How to send money to Hong Kong from Switzerland with the best CHF-HKD rate

The cheapest option overall is Key Currency, giving your recipient 56,566.32 HKD when you send CHF 6,000.

Below we’ve compared 7 ways to send money from Switzerland to Hong Kong.

Best companies for CHF/HKD transfers

7 of 7 providers

Last updated on 28 October 2026

Based on 6,000 CHF transfer

Best companies for CHF/HKD transfers

Sort Cheapest
Promoted

TorFx

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 9.4230 HKD +0.30% vs mid-market Recipient gets $ 56'537.96 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Hong Kong with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 9.4230 HKD
$ 56'537.96You payCHF 6'000.00
Promoted

Key Currency

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 9.4277 HKD +0.25% vs mid-market Recipient gets $ 56'566.32 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Hong Kong with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 CHF = 9.4277 HKD
$ 56'566.32You payCHF 6'000.00

Run a live search

Showing top Switzerland to Hong Kong deals for 6,000 CHF. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 9.4277 HKD +0.25% vs mid-market Recipient gets $ 56'566.32 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Hong Kong with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 CHF = 9.4277 HKD
$ 56'566.32You payCHF 6'000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 9.4258 HKD +0.27% vs mid-market Recipient gets $ 56'554.98 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Hong Kong with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 9.4258 HKD
$ 56'554.98You payCHF 6'000.00

TorFx

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 9.4230 HKD +0.30% vs mid-market Recipient gets $ 56'537.96 Minutes - 24 hours
Recommended
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Hong Kong with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 9.4230 HKD
$ 56'537.96You payCHF 6'000.00

OFX

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 9.4041 HKD +0.50% vs mid-market Recipient gets $ 56'424.55 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Hong Kong with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 9.4041 HKD
$ 56'424.55You payCHF 6'000.00

Currencies Direct

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 9.3928 HKD +0.62% vs mid-market Recipient gets $ 56'356.80 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Hong Kong with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 CHF = 9.3928 HKD
$ 56'356.80You payCHF 6'000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee CHF 56.50 1 CHF = 9.4396 HKD +0.12% vs mid-market Recipient gets $ 56'104.10 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Hong Kong with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
CHF 56.501 CHF = 9.4396 HKD
$ 56'104.10You payCHF 6'000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee CHF 0.00 1 CHF = 9.3190 HKD +1.40% vs mid-market Recipient gets $ 55'914.17 Minutes - 2 days

Ways to receive money in Hong Kong with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 CHF = 9.3190 HKD
$ 55'914.17You payCHF 6'000.00
How Our Results Work
Mid-market rate: 1 CHF = 9.4513 HKD Updates every 60 minutes.

How to send money from Switzerland to Hong Kong

Pick a company

Start with the cheapest, which is Key Currency at 56,566.32 HKD for a CHF 6,000 transfer.

Key Currency was the cheapest on 25 of the 28 days it quoted fr.6,000 transfers to Hong Kong.

Sending the same money as an international transfer from your Swiss bank costs 1 to 3% in the rate before any fee.

Fund your transfer

You have 1 ways to pay, including bank transfer.

TWINT won't do this, it's for paying people and shops inside Switzerland.

Verify and send

First time round you'll need a photo ID and your Swiss address.

The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.

Compare amounts

How much CHF are you sending to Hong Kong?

How much CHF you send to Hong Kong heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 89% of the transfers from CHF 6,000 it quoted, and in 89% of all the transfers it quoted.

Cheapest service
CHF 1'0000.10%CHF 1.50$ 9'427.35with bank transfer to bank deposit+$ 117.56
CHF 5'0000.27%CHF 0.00$ 47'091.90with bank transfer to bank deposit+$ 296.53
CHF 6'000This page0.25%CHF 0.00$ 56'566.32with bank transfer to bank deposit+$ 215.05
CHF 25'0000.20%CHF 0.00$ 235'479.92with bank transfer to bank deposit+$ 576.99

Mid-market rate: 1 CHF = 9.4513 HKD

CHF/HKD Exchange Rate History

Is today a good time to send money from Switzerland to Hong Kong?

The cheapest way to send CHF to HKD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 6,000 CHF transfers to Hong Kong.

HKD received for CHF 6'000, after fees

Wed, 28 Oct 2026Mid-market rate$ 56'708.09 Key Currency $ 56'566.32Key Currency$ 56'566.32Regency FX$ 56'554.98TorFx$ 56'537.96

55'500
56'000
56'500
57'000
57'500
58'000
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4132 – $ 56'479.30
Key Currency Cheapest 9.3897 CHF 0.00 $ 56'338.10 −$ 141.20
Regency FX 9.3878 CHF 0.00 $ 56'326.80 −$ 152.50
TorFx 9.3850 CHF 0.00 $ 56'309.86 −$ 169.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4090 – $ 56'454.26
Key Currency Cheapest 9.3855 CHF 0.00 $ 56'313.12 −$ 141.14
Regency FX 9.3836 CHF 0.00 $ 56'301.83 −$ 152.43
TorFx 9.3808 CHF 0.00 $ 56'284.90 −$ 169.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4003 – $ 56'401.96
Key Currency Cheapest 9.3768 CHF 0.00 $ 56'260.95 −$ 141.01
Regency FX 9.3749 CHF 0.00 $ 56'249.67 −$ 152.29
TorFx 9.3721 CHF 0.00 $ 56'232.75 −$ 169.21
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4812 – $ 56'887.14
Key Currency Cheapest 9.4575 CHF 0.00 $ 56'744.92 −$ 142.22
Regency FX 9.4556 CHF 0.00 $ 56'733.54 −$ 153.60
TorFx 9.4527 CHF 0.00 $ 56'716.48 −$ 170.66
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4735 – $ 56'840.72
Key Currency Cheapest 9.4498 CHF 0.00 $ 56'698.62 −$ 142.10
Regency FX 9.4479 CHF 0.00 $ 56'687.25 −$ 153.47
TorFx 9.4450 CHF 0.00 $ 56'670.20 −$ 170.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4501 – $ 56'700.89
Wise Cheapest 9.4665 CHF 17.01 $ 56'637.92 −$ 62.97
Key Currency 9.4265 CHF 0.00 $ 56'559.14 −$ 141.75
Regency FX 9.4246 CHF 0.00 $ 56'547.80 −$ 153.09
TorFx 9.4218 CHF 0.00 $ 56'530.79 −$ 170.10
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4701 – $ 56'820.52
Wise Cheapest 9.4694 CHF 17.01 $ 56'655.21 −$ 165.31
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4327 – $ 56'596.23
Key Currency Cheapest 9.4091 CHF 0.00 $ 56'454.74 −$ 141.49
Regency FX 9.4072 CHF 0.00 $ 56'443.42 −$ 152.81
TorFx 9.4044 CHF 0.00 $ 56'426.44 −$ 169.79
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4246 – $ 56'547.58
Key Currency Cheapest 9.4010 CHF 0.00 $ 56'406.21 −$ 141.37
Regency FX 9.3992 CHF 0.00 $ 56'394.90 −$ 152.68
TorFx 9.3963 CHF 0.00 $ 56'377.94 −$ 169.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4191 – $ 56'514.56
Key Currency Cheapest 9.3955 CHF 0.00 $ 56'373.27 −$ 141.29
Regency FX 9.3937 CHF 0.00 $ 56'361.97 −$ 152.59
TorFx 9.3908 CHF 0.00 $ 56'345.01 −$ 169.55
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4484 – $ 56'690.40
Key Currency Cheapest 9.4248 CHF 0.00 $ 56'548.67 −$ 141.73
Regency FX 9.4229 CHF 0.00 $ 56'537.34 −$ 153.06
TorFx 9.4201 CHF 0.00 $ 56'520.33 −$ 170.07
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4599 – $ 56'759.13
Key Currency Cheapest 9.4362 CHF 0.00 $ 56'617.23 −$ 141.90
Regency FX 9.4343 CHF 0.00 $ 56'605.88 −$ 153.25
TorFx 9.4315 CHF 0.00 $ 56'588.85 −$ 170.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4599 – $ 56'759.13
Key Currency Cheapest 9.4362 CHF 0.00 $ 56'617.23 −$ 141.90
Regency FX 9.4343 CHF 0.00 $ 56'605.88 −$ 153.25
TorFx 9.4315 CHF 0.00 $ 56'588.85 −$ 170.28
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4361 – $ 56'616.68
Key Currency Cheapest 9.4125 CHF 0.00 $ 56'475.14 −$ 141.54
Regency FX 9.4106 CHF 0.00 $ 56'463.81 −$ 152.87
TorFx 9.4078 CHF 0.00 $ 56'446.83 −$ 169.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4167 – $ 56'499.97
Key Currency Cheapest 9.3931 CHF 0.00 $ 56'358.72 −$ 141.25
Regency FX 9.3912 CHF 0.00 $ 56'347.42 −$ 152.55
TorFx 9.3884 CHF 0.00 $ 56'330.47 −$ 169.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.3656 – $ 56'193.81
Key Currency Cheapest 9.3422 CHF 0.00 $ 56'053.33 −$ 140.48
Regency FX 9.3403 CHF 0.00 $ 56'042.09 −$ 151.72
TorFx 9.3375 CHF 0.00 $ 56'025.23 −$ 168.58
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 9.4650 CHF 17.01 $ 56'628.94 –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5147 – $ 57'088.48
Key Currency Cheapest 9.4910 CHF 0.00 $ 56'945.75 −$ 142.73
Regency FX 9.4891 CHF 0.00 $ 56'934.34 −$ 154.14
TorFx 9.4862 CHF 0.00 $ 56'917.21 −$ 171.27
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5022 – $ 57'013.07
Wise Cheapest 9.5248 CHF 17.01 $ 56'986.72 −$ 26.35
Key Currency 9.4784 CHF 0.00 $ 56'870.54 −$ 142.53
Regency FX 9.4765 CHF 0.00 $ 56'859.14 −$ 153.93
TorFx 9.4737 CHF 0.00 $ 56'842.03 −$ 171.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5022 – $ 57'013.07
Wise Cheapest 9.5248 CHF 17.01 $ 56'986.72 −$ 26.35
Key Currency 9.4784 CHF 0.00 $ 56'870.54 −$ 142.53
Regency FX 9.4765 CHF 0.00 $ 56'859.14 −$ 153.93
TorFx 9.4737 CHF 0.00 $ 56'842.03 −$ 171.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5201 – $ 57'120.80
Key Currency Cheapest 9.4963 CHF 0.00 $ 56'978.00 −$ 142.80
Regency FX 9.4944 CHF 0.00 $ 56'966.57 −$ 154.23
TorFx 9.4916 CHF 0.00 $ 56'949.44 −$ 171.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5105 – $ 57'063.20
Key Currency Cheapest 9.4868 CHF 0.00 $ 56'920.54 −$ 142.66
Regency FX 9.4849 CHF 0.00 $ 56'909.13 −$ 154.07
TorFx 9.4820 CHF 0.00 $ 56'892.01 −$ 171.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5164 – $ 57'098.54
Key Currency Cheapest 9.4926 CHF 0.00 $ 56'955.79 −$ 142.75
Regency FX 9.4907 CHF 0.00 $ 56'944.37 −$ 154.17
TorFx 9.4879 CHF 0.00 $ 56'927.24 −$ 171.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5682 – $ 57'409.12
Key Currency Cheapest 9.5443 CHF 0.00 $ 57'265.59 −$ 143.53
Regency FX 9.5424 CHF 0.00 $ 57'254.11 −$ 155.01
TorFx 9.5395 CHF 0.00 $ 57'236.89 −$ 172.23
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5278 – $ 57'166.63
Key Currency Cheapest 9.5040 CHF 0.00 $ 57'023.72 −$ 142.91
Regency FX 9.5020 CHF 0.00 $ 57'012.28 −$ 154.35
TorFx 9.4992 CHF 0.00 $ 56'995.13 −$ 171.50
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5050 – $ 57'029.92
Key Currency Cheapest 9.4812 CHF 0.00 $ 56'887.34 −$ 142.58
Regency FX 9.4793 CHF 0.00 $ 56'875.94 −$ 153.98
TorFx 9.4765 CHF 0.00 $ 56'858.83 −$ 171.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.5050 – $ 57'029.92
Key Currency Cheapest 9.4812 CHF 0.00 $ 56'887.34 −$ 142.58
Regency FX 9.4793 CHF 0.00 $ 56'875.94 −$ 153.98
TorFx 9.4765 CHF 0.00 $ 56'858.83 −$ 171.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4967 – $ 56'980.08
Key Currency Cheapest 9.4729 CHF 0.00 $ 56'837.63 −$ 142.45
Regency FX 9.4710 CHF 0.00 $ 56'826.23 −$ 153.85
TorFx 9.4682 CHF 0.00 $ 56'809.14 −$ 170.94
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4717 – $ 56'829.91
Key Currency Cheapest 9.4480 CHF 0.00 $ 56'687.84 −$ 142.07
Regency FX 9.4461 CHF 0.00 $ 56'676.47 −$ 153.44
TorFx 9.4432 CHF 0.00 $ 56'659.42 −$ 170.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 9.4513 – $ 56'708.09
Key Currency Cheapest 9.4277 CHF 0.00 $ 56'566.32 −$ 141.77
Regency FX 9.4258 CHF 0.00 $ 56'554.98 −$ 153.11
TorFx 9.4230 CHF 0.00 $ 56'537.96 −$ 170.13

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more HKD per CHF than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of HKD on every transfer from Switzerland.

Right now, Key Currency pays 56,566.32 HKD on 6,000 CHF, which is 141.77 HKD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 57,265.59 HKD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Hong Kong.

We've tracked 106 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

  1. Key CurrencyAppeared in 56 comparisons

    Cheapest in 89% of them

  2. Regency FXAppeared in 72 comparisons

    Cheapest in 19% of them

  3. TorFxAppeared in 72 comparisons

    Never the cheapest

Based on 106 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most HKD, and it was also the cheapest in 89% of the 56 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Hong Kong.

Regency FX (today's second cheapest) was the cheapest in only 19% of its comparisons, so it's rarely the cheapest option for transfers to Hong Kong.

Ways to send money from Switzerland to Hong Kong

7 companies send money from Switzerland to Hong Kong, across broker, multi-currency account, global account, app, and online, and more.

For one-off transfers

Online transfers

Online services like Moneycorp are usually cheaper than Swiss banks for one-off and medium-sized transfers.

With Moneycorp, 6,000 CHF gets your recipient 55,914.17 HKD.

The fee is 0 CHF, with a 1.4% markup on top of the CHF/HKD rate.

In our comparisons over the past month, it was the cheapest online service on 3 of the 29 days it quoted.

For spending and receiving

Multi-currency accounts

A multi-currency account is useful if you earn in Swiss francs but spend money in HKD (be it payments or travelling).

Currencies Direct converts CHF 6,000 with a 0.62% exchange-rate markup and lets you hold CHF and HKD in one account.

Over the past month, it came out cheapest among multi-currency accounts on 14% of days.

For regular transfers

Money transfer apps

For the monthly transfer to family, money transfer apps are the easiest to start with.

Revolut charges fr.56.5 on a fr.6,000 transfer, and the money lands within minutes.

Over the past month, Revolut was the cheapest app on 12% of the days it appeared for fr.6,000 transfers.

You can also save recipients and create automated scheduled transfers to Hong Kong.

You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer.

For large CHF transfers

Currency brokers

Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.

For example, if you are buying property in Hong Kong or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/HKD).

I suggest , since the more HKD you send the better rate you get.

Our analysis shows Key Currency was the cheapest broker in 98% of the transfers from CHF 6,000 it quoted.

Brokers charge no fees, so settle with the one that gives you the best CHF/HKD rate.

For companies paying across borders

Global accounts

Converting every payment separately adds extra work for Swiss businesses with regular costs in Hong Kong.

A global account lets you hold HKD alongside CHF and pay from the balance.

Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.

Ways to fund CHF and receive HKD in Hong Kong

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6,000 gives your recipient 56,566.32 HKD.

The transfer can be paid for by bank transfer.

You can pay from your Swiss bank account

Send CHF to the account details provided by the company.

Use the exact reference so it can match the payment to your transfer.

TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Hong Kong.

In Hong Kong, they can get HKD delivered as bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay fr.6,000.00

    HK$56,566

    Cheapest

Things to know before sending CHF to Hong Kong

The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.

Compare CHF/HKD transfer options

For a CHF 6,000 transfer to Hong Kong, these are the best options in our comparison.

Cheapest way to send money to Hong Kong

The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 56,566.32 HKD, which is 0.02% more than the next best option.

Fastest way to send money to Hong Kong

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 56,104.1 HKD in within minutes.

Switzerland is in SEPA, but CHF is not a SEPA currency

Swiss banks can make SEPA payments in euros, but a CHF transfer to HKD requires a conversion.

Same goes for TWINT and Swiss instant payments.

Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.

Gift tax depends on your canton

Switzerland has no federal gift tax applied on transfers abroad.

Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.

The federal Swiss authorities explain the cantonal rules here.

Money transfer protection

Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.

Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.

Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.

If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.

How we analyse the market

Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.

That covers 7 of them sending CHF to Hong Kong, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.

In the past 30 days alone, we analysed 106 comparisons across 4 amounts.

This page covers the cheapest and fastest options for CHF/HKD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.