Wise offers the best exchange rate from France to New Zealand at 1.9807 NZD per EUR.
But Key Currency is cheapest overall, turning EUR 7,000 into 13,830.52 NZD after its fee and exchange-rate markup.
| 11 of 11 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/NZD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €33.32 1 EUR = 1.9807 NZD 0.00% vs mid-market | Recipient gets $13,798.76 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 1.9807 NZD $13,798.76You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.9703 NZD +0.53% vs mid-market | Recipient gets $13,792.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9703 NZD $13,792.10You pay€7,000.00 | |||
Run a live search Showing top France to New Zealand deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much EUR you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.9758 NZD +0.25% vs mid-market | Recipient gets $13,830.52 Minutes - 3 days | |
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.9758 NZD $13,830.52You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.9754 NZD +0.27% vs mid-market | Recipient gets $13,827.75 Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9754 NZD $13,827.75You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.9748 NZD +0.30% vs mid-market | Recipient gets $13,823.59 Minutes - 24 hours | |
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9748 NZD $13,823.59You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €33.32 1 EUR = 1.9807 NZD 0.00% vs mid-market | Recipient gets $13,798.76 Same day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €33.321 EUR = 1.9807 NZD $13,798.76You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.9708 NZD +0.50% vs mid-market | Recipient gets $13,795.86 Minutes - 24 hours | |
Ways to receive money in New Zealand with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9708 NZD $13,795.86You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.9703 NZD +0.53% vs mid-market | Recipient gets $13,792.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9703 NZD $13,792.10You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.9703 NZD +0.53% vs mid-market | Recipient gets $13,792.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9703 NZD $13,792.10You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.9703 NZD +0.53% vs mid-market | Recipient gets $13,792.10 Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9703 NZD $13,792.10You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.9687 NZD +0.61% vs mid-market | Recipient gets $13,780.90 Minutes - 24 hours | |
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.9687 NZD $13,780.90You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €43.47 1 EUR = 1.9807 NZD 0.00% vs mid-market | Recipient gets $13,778.66 Same day | |
Ways to receive money in New Zealand with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €43.471 EUR = 1.9807 NZD $13,778.66You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.52 1 EUR = 1.9675 NZD +0.67% vs mid-market | Recipient gets $13,767.50 Minutes - 24 hours | |
Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.521 EUR = 1.9675 NZD $13,767.50You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1.9788 NZD +0.10% vs mid-market | Recipient gets $13,712.04 Same day | |
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 1.9788 NZD $13,712.04You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €88.37 1 EUR = 1.9807 NZD 0.00% vs mid-market | Recipient gets $13,689.73 Same day | |
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €88.371 EUR = 1.9807 NZD $13,689.73You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.9530 NZD +1.40% vs mid-market | Recipient gets $13,671.07 Minutes - 2 days | |
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.9530 NZD $13,671.07You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €3.99 1 EUR = 1.9441 NZD +1.87% vs mid-market | Recipient gets $13,608.70 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €3.991 EUR = 1.9441 NZD $13,608.70You pay€7,003.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.7968 NZD $12,577.60You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €3.99 1 EUR = 1.9441 NZD +1.87% vs mid-market | Recipient gets $13,608.70 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Card depositMinutes - 24 hoursAvailable via:Bank Debit Card €3.991 EUR = 1.9441 NZD $13,608.70You pay€7,003.99 Cash pickupMinutes - 24 hours €4.991 EUR = 1.7968 NZD $12,577.60You pay€7,004.99 | |||
| Wise Pay via Credit card | Fee €130.43 1 EUR = 1.9807 NZD 0.00% vs mid-market | Recipient gets $13,606.42 Same day | |
Ways to receive money in New Zealand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer €130.431 EUR = 1.9807 NZD $13,606.42You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €221.00 1 EUR = 1.9788 NZD +0.10% vs mid-market | Recipient gets $13,414.23 Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €221.001 EUR = 1.9788 NZD $13,414.23You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €4.99 1 EUR = 1.7968 NZD +9.74% vs mid-market | Recipient gets $12,577.60 Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 1.7968 NZD $12,577.60You pay€7,004.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.9807 NZD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 13,830.52 NZD on a €7,000 transfer.
Key Currency was the cheapest on 28 of the 29 days it quoted €7,000 transfers to New Zealand.
You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
How much EUR you send to New Zealand heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 97% of the transfers from €5,000 it quoted, and in 97% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.37% | €0.00 | $986.55with bank transfer to bank deposit | +$12.89 | |
| €1,000 | 0.09% | €1.50 | $1,977.83with bank transfer to bank deposit | +$27.06 | |
| €2,000 | 0.09% | €0.00 | $3,957.80with debit card to bank deposit | +$56.66 | |
| €5,000 | 0.19% | €0.00 | $9,885.50with debit card to bank deposit | +$146.00 | |
| €7,000This page | 0.25% | €0.00 | $13,830.52with bank transfer to bank deposit | +$163.77 |
Mid-market rate: 1 EUR = 1.9807 NZD
The cheapest way to send EUR to NZD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to New Zealand.
Wed, 28 Oct 2026Mid-market rate$13,865.19 Key Currency $13,830.52Key Currency$13,830.52Regency FX$13,827.75TorFx$13,823.59
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0096 | – | $14,067.10 | |
| | 2.0046 | €0.00 | $14,031.93 | −$35.17 |
| | 2.0042 | €0.00 | $14,029.12 | −$37.98 |
| | 2.0036 | €0.00 | $14,024.90 | −$42.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0068 | – | $14,047.71 | |
| | 2.0018 | €0.00 | $14,012.59 | −$35.12 |
| | 2.0014 | €0.00 | $14,009.78 | −$37.93 |
| | 2.0008 | €0.00 | $14,005.57 | −$42.14 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0145 | – | $14,101.50 | |
| | 2.0095 | €0.00 | $14,066.25 | −$35.25 |
| | 2.0091 | €0.00 | $14,063.43 | −$38.07 |
| | 2.0085 | €0.00 | $14,059.20 | −$42.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0050 | – | $14,035.15 | |
| | 2.0000 | €0.00 | $14,000.06 | −$35.09 |
| | 1.9996 | €0.00 | $13,997.25 | −$37.90 |
| | 1.9990 | €0.00 | $13,993.04 | −$42.11 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0047 | – | $14,032.85 | |
| | 2.0042 | €33.32 | $13,962.55 | −$70.30 |
| | – | – | – | – |
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| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0047 | – | $14,032.85 | |
| | 1.9997 | €0.00 | $13,997.77 | −$35.08 |
| | 1.9993 | €0.00 | $13,994.96 | −$37.89 |
| | 1.9987 | €0.00 | $13,990.75 | −$42.10 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0013 | – | $14,009.02 | |
| | 1.9963 | €0.00 | $13,973.99 | −$35.03 |
| | 1.9959 | €0.00 | $13,971.19 | −$37.83 |
| | 1.9953 | €0.00 | $13,966.99 | −$42.03 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0040 | – | $14,027.69 | |
| | 1.9989 | €0.00 | $13,992.62 | −$35.07 |
| | 1.9985 | €0.00 | $13,989.82 | −$37.87 |
| | 1.9979 | €0.00 | $13,985.61 | −$42.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0021 | – | $14,014.53 | |
| | 1.9971 | €0.00 | $13,979.50 | −$35.03 |
| | 1.9967 | €0.00 | $13,976.69 | −$37.84 |
| | 1.9961 | €0.00 | $13,972.49 | −$42.04 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 2.0000 | – | $13,999.85 | |
| | 1.9950 | €0.00 | $13,964.85 | −$35.00 |
| | 1.9946 | €0.00 | $13,962.05 | −$37.80 |
| | 1.9940 | €0.00 | $13,957.85 | −$42.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9990 | – | $13,992.66 | |
| | 1.9940 | €0.00 | $13,957.68 | −$34.98 |
| | 1.9936 | €0.00 | $13,954.88 | −$37.78 |
| | 1.9930 | €0.00 | $13,950.68 | −$41.98 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9985 | – | $13,989.30 | |
| | 1.9935 | €0.00 | $13,954.33 | −$34.97 |
| | 1.9931 | €0.00 | $13,951.53 | −$37.77 |
| | 1.9925 | €0.00 | $13,947.34 | −$41.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9985 | – | $13,989.30 | |
| | 1.9935 | €0.00 | $13,954.33 | −$34.97 |
| | 1.9931 | €0.00 | $13,951.53 | −$37.77 |
| | 1.9925 | €0.00 | $13,947.34 | −$41.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9997 | – | $13,997.96 | |
| | 1.9947 | €0.00 | $13,962.96 | −$35.00 |
| | 1.9943 | €0.00 | $13,960.16 | −$37.80 |
| | 1.9937 | €0.00 | $13,955.96 | −$42.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9973 | – | $13,981.19 | |
| | 1.9923 | €0.00 | $13,946.24 | −$34.95 |
| | 1.9919 | €0.00 | $13,943.44 | −$37.75 |
| | 1.9913 | €0.00 | $13,939.25 | −$41.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9924 | – | $13,946.61 | |
| | 1.9874 | €0.00 | $13,911.74 | −$34.87 |
| | 1.9870 | €0.00 | $13,908.96 | −$37.65 |
| | 1.9864 | €0.00 | $13,904.77 | −$41.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9980 | – | $13,985.87 | |
| | 1.9930 | €0.00 | $13,950.91 | −$34.96 |
| | 1.9926 | €0.00 | $13,948.11 | −$37.76 |
| | 1.9920 | €0.00 | $13,943.92 | −$41.95 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9845 | – | $13,891.35 | |
| | 1.9795 | €0.00 | $13,856.62 | −$34.73 |
| | 1.9791 | €0.00 | $13,853.85 | −$37.50 |
| | 1.9785 | €0.00 | $13,849.68 | −$41.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9859 | – | $13,901.24 | |
| | 1.9809 | €0.00 | $13,866.49 | −$34.75 |
| | 1.9805 | €0.00 | $13,863.71 | −$37.53 |
| | 1.9799 | €0.00 | $13,859.54 | −$41.70 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9859 | – | $13,901.24 | |
| | 1.9809 | €0.00 | $13,866.49 | −$34.75 |
| | 1.9805 | €0.00 | $13,863.71 | −$37.53 |
| | 1.9799 | €0.00 | $13,859.54 | −$41.70 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9809 | – | $13,866.59 | |
| | 1.9760 | €0.00 | $13,831.92 | −$34.67 |
| | 1.9756 | €0.00 | $13,829.15 | −$37.44 |
| | 1.9750 | €0.00 | $13,824.99 | −$41.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9750 | – | $13,824.78 | |
| | 1.9700 | €0.00 | $13,790.21 | −$34.57 |
| | 1.9696 | €0.00 | $13,787.45 | −$37.33 |
| | 1.9690 | €0.00 | $13,783.30 | −$41.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9738 | – | $13,816.51 | |
| | 1.9689 | €0.00 | $13,781.97 | −$34.54 |
| | 1.9685 | €0.00 | $13,779.20 | −$37.31 |
| | 1.9679 | €0.00 | $13,775.06 | −$41.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9744 | – | $13,820.49 | |
| | 1.9694 | €0.00 | $13,785.93 | −$34.56 |
| | 1.9690 | €0.00 | $13,783.17 | −$37.32 |
| | 1.9684 | €0.00 | $13,779.02 | −$41.47 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9681 | – | $13,776.80 | |
| | 1.9632 | €0.00 | $13,742.36 | −$34.44 |
| | 1.9628 | €0.00 | $13,739.60 | −$37.20 |
| | 1.9622 | €0.00 | $13,735.47 | −$41.33 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9614 | – | $13,729.57 | |
| | 1.9565 | €0.00 | $13,695.25 | −$34.32 |
| | 1.9561 | €0.00 | $13,692.50 | −$37.07 |
| | 1.9555 | €0.00 | $13,688.38 | −$41.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9614 | – | $13,729.57 | |
| | 1.9565 | €0.00 | $13,695.25 | −$34.32 |
| | 1.9561 | €0.00 | $13,692.50 | −$37.07 |
| | 1.9555 | €0.00 | $13,688.38 | −$41.19 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9695 | – | $13,786.46 | |
| | 1.9646 | €0.00 | $13,751.99 | −$34.47 |
| | 1.9642 | €0.00 | $13,749.23 | −$37.23 |
| | 1.9636 | €0.00 | $13,745.10 | −$41.36 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9610 | – | $13,727.30 | |
| | 1.9576 | €0.00 | $13,703.20 | −$24.10 |
| | 1.9561 | €0.00 | $13,692.98 | −$34.32 |
| | 1.9557 | €0.00 | $13,690.24 | −$37.06 |
| | 1.9552 | €0.00 | $13,686.12 | −$41.18 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.9807 | – | $13,865.19 | |
| | 1.9758 | €0.00 | $13,830.52 | −$34.67 |
| | 1.9754 | €0.00 | $13,827.75 | −$37.44 |
| | 1.9748 | €0.00 | $13,823.59 | −$41.60 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 1.9807 | – | $13,865.19 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more NZD per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of NZD on every transfer from France.
Right now, Key Currency pays 13,830.52 NZD on 7,000 EUR, which is 34.67 NZD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 14,066.25 NZD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to New Zealand.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 86% of them
Never the cheapest
Cheapest in 31% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 97% of them
Never the cheapest
Cheapest in 26% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 87% of them
Never the cheapest
Cheapest in 11% of them
Based on 154 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
11 companies send money from France to New Zealand. You can do it via broker, online, app, multi-currency account, global account, and in person.
For regular transfers from France
If you’re sending €50 to €200 to a family in New Zealand, apps like Wise are the easiest way.
Over the past month, Wise was the cheapest app on 70% of the days it appeared for €7,000 transfers.
Wise charges €33.32 on a €7,000 transfer, and the NZD arrives in next day.
If you need mobile wallet or cash delivery, use our filters above.
For one-off transfers
When converting EUR to NZD, an online service like Wise is always cheaper than the bank's international virement.
Sending €7,000 with Wise gets you 13,798.76 NZD with a €33.32 fee and 0% markup.
In our comparisons over the past month, it was the cheapest online service on 21 of the 30 days it quoted.
For travelling & receiving
Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to New Zealand.
On a €7,000 transfer, Wise gets you 13,798.76 NZD vs 13,830.52 NZD using Key Currency.
It's always , and choosing based on purpose and how much you get.
Companies like Wise offer great multi-currency features:
Hold EUR and NZD
Convert between them any time
Spend in NZD abroad or online
Receive EUR or NZD like a local
Our data shows Wise came out cheapest among challenger banks and multi-currency accounts on 100% of days in the past month.
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to New Zealand, or making any other large transfer, then you need a currency broker.
Key Currency charges no fee but adds 0.25% markup on EUR/NZD interbank rate.
And the more you transfer, the better rate you will get.
Our analysis shows Key Currency was the cheapest broker in 97% of the transfers from €5,000 it quoted.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 13,830.52 NZD.
Fund the transfer from France by bank transfer, debit card, credit card, and iDEAL.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to New Zealand depends on the payout method.
Your recipient in New Zealand can collect NZD through bank deposit, card deposit, and cash pickup.
They can collect cash in New Zealand
Your recipient can collect NZD from a participating agent location in New Zealand. They should take a valid photo ID and the collection reference.
You pay €7,000.00
NZ$13,831
Cheapest
You pay €7,000.00
NZ$13,792
-NZ$38
You pay €7,000.00
NZ$13,792
-NZ$38
You pay €7,000.00
NZ$13,779
-NZ$52
You pay €7,003.99
NZ$13,609
-NZ$222
You pay €7,003.99
NZ$13,609
-NZ$222
You pay €7,004.99
NZ$12,578
-NZ$1,253
You pay €7,004.99
NZ$12,578
-NZ$1,253
You pay €7,004.99
NZ$12,578
-NZ$1,253
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to New Zealand, these are the best ways to start with:
Cheapest way to send money to New Zealand
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 13,830.52 NZD, which is 0.02% more than the next best option.
Fastest way to send money to New Zealand
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 13,712.04 NZD in same day.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 11 ACPR-registered companies sending EUR to New Zealand, with the rates refreshed in real time on live EUR/NZD searches.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/NZD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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