Regency FX is the cheapest way to send money to New Zealand, giving your recipient 3,533.91 NZD from RM8,200.
If you need money fast, we suggest using Regency FX, your NZD transfer will arrive in minutes - 24 hours.
| 3 of 3 providers Last updated on 28 September 2026 | |||
| Based on 8,200 MYR transfer Best companies for MYR/NZD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee RM 56.34 1 MYR = 0.4323 NZD -0.05% vs mid-market | Recipient gets $3,520.74 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 56.341 MYR = 0.4323 NZD $3,520.74You payRM 8,200.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee RM 0.00 1 MYR = 0.4291 NZD +0.70% vs mid-market | Recipient gets $3,518.62 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.4291 NZD $3,518.62You payRM 8,200.00 | |||
Run a live search Showing top Malaysia to New Zealand deals for 8,200 MYR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much MYR you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee RM 0.00 1 MYR = 0.4310 NZD +0.27% vs mid-market | Recipient gets $3,533.91 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.4310 NZD $3,533.91You payRM 8,200.00 | |||
| Wise Pay via Bank transfer | Fee RM 56.34 1 MYR = 0.4323 NZD -0.05% vs mid-market | Recipient gets $3,520.74 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 56.341 MYR = 0.4323 NZD $3,520.74You payRM 8,200.00 | |||
| Wise Pay via FPX | Fee RM 56.34 1 MYR = 0.4323 NZD -0.05% vs mid-market | Recipient gets $3,520.74 Same day | |
Ways to receive money in New Zealand with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer RM 56.341 MYR = 0.4323 NZD $3,520.74You payRM 8,200.00 | |||
| Xe Pay via Bank transfer | Fee RM 0.00 1 MYR = 0.4291 NZD +0.70% vs mid-market | Recipient gets $3,518.62 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.4291 NZD $3,518.62You payRM 8,200.00 | |||
| How Our Results Work Mid-market rate: 1 MYR = 0.4321 NZD Updates every 60 minutes. | |||
Transfer details
I suggest starting with Regency FX which is the cheapest option for sending RM8,200.
There are a few ways to fund your transfer, including bank transfer and fpx.
DuitNow and FPX are most common, both free and instant from your banking app.
This is for funding your money transfer account, not direct transfers to New Zealand.
First time round you'll need your IC, or a passport and permit if you're a foreign worker.
Run a new recipient's account through Semak Mule before you send to confirm their details.
How much MYR you send to New Zealand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| RM 1,000 | -0.01% | RM 11.97 | $426.98with bank transfer to bank deposit | +$13.50 | |
| RM 8,200This page | 0.27% | RM 0.00 | $3,533.91with bank transfer to bank deposit | +$10.41 |
Mid-market rate: 1 MYR = 0.4321 NZD
There are 5 ways across 3 money transfer services send money from Malaysia to New Zealand.
Regular transfers from Malaysia
Online services and apps work well for smaller transfers sent home every month.
Wise charges MYR 56.34 and -0.04% markup to send MYR 8,200 and your recipient gets $3,520.74 in next day.
SST may appear separately on the fee.
Large transfers from Malaysia
Brokers are best for large MYR transfers to New Zealand.
Regency FX is a good option, they charge no fees and add 0.4% markup on the MYR/NZD exchange rate.
You get an account manager to handle your transfer, and it’s useful for things like home purchases in New Zealand, tuition fees, or moving savings from Malaysia to New Zealand.
Holding multiple balances
A multi-currency account is useful if you receive income from New Zealand, or travel there often.
Wise lets you hold MYR and NZD in one account, and convert between them when you need.
When converting MYR to NZD, 8,200 MYR will get you 3,520.74 NZD (after fees).
With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 3,533.91 NZD.
You can fund your transfer in MYR through bank transfer and fpx.
Paying through online banking (FPX)
Choose fpx at checkout and approve the payment through your Malaysian bank.
This is the simplest and quickest way to fund your account when sending money New Zealand.
The processing fee may include SST, so double check the final NZD amount first.
The recipient can receive NZD through bank deposit.
They can receive money directly to the bank or card
For a card and bank deposit, you will need the recipient's account name, account number and bank details in New Zealand.
Double check the info, since its very hard to stop or reverse once it leaves your account.
You pay RM8,200.00
$3,534
Cheapest
You pay RM8,200.00
$3,521
-$13
Here are a few things to know about money transfers from Malaysia to New Zealand.
For a RM 8,200 transfer, these are the best options:
Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 3,533.91 NZD, which is 0.37% more than the next best option.
Fastest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 3,533.91 NZD in minutes - 24 hours.
Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.
Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.
Bank Negara Malaysia keeps the current FEP rules and notices here.
A bank or licensed money services business can ask what the payment is for and where the money came from.
Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.
For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.
Only use a bank or money transfer service regulated by Bank Negara Malaysia.
Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.
If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.
The exchange rate affects how many New Zealand Dollars your recipient gets for your Malaysian Ringgit.
Mid-market rate:1 MYR = 0.432255 NZD
Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.
We track 3 of them on MYR to New Zealand, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.
Each also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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