Usually the cheapest
Online transfers
Companies like Xe will get you 172,829.3 CZK on €7,000 transfer.
If it's the only time you send money to Czech Republic, then it's the best option.
For recurring transfers, an app is a bit more convenient.
How to send money to Czech Republic from Finland with the best EUR-CZK rate
We’ve compared and analysed 10 money transfer companies in Finland.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/CZK transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €36.23 1 EUR = 24.3810 CZK 0.00% vs mid-market | Recipient gets Kč 169,783.68 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €36.231 EUR = 24.3810 CZK Kč 169,783.68You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 24.6899 CZK -1.26% vs mid-market | Recipient gets Kč 172,829.30 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.6899 CZK Kč 172,829.30You pay€7,000.00 | |||
Run a live search Showing top Finland to Czech Republic deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CZK rates. | |||
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much EUR you're planning to spend in Czech Republic. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 24.6899 CZK -1.26% vs mid-market | Recipient gets Kč 172,829.30 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.6899 CZK Kč 172,829.30You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 24.6899 CZK -1.26% vs mid-market | Recipient gets Kč 172,829.30 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.6899 CZK Kč 172,829.30You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 24.6899 CZK -1.26% vs mid-market | Recipient gets Kč 172,829.30 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.6899 CZK Kč 172,829.30You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 24.3206 CZK +0.25% vs mid-market | Recipient gets Kč 170,243.91 Minutes - 3 days | |
Ways to receive money in Czechia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 24.3206 CZK Kč 170,243.91You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 24.3157 CZK +0.27% vs mid-market | Recipient gets Kč 170,209.78 Minutes - 24 hours | |
Ways to receive money in Czechia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.3157 CZK Kč 170,209.78You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 24.3084 CZK +0.30% vs mid-market | Recipient gets Kč 170,158.58 Minutes - 24 hours | |
Ways to receive money in Czechia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.3084 CZK Kč 170,158.58You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 24.2596 CZK +0.50% vs mid-market | Recipient gets Kč 169,817.24 Minutes - 24 hours | |
Ways to receive money in Czechia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.2596 CZK Kč 169,817.24You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €36.23 1 EUR = 24.3810 CZK 0.00% vs mid-market | Recipient gets Kč 169,783.68 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €36.231 EUR = 24.3810 CZK Kč 169,783.68You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €46.37 1 EUR = 24.3810 CZK 0.00% vs mid-market | Recipient gets Kč 169,536.45 Same day | |
Ways to receive money in Czechia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €46.371 EUR = 24.3810 CZK Kč 169,536.45You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.08 1 EUR = 24.1700 CZK +0.87% vs mid-market | Recipient gets Kč 169,115.00 Minutes - 24 hours | |
Ways to receive money in Czechia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.081 EUR = 24.1700 CZK Kč 169,115.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 24.3306 CZK +0.21% vs mid-market | Recipient gets Kč 168,599.01 Same day | |
Ways to receive money in Czechia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 24.3306 CZK Kč 168,599.01You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €91.23 1 EUR = 24.3810 CZK 0.00% vs mid-market | Recipient gets Kč 168,442.72 Same day | |
Ways to receive money in Czechia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €91.231 EUR = 24.3810 CZK Kč 168,442.72You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 24.0402 CZK +1.40% vs mid-market | Recipient gets Kč 168,281.20 Minutes - 2 days | |
Ways to receive money in Czechia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 24.0402 CZK Kč 168,281.20You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 24.3306 CZK +0.21% vs mid-market | Recipient gets Kč 167,662.28 Within minutes | |
Ways to receive money in Czechia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 24.3306 CZK Kč 167,662.28You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €133.25 1 EUR = 24.3810 CZK 0.00% vs mid-market | Recipient gets Kč 167,418.23 Same day | |
Ways to receive money in Czechia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €133.251 EUR = 24.3810 CZK Kč 167,418.23You pay€7,000.00 | |||
 Profee Pay via Debit card | Fee €0.00 1 EUR = 23.6201 CZK +3.17% vs mid-market | Recipient gets Kč 165,340.69 Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 23.6201 CZK Kč 165,340.69You pay€7,000.00 | |||
| Profee Pay via Bank transfer | Fee €0.00 1 EUR = 23.6201 CZK +3.17% vs mid-market | Recipient gets Kč 165,340.69 Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 23.6201 CZK Kč 165,340.69You pay€7,000.00 | |||
| Profee Pay via Klarna | Fee €0.00 1 EUR = 23.6201 CZK +3.17% vs mid-market | Recipient gets Kč 165,340.69 Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by klarna. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 23.6201 CZK Kč 165,340.69You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 24.3815 CZK Updates every 60 minutes. | |||
Transfer details
How to send money from Finland to Czech Republic
Pick a company
For a one-off transfer to Czech Republic, start with Xe.
On a 7,000 EUR transfer, Xe delivers the most CZK.
The cheapest option depends on the amount, so I suggest to get the best EUR/CZK rate.
Fund your transfer
You have 6 ways to pay, including bank transfer, debit card, credit card, ideal, debit card, and klarna.
Select how you want the recipient to pick up the money. For transfers to Czech Republic they can receive it via bank deposit and card deposit.
Verify and send
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
Ways to send money from Finland to Czech Republic
10 companies send money from Finland to Czech Republic, mostly through broker, online, app, global account, and multi-currency account, and a few more ways.
For regular transfers
Money transfer apps
For the regular smaller transfer, apps are convenient and cheap.
Xe charges €0 on a €7,000 transfer, and 172,829.3 CZK arrives in minutes - 24 hours.
In Czech Republic they can receive money via bank deposit and card deposit.
Moving money between your own accounts
Multi-currency accounts
Companies like Wise let you hold EUR and CZK balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to CZK with Wise gets you 169,783.68 CZK (€36.23 in fees and 0% markup).
This is especially useful travel since you are spending in CZK (no extra fees from Wise, only local ATMs).
For freelancers and SMEs
Global accounts
Global accounts are for companies and freelancers making payments to Czech Republic.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers
Currency brokers are good for sending €10,000+ to Czech Republic. They charge no fees and add a markup on the rate.
Xe charges no fee but adds -1.26% markup on top of the EUR/CZK rate.
Ways to fund EUR and receive CZK in Czech Republic
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 172,829.3 CZK.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, ideal, debit card, and klarna.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Czech Republic directly.
For withdrawals in Czech Republic, use bank deposit and card deposit.
Receive CZK
The name should match the account holder's bank record, so double check it before sending.
- 1 Debit card Bank deposit
You pay €7,000.00
Kč172,829
Cheapest
- 2 Bank transfer Bank deposit
You pay €7,000.00
Kč172,829
Kč0
- 3 Credit card Bank deposit
You pay €7,000.00
Kč172,829
Kč0
- 4 Ideal Bank deposit
You pay €7,000.00
Kč169,536
-Kč3,293
- 5 Bank transfer Card deposit
You pay €7,000.00
Kč165,341
-Kč7,489
Show moreShow less
- 6 Debit card Card deposit
You pay €7,000.00
Kč165,341
-Kč7,489
- 7 Klarna Card deposit
You pay €7,000.00
Kč165,341
-Kč7,489
What to consider before sending money from Finland to Czech Republic
For a transfer from Finland, compare the CZK received and check whether the payment is a taxable gift rather than ordinary family support.
Compare EUR/CZK transfer options
Compare EUR/CZK transfer options
For a €7,000 transfer to Czech Republic, these are the current cheapest, fastest and easiest options.
Cheapest
Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 172,829.3 CZK, which is 1.5% more than the next best option.
Fastest
Revolut delivers 168,599.01 CZK in same day when you pay by bank transfer and choose bank deposit.
Sending a gift from Finland can trigger gift tax
Sending a gift from Finland can trigger gift tax
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Large transfers may take longer
Large transfers may take longer
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Czech Republic.
Safety measures in Finland
Safety measures in Finland
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Finding the best rate to send money from Finland to Czech Republic
The exchange rate has a direct impact on how much CZK your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 24.400076 CZK
How we analyse the market
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 10 of them on EUR to Czech Republic, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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