How to send money to Czech Republic from Netherlands with the best EUR-CZK rate

Revolut is the fastest way to send money to Czech Republic right now, with delivery in same day.

For the cheapest option, sending €7,000 with Key Currency will get you 169,974.3 CZK.

Best companies for EUR/CZK transfers

10 of 10 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/CZK transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €36.23 1 EUR = 24.3435 CZK 0.00% vs mid-market Recipient gets Kč 169,522.53 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€36.231 EUR = 24.3435 CZK
Kč 169,522.53You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 24.2124 CZK +0.54% vs mid-market Recipient gets Kč 169,486.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Czechia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2124 CZK
Kč 169,486.80You pay€7,000.00

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Showing top Netherlands to Czech Republic deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 24.2820 CZK +0.25% vs mid-market Recipient gets Kč 169,974.30 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Czechia with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 24.2820 CZK
Kč 169,974.30You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 24.2772 CZK +0.27% vs mid-market Recipient gets Kč 169,940.22 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Czechia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2772 CZK
Kč 169,940.22You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 24.2699 CZK +0.30% vs mid-market Recipient gets Kč 169,889.10 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Czechia with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2699 CZK
Kč 169,889.10You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 24.2212 CZK +0.50% vs mid-market Recipient gets Kč 169,548.30 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Czechia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2212 CZK
Kč 169,548.30You pay€7,000.00

Wise

Pay via Bank transfer
Fee €36.23 1 EUR = 24.3435 CZK 0.00% vs mid-market Recipient gets Kč 169,522.53 Same day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€36.231 EUR = 24.3435 CZK
Kč 169,522.53You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 24.2124 CZK +0.54% vs mid-market Recipient gets Kč 169,486.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Czechia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2124 CZK
Kč 169,486.80You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 24.2124 CZK +0.54% vs mid-market Recipient gets Kč 169,486.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Czechia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2124 CZK
Kč 169,486.80You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 24.2124 CZK +0.54% vs mid-market Recipient gets Kč 169,486.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Czechia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 24.2124 CZK
Kč 169,486.80You pay€7,000.00

Wise

Pay via iDEAL
Fee €46.37 1 EUR = 24.3435 CZK 0.00% vs mid-market Recipient gets Kč 169,275.69 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€46.371 EUR = 24.3435 CZK
Kč 169,275.69You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €3.08 1 EUR = 24.1300 CZK +0.88% vs mid-market Recipient gets Kč 168,835.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Czechia with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€3.081 EUR = 24.1300 CZK
Kč 168,835.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €60.80 1 EUR = 24.2724 CZK +0.29% vs mid-market Recipient gets Kč 168,431.34 Same day
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Czechia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€60.801 EUR = 24.2724 CZK
Kč 168,431.34You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €91.23 1 EUR = 24.3435 CZK 0.00% vs mid-market Recipient gets Kč 168,183.64 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€91.231 EUR = 24.3435 CZK
Kč 168,183.64You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 24.0021 CZK +1.40% vs mid-market Recipient gets Kč 168,014.70 Minutes - 2 days

Ways to receive money in Czechia with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 24.0021 CZK
Kč 168,014.70You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 24.2724 CZK +0.29% vs mid-market Recipient gets Kč 167,261.40 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Czechia with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 24.2724 CZK
Kč 167,261.40You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €133.25 1 EUR = 24.3435 CZK 0.00% vs mid-market Recipient gets Kč 167,160.73 Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Czechia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
€133.251 EUR = 24.3435 CZK
Kč 167,160.73You pay€7,000.00

Profee

Pay via Debit card
Fee €0.00 1 EUR = 23.5825 CZK +3.17% vs mid-market Recipient gets Kč 165,077.59 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Czechia with Profee when paying by debit card.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 23.5825 CZK
Kč 165,077.59You pay€7,000.00

Profee

Pay via Bank transfer
Fee €0.00 1 EUR = 23.5825 CZK +3.17% vs mid-market Recipient gets Kč 165,077.59 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Czechia with Profee when paying by bank transfer.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 23.5825 CZK
Kč 165,077.59You pay€7,000.00

Profee

Pay via Klarna
Fee €0.00 1 EUR = 23.5825 CZK +3.17% vs mid-market Recipient gets Kč 165,077.59 Minutes - 24 hours
Multi-currency cardReceive to bank account or debit card

Ways to receive money in Czechia with Profee when paying by klarna.

MethodFee & ratesRecipient gets
Card depositMinutes - 24 hours
Free1 EUR = 23.5825 CZK
Kč 165,077.59You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 24.3429 CZK Updates every 60 minutes.

How to send money from Netherlands to Czech Republic

Pick a company

For a one-off EUR transfer to Czech Republic, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 26 of the 28 days it quoted €7,000 transfers to Czech Republic.

On a 7,000 EUR transfer, Key Currency delivers the most CZK.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/CZK rate.

Fund your transfer

There are 6 ways to fund your transfer, including bank transfer, debit card, credit card, iDEAL, debit card, and klarna.

The most common way is to fund your account with iDEAL (Wero).

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Compare amounts

How much EUR are you sending to Czech Republic?

How much EUR you send to Czech Republic heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 93% of the transfers from €5,000 it quoted, and in 93% of all the transfers it quoted.

Cheapest service
€5000.47%€0.00Kč 12,117.97with debit card to bank deposit+Kč 183.08
€1,0000.29%€0.80Kč 24,259.89with bank transfer to bank deposit+Kč 351.61
€2,0000.56%€0.00Kč 48,424.80with debit card to bank deposit+Kč 629.53
€5,0000.30%€0.00Kč 121,356.97with bank transfer to bank deposit+Kč 1,236.07
€7,000This page0.25%€0.00Kč 169,974.30with bank transfer to bank deposit+Kč 1,655.96

Mid-market rate: 1 EUR = 24.3429 CZK

EUR/CZK Exchange Rate History

Is today a good time to send money from Netherlands to Czech Republic?

The cheapest way to send EUR to CZK can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Czech Republic.

CZK received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateKč 170,400.30 Key Currency Kč 169,974.30Key CurrencyKč 169,974.30Regency FXKč 169,940.22TorFxKč 169,889.10

169.000
169.500
170.000
170.500
171.000
171.500
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4127 – Kč 170,888.68
Key Currency Cheapest 24.3516 €0.00 Kč 170,461.45 −Kč 427.23
Regency FX 24.3468 €0.00 Kč 170,427.28 −Kč 461.40
TorFx 24.3394 €0.00 Kč 170,376.01 −Kč 512.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4225 – Kč 170,957.47
Key Currency Cheapest 24.3614 €0.00 Kč 170,530.07 −Kč 427.39
Regency FX 24.3566 €0.00 Kč 170,495.88 −Kč 461.58
TorFx 24.3492 €0.00 Kč 170,444.59 −Kč 512.88
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4590 – Kč 171,213.05
Key Currency Cheapest 24.3979 €0.00 Kč 170,785.02 −Kč 428.03
Regency FX 24.3930 €0.00 Kč 170,750.77 −Kč 462.28
TorFx 24.3856 €0.00 Kč 170,699.41 −Kč 513.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4484 – Kč 171,138.58
Key Currency Cheapest 24.3872 €0.00 Kč 170,710.74 −Kč 427.84
Regency FX 24.3824 €0.00 Kč 170,676.51 −Kč 462.07
TorFx 24.3750 €0.00 Kč 170,625.17 −Kč 513.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4545 – Kč 171,181.73
Key Currency Cheapest 24.3934 €0.00 Kč 170,753.78 −Kč 427.95
Regency FX 24.3885 €0.00 Kč 170,719.54 −Kč 462.19
TorFx 24.3812 €0.00 Kč 170,668.19 −Kč 513.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4545 – Kč 171,181.73
Key Currency Cheapest 24.3934 €0.00 Kč 170,753.78 −Kč 427.95
Regency FX 24.3885 €0.00 Kč 170,719.54 −Kč 462.19
TorFx 24.3812 €0.00 Kč 170,668.19 −Kč 513.54
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4424 – Kč 171,097.11
Key Currency Cheapest 24.3813 €0.00 Kč 170,669.37 −Kč 427.74
Regency FX 24.3764 €0.00 Kč 170,635.15 −Kč 461.96
TorFx 24.3691 €0.00 Kč 170,583.82 −Kč 513.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4444 – Kč 171,110.63
Key Currency Cheapest 24.3833 €0.00 Kč 170,682.85 −Kč 427.77
Regency FX 24.3784 €0.00 Kč 170,648.63 −Kč 461.99
TorFx 24.3710 €0.00 Kč 170,597.29 −Kč 513.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4095 – Kč 170,866.72
Xe Cheapest 24.3539 €0.00 Kč 170,477.30 −Kč 389.42
Key Currency 24.3485 €0.00 Kč 170,439.55 −Kč 427.17
Regency FX 24.3436 €0.00 Kč 170,405.38 −Kč 461.34
TorFx 24.3363 €0.00 Kč 170,354.12 −Kč 512.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.4157 – Kč 170,909.61
Key Currency Cheapest 24.3546 €0.00 Kč 170,482.33 −Kč 427.28
Regency FX 24.3497 €0.00 Kč 170,448.15 −Kč 461.46
TorFx 24.3424 €0.00 Kč 170,396.88 −Kč 512.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3649 – Kč 170,554.54
Key Currency Cheapest 24.3040 €0.00 Kč 170,128.16 −Kč 426.38
Regency FX 24.2991 €0.00 Kč 170,094.05 −Kč 460.49
TorFx 24.2918 €0.00 Kč 170,042.88 −Kč 511.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3845 – Kč 170,691.79
Key Currency Cheapest 24.3236 €0.00 Kč 170,265.06 −Kč 426.73
Regency FX 24.3187 €0.00 Kč 170,230.93 −Kč 460.86
TorFx 24.3114 €0.00 Kč 170,179.72 −Kč 512.07
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 24.3750 €36.23 Kč 169,741.89 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3821 – Kč 170,674.85
Key Currency Cheapest 24.3212 €0.00 Kč 170,248.16 −Kč 426.69
Regency FX 24.3163 €0.00 Kč 170,214.02 −Kč 460.83
TorFx 24.3090 €0.00 Kč 170,162.82 −Kč 512.03
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3558 – Kč 170,490.40
Key Currency Cheapest 24.2949 €0.00 Kč 170,064.18 −Kč 426.22
Regency FX 24.2900 €0.00 Kč 170,030.08 −Kč 460.32
TorFx 24.2827 €0.00 Kč 169,978.93 −Kč 511.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3620 – Kč 170,533.71
Key Currency Cheapest 24.3011 €0.00 Kč 170,107.37 −Kč 426.34
Regency FX 24.2962 €0.00 Kč 170,073.26 −Kč 460.45
TorFx 24.2889 €0.00 Kč 170,022.10 −Kč 511.61
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3399 – Kč 170,379.38
Xe Cheapest 24.2792 €0.00 Kč 169,954.40 −Kč 424.98
Key Currency 24.2791 €0.00 Kč 169,953.43 −Kč 425.95
Regency FX 24.2742 €0.00 Kč 169,919.35 −Kč 460.03
TorFx 24.2669 €0.00 Kč 169,868.24 −Kč 511.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3299 – Kč 170,309.64
Key Currency Cheapest 24.2691 €0.00 Kč 169,883.86 −Kč 425.78
Regency FX 24.2643 €0.00 Kč 169,849.80 −Kč 459.84
TorFx 24.2570 €0.00 Kč 169,798.71 −Kč 510.93
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3232 – Kč 170,262.31
Key Currency Cheapest 24.2624 €0.00 Kč 169,836.65 −Kč 425.66
Regency FX 24.2575 €0.00 Kč 169,802.60 −Kč 459.71
TorFx 24.2502 €0.00 Kč 169,751.52 −Kč 510.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3232 – Kč 170,262.31
Key Currency Cheapest 24.2624 €0.00 Kč 169,836.65 −Kč 425.66
Regency FX 24.2575 €0.00 Kč 169,802.60 −Kč 459.71
TorFx 24.2502 €0.00 Kč 169,751.52 −Kč 510.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3387 – Kč 170,371.08
Key Currency Cheapest 24.2779 €0.00 Kč 169,945.15 −Kč 425.93
Regency FX 24.2730 €0.00 Kč 169,911.07 −Kč 460.01
TorFx 24.2657 €0.00 Kč 169,859.96 −Kč 511.12
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3250 – Kč 170,275.33
Paysend Cheapest 24.2042 €0.00 Kč 169,429.70 −Kč 845.63
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.2925 – Kč 170,047.37
Key Currency Cheapest 24.2318 €0.00 Kč 169,622.26 −Kč 425.11
Regency FX 24.2269 €0.00 Kč 169,588.25 −Kč 459.12
TorFx 24.2196 €0.00 Kč 169,537.23 −Kč 510.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.2807 – Kč 169,964.97
Key Currency Cheapest 24.2200 €0.00 Kč 169,540.06 −Kč 424.91
Regency FX 24.2152 €0.00 Kč 169,506.06 −Kč 458.91
TorFx 24.2079 €0.00 Kč 169,455.08 −Kč 509.89
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.2923 – Kč 170,046.01
Key Currency Cheapest 24.2316 €0.00 Kč 169,620.89 −Kč 425.12
Regency FX 24.2267 €0.00 Kč 169,586.88 −Kč 459.13
TorFx 24.2194 €0.00 Kč 169,535.87 −Kč 510.14
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3309 – Kč 170,316.53
Key Currency Cheapest 24.2701 €0.00 Kč 169,890.74 −Kč 425.79
Regency FX 24.2652 €0.00 Kč 169,856.68 −Kč 459.85
TorFx 24.2579 €0.00 Kč 169,805.58 −Kč 510.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3309 – Kč 170,316.53
Key Currency Cheapest 24.2701 €0.00 Kč 169,890.74 −Kč 425.79
Regency FX 24.2652 €0.00 Kč 169,856.68 −Kč 459.85
TorFx 24.2579 €0.00 Kč 169,805.58 −Kč 510.95
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3575 – Kč 170,502.26
Key Currency Cheapest 24.2966 €0.00 Kč 170,076.01 −Kč 426.25
Regency FX 24.2917 €0.00 Kč 170,041.91 −Kč 460.35
TorFx 24.2844 €0.00 Kč 169,990.76 −Kč 511.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3489 – Kč 170,442.62
Key Currency Cheapest 24.2881 €0.00 Kč 170,016.52 −Kč 426.10
Regency FX 24.2832 €0.00 Kč 169,982.43 −Kč 460.19
TorFx 24.2759 €0.00 Kč 169,931.29 −Kč 511.33
Exchange rateFeeRecipient getsDifference
Mid-market rate 24.3429 – Kč 170,400.30
Key Currency Cheapest 24.2820 €0.00 Kč 169,974.30 −Kč 426.00
Regency FX 24.2772 €0.00 Kč 169,940.22 −Kč 460.08
TorFx 24.2699 €0.00 Kč 169,889.10 −Kč 511.20

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CZK per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CZK on every transfer from Netherlands.

Right now, Key Currency pays 169,974.3 CZK on 7,000 EUR, which is 426 CZK less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 170,785.02 CZK.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Czech Republic.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 28 comparisons

    Cheapest in 93% of them

  2. Regency FXAppeared in 28 comparisons

    Never the cheapest

  3. TorFxAppeared in 44 comparisons

    Cheapest in 36% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from the Netherlands to Czech Republic

10 companies send money from the Netherlands to Czech Republic, across broker, online, app, global account, and multi-currency account, and more.

For one-off transfers

Online transfers

Sending money to Czech Republic online is simple.

Pick Czech Republic, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Wise is the cheapest online option, sending €7,000 gets you 169,522.53 CZK with a €36.23 fee and 0% markup.

In our comparisons over the past month, it was the cheapest online service on 12 of the 29 days it quoted.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Czech Republic, apps are the easiest.

Wise charges €36.23 in fees on a €7,000 transfer with 0% markup and gets you 169,522.53 CZK.

Over the past month, Wise was the cheapest app on 41% of the days it appeared for €7,000 transfers.

You can pay for your transfer via bank transfer, debit card, credit card, iDEAL, debit card, and klarna but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from the Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of CZK rate.

For a property abroad or moving your savings, a broker like Key Currency is the best option.

Our analysis shows Key Currency was the cheapest broker in 93% of the transfers from €5,000 it quoted.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and CZK in one account.

This is handy for receiving payments, spending CZK and EUR, or travelling to Czech Republic.

Wise is the cheapest multi-currency account.

It converts €7,000 at 0% markup plus €36.23 fee and holds the CZK until you send or spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For ZZP'ers

Global accounts

Global accounts offer business tools and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive CZK in Czech Republic

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 169,974.3 CZK.

In Czech Republic, the recipient can collect CZK through bank deposit and card deposit.

You can deposit EUR using bank transfer, debit card, credit card, iDEAL, debit card, and klarna.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/CZK rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    Kč169,974

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    Kč169,487

    -Kč488

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    Kč169,487

    -Kč488

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    Kč169,276

    -Kč699

  5. 5
    Bank transfer Card deposit

    You pay €7,000.00

    Kč165,078

    -Kč4,897

Show moreShow less
  1. 6
    Debit card Card deposit

    You pay €7,000.00

    Kč165,078

    -Kč4,897

  2. 7
    Klarna Card deposit

    You pay €7,000.00

    Kč165,078

    -Kč4,897

Consider this when sending money from Netherlands to Czech Republic

A few things to consider before sending money from Netherlands to Czech Republic.

Compare your transfer options

Cheapest way to send money to Czech Republic

The cheapest option for a €7,000 transfer is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 169,974.3 CZK, which is 0.02% more than the next best option.

Fastest way to send money to Czech Republic

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Czech Republic. Your recipient gets 168,431.34 CZK in same day.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

How we analyse the market

We track 10 companies sending EUR to Czech Republic, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/CZK transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.