How to send money to to the Czech Republic from Spain with the best EUR-CZK rate

Revolut is the fastest way to send money from Spain to the Czech Republic, and its delivery time is within minutes.

For the cheapest option, Key Currency will get you 169,997.63 CZK on a 7,000 EUR transfer.

Best companies for EUR/CZK transfers

10 of 10 providers

Last updated on 29 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/CZK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €36.23 1 EUR = 24.3470 CZK 0.00% vs mid-market Recipient gets Kč 169,546.91 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€36.231 EUR = 24.3470 CZK
Kč 169,546.91You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 24.2478 CZK +0.41% vs mid-market Recipient gets Kč 169,734.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Czechia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2478 CZK
Kč 169,734.60You pay€7,000.00

Run a live search

Showing top Spain to Czech Republic deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 24.2854 CZK +0.25% vs mid-market Recipient gets Kč 169,997.63 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Czechia with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 24.2854 CZK
Kč 169,997.63You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 24.2805 CZK +0.27% vs mid-market Recipient gets Kč 169,963.54 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Czechia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2805 CZK
Kč 169,963.54You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 24.2732 CZK +0.30% vs mid-market Recipient gets Kč 169,912.42 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Czechia with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2732 CZK
Kč 169,912.42You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 24.2478 CZK +0.41% vs mid-market Recipient gets Kč 169,734.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Czechia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2478 CZK
Kč 169,734.60You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 24.2478 CZK +0.41% vs mid-market Recipient gets Kč 169,734.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Czechia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2478 CZK
Kč 169,734.60You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 24.2478 CZK +0.41% vs mid-market Recipient gets Kč 169,734.60 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Czechia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2478 CZK
Kč 169,734.60You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 24.2245 CZK +0.50% vs mid-market Recipient gets Kč 169,571.57 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Czechia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2245 CZK
Kč 169,571.57You pay€7,000.00

Wise

Pay via Bank transfer
Fee €36.23 1 EUR = 24.3470 CZK 0.00% vs mid-market Recipient gets Kč 169,546.91 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€36.231 EUR = 24.3470 CZK
Kč 169,546.91You pay€7,000.00

Wise

Pay via iDEAL
Fee €46.37 1 EUR = 24.3470 CZK 0.00% vs mid-market Recipient gets Kč 169,300.03 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€46.371 EUR = 24.3470 CZK
Kč 169,300.03You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.80 1 EUR = 24.2750 CZK +0.29% vs mid-market Recipient gets Kč 168,449.32 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Czechia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€60.801 EUR = 24.2750 CZK
Kč 168,449.32You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €91.23 1 EUR = 24.3470 CZK 0.00% vs mid-market Recipient gets Kč 168,207.82 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€91.231 EUR = 24.3470 CZK
Kč 168,207.82You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 24.0054 CZK +1.40% vs mid-market Recipient gets Kč 168,037.76 Minutes - 2 days

Ways to receive money in Czechia with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 24.0054 CZK
Kč 168,037.76You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 24.2750 CZK +0.29% vs mid-market Recipient gets Kč 167,279.27 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Czechia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 24.2750 CZK
Kč 167,279.27You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €1.00 1 EUR = 23.8852 CZK +1.91% vs mid-market Recipient gets Kč 167,196.40 Minutes - 24 hours

Ways to receive money in Czechia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€1.001 EUR = 23.8852 CZK
Kč 167,196.40You pay€7,001.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 23.8852 CZK
Kč 167,196.40You pay€7,001.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€7.001 EUR = 23.8852 CZK
Kč 167,196.40You pay€7,007.00
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €1.00 1 EUR = 23.8852 CZK +1.91% vs mid-market Recipient gets Kč 167,196.40 Minutes - 24 hours

Ways to receive money in Czechia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€1.001 EUR = 23.8852 CZK
Kč 167,196.40You pay€7,001.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 23.8852 CZK
Kč 167,196.40You pay€7,001.99
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
€7.001 EUR = 23.8852 CZK
Kč 167,196.40You pay€7,007.00
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €1.00 1 EUR = 23.8852 CZK +1.91% vs mid-market Recipient gets Kč 167,196.40 Minutes - 24 hours

Ways to receive money in Czechia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€1.001 EUR = 23.8852 CZK
Kč 167,196.40You pay€7,001.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 23.8852 CZK
Kč 167,196.40You pay€7,001.99

Wise

Pay via Credit card
Fee €133.25 1 EUR = 24.3470 CZK 0.00% vs mid-market Recipient gets Kč 167,184.76 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€133.251 EUR = 24.3470 CZK
Kč 167,184.76You pay€7,000.00

Profee

Pay via Debit card
Fee €0.00 1 EUR = 23.5690 CZK +3.24% vs mid-market Recipient gets Kč 164,982.84 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Czechia with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 23.5690 CZK
Kč 164,982.84You pay€7,000.00

Profee

Pay via Bank transfer
Fee €0.00 1 EUR = 23.5690 CZK +3.24% vs mid-market Recipient gets Kč 164,982.84 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Czechia with Profee when paying by bank transfer.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 23.5690 CZK
Kč 164,982.84You pay€7,000.00

Profee

Pay via Klarna
Fee €0.00 1 EUR = 23.5690 CZK +3.24% vs mid-market Recipient gets Kč 164,982.84 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Czechia with Profee when paying by klarna.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 23.5690 CZK
Kč 164,982.84You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 24.3462 CZK Updates every 60 minutes.

How to send money from Spain Czech Republic

Pick a company

For a one-off transfer from Spain to the Czech Republic, I suggest picking Key Currency, it will get you the most CZK.

Key Currency was the cheapest on 24 of the 24 days it quoted €7,000 transfers to the Czech Republic.

The best option will change depending on the amount, so it's good to to get the best EUR/CZK rate today.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, iDEAL, debit card, and klarna.

Bizum only works between Spanish accounts and caps at €1,000 per transfer (some banks set it lower), which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending Czech Republic?

How much EUR you send to the Czech Republic heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 98% of the transfers from €5,000 it quoted, and in 98% of all the transfers it quoted.

Cheapest service
€5000.46%€0.00Kč 12,124.92with debit card to bank deposit+Kč 174.77
€1,0000.29%€0.80Kč 24,266.97with bank transfer to bank deposit+Kč 321.94
€2,0000.48%€0.00Kč 48,495.60with debit card to bank deposit+Kč 540.59
€5,0000.30%€0.00Kč 121,444.95with bank transfer to bank deposit+Kč 1,642.61
€7,000This page0.25%€0.00Kč 169,997.63with bank transfer to bank deposit+Kč 1,838.00
€10,0000.25%€0.00Kč 242,853.75with bank transfer to bank deposit+Kč 2,567.22

Mid-market rate: 1 EUR = 24.3462 CZK

EUR/CZK Exchange Rate History

Is today a good time to send money from Spain Czech Republic?

The cheapest way to send EUR to CZK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to the Czech Republic.

CZK received for €7,000, after fees

Thu, 29 Oct 2026Mid-market rateKč 170,423.69 Key Currency Kč 169,997.63Key CurrencyKč 169,997.63Regency FXKč 169,963.54TorFxKč 169,912.42

169.000
169.500
170.000
170.500
171.000
171.500
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4230 – Kč 170,961.04
Key Currency Cheapest 24.3619 €0.00 Kč 170,533.64 −Kč 427.40
Regency FX 24.3571 €0.00 Kč 170,499.45 −Kč 461.59
TorFx 24.3497 €0.00 Kč 170,448.16 −Kč 512.88
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 24.4580 €36.23 Kč 170,319.89 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4487 – Kč 171,141.08
Key Currency Cheapest 24.3876 €0.00 Kč 170,713.22 −Kč 427.86
Regency FX 24.3827 €0.00 Kč 170,678.99 −Kč 462.09
TorFx 24.3754 €0.00 Kč 170,627.65 −Kč 513.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4545 – Kč 171,181.73
Key Currency Cheapest 24.3934 €0.00 Kč 170,753.78 −Kč 427.95
Regency FX 24.3885 €0.00 Kč 170,719.54 −Kč 462.19
TorFx 24.3812 €0.00 Kč 170,668.19 −Kč 513.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4545 – Kč 171,181.73
Key Currency Cheapest 24.3934 €0.00 Kč 170,753.78 −Kč 427.95
Regency FX 24.3885 €0.00 Kč 170,719.54 −Kč 462.19
TorFx 24.3812 €0.00 Kč 170,668.19 −Kč 513.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4372 – Kč 171,060.33
Key Currency Cheapest 24.3761 €0.00 Kč 170,632.68 −Kč 427.65
Regency FX 24.3712 €0.00 Kč 170,598.47 −Kč 461.86
TorFx 24.3639 €0.00 Kč 170,547.15 −Kč 513.18
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4486 – Kč 171,140.19
Key Currency Cheapest 24.3875 €0.00 Kč 170,712.34 −Kč 427.85
Regency FX 24.3826 €0.00 Kč 170,678.11 −Kč 462.08
TorFx 24.3753 €0.00 Kč 170,626.77 −Kč 513.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4166 – Kč 170,916.14
Key Currency Cheapest 24.3555 €0.00 Kč 170,488.85 −Kč 427.29
Regency FX 24.3507 €0.00 Kč 170,454.66 −Kč 461.48
TorFx 24.3433 €0.00 Kč 170,403.39 −Kč 512.75
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4169 – Kč 170,918.58
Key Currency Cheapest 24.3559 €0.00 Kč 170,491.28 −Kč 427.30
Regency FX 24.3510 €0.00 Kč 170,457.10 −Kč 461.48
TorFx 24.3437 €0.00 Kč 170,405.82 −Kč 512.76
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3656 – Kč 170,559.24
Key Currency Cheapest 24.3047 €0.00 Kč 170,132.84 −Kč 426.40
Regency FX 24.2998 €0.00 Kč 170,098.73 −Kč 460.51
TorFx 24.2925 €0.00 Kč 170,047.56 −Kč 511.68
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3845 – Kč 170,691.79
Key Currency Cheapest 24.3236 €0.00 Kč 170,265.06 −Kč 426.73
Regency FX 24.3187 €0.00 Kč 170,230.93 −Kč 460.86
TorFx 24.3114 €0.00 Kč 170,179.72 −Kč 512.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3845 – Kč 170,691.79
Key Currency Cheapest 24.3236 €0.00 Kč 170,265.06 −Kč 426.73
Regency FX 24.3187 €0.00 Kč 170,230.93 −Kč 460.86
TorFx 24.3114 €0.00 Kč 170,179.72 −Kč 512.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3820 – Kč 170,673.97
Key Currency Cheapest 24.3210 €0.00 Kč 170,247.29 −Kč 426.68
Regency FX 24.3162 €0.00 Kč 170,213.15 −Kč 460.82
TorFx 24.3089 €0.00 Kč 170,161.95 −Kč 512.02
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 24.2643 €0.00 Kč 169,850.10 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3722 – Kč 170,605.35
Key Currency Cheapest 24.3113 €0.00 Kč 170,178.84 −Kč 426.51
Regency FX 24.3064 €0.00 Kč 170,144.72 −Kč 460.63
TorFx 24.2991 €0.00 Kč 170,093.53 −Kč 511.82
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 24.2792 €0.00 Kč 169,954.40 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3360 – Kč 170,352.10
Key Currency Cheapest 24.2752 €0.00 Kč 169,926.22 −Kč 425.88
Regency FX 24.2703 €0.00 Kč 169,892.15 −Kč 459.95
TorFx 24.2630 €0.00 Kč 169,841.04 −Kč 511.06
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 24.2449 €0.00 Kč 169,714.30 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3232 – Kč 170,262.31
Key Currency Cheapest 24.2624 €0.00 Kč 169,836.65 −Kč 425.66
Regency FX 24.2575 €0.00 Kč 169,802.60 −Kč 459.71
TorFx 24.2502 €0.00 Kč 169,751.52 −Kč 510.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3393 – Kč 170,374.82
Paysend Cheapest 24.2230 €0.00 Kč 169,561.15 −Kč 813.67
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3159 – Kč 170,211.53
Key Currency Cheapest 24.2551 €0.00 Kč 169,786.00 −Kč 425.53
Regency FX 24.2503 €0.00 Kč 169,751.96 −Kč 459.57
TorFx 24.2430 €0.00 Kč 169,700.90 −Kč 510.63
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.2885 – Kč 170,019.72
Key Currency Cheapest 24.2278 €0.00 Kč 169,594.67 −Kč 425.05
Regency FX 24.2230 €0.00 Kč 169,560.67 −Kč 459.05
TorFx 24.2157 €0.00 Kč 169,509.66 −Kč 510.06
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.2840 – Kč 169,987.98
Key Currency Cheapest 24.2233 €0.00 Kč 169,563.01 −Kč 424.97
Regency FX 24.2184 €0.00 Kč 169,529.01 −Kč 458.97
TorFx 24.2111 €0.00 Kč 169,478.02 −Kč 509.96
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3103 – Kč 170,171.79
Key Currency Cheapest 24.2495 €0.00 Kč 169,746.36 −Kč 425.43
Regency FX 24.2446 €0.00 Kč 169,712.33 −Kč 459.46
TorFx 24.2373 €0.00 Kč 169,661.28 −Kč 510.51
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3309 – Kč 170,316.53
Key Currency Cheapest 24.2701 €0.00 Kč 169,890.74 −Kč 425.79
Regency FX 24.2652 €0.00 Kč 169,856.68 −Kč 459.85
TorFx 24.2579 €0.00 Kč 169,805.58 −Kč 510.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3309 – Kč 170,316.53
Key Currency Cheapest 24.2701 €0.00 Kč 169,890.74 −Kč 425.79
Regency FX 24.2652 €0.00 Kč 169,856.68 −Kč 459.85
TorFx 24.2579 €0.00 Kč 169,805.58 −Kč 510.95
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Xe Cheapest 24.2272 €0.00 Kč 169,590.40 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3519 – Kč 170,463.22
Key Currency Cheapest 24.2910 €0.00 Kč 170,037.06 −Kč 426.16
Regency FX 24.2861 €0.00 Kč 170,002.97 −Kč 460.25
TorFx 24.2788 €0.00 Kč 169,951.83 −Kč 511.39
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3527 – Kč 170,469.18
Key Currency Cheapest 24.2919 €0.00 Kč 170,043.01 −Kč 426.17
Regency FX 24.2870 €0.00 Kč 170,008.91 −Kč 460.27
TorFx 24.2797 €0.00 Kč 169,957.77 −Kč 511.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3462 – Kč 170,423.69
Key Currency Cheapest 24.2854 €0.00 Kč 169,997.63 −Kč 426.06
Regency FX 24.2805 €0.00 Kč 169,963.54 −Kč 460.15
TorFx 24.2732 €0.00 Kč 169,912.42 −Kč 511.27

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CZK per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CZK on every transfer from Spain.

Right now, Key Currency pays 169,997.63 CZK on 7,000 EUR, which is 426.06 CZK less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 170,753.78 CZK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to the Czech Republic.

We've tracked 167 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Key CurrencyAppeared in 53 comparisons

    Cheapest in 98% of them

  2. Regency FXAppeared in 53 comparisons

    Never the cheapest

  3. TorFxAppeared in 70 comparisons

    Cheapest in 24% of them

Based on 167 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Spain Czech Republic

10 companies send money from Spain to the Czech Republic, across broker, online, app, global account, multi-currency account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to the Czech Republic.

Xe charges €0.00 on a €7,000 transfer and pays out 169,734.6 CZK in minutes - 24 hours.

Over the past month, Xe was the cheapest app on 52% of the days it appeared for €7,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, iDEAL, debit card, and klarna, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in the Czech Republic.

Our data shows MoneyGram came out cheapest among in-person options on 97% of days in the past month.

Cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to the Czech Republic, an online money transfer service funded from your bank account is better than any bank.

Xe turns €7,000 into 169,734.6 CZK with a €0.00 fee and 0.41% markup.

In our comparisons over the past month, it was the cheapest online service on 14 of the 27 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to the Czech Republic. This can be things like selling property, moving a pension, moving back home, etc…

Key Currency charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Key Currency was the cheapest broker in 98% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive CZK (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive CZK like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with CZK support is offered by Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €7,000 gets you 169,546.91 CZK.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to the Czech Republic.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive CZK Czech Republic

How you fund the transfer and how your recipient receives it affect the fees and how much CZK they get.

With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 169,997.63 CZK.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, iDEAL, debit card, and klarna.

Bizum only supports domestic transfers in Spain, so it cannot send money to the Czech Republic directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to the Czech Republic depends on the company's payout time and delivery method.

In the Czech Republic, the recipient can use bank deposit, card deposit, and cash pickup to receive money.

Collect cash in the Czech Republic

Your recipient can collect CZK from a participating MoneyGram location in the Czech Republic.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    Kč169,998

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    Kč169,735

    -Kč263

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    Kč169,735

    -Kč263

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    Kč169,300

    -Kč698

  5. 5
    Bank transfer Cash pickup

    You pay €7,001.00

    Kč167,196

    -Kč2,801

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay €7,001.00

    Kč167,196

    -Kč2,801

  2. 7
    Debit card Card deposit

    You pay €7,007.00

    Kč167,196

    -Kč2,801

  3. 8
    Credit card Cash pickup

    You pay €7,001.00

    Kč167,196

    -Kč2,801

  4. 9
    Credit card Card deposit

    You pay €7,007.00

    Kč167,196

    -Kč2,801

  5. 10
    Bank transfer Card deposit

    You pay €7,000.00

    Kč164,983

    -Kč5,015

  6. 11
    Debit card Card deposit

    You pay €7,000.00

    Kč164,983

    -Kč5,015

  7. 12
    Klarna Card deposit

    You pay €7,000.00

    Kč164,983

    -Kč5,015

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to the Czech Republic.

Find the best EUR/CZK transfer

These are the current best options for sending €7,000 to the Czech Republic:

Cheapest option

Use Key Currency, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 169,997.63 CZK, which is 0.02% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 168,449.32 CZK, and its delivery time is within minutes.

SEPA & CZK are different

SEPA and SEPA Instant only work with euro payments, and Bizum largely operates in Spain.

Sending EUR to the Czech Republic is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to the Czech Republic.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 10 of them on EUR to CZK, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 167 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/CZK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.