Best companies for EUR/HKD transfers
10 of 10 providers Last updated on 28 September 2026
Based on 7,000 EUR transfer Best companies for EUR/HKD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €33.88 1 EUR = 8.9245 HKD 0.00% vs mid-market	Recipient gets $62,168.79 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €33.881 EUR = 8.9245 HKD $62,168.79You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 8.8290 HKD +1.08% vs mid-market	Recipient gets $61,803.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Hong Kong with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8290 HKD $61,803.00You pay€7,000.00
Run a live search Showing top Finland to Hong Kong deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to HKD rates.
Run a live search These companies offer multi-currency accounts for spending HKD. We suggest doing a live search based on how much EUR you're planning to spend in Hong Kong.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 8.9023 HKD +0.25% vs mid-market	Recipient gets $62,316.01 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Hong Kong with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 8.9023 HKD $62,316.01You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 8.9005 HKD +0.27% vs mid-market	Recipient gets $62,303.51 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Hong Kong with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.9005 HKD $62,303.51You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 8.8978 HKD +0.30% vs mid-market	Recipient gets $62,284.77 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Hong Kong with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8978 HKD $62,284.77You pay€7,000.00
Wise Pay via Bank transfer	Fee €33.88 1 EUR = 8.9245 HKD 0.00% vs mid-market	Recipient gets $62,168.79 Within minutes
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €33.881 EUR = 8.9245 HKD $62,168.79You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 8.8800 HKD +0.50% vs mid-market	Recipient gets $62,159.83 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Hong Kong with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8800 HKD $62,159.83You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 8.8785 HKD +0.52% vs mid-market	Recipient gets $62,149.50 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Hong Kong with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8785 HKD $62,149.50You pay€7,000.00
Wise Pay via iDEAL/WERO	Fee €44.02 1 EUR = 8.9245 HKD 0.00% vs mid-market	Recipient gets $62,078.30 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Hong Kong with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €44.021 EUR = 8.9245 HKD $62,078.30You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €2.80 1 EUR = 8.8710 HKD +0.60% vs mid-market	Recipient gets $62,072.00 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Hong Kong with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.801 EUR = 8.8710 HKD $62,072.00You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 8.8290 HKD +1.08% vs mid-market	Recipient gets $61,803.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Hong Kong with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8290 HKD $61,803.00You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 8.8290 HKD +1.08% vs mid-market	Recipient gets $61,803.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Hong Kong with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8290 HKD $61,803.00You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 8.8290 HKD +1.08% vs mid-market	Recipient gets $61,803.00 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Hong Kong with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.8290 HKD $61,803.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €70.50 1 EUR = 8.9085 HKD +0.18% vs mid-market	Recipient gets $61,731.43 Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Hong Kong with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 8.9085 HKD $61,731.43You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €88.92 1 EUR = 8.9245 HKD 0.00% vs mid-market	Recipient gets $61,677.59 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Hong Kong with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €88.921 EUR = 8.9245 HKD $61,677.59You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 8.7997 HKD +1.40% vs mid-market	Recipient gets $61,597.58 Minutes - 2 days
0 reviews
Ways to receive money in Hong Kong with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 8.7997 HKD $61,597.58You pay€7,000.00
Wise Pay via Credit card	Fee €130.96 1 EUR = 8.9245 HKD 0.00% vs mid-market	Recipient gets $61,302.40 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Hong Kong with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €130.961 EUR = 8.9245 HKD $61,302.40You pay€7,000.00
How Our Results Work Mid-market rate: 1 EUR = 8.9246 HKD Updates every 60 minutes.

Why compare

EUR/HKD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Finland to Hong Kong

Pick a company

For a one-off transfer to Hong Kong, start with Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most HKD.

The cheapest option depends on the amount, so I suggest to get the best EUR/HKD rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Hong Kong they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Hong Kong

10 companies send money from Finland to Hong Kong, mostly through broker, online, app, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 62,168.79 HKD on €7,000 transfer.

If it's the only time you send money to Hong Kong, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €33.88 on a €7,000 transfer, and 62,168.79 HKD arrives in within minutes.

In Hong Kong they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and HKD balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to HKD with Wise gets you 62,168.79 HKD (€33.88 in fees and 0% markup).

This is especially useful travel since you are spending in HKD (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Hong Kong.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Hong Kong. They charge no fees and add a markup on the rate.

Key Currency charges no fee but adds 0.25% markup on top of the EUR/HKD rate.

Ways to fund EUR and receive HKD in Hong Kong

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 62,316.01 HKD.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Hong Kong directly.

For withdrawals in Hong Kong, use bank deposit.

Receive HKD

The name should match the account holder's bank record, so double check it before sending.

1

Bank transfer Bank deposit

You pay €7,000.00

$62,316

Cheapest
2

Ideal Bank deposit

You pay €7,000.00

$62,078

-$238
3

Debit card Bank deposit

You pay €7,000.00

$61,803

-$513
4

Credit card Bank deposit

You pay €7,000.00

$61,803

-$513

What to consider before sending money from Finland to Hong Kong

For a transfer from Finland, compare the HKD received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/HKD transfer options

For a €7,000 transfer to Hong Kong, these are the current cheapest, fastest and easiest options.

Cheapest

Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 62,316.01 HKD, which is 0.02% more than the next best option.

Fastest

Revolut delivers 61,731.43 HKD in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Hong Kong.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-HKD Exchange Rate

Finding the best rate to send money from Finland to Hong Kong

The exchange rate has a direct impact on how much HKD your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 8.918842 HKD

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 10 of them on EUR to Hong Kong, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Finland

Send money to Hong Kong

How to send money to Hong Kong from Finland with the best EUR-HKD rate

Best companies for EUR/HKD transfers