Revolut is the fastest way to send money to New Zealand right now, with delivery in same day.
For the cheapest option, sending €7,000 with Xe will get you 13,847.4 NZD.
| 10 of 10 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/NZD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €33.32 1 EUR = 1.9822 NZD -0.02% vs mid-market | Recipient gets $13,809.14 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 1.9822 NZD $13,809.14You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.9782 NZD +0.18% vs mid-market | Recipient gets $13,847.40 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9782 NZD $13,847.40You pay€7,000.00 | |||
Run a live search Showing top Netherlands to New Zealand deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much EUR you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.9782 NZD +0.18% vs mid-market | Recipient gets $13,847.40 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9782 NZD $13,847.40You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.9782 NZD +0.18% vs mid-market | Recipient gets $13,847.40 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9782 NZD $13,847.40You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.9782 NZD +0.18% vs mid-market | Recipient gets $13,847.40 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9782 NZD $13,847.40You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.9769 NZD +0.25% vs mid-market | Recipient gets $13,838.15 Minutes - 3 days | |
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.9769 NZD $13,838.15You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.9765 NZD +0.27% vs mid-market | Recipient gets $13,835.37 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9765 NZD $13,835.37You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.9759 NZD +0.30% vs mid-market | Recipient gets $13,831.21 Minutes - 24 hours | |
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9759 NZD $13,831.21You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €33.32 1 EUR = 1.9822 NZD -0.02% vs mid-market | Recipient gets $13,809.14 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 1.9822 NZD $13,809.14You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.9719 NZD +0.50% vs mid-market | Recipient gets $13,803.47 Minutes - 24 hours | |
Ways to receive money in New Zealand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9719 NZD $13,803.47You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €43.47 1 EUR = 1.9822 NZD -0.02% vs mid-market | Recipient gets $13,789.03 Same day | |
Ways to receive money in New Zealand with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €43.471 EUR = 1.9822 NZD $13,789.03You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.9697 NZD +0.61% vs mid-market | Recipient gets $13,787.90 Minutes - 24 hours | |
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9697 NZD $13,787.90You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.52 1 EUR = 1.9687 NZD +0.66% vs mid-market | Recipient gets $13,775.90 Minutes - 24 hours | |
Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.521 EUR = 1.9687 NZD $13,775.90You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €60.55 1 EUR = 1.9779 NZD +0.20% vs mid-market | Recipient gets $13,725.86 Same day | |
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €60.551 EUR = 1.9779 NZD $13,725.86You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €88.37 1 EUR = 1.9822 NZD -0.02% vs mid-market | Recipient gets $13,700.03 Same day | |
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €88.371 EUR = 1.9822 NZD $13,700.03You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.9541 NZD +1.40% vs mid-market | Recipient gets $13,678.61 Minutes - 2 days | |
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.9541 NZD $13,678.61You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €130.43 1 EUR = 1.9822 NZD -0.02% vs mid-market | Recipient gets $13,616.66 Same day | |
Ways to receive money in New Zealand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €130.431 EUR = 1.9822 NZD $13,616.66You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 1.9779 NZD +0.20% vs mid-market | Recipient gets $13,408.50 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 1.9779 NZD $13,408.50You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.9818 NZD Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to New Zealand, I suggest picking the cheapest option which is Xe.
Xe was the cheapest on 2 of the 27 days it quoted €7,000 transfers to New Zealand.
On a 7,000 EUR transfer, Xe delivers the most NZD.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/NZD rate.
There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.
The most common way is to fund your account with iDEAL (Wero).
First time round you'll need a photo ID and a BSN.
On a first transfer to someone new, send a small amount and check it landed.
How much EUR you send to New Zealand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Xe was the cheapest in 5% of the transfers from €5,000 it quoted, and in 6% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.38% | €0.00 | $988.60with bank transfer to bank deposit | +$10.14 | |
| €1,000 | 0.20% | €0.55 | $1,979.60with bank transfer to bank deposit | +$19.87 | |
| €2,000 | 0.01% | €10.43 | $3,940.52with bank transfer to bank deposit | +$29.08 | |
| €5,000 | 0.30% | €0.00 | $9,877.33with bank transfer to bank deposit | +$85.57 | |
| €7,000This page | 0.18% | €0.00 | $13,847.40with debit card to bank deposit | +$88.52 |
Mid-market rate: 1 EUR = 1.9818 NZD
The cheapest way to send EUR to NZD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 EUR transfers to New Zealand.
Wed, 28 Oct 2026Mid-market rate$13,872.83 Xe $13,847.40Xe$13,847.40Key Currency$13,838.15Regency FX$13,835.37
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0073 | – | $14,050.88 | |
| | 2.0022 | €0.00 | $14,015.75 | −$35.13 |
| | 2.0018 | €0.00 | $14,012.94 | −$37.94 |
| | 1.9969 | €0.00 | $13,978.30 | −$72.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0081 | – | $14,056.59 | |
| | 2.0031 | €0.00 | $14,021.45 | −$35.14 |
| | 2.0027 | €0.00 | $14,018.64 | −$37.95 |
| | 1.9978 | €0.00 | $13,984.60 | −$71.99 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0151 | – | $14,105.37 | |
| | 2.0100 | €0.00 | $14,070.11 | −$35.26 |
| | 2.0096 | €0.00 | $14,067.29 | −$38.08 |
| | 2.0050 | €0.00 | $14,035.00 | −$70.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0055 | – | $14,038.55 | |
| | 2.0005 | €0.00 | $14,003.45 | −$35.10 |
| | 2.0001 | €0.00 | $14,000.64 | −$37.91 |
| | 1.9950 | €0.00 | $13,965.00 | −$73.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0047 | – | $14,032.85 | |
| | 1.9997 | €0.00 | $13,997.77 | −$35.08 |
| | 1.9993 | €0.00 | $13,994.96 | −$37.89 |
| | 1.9754 | €0.00 | $13,827.80 | −$205.05 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0047 | – | $14,032.85 | |
| | 1.9997 | €0.00 | $13,997.77 | −$35.08 |
| | 1.9993 | €0.00 | $13,994.96 | −$37.89 |
| | 1.9775 | €0.00 | $13,842.50 | −$190.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0023 | – | $14,015.91 | |
| | 1.9973 | €0.00 | $13,980.87 | −$35.04 |
| | 1.9969 | €0.00 | $13,978.07 | −$37.84 |
| | 1.9917 | €0.00 | $13,941.90 | −$74.01 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0052 | – | $14,036.14 | |
| | 2.0002 | €0.00 | $14,001.05 | −$35.09 |
| | 1.9997 | €0.00 | $13,998.24 | −$37.90 |
| | 1.9955 | €0.00 | $13,968.50 | −$67.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9980 | – | $13,986.32 | |
| | 1.9931 | €0.00 | $13,951.36 | −$34.96 |
| | 1.9927 | €0.00 | $13,948.56 | −$37.76 |
| | 1.9881 | €0.00 | $13,916.70 | −$69.62 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0018 | – | $14,012.27 | |
| | 1.9967 | €0.00 | $13,977.24 | −$35.03 |
| | 1.9963 | €0.00 | $13,974.44 | −$37.83 |
| | 1.9913 | €0.00 | $13,939.10 | −$73.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9992 | – | $13,994.65 | |
| | 1.9942 | €0.00 | $13,959.67 | −$34.98 |
| | 1.9938 | €0.00 | $13,956.87 | −$37.78 |
| | 1.9890 | €0.00 | $13,923.00 | −$71.65 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9985 | – | $13,989.30 | |
| | 1.9935 | €0.00 | $13,954.33 | −$34.97 |
| | 1.9931 | €0.00 | $13,951.53 | −$37.77 |
| | 1.9642 | €0.00 | $13,749.40 | −$239.90 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9985 | – | $13,989.30 | |
| | 1.9935 | €0.00 | $13,954.33 | −$34.97 |
| | 1.9931 | €0.00 | $13,951.53 | −$37.77 |
| | 1.9623 | €0.00 | $13,736.10 | −$253.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9993 | – | $13,995.37 | |
| | 1.9943 | €0.00 | $13,960.38 | −$34.99 |
| | 1.9939 | €0.00 | $13,957.59 | −$37.78 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9954 | – | $13,967.69 | |
| | 1.9954 | €33.32 | $13,901.03 | −$66.66 |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9919 | – | $13,943.58 | |
| | 1.9870 | €0.00 | $13,908.72 | −$34.86 |
| | 1.9866 | €0.00 | $13,905.93 | −$37.65 |
| | 1.9823 | €0.00 | $13,876.10 | −$67.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 2.0014 | €33.32 | $13,943.32 | – |
| | 1.9906 | €0.00 | $13,934.20 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9831 | – | $13,881.85 | |
| | 1.9782 | €0.00 | $13,847.15 | −$34.70 |
| | 1.9778 | €0.00 | $13,844.37 | −$37.48 |
| | 1.9741 | €0.00 | $13,818.70 | −$63.15 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 1.9872 | €33.32 | $13,844.05 | – |
| | 1.9512 | €0.00 | $13,658.40 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9859 | – | $13,901.24 | |
| | 1.9809 | €0.00 | $13,866.49 | −$34.75 |
| | 1.9805 | €0.00 | $13,863.71 | −$37.53 |
| | 1.9527 | €0.00 | $13,668.90 | −$232.34 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9798 | – | $13,858.82 | |
| | 1.9749 | €0.00 | $13,824.18 | −$34.64 |
| | 1.9745 | €0.00 | $13,821.41 | −$37.41 |
| | 1.9700 | €0.00 | $13,790.00 | −$68.82 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9747 | – | $13,822.70 | |
| | 1.9697 | €0.00 | $13,788.14 | −$34.56 |
| | 1.9693 | €0.00 | $13,785.38 | −$37.32 |
| | 1.9653 | €0.00 | $13,757.10 | −$65.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9724 | – | $13,806.71 | |
| | 1.9675 | €0.00 | $13,772.19 | −$34.52 |
| | 1.9671 | €0.00 | $13,769.43 | −$37.28 |
| | 1.9622 | €0.00 | $13,735.40 | −$71.31 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9743 | – | $13,820.14 | |
| | 1.9694 | €0.00 | $13,785.59 | −$34.55 |
| | 1.9690 | €0.00 | $13,782.83 | −$37.31 |
| | 1.9643 | €0.00 | $13,750.10 | −$70.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9683 | – | $13,778.11 | |
| | 1.9634 | €0.00 | $13,743.66 | −$34.45 |
| | 1.9630 | €0.00 | $13,740.91 | −$37.20 |
| | 1.9579 | €0.00 | $13,705.30 | −$72.81 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9614 | – | $13,729.57 | |
| | 1.9565 | €0.00 | $13,695.25 | −$34.32 |
| | 1.9561 | €0.00 | $13,692.50 | −$37.07 |
| | 1.9299 | €0.00 | $13,509.30 | −$220.27 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9614 | – | $13,729.57 | |
| | 1.9565 | €0.00 | $13,695.25 | −$34.32 |
| | 1.9561 | €0.00 | $13,692.50 | −$37.07 |
| | 1.9286 | €0.00 | $13,500.20 | −$229.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 1.9616 | €0.00 | $13,731.20 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9617 | – | $13,731.56 | |
| | 1.9567 | €0.00 | $13,697.23 | −$34.33 |
| | 1.9564 | €0.00 | $13,694.48 | −$37.08 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9818 | – | $13,872.83 | |
| | 1.9782 | €0.00 | $13,847.40 | −$25.43 |
| | 1.9769 | €0.00 | $13,838.15 | −$34.68 |
| | 1.9765 | €0.00 | $13,835.37 | −$37.46 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 1.9818 | – | $13,872.83 | |
|---|---|---|---|---|
| | ||||
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more NZD per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NZD on every transfer from Netherlands.
Right now, Xe pays 13,847.4 NZD on 7,000 EUR, which is 25.43 NZD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 14,070.11 NZD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to New Zealand.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 15% of them
Cheapest in 83% of them
Never the cheapest
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 6% of them
Cheapest in 96% of them
Never the cheapest
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 5% of them
Cheapest in 89% of them
Never the cheapest
Based on 104 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Xe is the cheapest and gets you the most NZD, but it was the cheapest in only 6% of the 67 comparisons it appeared in over the past month.
If it's a one-off transfer, go with Xe, since it's the cheapest right now.
10 companies send money from the Netherlands to New Zealand, across broker, online, app, multi-currency account, and global account, and more.
For one-off transfers
Sending money to New Zealand online is simple.
Pick New Zealand, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.
Xe is the cheapest online option, sending €7,000 gets you 13,847.4 NZD with a €0 fee and 0.18% markup.
In our comparisons over the past month, it was the cheapest online service on 4 of the 27 days it quoted.
Frequent transfers abroad
For the regular transfer to New Zealand, apps are the easiest.
Xe charges €0 in fees on a €7,000 transfer with 0.18% markup and gets you 13,847.4 NZD.
Over the past month, Xe was the cheapest app on 15% of the days it appeared for €7,000 transfers.
You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.
For large EUR transfers
Currency brokers are the best for large transfers from the Netherlands.
They handle the transfer for you, charge no fees, but add a markup on top of NZD rate.
For a property abroad or moving your savings, a broker like Xe is the best option.
Our analysis shows Xe was the cheapest broker in 9% of the transfers from €5,000 it quoted.
Holding, travelling, and receiving
These let you hold EUR and NZD in one account.
This is handy for receiving payments, spending NZD and EUR, or travelling to New Zealand.
Wise is the cheapest multi-currency account.
It converts €7,000 at -0.02% markup plus €33.32 fee and holds the NZD until you send or spend it.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For ZZP'ers
Global accounts offer business tools and business transfers from the Netherlands.
Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 13,847.4 NZD.
In New Zealand, the recipient can collect NZD through bank deposit.
You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.
Paying through iDEAL (Wero)
Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.
This funds your balance without entering the company's account details manually.
To find the company with the best EUR/NZD rate offering iDEAL (Wero), use our deposit filter above.
You pay €7,000.00
NZ$13,847
Cheapest
You pay €7,000.00
NZ$13,847
NZ$0
You pay €7,000.00
NZ$13,847
NZ$0
You pay €7,000.00
NZ$13,789
-NZ$58
A few things to consider before sending money from Netherlands to New Zealand.
Cheapest way to send money to New Zealand
The cheapest option for a €7,000 transfer is Xe, funded through debit card with bank deposit for the payout. Your recipient gets 13,847.4 NZD, which is 0.07% more than the next best option.
Fastest way to send money to New Zealand
The fastest option is Revolut. Pay by bank transfer and choose bank deposit in New Zealand. Your recipient gets 13,725.86 NZD in same day.
iDEAL remains the normal way to approve an online payment from a Dutch bank account.
Since 2026, the name and payment experience have been moving to Wero in stages.
Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.
For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.
The recipient normally files the return if the total from the same donor exceeds the exemption.
The Belastingdienst explains gifts abroad and publishes the current exemptions.
Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.
We track 10 companies sending EUR to New Zealand, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.
We compare fees, exchange rates and how the money can be paid in and collected.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/NZD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each company goes through our review before it appears here.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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