Xe Pay via Bank transfer | Fees: $0.00 1 NZD = 12.2409 CZK +0.37% vs mid-market | Recipient gets Kč 122,409.50 6-12 Hours | |
Ways to receive money in Czechia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 NZD = 12.2409 CZK Kč 122,409.50You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fees: $0.00 1 NZD = 12.2250 CZK +0.50% vs mid-market | Recipient gets Kč 122,249.75 6-12 Hours | |
Ways to receive money in Czechia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 NZD = 12.2250 CZK Kč 122,249.75You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fees: $41.60 1 NZD = 12.2723 CZK +0.11% vs mid-market | Recipient gets Kč 122,211.97 Same day | |
Ways to receive money in Czechia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day $41.601 NZD = 12.2723 CZK Kč 122,211.97You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fees: $40.00 1 NZD = 12.2409 CZK +0.37% vs mid-market | Recipient gets Kč 121,919.86 6-12 Hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $40.001 NZD = 12.2409 CZK Kč 121,919.86You pay$10,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fees: $6.10 1 NZD = 12.1900 CZK +0.79% vs mid-market | Recipient gets Kč 121,825.00 6-12 Hours | |
Ways to receive money in Czechia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.101 NZD = 12.1900 CZK Kč 121,825.00You pay$10,000.00 | |||
| Xe Pay via Credit card | Fees: $90.00 1 NZD = 12.2409 CZK +0.37% vs mid-market | Recipient gets Kč 121,307.81 6-12 Hours | |
Ways to receive money in Czechia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $90.001 NZD = 12.2409 CZK Kč 121,307.81You pay$10,000.00 | |||
 Moneycorp Pay via Bank transfer | Fees: $0.00 1 NZD = 12.1144 CZK +1.40% vs mid-market | Recipient gets Kč 121,143.97 Next Day | |
Ways to receive money in Czechia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 NZD = 12.1144 CZK Kč 121,143.97You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 NZD = 12.2864 CZK Updates every 60 minutes. | |||
Transfer details
If you're sending a one-off transfer, then TorFx is the best option.
TorFx was the cheapest on 27 of the 29 days it quoted NZ$10,000 transfers to Czech Republic.
For recurring transfers, I'd suggest using an app or a multi-currency account like Wise.
For large transfers (NZ$10k+), a broker like TorFx is usually the best option.
New Zealand has no instant payment rail, so plan for the money to leave your account slower than you'd expect.
How much you send will affect the best option for you right now, so I suggest .
You can pay for the transfer via bank transfer, debit card, and credit card.
Bank transfers settle in batches a few times a business day, so a Friday evening payment can sit until Monday.
If you and the money transfer company use the same bank, it'll usually settle in seconds.
For your first transfer you'll need a photo ID and proof of address.
Nothing checks the recipient's name against the account number on an international transfer, so make sure to double check it.
How much NZD you send to Czech Republic heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows TorFx was the cheapest in 46% of the transfers from NZ$10,000 it quoted, and in 46% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.21% | $1.60 | Kč 12,248.30with bank transfer to bank deposit | +Kč 101.67 | |
| $5,000 | 0.33% | $0.00 | Kč 61,204.75with bank transfer to bank deposit | +Kč 392.10 | |
| $10,000This page | 0.30% | $0.00 | Kč 122,495.48with bank transfer to bank deposit | +Kč 494.03 | |
| $50,000 | 0.20% | $0.00 | Kč 612,529.49with bank transfer to bank deposit | +Kč 2,157.93 | |
| $250,000 | 0.15% | $0.00 | Kč 3,067,445.67with bank transfer to bank deposit | +Kč 19,243.84 |
Mid-market rate: 1 NZD = 12.2864 CZK
The cheapest way to send NZD to CZK can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's TorFx), across 30 days of comparisons for 10,000 NZD transfers to Czech Republic.
Wed, 28 Oct 2026Mid-market rateKč 122,864.07 TorFx Kč 122,495.48TorFxKč 122,495.48WiseKč 122,449.70XeKč 122,409.50
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.1486 | – | Kč 121,485.57 | |
| | 12.1121 | $0.00 | Kč 121,121.11 | −Kč 364.46 |
| | 12.1497 | $33.72 | Kč 121,087.31 | −Kč 398.26 |
| | 11.9853 | $0.00 | Kč 119,852.80 | −Kč 1,632.77 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.1706 | – | Kč 121,706.49 | |
| | 12.1341 | $0.00 | Kč 121,341.37 | −Kč 365.12 |
| | 12.1694 | $33.72 | Kč 121,283.65 | −Kč 422.84 |
| | 11.9425 | $0.00 | Kč 119,425.20 | −Kč 2,281.29 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.1380 | – | Kč 121,380.33 | |
| | 12.1016 | $0.00 | Kč 121,016.19 | −Kč 364.14 |
| | 12.1358 | $33.72 | Kč 120,948.78 | −Kč 431.55 |
| | 11.9574 | $0.00 | Kč 119,574.40 | −Kč 1,805.93 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.1966 | – | Kč 121,966.36 | |
| | 12.1600 | $0.00 | Kč 121,600.46 | −Kč 365.90 |
| | 12.1964 | $33.72 | Kč 121,552.74 | −Kč 413.62 |
| | 12.0133 | $0.00 | Kč 120,133.30 | −Kč 1,833.06 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.1986 | – | Kč 121,986.45 | |
| | 12.1620 | $0.00 | Kč 121,620.49 | −Kč 365.96 |
| | 12.1950 | $33.72 | Kč 121,538.78 | −Kč 447.67 |
| | 12.0369 | $0.00 | Kč 120,369.30 | −Kč 1,617.15 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.1986 | – | Kč 121,986.45 | |
| | 12.1620 | $0.00 | Kč 121,620.49 | −Kč 365.96 |
| | 12.1950 | $33.72 | Kč 121,538.78 | −Kč 447.67 |
| | 12.0369 | $0.00 | Kč 120,369.30 | −Kč 1,617.15 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2107 | – | Kč 122,107.23 | |
| | 12.1741 | $0.00 | Kč 121,740.91 | −Kč 366.32 |
| | 12.2095 | $33.72 | Kč 121,683.30 | −Kč 423.93 |
| | 12.0941 | $0.00 | Kč 120,941.10 | −Kč 1,166.13 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.1996 | – | Kč 121,996.04 | |
| | 12.1630 | $0.00 | Kč 121,630.05 | −Kč 365.99 |
| | 12.2004 | $33.72 | Kč 121,592.60 | −Kč 403.44 |
| | 12.0597 | $0.00 | Kč 120,597.40 | −Kč 1,398.64 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.1973 | – | Kč 121,973.08 | |
| | 12.1607 | $0.00 | Kč 121,607.16 | −Kč 365.92 |
| | 12.1978 | $33.72 | Kč 121,566.69 | −Kč 406.39 |
| | 12.0870 | $0.00 | Kč 120,870.00 | −Kč 1,103.08 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2054 | – | Kč 122,054.20 | |
| | 12.1688 | $0.00 | Kč 121,688.04 | −Kč 366.16 |
| | 12.2055 | $33.72 | Kč 121,643.43 | −Kč 410.77 |
| | 12.0247 | $0.00 | Kč 120,246.80 | −Kč 1,807.40 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.1873 | – | Kč 121,873.01 | |
| | 12.1507 | $0.00 | Kč 121,507.39 | −Kč 365.62 |
| | 12.1863 | $33.72 | Kč 121,452.08 | −Kč 420.93 |
| | 12.0576 | $0.00 | Kč 120,575.70 | −Kč 1,297.31 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2016 | – | Kč 122,015.94 | |
| | 12.2109 | $33.72 | Kč 121,697.25 | −Kč 318.69 |
| | 12.1650 | $0.00 | Kč 121,649.89 | −Kč 366.05 |
| | 12.0258 | $0.00 | Kč 120,257.70 | −Kč 1,758.24 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2016 | – | Kč 122,015.94 | |
| | 12.2109 | $33.72 | Kč 121,697.25 | −Kč 318.69 |
| | 12.1650 | $0.00 | Kč 121,649.89 | −Kč 366.05 |
| | 12.0258 | $0.00 | Kč 120,257.70 | −Kč 1,758.24 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.1921 | – | Kč 121,921.13 | |
| | 12.1555 | $0.00 | Kč 121,555.37 | −Kč 365.76 |
| | 12.1917 | $33.72 | Kč 121,505.90 | −Kč 415.23 |
| | 12.0151 | $0.00 | Kč 120,151.10 | −Kč 1,770.03 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2032 | – | Kč 122,032.29 | |
| | 12.1666 | $0.00 | Kč 121,666.19 | −Kč 366.10 |
| | 12.2033 | $33.72 | Kč 121,621.50 | −Kč 410.79 |
| | 12.0329 | $0.00 | Kč 120,328.80 | −Kč 1,703.49 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2277 | – | Kč 122,277.42 | |
| | 12.2281 | $33.72 | Kč 121,868.67 | −Kč 408.75 |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.1884 | – | Kč 121,883.92 | |
| | 12.1518 | $0.00 | Kč 121,518.27 | −Kč 365.65 |
| | 12.1887 | $33.72 | Kč 121,476.00 | −Kč 407.92 |
| | 11.9953 | $0.00 | Kč 119,952.60 | −Kč 1,931.32 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2666 | – | Kč 122,665.60 | |
| | 12.2298 | $0.00 | Kč 122,297.60 | −Kč 368.00 |
| | 12.2661 | $33.72 | Kč 122,247.39 | −Kč 418.21 |
| | 12.0266 | $0.00 | Kč 120,265.60 | −Kč 2,400.00 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2480 | – | Kč 122,479.93 | |
| | 12.2112 | $0.00 | Kč 122,112.49 | −Kč 367.44 |
| | 12.2432 | $33.72 | Kč 122,019.16 | −Kč 460.77 |
| | 12.0843 | $0.00 | Kč 120,843.30 | −Kč 1,636.63 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2480 | – | Kč 122,479.93 | |
| | 12.2112 | $0.00 | Kč 122,112.49 | −Kč 367.44 |
| | 12.2432 | $33.72 | Kč 122,019.16 | −Kč 460.77 |
| | 12.0843 | $0.00 | Kč 120,843.30 | −Kč 1,636.63 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2928 | – | Kč 122,927.59 | |
| | 12.2559 | $0.00 | Kč 122,558.81 | −Kč 368.78 |
| | 12.2917 | $33.72 | Kč 122,502.52 | −Kč 425.07 |
| | 12.1082 | $0.00 | Kč 121,082.30 | −Kč 1,845.29 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.3180 | – | Kč 123,180.49 | |
| | 12.2811 | $0.00 | Kč 122,810.95 | −Kč 369.54 |
| | 12.3198 | $33.72 | Kč 122,782.58 | −Kč 397.91 |
| | 12.1078 | $0.00 | Kč 121,078.30 | −Kč 2,102.19 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.3107 | – | Kč 123,107.07 | |
| | 12.2738 | $0.00 | Kč 122,737.75 | −Kč 369.32 |
| | 12.3124 | $33.72 | Kč 122,708.83 | −Kč 398.24 |
| | 12.1576 | $0.00 | Kč 121,576.00 | −Kč 1,531.07 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2968 | – | Kč 122,967.62 | |
| | 12.2599 | $0.00 | Kč 122,598.72 | −Kč 368.90 |
| | 12.2976 | $33.72 | Kč 122,561.32 | −Kč 406.30 |
| | 12.1726 | $0.00 | Kč 121,726.10 | −Kč 1,241.52 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.3426 | – | Kč 123,426.38 | |
| | 12.3056 | $0.00 | Kč 123,056.10 | −Kč 370.28 |
| | 12.3420 | $33.72 | Kč 123,003.83 | −Kč 422.55 |
| | 12.1555 | $0.00 | Kč 121,555.30 | −Kč 1,871.08 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.4051 | – | Kč 124,050.92 | |
| | 12.3679 | $0.00 | Kč 123,678.77 | −Kč 372.15 |
| | 12.3859 | $33.72 | Kč 123,441.35 | −Kč 609.57 |
| | 12.1833 | $0.00 | Kč 121,832.80 | −Kč 2,218.12 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.4051 | – | Kč 124,050.92 | |
| | 12.3679 | $0.00 | Kč 123,678.77 | −Kč 372.15 |
| | 12.3859 | $33.72 | Kč 123,441.35 | −Kč 609.57 |
| | 12.1833 | $0.00 | Kč 121,832.80 | −Kč 2,218.12 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.3657 | – | Kč 123,656.93 | |
| | 12.3286 | $0.00 | Kč 123,285.96 | −Kč 370.97 |
| | 12.3646 | $33.72 | Kč 123,229.07 | −Kč 427.86 |
| | 12.1876 | $0.00 | Kč 121,876.20 | −Kč 1,780.73 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.4163 | – | Kč 124,163.12 | |
| | 12.3791 | $0.00 | Kč 123,790.63 | −Kč 372.49 |
| | 12.4174 | $33.72 | Kč 123,755.29 | −Kč 407.83 |
| | 12.2409 | $0.00 | Kč 122,409.50 | −Kč 1,753.62 |
| Exchange rate | Fees: | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 12.2864 | – | Kč 122,864.07 | |
| | 12.2495 | $0.00 | Kč 122,495.48 | −Kč 368.59 |
| | 12.2864 | $33.72 | Kč 122,449.70 | −Kč 414.37 |
| | 12.2409 | $0.00 | Kč 122,409.50 | −Kč 454.57 |
| Exchange rate | Fees: | Recipient gets | Difference |
|---|
| Mid-market rate | 12.2864 | – | Kč 122,864.07 | |
|---|---|---|---|---|
| | ||||
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Each line shows what the recipient gets when you send $10,000, after fees, as quoted by each company. The mid-market line shows what $10,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more CZK per NZD than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CZK on every transfer from New Zealand.
Right now, TorFx pays 122,495.48 CZK on 10,000 NZD, which is 368.59 CZK less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 123,790.63 CZK.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Czech Republic.
We've tracked 108 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 33% of them
Cheapest in 17% of them
Cheapest in 4% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 46% of them
Cheapest in 25% of them
Cheapest in 1% of them
Based on 108 comparisons across 5 amounts over the last 30 days.
Cheapest in 51% of them
Cheapest in 24% of them
Cheapest in 1% of them
Based on 123 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today TorFx is the cheapest and gets you the most CZK, but it was the cheapest in only 46% of the 59 comparisons it appeared in over the past month.
Wise (today's second cheapest) was the cheapest in only 25% of its comparisons, so it's rarely the cheapest option for transfers to Czech Republic.
If it's a one-off transfer, go with TorFx, since it's the cheapest right now.
7 companies cover NZD/CZK transfers, between them you can send money via broker, online, app, global account, and multi-currency account, and more.
Cheapest way to send NZD
The gap between the cheapest and most expensive way to send money from New Zealand is among the widest in the world, and money transfer companies and apps are usually the cheapest.
Wise charges NZ$33.72 and 0% markup on a NZ$10,000 transfer.
This will get you 122,449.7 CZK and it will arrive in next day.
In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.
Best support options
For house purchase abroad, an inheritance or a pension transfer, a broker like TorFx charges no fee and adds 0.3% margin, with a real person on the phone dealing with everything end to end.
Our analysis shows TorFx was the cheapest broker in 49% of the transfers from NZ$10,000 it quoted.
Also, you can send a small NZD/CZK transfer first to get the feel of the process before sending the rest.
I suggest getting a few quotes from brokers and seeing who's the cheapest.
Living across two countries
If you live between two countries, income in one, mortgage or family in the other, a multi-currency account holds both currencies and converts when you choose.
Wise converts NZ$10,000 at 0% markup and holds the CZK until you spend it.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
It’s also great for travelling to Czech Republic and spending it there.
For business payments from NZ
Companies like Wise Business, OFX, or Revolut Business handle business payments, recurring and batch payments, invoicing, and more.
Great for paying suppliers, contractors or staff in Czech Republic, or getting paid in CZK.
With TorFx, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending NZ$10,000 gives your recipient 122,495.48 CZK.
Pay in NZD by bank transfer, debit card, and credit card.
New Zealand bank payments still run in processing cycles, so allow time for the company to receive the payment before it can process the transfer to Czech Republic.
The recipient in Czech Republic can use bank deposit.
To send money directly to bank account or card, enter the recipient's bank details, account number and account-holder name.
You pay NZ$10,000.00
Kč122,495
Cheapest
You pay NZ$10,000.00
Kč121,920
-Kč576
You pay NZ$10,000.00
Kč121,308
-Kč1,188
Here are a few things to know about money transfers from New Zealand to Czech Republic.
For a NZ$10,000 transfer to Czech Republic, these are the current best options you have.
Cheapest
TorFx is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 122,495.48 CZK, which is 0.04% more than the next best option.
Fastest
Revolut delivers 122,211.97 CZK in same day when you pay by bank transfer and the recipient uses bank deposit.
New Zealand reporting entities must report international wire transfers of NZ$1,000 or more to the Financial Intelligence Unit.
It does not mean you need permission or cannot send more than NZ$1,000.
The New Zealand Police guidance on prescribed transactions explains the reporting threshold.
Keep evidence showing where the money came from, particularly for a property sale, inheritance or transfer between your own accounts.
New Zealand bank payments run daily, but the transfer company still needs to receive and match your payment before sending CZK.
Debit-card funding may be confirmed sooner, although it can cost more.
New Zealand abolished gift duty, so there is no New Zealand gift tax simply because you send money to family in Czech Republic.
Keep a record showing that it was a gift, loan or transfer of your own money because the recipient's tax position can differ.
New Zealand's Depositor Compensation Scheme covers eligible deposits at licensed deposit takers.
It does not cover money after it has been sent to a non-bank transfer company.
The Reserve Bank explains the scheme's scope in a bit more detail.
Most of our pricing comes straight from the companies, and anything collected by hand is labelled in the table as indicative.
That covers 7 registered financial service providers sending NZD to Czech Republic, updated in real time on live searches and compared on rates, fees, speed and the ways to pay and collect.
In the past 30 days alone, we analysed 108 comparisons across 5 amounts.
This page covers the cheapest and fastest options for NZD/CZK transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. Learn more:
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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