Best companies for SEK/HKD transfers
8 of 8 providers Last updated on 28 September 2026
Based on 80,000 SEK transfer Best companies for SEK/HKD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 351,64 kr 1 SEK = 0.7890 HKD +0.01% vs mid-market	Recipient gets 62 846,06 $ Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 351,64 kr1 SEK = 0.7890 HKD 62 846,06 $You pay80 000,00 kr
Promoted MoneyGram Pay via Debit card	Fee 40,00 kr 1 SEK = 0.7758 HKD +1.71% vs mid-market	Recipient gets 62 064,00 $ Minutes - 24 hours
2 reviews
Ways to receive money in Hong Kong with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.7758 HKD 62 064,00 $You pay80 040,00 kr
Run a live search Showing top Sweden to Hong Kong deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to HKD rates.
Run a live search These companies offer multi-currency accounts for spending HKD. We suggest doing a live search based on how much SEK you're planning to spend in Hong Kong.
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal.
Wise Pay via Bank transfer	Fee 351,64 kr 1 SEK = 0.7890 HKD +0.01% vs mid-market	Recipient gets 62 846,06 $ Within minutes
25 reviews CheapestFastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 351,64 kr1 SEK = 0.7890 HKD 62 846,06 $You pay80 000,00 kr
CurrencyFair Pay via Bank transfer	Fee 31,68 kr 1 SEK = 0.7832 HKD +0.76% vs mid-market	Recipient gets 62 631,00 $ Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Hong Kong with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 31,68 kr1 SEK = 0.7832 HKD 62 631,00 $You pay80 000,00 kr
Western Union Pay via Debit card	Fee 0,00 kr 1 SEK = 0.7816 HKD +0.96% vs mid-market	Recipient gets 62 531,33 $ Minutes - 2 days
8 reviews Receive to bank account or cash pickup
Ways to receive money in Hong Kong with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.7816 HKD 62 531,33 $You pay80 000,00 kr

Western Union Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.7816 HKD +0.96% vs mid-market	Recipient gets 62 531,33 $ Minutes - 2 days
8 reviews Receive to bank account or cash pickup
Ways to receive money in Hong Kong with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.7816 HKD 62 531,33 $You pay80 000,00 kr
Remitly Pay via Debit card	Fee 0,00 kr 1 SEK = 0.7795 HKD +1.23% vs mid-market	Recipient gets 62 360,00 $ Minutes - 3 days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Hong Kong with Remitly when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.7795 HKD 62 360,00 $You pay80 000,00 kr

Remitly Pay via Credit card	Fee 0,00 kr 1 SEK = 0.7795 HKD +1.23% vs mid-market	Recipient gets 62 360,00 $ Minutes - 3 days
15 reviews Receive to bank account or cash pickup
Ways to receive money in Hong Kong with Remitly when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.7795 HKD 62 360,00 $You pay80 000,00 kr
Wise Pay via Debit card	Fee 1 214,57 kr 1 SEK = 0.7890 HKD +0.01% vs mid-market	Recipient gets 62 165,17 $ Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Hong Kong with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 214,57 kr1 SEK = 0.7890 HKD 62 165,17 $You pay80 000,00 kr
$0 fee on first online transfers MoneyGram Pay via Debit card	Fee 40,00 kr 1 SEK = 0.7758 HKD +1.71% vs mid-market	Recipient gets 62 064,00 $ Minutes - 24 hours
2 reviews
Ways to receive money in Hong Kong with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.7758 HKD 62 064,00 $You pay80 040,00 kr

$0 fee on first online transfers MoneyGram Pay via Credit card	Fee 40,00 kr 1 SEK = 0.7758 HKD +1.71% vs mid-market	Recipient gets 62 064,00 $ Minutes - 24 hours
2 reviews
Ways to receive money in Hong Kong with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.7758 HKD 62 064,00 $You pay80 040,00 kr
$0 fee on first online transfers MoneyGram Pay via Bank transfer	Fee 40,00 kr 1 SEK = 0.7758 HKD +1.71% vs mid-market	Recipient gets 62 064,00 $ Minutes - 24 hours
2 reviews
Ways to receive money in Hong Kong with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.7758 HKD 62 064,00 $You pay80 040,00 kr
Paysend Pay via Debit card	Fee 0,00 kr 1 SEK = 0.7757 HKD +1.72% vs mid-market	Recipient gets 62 053,60 $ Minutes - 24 hours
0 reviews
Ways to receive money in Hong Kong with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7757 HKD 62 053,60 $You pay80 000,00 kr

Paysend Pay via Credit card	Fee 0,00 kr 1 SEK = 0.7757 HKD +1.72% vs mid-market	Recipient gets 62 053,60 $ Minutes - 24 hours
0 reviews
Ways to receive money in Hong Kong with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7757 HKD 62 053,60 $You pay80 000,00 kr
Wise Pay via Credit card	Fee 1 377,18 kr 1 SEK = 0.7890 HKD +0.01% vs mid-market	Recipient gets 62 036,86 $ Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Hong Kong with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 377,18 kr1 SEK = 0.7890 HKD 62 036,86 $You pay80 000,00 kr
Ria Money Transfer Pay via Credit card	Fee 59,00 kr 1 SEK = 0.7744 HKD +1.89% vs mid-market	Recipient gets 61 906,31 $ Minutes - 24 hours
0 reviews
Ways to receive money in Hong Kong with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 0.7744 HKD 61 906,31 $You pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 0.7744 HKD 61 906,31 $You pay80 000,00 kr

Ria Money Transfer Pay via Debit card	Fee 59,00 kr 1 SEK = 0.7744 HKD +1.89% vs mid-market	Recipient gets 61 906,31 $ Minutes - 24 hours
0 reviews
Ways to receive money in Hong Kong with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 0.7744 HKD 61 906,31 $You pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 0.7744 HKD 61 906,31 $You pay80 000,00 kr
Moneycorp Pay via Bank transfer	Fee 0,00 kr 1 SEK = 0.7734 HKD +2.00% vs mid-market	Recipient gets 61 869,99 $ Minutes - 2 days
0 reviews
Ways to receive money in Hong Kong with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.7734 HKD 61 869,99 $You pay80 000,00 kr
How Our Results Work Mid-market rate: 1 SEK = 0.7892 HKD Updates every 60 minutes.

Why compare

SEK/HKD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Sweden to Hong Kong

Pick a company

For a one-off transfer to Hong Kong, I suggest picking the cheapest option which is Wise.

On a 80,000 SEK transfer, Wise delivers the most HKD.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/HKD rate.

Fund your transfer

You can pay for the transfer using debit card, bank transfer, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Hong Kong, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to Hong Kong

8 companies send money from Sweden to Hong Kong, mostly through online, app, in person, global account, multi-currency account, broker, SNPL, and digital wallet, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Hong Kong, an online service like Wise is usually the simplest place to start.

Wise charges kr351.64 to send 80,000 SEK, leaving your recipient with 62,846.06 after a 0.02% markup on SEK/HKD exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Hong Kong.

Wise charges kr351.64 on a 80,000 SEK transfer and money will arrive in same day.

You recipient can withdraw via bank deposit and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need HKD.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a 0.02% exchange-rate markup and holds the HKD in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in Hong Kong, a global account keeps the HKD in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive HKD in Hong Kong

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 62,846.06 HKD.

From Sweden, you can fund the transfer by debit card, bank transfer, and credit card, and in Hong Kong, the recipient can use bank deposit and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect HKD from a nearby Western Union agent in Hong Kong.

Swish is useful for payments within Sweden, but it does not send HKD to Hong Kong.

1

Bank transfer Bank deposit

You pay kr80,000.00

$62,846

Cheapest
2

Debit card Bank deposit

You pay kr80,000.00

$62,531

-$315
3

Credit card Bank deposit

You pay kr80,000.00

$62,360

-$486
4

Bank transfer Cash pickup

You pay kr80,040.00

$62,064

-$782
5

Debit card Cash pickup

You pay kr80,040.00

$62,064

-$782

Show moreShow less

6

Credit card Cash pickup

You pay kr80,040.00

$62,064

-$782

Consider this before sending SEK to Hong Kong

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of HKD from Sweden.

Compare SEK to HKD transfer options

Cheapest way to send money to Hong Kong

The cheapest option for HKD 62,846.06 is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 62,846.06 HKD, which is 0.34% more than the next best option.

Fastest way to send money to Hong Kong

With Wise, a bank transfer deposit and bank deposit payout delivers 62,846.06 HKD in same day.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Hong Kong.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Hong Kong over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Hong Kong may have their own rules on receiving monetary gifts.

Live SEK-HKD Exchange Rate

Get a better SEK to HKD exchange rate

The final rate controls how much HKD you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 0.787195 HKD

How we analyse the market

We track 8 companies sending SEK to Hong Kong, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Sweden

Send money to Hong Kong

How to send money to Hong Kong from Sweden with the best SEK-HKD rate

Best companies for SEK/HKD transfers