Best companies for EUR/NZD transfers
10 of 10 providers Last updated on 28 September 2026
Based on 7,000 EUR transfer Best companies for EUR/NZD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €33.32 1 EUR = 2.0089 NZD +0.01% vs mid-market	Recipient gets $13,995.50 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 2.0089 NZD $13,995.50You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 1.9989 NZD +0.51% vs mid-market	Recipient gets $13,992.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9989 NZD $13,992.30You pay€7,000.00
Run a live search Showing top Finland to New Zealand deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NZD rates.
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much EUR you're planning to spend in New Zealand.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 2.0041 NZD +0.25% vs mid-market	Recipient gets $14,028.52 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 2.0041 NZD $14,028.52You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 2.0037 NZD +0.27% vs mid-market	Recipient gets $14,025.71 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.0037 NZD $14,025.71You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 2.0031 NZD +0.30% vs mid-market	Recipient gets $14,021.49 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 2.0031 NZD $14,021.49You pay€7,000.00
Wise Pay via Bank transfer	Fee €33.32 1 EUR = 2.0089 NZD +0.01% vs mid-market	Recipient gets $13,995.50 Same day
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 2.0089 NZD $13,995.50You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 1.9991 NZD +0.50% vs mid-market	Recipient gets $13,993.36 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in New Zealand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9991 NZD $13,993.36You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 1.9989 NZD +0.51% vs mid-market	Recipient gets $13,992.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9989 NZD $13,992.30You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 1.9989 NZD +0.51% vs mid-market	Recipient gets $13,992.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9989 NZD $13,992.30You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 1.9989 NZD +0.51% vs mid-market	Recipient gets $13,992.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in New Zealand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9989 NZD $13,992.30You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 1.9969 NZD +0.61% vs mid-market	Recipient gets $13,978.30 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9969 NZD $13,978.30You pay€7,000.00
Wise Pay via iDEAL/WERO	Fee €43.47 1 EUR = 2.0089 NZD +0.01% vs mid-market	Recipient gets $13,975.11 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in New Zealand with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €43.471 EUR = 2.0089 NZD $13,975.11You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €2.49 1 EUR = 1.9951 NZD +0.70% vs mid-market	Recipient gets $13,960.70 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.491 EUR = 1.9951 NZD $13,960.70You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €70.50 1 EUR = 2.0071 NZD +0.10% vs mid-market	Recipient gets $13,908.21 Same day
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 2.0071 NZD $13,908.21You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €88.37 1 EUR = 2.0089 NZD +0.01% vs mid-market	Recipient gets $13,884.91 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €88.371 EUR = 2.0089 NZD $13,884.91You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 1.9810 NZD +1.40% vs mid-market	Recipient gets $13,866.79 Minutes - 2 days
0 reviews
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.9810 NZD $13,866.79You pay€7,000.00
Wise Pay via Credit card	Fee €130.43 1 EUR = 2.0089 NZD +0.01% vs mid-market	Recipient gets $13,800.42 Same day
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in New Zealand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €130.431 EUR = 2.0089 NZD $13,800.42You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €221.00 1 EUR = 2.0071 NZD +0.10% vs mid-market	Recipient gets $13,606.14 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 2.0071 NZD $13,606.14You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 EUR = 2.0091 NZD Updates every 60 minutes.

Why compare

EUR/NZD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Finland to New Zealand

Pick a company

For a one-off transfer to New Zealand, start with Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most NZD.

The cheapest option depends on the amount, so I suggest to get the best EUR/NZD rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to New Zealand they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to New Zealand

10 companies send money from Finland to New Zealand, mostly through broker, online, app, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 13,995.5 NZD on €7,000 transfer.

If it's the only time you send money to New Zealand, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €33.32 on a €7,000 transfer, and 13,995.5 NZD arrives in next day.

In New Zealand they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and NZD balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to NZD with Wise gets you 13,995.5 NZD (€33.32 in fees and 0.01% markup).

This is especially useful travel since you are spending in NZD (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to New Zealand.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to New Zealand. They charge no fees and add a markup on the rate.

Key Currency charges no fee but adds 0.25% markup on top of the EUR/NZD rate.

Ways to fund EUR and receive NZD in New Zealand

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 14,028.52 NZD.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to New Zealand directly.

For withdrawals in New Zealand, use bank deposit.

Receive NZD

The name should match the account holder's bank record, so double check it before sending.

1

Bank transfer Bank deposit

You pay €7,000.00

$14,029

Cheapest
2

Debit card Bank deposit

You pay €7,000.00

$13,992

-$36
3

Credit card Bank deposit

You pay €7,000.00

$13,992

-$36
4

Ideal Bank deposit

You pay €7,000.00

$13,975

-$53

What to consider before sending money from Finland to New Zealand

For a transfer from Finland, compare the NZD received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/NZD transfer options

For a €7,000 transfer to New Zealand, these are the current cheapest, fastest and easiest options.

Cheapest

Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 14,028.52 NZD, which is 0.02% more than the next best option.

Fastest

Revolut delivers 13,908.21 NZD in same day when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in New Zealand.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-NZD Exchange Rate

Finding the best rate to send money from Finland to New Zealand

The exchange rate has a direct impact on how much NZD your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 2.007042 NZD

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 10 of them on EUR to New Zealand, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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How to send money to New Zealand from Finland with the best EUR-NZD rate

Best companies for EUR/NZD transfers