We’ve compared and analysed 10 money transfer companies in Finland.
| 10 of 10 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/CZK transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €36.23 1 EUR = 24.3440 CZK 0.00% vs mid-market | Recipient gets Kč 169,526.02 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €36.231 EUR = 24.3440 CZK Kč 169,526.02You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 24.2124 CZK +0.54% vs mid-market | Recipient gets Kč 169,486.80 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.2124 CZK Kč 169,486.80You pay€7,000.00 | |||
Run a live search Showing top Finland to Czech Republic deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CZK rates. | |||
Run a live search These companies offer multi-currency accounts for spending CZK. We suggest doing a live search based on how much EUR you're planning to spend in Czech Republic. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 24.2836 CZK +0.25% vs mid-market | Recipient gets Kč 169,984.96 Minutes - 3 days | |
Ways to receive money in Czechia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 24.2836 CZK Kč 169,984.96You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 24.2787 CZK +0.27% vs mid-market | Recipient gets Kč 169,950.88 Minutes - 24 hours | |
Ways to receive money in Czechia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.2787 CZK Kč 169,950.88You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 24.2714 CZK +0.30% vs mid-market | Recipient gets Kč 169,899.76 Minutes - 24 hours | |
Ways to receive money in Czechia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.2714 CZK Kč 169,899.76You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 24.2227 CZK +0.50% vs mid-market | Recipient gets Kč 169,558.93 Minutes - 24 hours | |
Ways to receive money in Czechia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.2227 CZK Kč 169,558.93You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €36.23 1 EUR = 24.3440 CZK 0.00% vs mid-market | Recipient gets Kč 169,526.02 Same day | |
Ways to receive money in Czechia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €36.231 EUR = 24.3440 CZK Kč 169,526.02You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 24.2124 CZK +0.54% vs mid-market | Recipient gets Kč 169,486.80 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.2124 CZK Kč 169,486.80You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 24.2124 CZK +0.54% vs mid-market | Recipient gets Kč 169,486.80 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.2124 CZK Kč 169,486.80You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 24.2124 CZK +0.54% vs mid-market | Recipient gets Kč 169,486.80 Minutes - 24 hours | |
Ways to receive money in Czechia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 24.2124 CZK Kč 169,486.80You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €46.37 1 EUR = 24.3440 CZK 0.00% vs mid-market | Recipient gets Kč 169,279.17 Same day | |
Ways to receive money in Czechia with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €46.371 EUR = 24.3440 CZK Kč 169,279.17You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €3.08 1 EUR = 24.1400 CZK +0.84% vs mid-market | Recipient gets Kč 168,905.00 Minutes - 24 hours | |
Ways to receive money in Czechia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €3.081 EUR = 24.1400 CZK Kč 168,905.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 24.2905 CZK +0.22% vs mid-market | Recipient gets Kč 168,320.70 Same day | |
Ways to receive money in Czechia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 24.2905 CZK Kč 168,320.70You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €91.23 1 EUR = 24.3440 CZK 0.00% vs mid-market | Recipient gets Kč 168,187.10 Same day | |
Ways to receive money in Czechia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €91.231 EUR = 24.3440 CZK Kč 168,187.10You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 24.0036 CZK +1.40% vs mid-market | Recipient gets Kč 168,025.24 Minutes - 2 days | |
Ways to receive money in Czechia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 24.0036 CZK Kč 168,025.24You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 24.2905 CZK +0.22% vs mid-market | Recipient gets Kč 167,385.52 Within minutes | |
Ways to receive money in Czechia with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 24.2905 CZK Kč 167,385.52You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €133.25 1 EUR = 24.3440 CZK 0.00% vs mid-market | Recipient gets Kč 167,164.16 Same day | |
Ways to receive money in Czechia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €133.251 EUR = 24.3440 CZK Kč 167,164.16You pay€7,000.00 | |||
 Profee Pay via Debit card | Fee €0.00 1 EUR = 23.5848 CZK +3.17% vs mid-market | Recipient gets Kč 165,093.70 Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 23.5848 CZK Kč 165,093.70You pay€7,000.00 | |||
| Profee Pay via Bank transfer | Fee €0.00 1 EUR = 23.5848 CZK +3.17% vs mid-market | Recipient gets Kč 165,093.70 Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by bank transfer. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 23.5848 CZK Kč 165,093.70You pay€7,000.00 | |||
| Profee Pay via Klarna | Fee €0.00 1 EUR = 23.5848 CZK +3.17% vs mid-market | Recipient gets Kč 165,093.70 Minutes - 24 hours | |
Ways to receive money in Czechia with Profee when paying by klarna. MethodFee & ratesRecipient gets Card depositMinutes - 24 hours Free1 EUR = 23.5848 CZK Kč 165,093.70You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 24.3444 CZK Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Czech Republic, start with Key Currency.
Key Currency was the cheapest on 29 of the 30 days it quoted €7,000 transfers to Czech Republic.
On a 7,000 EUR transfer, Key Currency delivers the most CZK.
The cheapest option depends on the amount, so I suggest to get the best EUR/CZK rate.
You have 6 ways to pay, including bank transfer, debit card, credit card, iDEAL, debit card, and klarna.
Select how you want the recipient to pick up the money. For transfers to Czech Republic they can receive it via bank deposit and card deposit.
If it's your first time using the service, you will need to verify your account.
This usually takes a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
How much EUR you send to Czech Republic heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 97% of the transfers from €2,000 it quoted, and in 97% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.42% | €0.00 | Kč 12,120.00with debit card to bank deposit | +Kč 124.91 | |
| €2,000 | 0.39% | €0.00 | Kč 48,480.00with debit card to bank deposit | +Kč 436.42 | |
| €7,000This page | 0.25% | €0.00 | Kč 169,984.96with bank transfer to bank deposit | +Kč 1,655.57 |
Mid-market rate: 1 EUR = 24.3444 CZK
The cheapest way to send EUR to CZK can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Czech Republic.
Wed, 28 Oct 2026Mid-market rateKč 170,410.99 Key Currency Kč 169,984.96Key CurrencyKč 169,984.96Regency FXKč 169,950.88TorFxKč 169,899.76
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.4119 | – | Kč 170,883.35 | |
| | 24.3509 | €0.00 | Kč 170,456.14 | −Kč 427.21 |
| | 24.3460 | €0.00 | Kč 170,421.96 | −Kč 461.39 |
| | 24.3387 | €0.00 | Kč 170,370.70 | −Kč 512.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.4211 | – | Kč 170,947.71 | |
| | 24.3600 | €0.00 | Kč 170,520.34 | −Kč 427.37 |
| | 24.3552 | €0.00 | Kč 170,486.15 | −Kč 461.56 |
| | 24.3478 | €0.00 | Kč 170,434.86 | −Kč 512.85 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.4665 | – | Kč 171,265.63 | |
| | 24.4054 | €0.00 | Kč 170,837.46 | −Kč 428.17 |
| | 24.4005 | €0.00 | Kč 170,803.21 | −Kč 462.42 |
| | 24.3931 | €0.00 | Kč 170,751.83 | −Kč 513.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.4517 | – | Kč 171,162.12 | |
| | 24.3906 | €0.00 | Kč 170,734.22 | −Kč 427.90 |
| | 24.3857 | €0.00 | Kč 170,699.99 | −Kč 462.13 |
| | 24.3784 | €0.00 | Kč 170,648.64 | −Kč 513.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.4545 | – | Kč 171,181.73 | |
| | 24.3934 | €0.00 | Kč 170,753.78 | −Kč 427.95 |
| | 24.3885 | €0.00 | Kč 170,719.54 | −Kč 462.19 |
| | 24.3812 | €0.00 | Kč 170,668.19 | −Kč 513.54 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.4545 | – | Kč 171,181.73 | |
| | 24.3934 | €0.00 | Kč 170,753.78 | −Kč 427.95 |
| | 24.3885 | €0.00 | Kč 170,719.54 | −Kč 462.19 |
| | 24.3812 | €0.00 | Kč 170,668.19 | −Kč 513.54 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.4393 | – | Kč 171,075.11 | |
| | 24.3782 | €0.00 | Kč 170,647.42 | −Kč 427.69 |
| | 24.3733 | €0.00 | Kč 170,613.20 | −Kč 461.91 |
| | 24.3660 | €0.00 | Kč 170,561.88 | −Kč 513.23 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.4457 | – | Kč 171,119.89 | |
| | 24.3846 | €0.00 | Kč 170,692.09 | −Kč 427.80 |
| | 24.3797 | €0.00 | Kč 170,657.86 | −Kč 462.03 |
| | 24.3724 | €0.00 | Kč 170,606.53 | −Kč 513.36 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.4114 | – | Kč 170,879.93 | |
| | 24.3539 | €0.00 | Kč 170,477.30 | −Kč 402.63 |
| | 24.3504 | €0.00 | Kč 170,452.73 | −Kč 427.20 |
| | 24.3455 | €0.00 | Kč 170,418.56 | −Kč 461.37 |
| | 24.3382 | €0.00 | Kč 170,367.29 | −Kč 512.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.4148 | – | Kč 170,903.33 | |
| | 24.3537 | €0.00 | Kč 170,476.07 | −Kč 427.26 |
| | 24.3488 | €0.00 | Kč 170,441.89 | −Kč 461.44 |
| | 24.3415 | €0.00 | Kč 170,390.62 | −Kč 512.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3655 | – | Kč 170,558.34 | |
| | 24.3046 | €0.00 | Kč 170,131.94 | −Kč 426.40 |
| | 24.2997 | €0.00 | Kč 170,097.83 | −Kč 460.51 |
| | 24.2924 | €0.00 | Kč 170,046.66 | −Kč 511.68 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3845 | – | Kč 170,691.79 | |
| | 24.3236 | €0.00 | Kč 170,265.06 | −Kč 426.73 |
| | 24.3187 | €0.00 | Kč 170,230.93 | −Kč 460.86 |
| | 24.3114 | €0.00 | Kč 170,179.72 | −Kč 512.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3845 | – | Kč 170,691.79 | |
| | 24.3236 | €0.00 | Kč 170,265.06 | −Kč 426.73 |
| | 24.3187 | €0.00 | Kč 170,230.93 | −Kč 460.86 |
| | 24.3114 | €0.00 | Kč 170,179.72 | −Kč 512.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3830 | – | Kč 170,681.18 | |
| | 24.3221 | €0.00 | Kč 170,254.48 | −Kč 426.70 |
| | 24.3172 | €0.00 | Kč 170,220.34 | −Kč 460.84 |
| | 24.3099 | €0.00 | Kč 170,169.14 | −Kč 512.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3603 | – | Kč 170,521.87 | |
| | 24.2994 | €0.00 | Kč 170,095.56 | −Kč 426.31 |
| | 24.2945 | €0.00 | Kč 170,061.46 | −Kč 460.41 |
| | 24.2872 | €0.00 | Kč 170,010.30 | −Kč 511.57 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3607 | – | Kč 170,524.87 | |
| | 24.2998 | €0.00 | Kč 170,098.55 | −Kč 426.32 |
| | 24.2949 | €0.00 | Kč 170,064.45 | −Kč 460.41 |
| | 24.2876 | €0.00 | Kč 170,013.29 | −Kč 511.57 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3552 | – | Kč 170,486.34 | |
| | 24.2943 | €0.00 | Kč 170,060.13 | −Kč 426.21 |
| | 24.2894 | €0.00 | Kč 170,026.03 | −Kč 460.31 |
| | 24.2821 | €0.00 | Kč 169,974.88 | −Kč 511.46 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3458 | – | Kč 170,420.53 | |
| | 24.2849 | €0.00 | Kč 169,994.48 | −Kč 426.05 |
| | 24.2801 | €0.00 | Kč 169,960.39 | −Kč 460.14 |
| | 24.2728 | €0.00 | Kč 169,909.27 | −Kč 511.26 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3232 | – | Kč 170,262.31 | |
| | 24.2624 | €0.00 | Kč 169,836.65 | −Kč 425.66 |
| | 24.2575 | €0.00 | Kč 169,802.60 | −Kč 459.71 |
| | 24.2502 | €0.00 | Kč 169,751.52 | −Kč 510.79 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3232 | – | Kč 170,262.31 | |
| | 24.2624 | €0.00 | Kč 169,836.65 | −Kč 425.66 |
| | 24.2575 | €0.00 | Kč 169,802.60 | −Kč 459.71 |
| | 24.2502 | €0.00 | Kč 169,751.52 | −Kč 510.79 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3392 | – | Kč 170,374.57 | |
| | 24.2784 | €0.00 | Kč 169,948.63 | −Kč 425.94 |
| | 24.2735 | €0.00 | Kč 169,914.56 | −Kč 460.01 |
| | 24.2662 | €0.00 | Kč 169,863.44 | −Kč 511.13 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3273 | – | Kč 170,291.34 | |
| | 24.2665 | €0.00 | Kč 169,865.61 | −Kč 425.73 |
| | 24.2617 | €0.00 | Kč 169,831.55 | −Kč 459.79 |
| | 24.2544 | €0.00 | Kč 169,780.46 | −Kč 510.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.2957 | – | Kč 170,069.65 | |
| | 24.2349 | €0.00 | Kč 169,644.47 | −Kč 425.18 |
| | 24.2301 | €0.00 | Kč 169,610.46 | −Kč 459.19 |
| | 24.2228 | €0.00 | Kč 169,559.44 | −Kč 510.21 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.2760 | – | Kč 169,931.79 | |
| | 24.2153 | €0.00 | Kč 169,506.96 | −Kč 424.83 |
| | 24.2104 | €0.00 | Kč 169,472.97 | −Kč 458.82 |
| | 24.2031 | €0.00 | Kč 169,421.99 | −Kč 509.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.2917 | – | Kč 170,041.73 | |
| | 24.2309 | €0.00 | Kč 169,616.63 | −Kč 425.10 |
| | 24.2261 | €0.00 | Kč 169,582.62 | −Kč 459.11 |
| | 24.2188 | €0.00 | Kč 169,531.61 | −Kč 510.12 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3309 | – | Kč 170,316.53 | |
| | 24.2701 | €0.00 | Kč 169,890.74 | −Kč 425.79 |
| | 24.2652 | €0.00 | Kč 169,856.68 | −Kč 459.85 |
| | 24.2579 | €0.00 | Kč 169,805.58 | −Kč 510.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3309 | – | Kč 170,316.53 | |
| | 24.2701 | €0.00 | Kč 169,890.74 | −Kč 425.79 |
| | 24.2652 | €0.00 | Kč 169,856.68 | −Kč 459.85 |
| | 24.2579 | €0.00 | Kč 169,805.58 | −Kč 510.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3638 | – | Kč 170,546.60 | |
| | 24.3029 | €0.00 | Kč 170,120.23 | −Kč 426.37 |
| | 24.2980 | €0.00 | Kč 170,086.12 | −Kč 460.48 |
| | 24.2907 | €0.00 | Kč 170,034.96 | −Kč 511.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3487 | – | Kč 170,440.71 | |
| | 24.2878 | €0.00 | Kč 170,014.61 | −Kč 426.10 |
| | 24.2829 | €0.00 | Kč 169,980.52 | −Kč 460.19 |
| | 24.2756 | €0.00 | Kč 169,929.39 | −Kč 511.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 24.3444 | – | Kč 170,410.99 | |
| | 24.2836 | €0.00 | Kč 169,984.96 | −Kč 426.03 |
| | 24.2787 | €0.00 | Kč 169,950.88 | −Kč 460.11 |
| | 24.2714 | €0.00 | Kč 169,899.76 | −Kč 511.23 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 24.3444 | – | Kč 170,410.99 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more CZK per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CZK on every transfer from Finland.
Right now, Key Currency pays 169,984.96 CZK on 7,000 EUR, which is 426.03 CZK less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 170,837.46 CZK.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Czech Republic.
We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.
Cheapest every time
Never the cheapest
Never the cheapest
Based on 21 comparisons across 3 amounts over the last 7 days.
Cheapest in 97% of them
Never the cheapest
Never the cheapest
Based on 62 comparisons across 3 amounts over the last 30 days.
Cheapest in 90% of them
Never the cheapest
Never the cheapest
Based on 72 comparisons across 3 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
10 companies send money from Finland to Czech Republic, mostly through broker, online, app, global account, and multi-currency account, and a few more ways.
Usually the cheapest
Companies like Wise will get you 169,526.02 CZK on a €7,000 transfer.
In our comparisons over the past month, it was the cheapest online service on 14 of the 30 days it quoted.
If it's the only time you send money to Czech Republic, then it's the best option.
For recurring transfers, an app is a bit more convenient.
For regular transfers
For the regular smaller transfer, apps are convenient and cheap.
Wise charges €36.23 on a €7,000 transfer, and 169,526.02 CZK arrives in next day.
Over the past month, Wise was the cheapest app on 47% of the days it appeared for €7,000 transfers.
In Czech Republic they can receive money via bank deposit and card deposit.
Moving money between your own accounts
Companies like Wise let you hold EUR and CZK balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to CZK with Wise gets you 169,526.02 CZK (€36.23 in fees and 0% markup).
This is especially useful for travel since you are spending in CZK (no extra fees from Wise, only local ATMs).
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For freelancers and SMEs
Global accounts are for companies and freelancers making payments to Czech Republic.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers are good for sending €10,000+ to Czech Republic. They charge no fees and add a markup on the rate.
Key Currency charges no fee but adds 0.25% markup on top of the EUR/CZK rate.
Our analysis shows Key Currency was the cheapest broker in 97% of the transfers from €2,000 it quoted.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 169,984.96 CZK.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, iDEAL, debit card, and klarna.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Czech Republic directly.
For withdrawals in Czech Republic, use bank deposit and card deposit.
Receive CZK
The name should match the account holder's bank record, so double check it before sending.
You pay €7,000.00
Kč169,985
Cheapest
You pay €7,000.00
Kč169,487
-Kč498
You pay €7,000.00
Kč169,487
-Kč498
You pay €7,000.00
Kč169,279
-Kč706
You pay €7,000.00
Kč165,094
-Kč4,891
You pay €7,000.00
Kč165,094
-Kč4,891
You pay €7,000.00
Kč165,094
-Kč4,891
For a transfer from Finland, compare the CZK received and check whether the payment is a taxable gift rather than ordinary family support.
For a €7,000 transfer to Czech Republic, these are the current cheapest, fastest and easiest options.
Cheapest
Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 169,984.96 CZK, which is 0.02% more than the next best option.
Fastest
Revolut delivers 168,320.7 CZK in same day when you pay by bank transfer and choose bank deposit.
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Czech Republic.
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 10 of them on EUR to Czech Republic, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
In the past 30 days alone, we analysed 62 comparisons across 3 amounts.
This page covers the cheapest and fastest options for EUR/CZK transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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