Revolut is the fastest way to send money to Hong Kong right now, with delivery in within minutes.
For the cheapest option, sending €7,000 with Key Currency will get you 60,917.76 HKD.
| 10 of 10 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/HKD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €33.88 1 EUR = 8.7238 HKD +0.01% vs mid-market | Recipient gets $60,770.69 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €33.881 EUR = 8.7238 HKD $60,770.69You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 8.6338 HKD +1.04% vs mid-market | Recipient gets $60,436.60 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6338 HKD $60,436.60You pay€7,000.00 | |||
Run a live search Showing top Netherlands to Hong Kong deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to HKD rates. | |||
Run a live search These companies offer multi-currency accounts for spending HKD. We suggest doing a live search based on how much EUR you're planning to spend in Hong Kong. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 8.7025 HKD +0.25% vs mid-market | Recipient gets $60,917.76 Minutes - 3 days | |
Ways to receive money in Hong Kong with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 8.7025 HKD $60,917.76You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 8.7008 HKD +0.27% vs mid-market | Recipient gets $60,905.55 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.7008 HKD $60,905.55You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 8.6982 HKD +0.30% vs mid-market | Recipient gets $60,887.22 Minutes - 24 hours | |
Ways to receive money in Hong Kong with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6982 HKD $60,887.22You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €33.88 1 EUR = 8.7238 HKD +0.01% vs mid-market | Recipient gets $60,770.69 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €33.881 EUR = 8.7238 HKD $60,770.69You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 8.6808 HKD +0.50% vs mid-market | Recipient gets $60,765.60 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6808 HKD $60,765.60You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 8.6807 HKD +0.50% vs mid-market | Recipient gets $60,765.08 Minutes - 24 hours | |
Ways to receive money in Hong Kong with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6807 HKD $60,765.08You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €44.02 1 EUR = 8.7238 HKD +0.01% vs mid-market | Recipient gets $60,682.23 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €44.021 EUR = 8.7238 HKD $60,682.23You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.87 1 EUR = 8.6720 HKD +0.60% vs mid-market | Recipient gets $60,679.00 Minutes - 24 hours | |
Ways to receive money in Hong Kong with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.871 EUR = 8.6720 HKD $60,679.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €60.50 1 EUR = 8.7104 HKD +0.16% vs mid-market | Recipient gets $60,445.78 Within minutes | |
Ways to receive money in Hong Kong with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.501 EUR = 8.7104 HKD $60,445.78You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 8.6338 HKD +1.04% vs mid-market | Recipient gets $60,436.60 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6338 HKD $60,436.60You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 8.6338 HKD +1.04% vs mid-market | Recipient gets $60,436.60 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6338 HKD $60,436.60You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 8.6338 HKD +1.04% vs mid-market | Recipient gets $60,436.60 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6338 HKD $60,436.60You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €88.92 1 EUR = 8.7238 HKD +0.01% vs mid-market | Recipient gets $60,290.53 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €88.921 EUR = 8.7238 HKD $60,290.53You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 8.6022 HKD +1.40% vs mid-market | Recipient gets $60,215.45 Minutes - 2 days | |
Ways to receive money in Hong Kong with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 8.6022 HKD $60,215.45You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €130.96 1 EUR = 8.7238 HKD +0.01% vs mid-market | Recipient gets $59,923.79 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €130.961 EUR = 8.7238 HKD $59,923.79You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 8.7243 HKD Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Hong Kong, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 27 of the 27 days it quoted €7,000 transfers to Hong Kong.
On a 7,000 EUR transfer, Key Currency delivers the most HKD.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/HKD rate.
There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.
The most common way is to fund your account with iDEAL (Wero).
First time round you'll need a photo ID and a BSN.
On a first transfer to someone new, send a small amount and check it landed.
How much EUR you send to Hong Kong heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.30% | €0.50 | $4,347.05with bank transfer to bank deposit | +$41.05 | |
| €1,000 | 0.16% | €0.50 | $8,710.65with bank transfer to bank deposit | +$82.09 | |
| €2,000 | 0.52% | €0.00 | $17,362.20with bank transfer to bank deposit | +$127.63 | |
| €5,000 | 0.30% | €0.00 | $43,484.52with bank transfer to bank deposit | +$269.07 | |
| €7,000This page | 0.25% | €0.00 | $60,917.76with bank transfer to bank deposit | +$347.19 |
Mid-market rate: 1 EUR = 8.7243 HKD
The cheapest way to send EUR to HKD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Hong Kong.
Wed, 28 Oct 2026Mid-market rate$61,070.44 Key Currency $60,917.76Key Currency$60,917.76Regency FX$60,905.55TorFx$60,887.22
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.9031 | – | $62,321.82 | |
| | 8.8809 | €0.00 | $62,166.01 | −$155.81 |
| | 8.8791 | €0.00 | $62,153.55 | −$168.27 |
| | 8.8764 | €0.00 | $62,134.85 | −$186.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.9021 | – | $62,314.78 | |
| | 8.8799 | €0.00 | $62,159.00 | −$155.78 |
| | 8.8781 | €0.00 | $62,146.53 | −$168.25 |
| | 8.8754 | €0.00 | $62,127.84 | −$186.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8704 | – | $62,092.90 | |
| | 8.8482 | €0.00 | $61,937.67 | −$155.23 |
| | 8.8465 | €0.00 | $61,925.25 | −$167.65 |
| | 8.8438 | €0.00 | $61,906.62 | −$186.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8344 | – | $61,841.05 | |
| | 8.8123 | €0.00 | $61,686.45 | −$154.60 |
| | 8.8106 | €0.00 | $61,674.08 | −$166.97 |
| | 8.8079 | €0.00 | $61,655.53 | −$185.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8357 | – | $61,850.05 | |
| | 8.8136 | €0.00 | $61,695.43 | −$154.62 |
| | 8.8119 | €0.00 | $61,683.06 | −$166.99 |
| | 8.8092 | €0.00 | $61,664.50 | −$185.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8357 | – | $61,849.69 | |
| | 8.8136 | €0.00 | $61,695.07 | −$154.62 |
| | 8.8118 | €0.00 | $61,682.70 | −$166.99 |
| | 8.8092 | €0.00 | $61,664.14 | −$185.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7887 | – | $61,520.73 | |
| | 8.7667 | €0.00 | $61,366.93 | −$153.80 |
| | 8.7649 | €0.00 | $61,354.63 | −$166.10 |
| | 8.7623 | €0.00 | $61,336.17 | −$184.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8074 | – | $61,652.03 | |
| | 8.7854 | €0.00 | $61,497.90 | −$154.13 |
| | 8.7837 | €0.00 | $61,485.57 | −$166.46 |
| | 8.7810 | €0.00 | $61,467.07 | −$184.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7950 | – | $61,565.31 | |
| | 8.7731 | €0.00 | $61,411.39 | −$153.92 |
| | 8.7713 | €0.00 | $61,399.08 | −$166.23 |
| | 8.7687 | €0.00 | $61,380.61 | −$184.70 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7824 | – | $61,476.65 | |
| | 8.7604 | €0.00 | $61,322.96 | −$153.69 |
| | 8.7587 | €0.00 | $61,310.67 | −$165.98 |
| | 8.7560 | €0.00 | $61,292.22 | −$184.43 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8105 | – | $61,673.44 | |
| | 8.7885 | €0.00 | $61,519.25 | −$154.19 |
| | 8.7867 | €0.00 | $61,506.92 | −$166.52 |
| | 8.7841 | €0.00 | $61,488.42 | −$185.02 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7938 | – | $61,556.61 | |
| | 8.7718 | €0.00 | $61,402.72 | −$153.89 |
| | 8.7701 | €0.00 | $61,390.41 | −$166.20 |
| | 8.7674 | €0.00 | $61,371.94 | −$184.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7938 | – | $61,556.61 | |
| | 8.7718 | €0.00 | $61,402.72 | −$153.89 |
| | 8.7701 | €0.00 | $61,390.41 | −$166.20 |
| | 8.7674 | €0.00 | $61,371.94 | −$184.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7913 | – | $61,539.39 | |
| | 8.7694 | €0.00 | $61,385.54 | −$153.85 |
| | 8.7676 | €0.00 | $61,373.23 | −$166.16 |
| | 8.7650 | €0.00 | $61,354.77 | −$184.62 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7791 | – | $61,453.47 | |
| | 8.7571 | €0.00 | $61,299.84 | −$153.63 |
| | 8.7554 | €0.00 | $61,287.54 | −$165.93 |
| | 8.7527 | €0.00 | $61,269.11 | −$184.36 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7840 | – | $61,487.83 | |
| | 8.7620 | €0.00 | $61,334.11 | −$153.71 |
| | 8.7603 | €0.00 | $61,321.81 | −$166.01 |
| | 8.7576 | €0.00 | $61,303.36 | −$184.46 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 8.7944 | €33.88 | $61,262.92 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8213 | – | $61,749.44 | |
| | 8.7993 | €0.00 | $61,595.06 | −$154.38 |
| | 8.7975 | €0.00 | $61,582.71 | −$166.73 |
| | 8.7949 | €0.00 | $61,564.19 | −$185.25 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 8.8199 | €33.88 | $61,440.62 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8191 | – | $61,733.68 | |
| | 8.7970 | €0.00 | $61,579.34 | −$154.34 |
| | 8.7953 | €0.00 | $61,567.00 | −$166.68 |
| | 8.7926 | €0.00 | $61,548.48 | −$185.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7945 | – | $61,561.23 | |
| | 8.7725 | €0.00 | $61,407.32 | −$153.91 |
| | 8.7707 | €0.00 | $61,395.01 | −$166.22 |
| | 8.7681 | €0.00 | $61,376.54 | −$184.69 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8149 | – | $61,704.35 | |
| | 8.8135 | €33.88 | $61,396.11 | −$308.24 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8058 | – | $61,640.33 | |
| | 8.7837 | €0.00 | $61,486.23 | −$154.10 |
| | 8.7820 | €0.00 | $61,473.90 | −$166.43 |
| | 8.7793 | €0.00 | $61,455.41 | −$184.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8141 | – | $61,698.50 | |
| | 8.7920 | €0.00 | $61,544.26 | −$154.24 |
| | 8.7903 | €0.00 | $61,531.92 | −$166.58 |
| | 8.7876 | €0.00 | $61,513.41 | −$185.09 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7801 | – | $61,460.78 | |
| | 8.7582 | €0.00 | $61,307.13 | −$153.65 |
| | 8.7564 | €0.00 | $61,294.84 | −$165.94 |
| | 8.7538 | €0.00 | $61,276.40 | −$184.38 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7853 | – | $61,496.89 | |
| | 8.7633 | €0.00 | $61,343.15 | −$153.74 |
| | 8.7615 | €0.00 | $61,330.85 | −$166.04 |
| | 8.7589 | €0.00 | $61,312.40 | −$184.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7853 | – | $61,496.89 | |
| | 8.7633 | €0.00 | $61,343.15 | −$153.74 |
| | 8.7615 | €0.00 | $61,330.85 | −$166.04 |
| | 8.7589 | €0.00 | $61,312.40 | −$184.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7911 | – | $61,537.60 | |
| | 8.7691 | €0.00 | $61,383.76 | −$153.84 |
| | 8.7674 | €0.00 | $61,371.45 | −$166.15 |
| | 8.7647 | €0.00 | $61,352.99 | −$184.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7513 | – | $61,259.33 | |
| | 8.7295 | €0.00 | $61,106.18 | −$153.15 |
| | 8.7277 | €0.00 | $61,093.93 | −$165.40 |
| | 8.7251 | €0.00 | $61,075.55 | −$183.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7243 | – | $61,070.44 | |
| | 8.7025 | €0.00 | $60,917.76 | −$152.68 |
| | 8.7008 | €0.00 | $60,905.55 | −$164.89 |
| | 8.6982 | €0.00 | $60,887.22 | −$183.22 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 8.7243 | – | $61,070.44 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more HKD per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of HKD on every transfer from Netherlands.
Right now, Key Currency pays 60,917.76 HKD on 7,000 EUR, which is 152.68 HKD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 62,166.01 HKD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Hong Kong.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Never the cheapest
Cheapest in 50% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest every time
Never the cheapest
Cheapest in 37% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest every time
Never the cheapest
Cheapest in 30% of them
Based on 104 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
10 companies send money from the Netherlands to Hong Kong, across broker, online, app, multi-currency account, and global account, and more.
For one-off transfers
Sending money to Hong Kong online is simple.
Pick Hong Kong, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.
Wise is the cheapest online option, sending €7,000 gets you 60,770.69 HKD with a €33.88 fee and 0.01% markup.
In our comparisons over the past month, it was the cheapest online service on 29 of the 29 days it quoted.
Frequent transfers abroad
For the regular transfer to Hong Kong, apps are the easiest.
Wise charges €33.88 in fees on a €7,000 transfer with 0.01% markup and gets you 60,770.69 HKD.
Over the past month, Wise was the cheapest app on 100% of the days it appeared for €7,000 transfers.
You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.
For large EUR transfers
Currency brokers are the best for large transfers from the Netherlands.
They handle the transfer for you, charge no fees, but add a markup on top of HKD rate.
For a property abroad or moving your savings, a broker like Key Currency is the best option.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Holding, travelling, and receiving
These let you hold EUR and HKD in one account.
This is handy for receiving payments, spending HKD and EUR, or travelling to Hong Kong.
Wise is the cheapest multi-currency account.
It converts €7,000 at 0.01% markup plus €33.88 fee and holds the HKD until you send or spend it.
Over the past month, it came out cheapest among multi-currency accounts on 90% of days.
For ZZP'ers
Global accounts offer business tools and business transfers from the Netherlands.
Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 60,917.76 HKD.
In Hong Kong, the recipient can collect HKD through bank deposit.
You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.
Paying through iDEAL (Wero)
Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.
This funds your balance without entering the company's account details manually.
To find the company with the best EUR/HKD rate offering iDEAL (Wero), use our deposit filter above.
You pay €7,000.00
HK$60,918
Cheapest
You pay €7,000.00
HK$60,682
-HK$236
You pay €7,000.00
HK$60,437
-HK$481
You pay €7,000.00
HK$60,437
-HK$481
A few things to consider before sending money from Netherlands to Hong Kong.
Cheapest way to send money to Hong Kong
The cheapest option for a €7,000 transfer is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 60,917.76 HKD, which is 0.02% more than the next best option.
Fastest way to send money to Hong Kong
The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Hong Kong. Your recipient gets 60,445.78 HKD in within minutes.
iDEAL remains the normal way to approve an online payment from a Dutch bank account.
Since 2026, the name and payment experience have been moving to Wero in stages.
Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.
For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.
The recipient normally files the return if the total from the same donor exceeds the exemption.
The Belastingdienst explains gifts abroad and publishes the current exemptions.
Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.
We track 10 companies sending EUR to Hong Kong, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.
We compare fees, exchange rates and how the money can be paid in and collected.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/HKD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each company goes through our review before it appears here.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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