From 10 companies analysed, Key Currency is the cheapest way to send money to Hong Kong, giving your recipient 62,817.28 HKD when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most HKD.
| 10 of 10 providers Last updated on 28 October 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/HKD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 351,64 kr 1 SEK = 0.7873 HKD -0.01% vs mid-market | Recipient gets 62 705,72 $ Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 351,64 kr1 SEK = 0.7873 HKD 62 705,72 $You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.7787 HKD +1.08% vs mid-market | Recipient gets 62 296,00 $ Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7787 HKD 62 296,00 $You pay80 000,00 kr | |||
Run a live search Showing top Sweden to Hong Kong deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to HKD rates. | |||
Run a live search These companies offer multi-currency accounts for spending HKD. We suggest doing a live search based on how much SEK you're planning to spend in Hong Kong. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.7852 HKD +0.25% vs mid-market | Recipient gets 62 817,28 $ Minutes - 3 days | |
Ways to receive money in Hong Kong with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.7852 HKD 62 817,28 $You pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.7851 HKD +0.27% vs mid-market | Recipient gets 62 804,69 $ Minutes - 24 hours | |
Ways to receive money in Hong Kong with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7851 HKD 62 804,69 $You pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.7848 HKD +0.30% vs mid-market | Recipient gets 62 785,80 $ Minutes - 24 hours | |
Ways to receive money in Hong Kong with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7848 HKD 62 785,80 $You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 351,64 kr 1 SEK = 0.7873 HKD -0.01% vs mid-market | Recipient gets 62 705,72 $ Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 351,64 kr1 SEK = 0.7873 HKD 62 705,72 $You pay80 000,00 kr | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.7829 HKD +0.55% vs mid-market | Recipient gets 62 632,00 $ Minutes - 24 hours | |
Ways to receive money in Hong Kong with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7829 HKD 62 632,00 $You pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 31,76 kr 1 SEK = 0.7815 HKD +0.72% vs mid-market | Recipient gets 62 495,00 $ Minutes - 24 hours | |
Ways to receive money in Hong Kong with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 31,76 kr1 SEK = 0.7815 HKD 62 495,00 $You pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.7787 HKD +1.08% vs mid-market | Recipient gets 62 296,00 $ Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7787 HKD 62 296,00 $You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.7787 HKD +1.08% vs mid-market | Recipient gets 62 296,00 $ Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7787 HKD 62 296,00 $You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 0.7787 HKD +1.08% vs mid-market | Recipient gets 62 296,00 $ Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.7787 HKD 62 296,00 $You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 0.7859 HKD +0.16% vs mid-market | Recipient gets 62 225,01 $ Within minutes | |
Ways to receive money in Hong Kong with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 820,00 kr1 SEK = 0.7859 HKD 62 225,01 $You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.7762 HKD +1.40% vs mid-market | Recipient gets 62 093,07 $ Minutes - 2 days | |
Ways to receive money in Hong Kong with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.7762 HKD 62 093,07 $You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 214,57 kr 1 SEK = 0.7873 HKD -0.01% vs mid-market | Recipient gets 62 026,35 $ Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 214,57 kr1 SEK = 0.7873 HKD 62 026,35 $You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 377,18 kr 1 SEK = 0.7873 HKD -0.01% vs mid-market | Recipient gets 61 898,33 $ Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 377,18 kr1 SEK = 0.7873 HKD 61 898,33 $You pay80 000,00 kr | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 40,00 kr 1 SEK = 0.7718 HKD +1.97% vs mid-market | Recipient gets 61 744,00 $ Minutes - 24 hours | |
Ways to receive money in Hong Kong with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.7718 HKD 61 744,00 $You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 40,00 kr 1 SEK = 0.7718 HKD +1.97% vs mid-market | Recipient gets 61 744,00 $ Minutes - 24 hours | |
Ways to receive money in Hong Kong with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.7718 HKD 61 744,00 $You pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 40,00 kr 1 SEK = 0.7718 HKD +1.97% vs mid-market | Recipient gets 61 744,00 $ Minutes - 24 hours | |
Ways to receive money in Hong Kong with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.7718 HKD 61 744,00 $You pay80 040,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.7872 HKD Updates every 60 minutes. | |||
Transfer details
For a one-off SEK transfer to Hong Kong, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 25 of the 26 days it quoted kr80,000 transfers to Hong Kong.
On a 80,000 SEK transfer, Key Currency delivers the most HKD.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/HKD rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Hong Kong, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but it's less common).
How much SEK you send to Hong Kong heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 96% of the transfers from SEK 50,000 it quoted, and in 96% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| 5 000 kr | 0.30% | 8,90 kr | 3 922,48 $with bank transfer to bank deposit | +35,42 $ | |
| 10 000 kr | 0.15% | 15,00 kr | 7 853,78 $with bank transfer to bank deposit | +68,83 $ | |
| 25 000 kr | 0.02% | 116,15 kr | 19 611,56 $with bank transfer to bank deposit | +145,95 $ | |
| 50 000 kr | 0.30% | 0,00 kr | 39 274,87 $with bank transfer to bank deposit | +285,33 $ | |
| 80 000 krThis page | 0.25% | 0,00 kr | 62 817,28 $with bank transfer to bank deposit | +529,58 $ |
Mid-market rate: 1 SEK = 0.7872 HKD
The cheapest way to send SEK to HKD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80,000 SEK transfers to Hong Kong.
Wed, 28 Oct 2026Mid-market rate62 974,72 $ Key Currency 62 817,28 $Key Currency62 817,28 $Regency FX62 804,69 $TorFx62 785,80 $
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7867 | – | 62 932,80 $ | |
| | 0.7847 | 0,00 kr | 62 775,47 $ | −157,33 $ |
| | 0.7845 | 0,00 kr | 62 762,88 $ | −169,92 $ |
| | 0.7843 | 0,00 kr | 62 744,00 $ | −188,80 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7862 | – | 62 894,48 $ | |
| | 0.7842 | 0,00 kr | 62 737,24 $ | −157,24 $ |
| | 0.7841 | 0,00 kr | 62 724,66 $ | −169,82 $ |
| | 0.7838 | 0,00 kr | 62 705,80 $ | −188,68 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7833 | – | 62 666,96 $ | |
| | 0.7814 | 0,00 kr | 62 510,29 $ | −156,67 $ |
| | 0.7812 | 0,00 kr | 62 497,76 $ | −169,20 $ |
| | 0.7810 | 0,00 kr | 62 478,96 $ | −188,00 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7824 | – | 62 590,00 $ | |
| | 0.7804 | 0,00 kr | 62 433,53 $ | −156,47 $ |
| | 0.7803 | 0,00 kr | 62 421,01 $ | −168,99 $ |
| | 0.7800 | 0,00 kr | 62 402,23 $ | −187,77 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7816 | – | 62 528,80 $ | |
| | 0.7797 | 0,00 kr | 62 372,48 $ | −156,32 $ |
| | 0.7795 | 0,00 kr | 62 359,97 $ | −168,83 $ |
| | 0.7793 | 0,00 kr | 62 341,21 $ | −187,59 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7816 | – | 62 528,48 $ | |
| | 0.7797 | 0,00 kr | 62 372,16 $ | −156,32 $ |
| | 0.7795 | 0,00 kr | 62 359,65 $ | −168,83 $ |
| | 0.7793 | 0,00 kr | 62 340,89 $ | −187,59 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7787 | – | 62 298,00 $ | |
| | 0.7768 | 0,00 kr | 62 142,26 $ | −155,74 $ |
| | 0.7766 | 0,00 kr | 62 129,80 $ | −168,20 $ |
| | 0.7764 | 0,00 kr | 62 111,11 $ | −186,89 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7809 | – | 62 474,40 $ | |
| | 0.7790 | 0,00 kr | 62 318,21 $ | −156,19 $ |
| | 0.7788 | 0,00 kr | 62 305,72 $ | −168,68 $ |
| | 0.7786 | 0,00 kr | 62 286,98 $ | −187,42 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7824 | – | 62 592,40 $ | |
| | 0.7804 | 0,00 kr | 62 435,92 $ | −156,48 $ |
| | 0.7803 | 0,00 kr | 62 423,40 $ | −169,00 $ |
| | 0.7801 | 0,00 kr | 62 404,62 $ | −187,78 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7842 | – | 62 732,64 $ | |
| | 0.7822 | 0,00 kr | 62 575,81 $ | −156,83 $ |
| | 0.7820 | 0,00 kr | 62 563,26 $ | −169,38 $ |
| | 0.7818 | 0,00 kr | 62 544,44 $ | −188,20 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7882 | – | 63 056,24 $ | |
| | 0.7862 | 0,00 kr | 62 898,60 $ | −157,64 $ |
| | 0.7861 | 0,00 kr | 62 885,99 $ | −170,25 $ |
| | 0.7858 | 0,00 kr | 62 867,07 $ | −189,17 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7849 | – | 62 793,04 $ | |
| | 0.7830 | 0,00 kr | 62 636,06 $ | −156,98 $ |
| | 0.7828 | 0,00 kr | 62 623,50 $ | −169,54 $ |
| | 0.7826 | 0,00 kr | 62 604,66 $ | −188,38 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7849 | – | 62 793,04 $ | |
| | 0.7830 | 0,00 kr | 62 636,06 $ | −156,98 $ |
| | 0.7828 | 0,00 kr | 62 623,50 $ | −169,54 $ |
| | 0.7826 | 0,00 kr | 62 604,66 $ | −188,38 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7853 | – | 62 822,96 $ | |
| | 0.7833 | 0,00 kr | 62 665,90 $ | −157,06 $ |
| | 0.7832 | 0,00 kr | 62 653,34 $ | −169,62 $ |
| | 0.7829 | 0,00 kr | 62 634,49 $ | −188,47 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7835 | – | 62 683,44 $ | |
| | 0.7835 | 351,64 kr | 62 407,28 $ | −276,16 $ |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7888 | – | 63 102,48 $ | |
| | 0.7868 | 0,00 kr | 62 944,72 $ | −157,76 $ |
| | 0.7867 | 0,00 kr | 62 932,10 $ | −170,38 $ |
| | 0.7864 | 0,00 kr | 62 913,17 $ | −189,31 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7856 | – | 62 848,88 $ | |
| | 0.7836 | 0,00 kr | 62 691,76 $ | −157,12 $ |
| | 0.7835 | 0,00 kr | 62 679,19 $ | −169,69 $ |
| | 0.7833 | 0,00 kr | 62 660,33 $ | −188,55 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 0.7913 | 351,64 kr | 63 026,94 $ | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7873 | – | 62 985,36 $ | |
| | 0.7919 | 351,64 kr | 63 077,28 $ | +91,92 $ |
| | 0.7853 | 0,00 kr | 62 827,90 $ | −157,46 $ |
| | 0.7852 | 0,00 kr | 62 815,30 $ | −170,06 $ |
| | 0.7850 | 0,00 kr | 62 796,40 $ | −188,96 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 0.7919 | 351,64 kr | 63 077,28 $ | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 0.7914 | 351,64 kr | 63 030,29 $ | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7928 | – | 63 421,04 $ | |
| | 0.7908 | 0,00 kr | 63 262,49 $ | −158,55 $ |
| | 0.7906 | 0,00 kr | 63 249,80 $ | −171,24 $ |
| | 0.7904 | 0,00 kr | 63 230,78 $ | −190,26 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7919 | – | 63 348,40 $ | |
| | 0.7899 | 0,00 kr | 63 190,03 $ | −158,37 $ |
| | 0.7897 | 0,00 kr | 63 177,36 $ | −171,04 $ |
| | 0.7895 | 0,00 kr | 63 158,35 $ | −190,05 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7936 | – | 63 489,44 $ | |
| | 0.7916 | 0,00 kr | 63 330,72 $ | −158,72 $ |
| | 0.7915 | 0,00 kr | 63 318,02 $ | −171,42 $ |
| | 0.7912 | 0,00 kr | 63 298,97 $ | −190,47 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7904 | – | 63 231,12 $ | |
| | 0.7884 | 0,00 kr | 63 073,04 $ | −158,08 $ |
| | 0.7883 | 0,00 kr | 63 060,40 $ | −170,72 $ |
| | 0.7880 | 0,00 kr | 63 041,43 $ | −189,69 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7896 | – | 63 169,60 $ | |
| | 0.7876 | 0,00 kr | 63 011,68 $ | −157,92 $ |
| | 0.7875 | 0,00 kr | 62 999,04 $ | −170,56 $ |
| | 0.7873 | 0,00 kr | 62 980,09 $ | −189,51 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7896 | – | 63 169,60 $ | |
| | 0.7876 | 0,00 kr | 63 011,68 $ | −157,92 $ |
| | 0.7875 | 0,00 kr | 62 999,04 $ | −170,56 $ |
| | 0.7873 | 0,00 kr | 62 980,09 $ | −189,51 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7898 | – | 63 184,72 $ | |
| | 0.7878 | 0,00 kr | 63 026,76 $ | −157,96 $ |
| | 0.7877 | 0,00 kr | 63 014,12 $ | −170,60 $ |
| | 0.7874 | 0,00 kr | 62 995,17 $ | −189,55 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7869 | – | 62 948,00 $ | |
| | 0.7849 | 0,00 kr | 62 790,63 $ | −157,37 $ |
| | 0.7847 | 0,00 kr | 62 778,04 $ | −169,96 $ |
| | 0.7845 | 0,00 kr | 62 759,16 $ | −188,84 $ |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.7872 | – | 62 974,72 $ | |
| | 0.7852 | 0,00 kr | 62 817,28 $ | −157,44 $ |
| | 0.7851 | 0,00 kr | 62 804,69 $ | −170,03 $ |
| | 0.7848 | 0,00 kr | 62 785,80 $ | −188,92 $ |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 0.7872 | – | 62 974,72 $ | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more HKD per SEK than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.
Right now, Key Currency pays 62,817.28 HKD on 80,000 SEK, which is 157.44 HKD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 63,330.72 HKD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Hong Kong.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Never the cheapest
Cheapest in 50% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 96% of them
Never the cheapest
Cheapest in 35% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 97% of them
Never the cheapest
Cheapest in 29% of them
Based on 104 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
10 companies send money from Sweden to Hong Kong, mostly through broker, online, app, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to Hong Kong, an online service like Wise is usually the simplest place to start.
Wise charges kr351.64 to send 80,000 SEK, leaving your recipient with 62,705.72 HKD after a -0.01% markup on SEK/HKD exchange rate.
In our comparisons over the past month, it was the cheapest online service on 28 of the 28 days it quoted.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Hong Kong.
Wise charges kr351.64 on a 80,000 SEK transfer and money will arrive in same day.
Over the past month, Wise was the cheapest app on 100% of the days it appeared for kr80,000 transfers.
Your recipient can withdraw via bank deposit and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.
Spending and travelling
A multi-currency account makes sense if you regularly need HKD.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a -0.01% exchange-rate markup and holds the HKD in your account.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
Paying from business accounts
If your business receives and sends money in Hong Kong, a global account keeps the HKD in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 62,817.28 HKD.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Hong Kong, the recipient can use bank deposit and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect HKD from a nearby MoneyGram agent in Hong Kong.
Swish is useful for payments within Sweden, but it does not send HKD to Hong Kong.
You pay kr80,000.00
HK$62,817
Cheapest
You pay kr80,000.00
HK$62,296
-HK$521
You pay kr80,000.00
HK$62,296
-HK$521
You pay kr80,040.00
HK$61,744
-HK$1,073
You pay kr80,040.00
HK$61,744
-HK$1,073
You pay kr80,040.00
HK$61,744
-HK$1,073
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most HKD from Sweden.
Cheapest way to send money to Hong Kong
The cheapest option for an SEK 80,000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 62,817.28 HKD, which is 0.02% more than the next best option.
Fastest way to send money to Hong Kong
With Revolut, a bank transfer deposit and bank deposit payout delivers 62,225.01 HKD in within minutes.
Swish moves money between participating Swedish accounts, it cannot send SEK to Hong Kong.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Hong Kong over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Hong Kong may have their own rules on receiving monetary gifts.
We track 10 companies sending SEK to Hong Kong, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for SEK/HKD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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