Revolut is the cheapest way to send money from Brazil to New Zealand. Sending R$40,000 will get your recipient 13,601.74 NZD in same day.
With Revolut, deposit via bank transfer and withdraw in bank deposit to get the most NZD in New Zealand.
| 4 of 4 providers Last updated on 28 September 2026 | |||
| Based on 40,000 BRL transfer Best companies for BRL/NZD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee R$1,601.88 1 BRL = 0.3407 NZD -0.06% vs mid-market | Recipient gets $13,082.39 Next day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer R$1,601.881 BRL = 0.3407 NZD $13,082.39You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 0.3396 NZD +0.27% vs mid-market | Recipient gets $13,583.03 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 0.3396 NZD $13,583.03You payR$40,000.00 | |||
Run a live search Showing top Brazil to New Zealand deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much BRL you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee R$60.00 1 BRL = 0.3406 NZD -0.03% vs mid-market | Recipient gets $13,601.74 Same day | |
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day R$60.001 BRL = 0.3406 NZD $13,601.74You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 0.3396 NZD +0.27% vs mid-market | Recipient gets $13,583.03 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 0.3396 NZD $13,583.03You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee R$327.50 1 BRL = 0.3406 NZD -0.03% vs mid-market | Recipient gets $13,510.64 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes R$327.501 BRL = 0.3406 NZD $13,510.64You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 0.3317 NZD +2.62% vs mid-market | Recipient gets $13,268.00 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours Free1 BRL = 0.3317 NZD $13,268.00You payR$40,000.00 | |||
| Wise Pay via Bank transfer | Fee R$1,601.88 1 BRL = 0.3407 NZD -0.06% vs mid-market | Recipient gets $13,082.39 Next day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer R$1,601.881 BRL = 0.3407 NZD $13,082.39You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$1,601.88 1 BRL = 0.3407 NZD -0.06% vs mid-market | Recipient gets $13,082.39 Same day | |
Ways to receive money in New Zealand with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer R$1,601.881 BRL = 0.3407 NZD $13,082.39You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 0.3405 NZD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Revolut at 13,601.74 NZD for R$40,000 transfer.
The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.
You have 3 ways to pay, including bank transfer, pix, and debit card.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to New Zealand
How much BRL you send to New Zealand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| R$1,000 | 0.13% | R$10.00 | $336.89with bank transfer to bank deposit | +$10.21 | |
| R$10,000 | 0.01% | R$15.00 | $3,400.93with bank transfer to bank deposit | +$80.48 | |
| R$40,000This page | -0.03% | R$60.00 | $13,601.74with bank transfer to bank deposit | +$247.04 |
Mid-market rate: 1 BRL = 0.3405 NZD
There are 6 ways to send money to New Zealand across 4 money transfer companies.
For everyday transfers
For most transfers from Brazil to New Zealand, money transfer companies like Revolut are the cheapest way.
You can fund an online transfer with bank transfer, pix, and debit card.
Revolut charges R$60 and adds -0.03% markup when sending R$40,000, this will get you 13,268 NZD in New Zealand.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/NZD rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to NZD with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
For receiving cash in Portugal
If your recipient in New Zealand needs cash, you can do it with MoneyGram.
Sending R$40,000 will get you $13,268 after the fees with MoneyGram.
You recipient will collect cash at the nearest MoneyGram branch in New Zealand.
Holding AUD and other currencies
Revolut lets you hold, convert, and spend BRL and NZD from one account.
Swapping R$40,000 with Revolut will get you 13,601.74 NZD after all fees.
You can then spend it in New Zealand or Brazil and receive NZD payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international NZD payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Revolut, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 13,601.74 NZD.
For paying for your transfer, you have bank transfer, pix, and debit card.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to New Zealand directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in New Zealand, they can get it as bank deposit and cash pickup.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
$13,602
Cheapest
You pay R$40,000.00
$13,511
-$91
You pay R$40,000.00
$13,268
-$334
You pay R$40,000.00
$13,082
-$519
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to New Zealand, I suggest starting with these:
Cheapest:
Revolut, funded by bank transfer with bank deposit in New Zealand. Your recipient gets 13,601.74 NZD, which is 0.14% more than the next best option.
Fastest:
Revolut, paid by bank transfer with bank deposit for the payout. It delivers 13,601.74 NZD in same day.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to New Zealand.
The company then switches to local rails or uses an internal network of accounts to move BRL to New Zealand.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
The exchange rate affects the NZD amount before fees and tax are added. Tracking the recent BRL/NZD range makes company quotes easier to compare.
Mid-market rate:1 BRL = 0.338775 NZD
We track 4 authorised companies sending BRL to New Zealand, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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