Key Currency is the best and cheapest service overall. On €7,000 you will get 62,306.08 HKD after fees and the exchange rate.
We’ve compared 11 money transfer companies in more detail below.
| 11 of 11 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/HKD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €33.88 1 EUR = 8.9225 HKD +0.01% vs mid-market | Recipient gets $62,155.48 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €33.881 EUR = 8.9225 HKD $62,155.48You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 8.8281 HKD +1.07% vs mid-market | Recipient gets $61,796.70 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8281 HKD $61,796.70You pay€7,000.00 | |||
Run a live search Showing top Germany to Hong Kong deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to HKD rates. | |||
Run a live search These companies offer multi-currency accounts for spending HKD. We suggest doing a live search based on how much EUR you're planning to spend in Hong Kong. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 8.9009 HKD +0.25% vs mid-market | Recipient gets $62,306.08 Minutes - 3 days | |
Ways to receive money in Hong Kong with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 8.9009 HKD $62,306.08You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 8.8991 HKD +0.27% vs mid-market | Recipient gets $62,293.59 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8991 HKD $62,293.59You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 8.8964 HKD +0.30% vs mid-market | Recipient gets $62,274.85 Minutes - 24 hours | |
Ways to receive money in Hong Kong with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8964 HKD $62,274.85You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €33.88 1 EUR = 8.9225 HKD +0.01% vs mid-market | Recipient gets $62,155.48 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €33.881 EUR = 8.9225 HKD $62,155.48You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 8.8786 HKD +0.50% vs mid-market | Recipient gets $62,149.93 Minutes - 24 hours | |
Ways to receive money in Hong Kong with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8786 HKD $62,149.93You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 8.8784 HKD +0.50% vs mid-market | Recipient gets $62,148.80 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8784 HKD $62,148.80You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.80 1 EUR = 8.8710 HKD +0.59% vs mid-market | Recipient gets $62,072.00 Minutes - 24 hours | |
Ways to receive money in Hong Kong with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.801 EUR = 8.8710 HKD $62,072.00You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €44.02 1 EUR = 8.9225 HKD +0.01% vs mid-market | Recipient gets $62,065.01 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €44.021 EUR = 8.9225 HKD $62,065.01You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €40.50 1 EUR = 8.9082 HKD +0.17% vs mid-market | Recipient gets $61,996.28 Within minutes | |
Ways to receive money in Hong Kong with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €40.501 EUR = 8.9082 HKD $61,996.28You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 8.8281 HKD +1.07% vs mid-market | Recipient gets $61,796.70 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8281 HKD $61,796.70You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 8.8281 HKD +1.07% vs mid-market | Recipient gets $61,796.70 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8281 HKD $61,796.70You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 8.8281 HKD +1.07% vs mid-market | Recipient gets $61,796.70 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8281 HKD $61,796.70You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €88.92 1 EUR = 8.9225 HKD +0.01% vs mid-market | Recipient gets $61,664.39 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €88.921 EUR = 8.9225 HKD $61,664.39You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 8.7983 HKD +1.40% vs mid-market | Recipient gets $61,587.77 Minutes - 2 days | |
Ways to receive money in Hong Kong with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 8.7983 HKD $61,587.77You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €130.96 1 EUR = 8.9225 HKD +0.01% vs mid-market | Recipient gets $61,289.28 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €130.961 EUR = 8.9225 HKD $61,289.28You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €9.99 1 EUR = 8.6505 HKD +3.10% vs mid-market | Recipient gets $60,553.50 Minutes - 24 hours | |
Ways to receive money in Hong Kong with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 8.6505 HKD $60,553.50You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €9.99 1 EUR = 8.6505 HKD +3.10% vs mid-market | Recipient gets $60,553.50 Minutes - 24 hours | |
Ways to receive money in Hong Kong with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 8.6505 HKD $60,553.50You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €9.99 1 EUR = 8.6505 HKD +3.10% vs mid-market | Recipient gets $60,553.50 Minutes - 24 hours | |
Ways to receive money in Hong Kong with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 8.6505 HKD $60,553.50You pay€7,009.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 8.9232 HKD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Key Currency.
On a 7,000 EUR transfer, Key Currency delivers the most HKD.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/HKD rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 11 companies for sending money from Germany to Hong Kong, across broker, online, app, multi-currency account, global account, and in person, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Wise to Hong Kong gets you 62,155.48 HKD with a €33.88 fee and 0.01% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to Hong Kong.
For large transfers from Germany
For buying property, moving to Hong Kong, or moving pensions, a currency broker is the best option.
A broker like Key Currency charges no fee and works on a margin. It adds 0.25% on EUR/HKD which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Hong Kong.
Be it overseas suppliers and contractors, receiving HKD payments, or holding HKD and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and HKD in one account.
You get HKD bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert HKD to EUR or EUR to HKD whenever you need.
The best multi currency account is Wise, it adds ~0.01% markup and charges small fees.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 62,306.08 HKD.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Hong Kong.
The recipient in Hong Kong can receive HKD by bank deposit and cash pickup.
To receive HKD by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in Hong Kong
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
$62,306
Cheapest
You pay €7,000.00
$62,065
-$241
You pay €7,000.00
$61,797
-$509
You pay €7,000.00
$61,797
-$509
You pay €7,009.99
$60,554
-$1,753
You pay €7,009.99
$60,554
-$1,753
You pay €7,009.99
$60,554
-$1,753
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Hong Kong, these are the best options:
Cheapest way to send money to Hong Kong
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 62,306.08 HKD, which is 0.02% more than the next best option.
Fastest way to send money to Hong Kong
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 61,996.28 HKD in within minutes.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into HKD sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/HKD rate can move noticeably within a week, changing the amount your recipient gets in HKD.
Mid-market rate:1 EUR = 8.915739 HKD
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 11 of them on EUR to Hong Kong, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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