How to send money to Hong Kong from Australia with the best AUD-HKD rate

Of the 9 companies we analysed, Revolut is the cheapest app overall for sending $2,000 to Hong Kong.

On a 2,000 AUD transfer it will get your recipient 11,266.12 HKD.

Best companies for AUD/HKD transfers

9 of 9 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze AUD/HKD exchange rates from our comparisons.

Based on 2,000 AUD transfer

Best companies for AUD/HKD transfers

All money transfer offers for AUD/HKD transfers, sorted by most HKD received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
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Wise

Wise

Pay via Bank Transfer
Fees: $7.91 1 AUD = 5.6506 HKD 0.00% vs mid-market Recipient gets $11,256.52 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Hong Kong with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$7.911 AUD = 5.6506 HKD
$11,256.52You pay$2,000.00
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MoneyGram

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 5.3797 HKD +4.91% vs mid-market Recipient gets $10,759.40 6-12 Hours

Ways to receive money in Hong Kong with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$2.991 AUD = 5.3797 HKD
$10,759.40You pay$2,002.99

Run a live search

Showing top Australia to Hong Kong deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 5.6415 HKD +0.16% vs mid-market Recipient gets $11,266.12 Within minutes
CheapestUsing Bank Transfer with Revolut is the cheapest way to send money to Hong Kong SAR China from Australia.FastestRevolut with Bank Transfer deposit is the fastest way to send AUD to Hong Kong SAR China.
Receive to bank account

Ways to receive money in Hong Kong with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 5.6415 HKD
$11,266.12You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Wise

Pay via Bank Transfer
Fees: $7.91 1 AUD = 5.6506 HKD 0.00% vs mid-market Recipient gets $11,256.52 Within minutes
RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Australia to Hong Kong SAR China.
Receive to bank accountDedicated support for large transfers

Ways to receive money in Hong Kong with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$7.911 AUD = 5.6506 HKD
$11,256.52You pay$2,000.00
Wise

Wise

Pay via Osko
Fees: $7.91 1 AUD = 5.6506 HKD 0.00% vs mid-market Recipient gets $11,256.52 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Hong Kong with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$7.911 AUD = 5.6506 HKD
$11,256.52You pay$2,000.00
OFX

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 5.6139 HKD +0.65% vs mid-market Recipient gets $11,227.82 6-12 Hours
Receive to bank account

Ways to receive money in Hong Kong with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 5.6139 HKD
$11,227.82You pay$2,000.00
Wise

Wise

Pay via Debit Card
Fees: $13.44 1 AUD = 5.6506 HKD 0.00% vs mid-market Recipient gets $11,225.28 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Hong Kong with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.441 AUD = 5.6506 HKD
$11,225.28You pay$2,000.00
Xe

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 5.5918 HKD +1.05% vs mid-market Recipient gets $11,183.64 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Hong Kong with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 5.5918 HKD
$11,183.64You pay$2,000.00
Xe

Xe

Pay via Debit Card
Fees: $6.00 1 AUD = 5.5918 HKD +1.05% vs mid-market Recipient gets $11,150.09 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Hong Kong with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$6.001 AUD = 5.5918 HKD
$11,150.09You pay$2,000.00
Wise

Wise

Pay via Credit Card
Fees: $26.98 1 AUD = 5.6506 HKD 0.00% vs mid-market Recipient gets $11,148.77 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Hong Kong with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$26.981 AUD = 5.6506 HKD
$11,148.77You pay$2,000.00
Remitly

Remitly

Pay via PayTo
Fees: $0.00 1 AUD = 5.5673 HKD +1.49% vs mid-market Recipient gets $11,134.60 2 Days
Receive to bank account or cash pickup

Ways to receive money in Hong Kong with Remitly when paying by payto.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 5.5673 HKD
$11,134.60You pay$2,000.00
Xe

Xe

Pay via Credit Card
Fees: $15.00 1 AUD = 5.5918 HKD +1.05% vs mid-market Recipient gets $11,099.76 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Hong Kong with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$15.001 AUD = 5.5918 HKD
$11,099.76You pay$2,000.00
Moneycorp

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 AUD = 5.5489 HKD +1.80% vs mid-market Recipient gets $11,097.85 Next Day

Ways to receive money in Hong Kong with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 5.5489 HKD
$11,097.85You pay$2,000.00
Remitly

Remitly

Pay via Debit Card
Fees: $0.00 1 AUD = 5.5464 HKD +1.86% vs mid-market Recipient gets $11,092.80 2 Days
Receive to bank account or cash pickup

Ways to receive money in Hong Kong with Remitly when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
Free1 AUD = 5.5464 HKD
$11,092.80You pay$2,000.00
Remitly

Remitly

Pay via Credit Card
Fees: $20.00 1 AUD = 5.5464 HKD +1.86% vs mid-market Recipient gets $11,092.80 2 Days
Receive to bank account or cash pickup

Ways to receive money in Hong Kong with Remitly when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit2 Days
$20.001 AUD = 5.5464 HKD
$11,092.80You pay$2,020.00
Western Union

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 5.5209 HKD +2.32% vs mid-market Recipient gets $11,041.79 Next Day
Receive to bank account or cash pickup

Ways to receive money in Hong Kong with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 5.5209 HKD
$11,041.79You pay$2,000.00
Western Union

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 5.5209 HKD +2.32% vs mid-market Recipient gets $11,041.79 Next Day
Receive to bank account or cash pickup

Ways to receive money in Hong Kong with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 5.5209 HKD
$11,041.79You pay$2,000.00
NAB

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 5.5089 HKD +2.54% vs mid-market Recipient gets $11,017.74 3-5 Days
0 reviews

Ways to receive money in Hong Kong with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 5.5089 HKD
$11,017.74You pay$2,000.00
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Debit Card
Fees: $2.99 1 AUD = 5.3797 HKD +4.91% vs mid-market Recipient gets $10,759.40 6-12 Hours

Ways to receive money in Hong Kong with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$2.991 AUD = 5.3797 HKD
$10,759.40You pay$2,002.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via POLi
Fees: $2.99 1 AUD = 5.3797 HKD +4.91% vs mid-market Recipient gets $10,759.40 6-12 Hours

Ways to receive money in Hong Kong with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$2.991 AUD = 5.3797 HKD
$10,759.40You pay$2,002.99
$0 fee on first online transfers
MoneyGram

MoneyGram

Pay via Credit Card
Fees: $32.99 1 AUD = 5.3797 HKD +4.91% vs mid-market Recipient gets $10,759.40 6-12 Hours

Ways to receive money in Hong Kong with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$32.991 AUD = 5.3797 HKD
$10,759.40You pay$2,032.99
How Our Results Work
Mid-market rate: 1 AUD = 5.650639 HKD Updates every 60 minutes.

How to send money from Australia to Hong Kong

Pick a company

Start with the cheapest, which is Revolut at 11,266.12 HKD on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, osko, payto, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Ways to send money from Australia to Hong Kong

9 money transfer companies let you send money from Australia to Hong Kong.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Hong Kong.

For example, sending $500 with Wise will get you 11,256.52 HKD after a $7.91 fee and 0% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Revolut takes $3 in fees and 0.16% markup on a $3 transfer, and your HKD arrives in within minutes.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like OFX drops the fee entirely and works on margin instead.

With OFX you get 0.65% on AUD/HKD, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in HKD, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and HKD in one account, and convert when the rate suits you.

Revolut converts $2,000 at 0.16% markup, and the HKD sits in your account until you spend or transfer it.

Most useful if you travel often to Hong Kong, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 2.54% markup and delivers 11,017.74 HKD, against 11,266.12 HKD via Revolut (the cheapest option).

Ways to fund AUD and receive money in Hong Kong

With Revolut, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 11,266.12 HKD.

You can fund the transfer with bank transfer, debit card, credit card, osko, payto, and poli.

Recipients in the Hong Kong can collect HKD through bank deposit and cash pickup.

They can collect cash via Remitly

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Hong Kong.

  1. 1
    Bank transfer Bank deposit

    You pay $2,000.00

    $11,266

    Cheapest

  2. 2
    Osko Bank deposit

    You pay $2,000.00

    $11,257

    -$10

  3. 3
    Debit card Bank deposit

    You pay $2,000.00

    $11,225

    -$41

  4. 4
    Credit card Bank deposit

    You pay $2,000.00

    $11,149

    -$117

  5. 5
    Payto Bank deposit

    You pay $2,000.00

    $11,135

    -$132

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay $2,002.99

    $10,759

    -$507

  2. 7
    Credit card Cash pickup

    You pay $2,032.99

    $10,759

    -$507

  3. 8
    Poli Cash pickup

    You pay $2,002.99

    $10,759

    -$507

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Hong Kong, these are the best options right now:

Cheapest

Revolut is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 11,266.12 HKD, which is 0.09% more than the next best option.

Fastest

Revolut delivers 11,266.12 HKD in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Hong Kong.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Hong Kong.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-HKD Exchange Rate

Getting a better AUD to HKD rate

Small changes in the AUD/HKD rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 5.645694 HKD

How we analyse the market

We track 9 companies sending AUD to Hong Kong, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.