Key Currency is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 60,898.61 HKD in Hong Kong.
For speed, Revolut is fastest, with delivery in within minutes.
| 11 of 11 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/HKD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €33.88 1 EUR = 8.7225 HKD -0.01% vs mid-market | Recipient gets $60,762.12 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €33.881 EUR = 8.7225 HKD $60,762.12You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 8.6305 HKD +1.05% vs mid-market | Recipient gets $60,413.50 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6305 HKD $60,413.50You pay€7,000.00 | |||
Run a live search Showing top Italy to Hong Kong deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to HKD rates. | |||
Run a live search These companies offer multi-currency accounts for spending HKD. We suggest doing a live search based on how much EUR you're planning to spend in Hong Kong. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 8.6998 HKD +0.25% vs mid-market | Recipient gets $60,898.61 Minutes - 3 days | |
Ways to receive money in Hong Kong with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 8.6998 HKD $60,898.61You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 8.6981 HKD +0.27% vs mid-market | Recipient gets $60,886.40 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6981 HKD $60,886.40You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 8.6954 HKD +0.30% vs mid-market | Recipient gets $60,868.08 Minutes - 24 hours | |
Ways to receive money in Hong Kong with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6954 HKD $60,868.08You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €33.88 1 EUR = 8.7225 HKD -0.01% vs mid-market | Recipient gets $60,762.12 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €33.881 EUR = 8.7225 HKD $60,762.12You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 8.6783 HKD +0.50% vs mid-market | Recipient gets $60,748.10 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6783 HKD $60,748.10You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 8.6780 HKD +0.50% vs mid-market | Recipient gets $60,745.98 Minutes - 24 hours | |
Ways to receive money in Hong Kong with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6780 HKD $60,745.98You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.87 1 EUR = 8.6720 HKD +0.57% vs mid-market | Recipient gets $60,679.00 Minutes - 24 hours | |
Ways to receive money in Hong Kong with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.871 EUR = 8.6720 HKD $60,679.00You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €44.02 1 EUR = 8.7225 HKD -0.01% vs mid-market | Recipient gets $60,673.67 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €44.021 EUR = 8.7225 HKD $60,673.67You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €60.50 1 EUR = 8.7070 HKD +0.17% vs mid-market | Recipient gets $60,421.99 Within minutes | |
Ways to receive money in Hong Kong with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €60.501 EUR = 8.7070 HKD $60,421.99You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 8.6305 HKD +1.05% vs mid-market | Recipient gets $60,413.50 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6305 HKD $60,413.50You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 8.6305 HKD +1.05% vs mid-market | Recipient gets $60,413.50 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6305 HKD $60,413.50You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 8.6305 HKD +1.05% vs mid-market | Recipient gets $60,413.50 Minutes - 24 hours | |
Ways to receive money in Hong Kong with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 8.6305 HKD $60,413.50You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €88.92 1 EUR = 8.7225 HKD -0.01% vs mid-market | Recipient gets $60,282.03 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €88.921 EUR = 8.7225 HKD $60,282.03You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 8.5995 HKD +1.40% vs mid-market | Recipient gets $60,196.52 Minutes - 2 days | |
Ways to receive money in Hong Kong with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 8.5995 HKD $60,196.52You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €4.99 1 EUR = 8.5664 HKD +1.80% vs mid-market | Recipient gets $59,964.80 Minutes - 24 hours | |
Ways to receive money in Hong Kong with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 8.5664 HKD $59,964.80You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €4.99 1 EUR = 8.5664 HKD +1.80% vs mid-market | Recipient gets $59,964.80 Minutes - 24 hours | |
Ways to receive money in Hong Kong with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 8.5664 HKD $59,964.80You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €4.99 1 EUR = 8.5664 HKD +1.80% vs mid-market | Recipient gets $59,964.80 Minutes - 24 hours | |
Ways to receive money in Hong Kong with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 8.5664 HKD $59,964.80You pay€7,004.99 | |||
| Wise Pay via Credit card | Fee €130.96 1 EUR = 8.7225 HKD -0.01% vs mid-market | Recipient gets $59,915.34 Within minutes | |
Ways to receive money in Hong Kong with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €130.961 EUR = 8.7225 HKD $59,915.34You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 8.7216 HKD Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Hong Kong, I suggest picking the cheapest option which is Key Currency.
Key Currency was the cheapest on 29 of the 29 days it quoted €7,000 transfers to Hong Kong.
On a 7,000 EUR transfer, Key Currency delivers the most HKD.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/HKD rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and iDEAL.
Sending money to Hong Kong directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to Hong Kong heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.13% | €0.00 | $4,357.70with debit card to bank deposit | +$39.76 | |
| €1,000 | 0.12% | €0.00 | $8,711.10with debit card to bank deposit | +$74.84 | |
| €2,000 | 0.12% | €0.00 | $17,422.20with debit card to bank deposit | +$149.48 | |
| €5,000 | 0.30% | €0.00 | $43,510.15with bank transfer to bank deposit | +$340.63 | |
| €7,000This page | 0.25% | €0.00 | $60,898.61with bank transfer to bank deposit | +$442.35 |
Mid-market rate: 1 EUR = 8.7216 HKD
The cheapest way to send EUR to HKD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Hong Kong.
Wed, 28 Oct 2026Mid-market rate$61,051.24 Key Currency $60,898.61Key Currency$60,898.61Regency FX$60,886.40TorFx$60,868.08
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.9041 | – | $62,328.46 | |
| | 8.8818 | €0.00 | $62,172.64 | −$155.82 |
| | 8.8800 | €0.00 | $62,160.18 | −$168.28 |
| | 8.8774 | €0.00 | $62,141.48 | −$186.98 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.9059 | – | $62,341.24 | |
| | 8.8836 | €0.00 | $62,185.38 | −$155.86 |
| | 8.8818 | €0.00 | $62,172.92 | −$168.32 |
| | 8.8792 | €0.00 | $62,154.21 | −$187.03 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8714 | – | $62,099.73 | |
| | 8.8492 | €0.00 | $61,944.48 | −$155.25 |
| | 8.8474 | €0.00 | $61,932.06 | −$167.67 |
| | 8.8448 | €0.00 | $61,913.43 | −$186.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8354 | – | $61,847.96 | |
| | 8.8133 | €0.00 | $61,693.34 | −$154.62 |
| | 8.8116 | €0.00 | $61,680.97 | −$166.99 |
| | 8.8089 | €0.00 | $61,662.42 | −$185.54 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8357 | – | $61,850.05 | |
| | 8.8136 | €0.00 | $61,695.43 | −$154.62 |
| | 8.8119 | €0.00 | $61,683.06 | −$166.99 |
| | 8.8092 | €0.00 | $61,664.50 | −$185.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8357 | – | $61,849.69 | |
| | 8.8136 | €0.00 | $61,695.07 | −$154.62 |
| | 8.8118 | €0.00 | $61,682.70 | −$166.99 |
| | 8.8092 | €0.00 | $61,664.14 | −$185.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7860 | – | $61,502.06 | |
| | 8.7640 | €0.00 | $61,348.30 | −$153.76 |
| | 8.7623 | €0.00 | $61,336.00 | −$166.06 |
| | 8.7596 | €0.00 | $61,317.55 | −$184.51 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8098 | – | $61,668.40 | |
| | 8.7877 | €0.00 | $61,514.23 | −$154.17 |
| | 8.7860 | €0.00 | $61,501.89 | −$166.51 |
| | 8.7833 | €0.00 | $61,483.39 | −$185.01 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7973 | – | $61,581.13 | |
| | 8.7753 | €0.00 | $61,427.18 | −$153.95 |
| | 8.7736 | €0.00 | $61,414.86 | −$166.27 |
| | 8.7709 | €0.00 | $61,396.38 | −$184.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7815 | – | $61,470.72 | |
| | 8.7596 | €0.00 | $61,317.05 | −$153.67 |
| | 8.7578 | €0.00 | $61,304.75 | −$165.97 |
| | 8.7552 | €0.00 | $61,286.31 | −$184.41 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8112 | – | $61,678.16 | |
| | 8.7891 | €0.00 | $61,523.96 | −$154.20 |
| | 8.7874 | €0.00 | $61,511.62 | −$166.54 |
| | 8.7847 | €0.00 | $61,493.12 | −$185.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7938 | – | $61,556.61 | |
| | 8.7718 | €0.00 | $61,402.72 | −$153.89 |
| | 8.7701 | €0.00 | $61,390.41 | −$166.20 |
| | 8.7674 | €0.00 | $61,371.94 | −$184.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7938 | – | $61,556.61 | |
| | 8.7718 | €0.00 | $61,402.72 | −$153.89 |
| | 8.7701 | €0.00 | $61,390.41 | −$166.20 |
| | 8.7674 | €0.00 | $61,371.94 | −$184.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7958 | – | $61,570.61 | |
| | 8.7738 | €0.00 | $61,416.68 | −$153.93 |
| | 8.7721 | €0.00 | $61,404.37 | −$166.24 |
| | 8.7694 | €0.00 | $61,385.90 | −$184.71 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7750 | – | $61,424.92 | |
| | 8.7531 | €0.00 | $61,271.36 | −$153.56 |
| | 8.7513 | €0.00 | $61,259.08 | −$165.84 |
| | 8.7487 | €0.00 | $61,240.65 | −$184.27 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7847 | – | $61,492.81 | |
 | 8.7529 | €0.00 | $61,270.30 | −$222.51 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7973 | – | $61,580.84 | |
| | 8.7753 | €0.00 | $61,426.89 | −$153.95 |
| | 8.7735 | €0.00 | $61,414.57 | −$166.27 |
| | 8.7709 | €0.00 | $61,396.10 | −$184.74 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8201 | – | $61,740.40 | |
| | 8.7980 | €0.00 | $61,586.05 | −$154.35 |
| | 8.7962 | €0.00 | $61,573.70 | −$166.70 |
| | 8.7936 | €0.00 | $61,555.18 | −$185.22 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8191 | – | $61,733.68 | |
| | 8.7970 | €0.00 | $61,579.34 | −$154.34 |
| | 8.7953 | €0.00 | $61,567.00 | −$166.68 |
| | 8.7926 | €0.00 | $61,548.48 | −$185.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8191 | – | $61,733.68 | |
| | 8.7970 | €0.00 | $61,579.34 | −$154.34 |
| | 8.7953 | €0.00 | $61,567.00 | −$166.68 |
| | 8.7926 | €0.00 | $61,548.48 | −$185.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7927 | – | $61,549.10 | |
| | 8.7707 | €0.00 | $61,395.23 | −$153.87 |
| | 8.7690 | €0.00 | $61,382.92 | −$166.18 |
| | 8.7664 | €0.00 | $61,364.46 | −$184.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8134 | – | $61,693.84 | |
| | 8.7914 | €0.00 | $61,539.61 | −$154.23 |
| | 8.7896 | €0.00 | $61,527.27 | −$166.57 |
| | 8.7870 | €0.00 | $61,508.76 | −$185.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8085 | – | $61,659.47 | |
| | 8.7865 | €0.00 | $61,505.32 | −$154.15 |
| | 8.7847 | €0.00 | $61,492.99 | −$166.48 |
| | 8.7821 | €0.00 | $61,474.49 | −$184.98 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.8113 | – | $61,678.94 | |
| | 8.7892 | €0.00 | $61,524.74 | −$154.20 |
| | 8.7875 | €0.00 | $61,512.41 | −$166.53 |
| | 8.7848 | €0.00 | $61,493.90 | −$185.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7828 | – | $61,479.49 | |
| | 8.7608 | €0.00 | $61,325.79 | −$153.70 |
| | 8.7591 | €0.00 | $61,313.49 | −$166.00 |
| | 8.7564 | €0.00 | $61,295.05 | −$184.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7853 | – | $61,496.89 | |
| | 8.7633 | €0.00 | $61,343.15 | −$153.74 |
| | 8.7615 | €0.00 | $61,330.85 | −$166.04 |
| | 8.7589 | €0.00 | $61,312.40 | −$184.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7853 | – | $61,496.89 | |
| | 8.7633 | €0.00 | $61,343.15 | −$153.74 |
| | 8.7615 | €0.00 | $61,330.85 | −$166.04 |
| | 8.7589 | €0.00 | $61,312.40 | −$184.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7910 | – | $61,537.22 | |
| | 8.7691 | €0.00 | $61,383.38 | −$153.84 |
| | 8.7673 | €0.00 | $61,371.07 | −$166.15 |
| | 8.7647 | €0.00 | $61,352.61 | −$184.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7571 | – | $61,299.60 | |
| | 8.7352 | €0.00 | $61,146.35 | −$153.25 |
| | 8.7334 | €0.00 | $61,134.09 | −$165.51 |
| | 8.7308 | €0.00 | $61,115.70 | −$183.90 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 8.7216 | – | $61,051.24 | |
| | 8.6998 | €0.00 | $60,898.61 | −$152.63 |
| | 8.6981 | €0.00 | $60,886.40 | −$164.83 |
| | 8.6954 | €0.00 | $60,868.08 | −$183.15 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 8.7216 | – | $61,051.24 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more HKD per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of HKD on every transfer from Italy.
Right now, Key Currency pays 60,898.61 HKD on 7,000 EUR, which is 152.62 HKD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 62,185.38 HKD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Hong Kong.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Never the cheapest
Cheapest in 50% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest every time
Never the cheapest
Cheapest in 33% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest every time
Never the cheapest
Cheapest in 27% of them
Based on 104 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
11 companies send money from Italy to Hong Kong. You can send EUR via broker, online, app, multi-currency account, global account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Over the past month, Wise was the cheapest app on 97% of the days it appeared for €7,000 transfers.
Wise charges €33.88 on a €7,000 transfer, and 60,762.12 HKD lands in within minutes.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 60,762.12 HKD on €7,000 with a €33.88 fee and -0.01% markup.
In our comparisons over the past month, it was the cheapest online service on 29 of the 30 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Hong Kong, the better rate you will get.
Key Currency charges no fee and adds 0.25% on EUR/HKD rate.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Travelling and receiving
If you travel to Hong Kong often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and HKD in one account, and give you local details.
I suggest trying Wise.
Over the past month, it came out cheapest among multi-currency accounts on 97% of days.
It holds EUR and HKD balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 60,898.61 HKD.
In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send HKD to Hong Kong by themselves.
In Hong Kong, the recipient can use bank deposit and cash pickup.
In Hong Kong, they can collect cash through .
They need to take a photo ID and the collection reference to a participating location in Hong Kong.
You pay €7,000.00
HK$60,899
Cheapest
You pay €7,000.00
HK$60,674
-HK$225
You pay €7,000.00
HK$60,414
-HK$485
You pay €7,000.00
HK$60,414
-HK$485
You pay €7,004.99
HK$59,965
-HK$934
You pay €7,004.99
HK$59,965
-HK$934
You pay €7,004.99
HK$59,965
-HK$934
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Hong Kong.
Cheapest way to send money to Hong Kong
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 60,898.61 HKD, which is 0.02% more than the next best option.
Fastest way to send money to Hong Kong
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 60,421.99 HKD, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Key Currency then convert the money into HKD and pay your recipient in Hong Kong through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 11 of them on EUR to Hong Kong, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/HKD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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