Regency FX is the cheapest way to send money to Hong Kong, giving your recipient 15,704.29 HKD from RM8,200.
If you need money fast, we suggest using Wise, your HKD transfer will arrive in within minutes.
| 3 of 3 providers Last updated on 28 September 2026 | |||
| Based on 8,200 MYR transfer Best companies for MYR/HKD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee RM 56.71 1 MYR = 1.9204 HKD 0.00% vs mid-market | Recipient gets $15,638.62 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 56.711 MYR = 1.9204 HKD $15,638.62You payRM 8,200.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee RM 0.00 1 MYR = 1.9091 HKD +0.59% vs mid-market | Recipient gets $15,654.62 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 1.9091 HKD $15,654.62You payRM 8,200.00 | |||
Run a live search Showing top Malaysia to Hong Kong deals for 8,200 MYR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to HKD rates. | |||
Run a live search These companies offer multi-currency accounts for spending HKD. We suggest doing a live search based on how much MYR you're planning to spend in Hong Kong. | |||
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee RM 0.00 1 MYR = 1.9152 HKD +0.27% vs mid-market | Recipient gets $15,704.29 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 1.9152 HKD $15,704.29You payRM 8,200.00 | |||
| Xe Pay via Bank transfer | Fee RM 0.00 1 MYR = 1.9091 HKD +0.59% vs mid-market | Recipient gets $15,654.62 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 1.9091 HKD $15,654.62You payRM 8,200.00 | |||
| Wise Pay via Bank transfer | Fee RM 56.71 1 MYR = 1.9204 HKD 0.00% vs mid-market | Recipient gets $15,638.62 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 56.711 MYR = 1.9204 HKD $15,638.62You payRM 8,200.00 | |||
| Wise Pay via FPX | Fee RM 56.71 1 MYR = 1.9204 HKD 0.00% vs mid-market | Recipient gets $15,638.62 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 56.711 MYR = 1.9204 HKD $15,638.62You payRM 8,200.00 | |||
| How Our Results Work Mid-market rate: 1 MYR = 1.9203 HKD Updates every 60 minutes. | |||
Transfer details
I suggest starting with Regency FX which is the cheapest option for sending RM8,200.
There are a few ways to fund your transfer, including bank transfer and fpx.
DuitNow and FPX are most common, both free and instant from your banking app.
This is for funding your money transfer account, not direct transfers to Hong Kong.
First time round you'll need your IC, or a passport and permit if you're a foreign worker.
Run a new recipient's account through Semak Mule before you send to confirm their details.
How much MYR you send to Hong Kong heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| RM 1,000 | -0.02% | RM 11.62 | $1,898.41with bank transfer to bank deposit | +$37.75 | |
| RM 8,200This page | 0.27% | RM 0.00 | $15,704.29with bank transfer to bank deposit | +$45.25 |
Mid-market rate: 1 MYR = 1.9203 HKD
There are 5 ways across 3 money transfer services send money from Malaysia to Hong Kong.
Regular transfers from Malaysia
Online services and apps work well for smaller transfers sent home every month.
Xe charges MYR 0 and 0.59% markup to send MYR 8,200 and your recipient gets $15,654.62 in minutes - 24 hours.
SST may appear separately on the fee.
Large transfers from Malaysia
Brokers are best for large MYR transfers to Hong Kong.
Regency FX is a good option, they charge no fees and add 0.4% markup on the MYR/HKD exchange rate.
You get an account manager to handle your transfer, and it’s useful for things like home purchases in Hong Kong, tuition fees, or moving savings from Malaysia to Hong Kong.
Holding multiple balances
A multi-currency account is useful if you receive income from Hong Kong, or travel there often.
Wise lets you hold MYR and HKD in one account, and convert between them when you need.
When converting MYR to HKD, 8,200 MYR will get you 15,638.62 HKD (after fees).
With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 15,704.29 HKD.
You can fund your transfer in MYR through bank transfer and fpx.
Paying through online banking (FPX)
Choose fpx at checkout and approve the payment through your Malaysian bank.
This is the simplest and quickest way to fund your account when sending money Hong Kong.
The processing fee may include SST, so double check the final HKD amount first.
The recipient can receive HKD through bank deposit.
They can receive money directly to the bank or card
For a card and bank deposit, you will need the recipient's account name, account number and bank details in Hong Kong.
Double check the info, since its very hard to stop or reverse once it leaves your account.
You pay RM8,200.00
$15,704
Cheapest
You pay RM8,200.00
$15,639
-$66
Here are a few things to know about money transfers from Malaysia to Hong Kong.
For a RM 8,200 transfer, these are the best options:
Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 15,704.29 HKD, which is 0.32% more than the next best option.
Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 15,638.62 HKD in within minutes.
Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.
Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.
Bank Negara Malaysia keeps the current FEP rules and notices here.
A bank or licensed money services business can ask what the payment is for and where the money came from.
Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.
For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.
Only use a bank or money transfer service regulated by Bank Negara Malaysia.
Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.
If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.
The exchange rate affects how many Hong Kong Dollars your recipient gets for your Malaysian Ringgit.
Mid-market rate:1 MYR = 1.921879 HKD
Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.
We track 3 of them on MYR to Hong Kong, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.
Each also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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