From 10 companies analysed, Key Currency is the cheapest way to send money to New Zealand, giving your recipient 14,169.61 NZD when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most NZD.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/NZD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 345,05 kr 1 SEK = 0.1776 NZD -0.01% vs mid-market | Recipient gets 14 145,92 $ Next day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 345,05 kr1 SEK = 0.1776 NZD 14 145,92 $You pay80 000,00 kr | |||
| Promoted  Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.1765 NZD +0.60% vs mid-market | Recipient gets 14 120,00 $ Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1765 NZD 14 120,00 $You pay80 000,00 kr | |||
Run a live search Showing top Sweden to New Zealand deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to NZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending NZD. We suggest doing a live search based on how much SEK you're planning to spend in New Zealand. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1771 NZD +0.25% vs mid-market | Recipient gets 14 169,61 $ Minutes - 3 days | |
Ways to receive money in New Zealand with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SEK = 0.1771 NZD 14 169,61 $You pay80 000,00 kr | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1771 NZD +0.27% vs mid-market | Recipient gets 14 166,77 $ Minutes - 24 hours | |
Ways to receive money in New Zealand with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1771 NZD 14 166,77 $You pay80 000,00 kr | |||
 TorFx Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1770 NZD +0.30% vs mid-market | Recipient gets 14 162,50 $ Minutes - 24 hours | |
Ways to receive money in New Zealand with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1770 NZD 14 162,50 $You pay80 000,00 kr | |||
| Wise Pay via Bank transfer | Fee 345,05 kr 1 SEK = 0.1776 NZD -0.01% vs mid-market | Recipient gets 14 145,92 $ Next day | |
Ways to receive money in New Zealand with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer 345,05 kr1 SEK = 0.1776 NZD 14 145,92 $You pay80 000,00 kr | |||
| Xe Pay via Debit card | Fee 0,00 kr 1 SEK = 0.1765 NZD +0.60% vs mid-market | Recipient gets 14 120,00 $ Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1765 NZD 14 120,00 $You pay80 000,00 kr | |||
| Xe Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1765 NZD +0.60% vs mid-market | Recipient gets 14 120,00 $ Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1765 NZD 14 120,00 $You pay80 000,00 kr | |||
| Xe Pay via Credit card | Fee 0,00 kr 1 SEK = 0.1765 NZD +0.60% vs mid-market | Recipient gets 14 120,00 $ Minutes - 24 hours | |
Ways to receive money in New Zealand with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1765 NZD 14 120,00 $You pay80 000,00 kr | |||
 Currencies Direct Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1764 NZD +0.66% vs mid-market | Recipient gets 14 112,00 $ Minutes - 24 hours | |
Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.1764 NZD 14 112,00 $You pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 28,16 kr 1 SEK = 0.1764 NZD +0.66% vs mid-market | Recipient gets 14 103,00 $ Minutes - 24 hours | |
Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 28,16 kr1 SEK = 0.1764 NZD 14 103,00 $You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee 820,00 kr 1 SEK = 0.1774 NZD +0.09% vs mid-market | Recipient gets 14 048,13 $ Same day | |
Ways to receive money in New Zealand with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day 820,00 kr1 SEK = 0.1774 NZD 14 048,13 $You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.1751 NZD +1.40% vs mid-market | Recipient gets 14 006,25 $ Minutes - 2 days | |
Ways to receive money in New Zealand with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.1751 NZD 14 006,25 $You pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 208,14 kr 1 SEK = 0.1776 NZD -0.01% vs mid-market | Recipient gets 13 992,65 $ Same day | |
Ways to receive money in New Zealand with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 208,14 kr1 SEK = 0.1776 NZD 13 992,65 $You pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 370,78 kr 1 SEK = 0.1776 NZD -0.01% vs mid-market | Recipient gets 13 963,76 $ Same day | |
Ways to receive money in New Zealand with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer 1 370,78 kr1 SEK = 0.1776 NZD 13 963,76 $You pay80 000,00 kr | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee 2 540,00 kr 1 SEK = 0.1774 NZD +0.09% vs mid-market | Recipient gets 13 742,97 $ Within minutes | |
Ways to receive money in New Zealand with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 2 540,00 kr1 SEK = 0.1774 NZD 13 742,97 $You pay80 000,00 kr | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee 40,00 kr 1 SEK = 0.1705 NZD +4.06% vs mid-market | Recipient gets 13 640,00 $ Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.1705 NZD 13 640,00 $You pay80 040,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 0.1675 NZD 13 400,00 $You pay81 200,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 40,00 kr 1 SEK = 0.1705 NZD +4.06% vs mid-market | Recipient gets 13 640,00 $ Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.1705 NZD 13 640,00 $You pay80 040,00 kr Card depositMinutes - 24 hoursAvailable via:Bank Debit Card 1 200,00 kr1 SEK = 0.1675 NZD 13 400,00 $You pay81 200,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 40,00 kr 1 SEK = 0.1705 NZD +4.06% vs mid-market | Recipient gets 13 640,00 $ Minutes - 24 hours | |
Ways to receive money in New Zealand with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.1705 NZD 13 640,00 $You pay80 040,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.1776 NZD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to New Zealand, I suggest picking the cheapest option which is Key Currency.
On a 80,000 SEK transfer, Key Currency delivers the most NZD.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/NZD rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to New Zealand, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
10 companies send money from Sweden to New Zealand, mostly through broker, online, app, multi-currency account, global account, and in person, and a few more ways.
Medium-sized transfers
For a one-off transfer to New Zealand, an online service like Wise is usually the simplest place to start.
Wise charges kr345.05 to send 80,000 SEK, leaving your recipient with 14,145.92 after a -0.02% markup on SEK/NZD exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to New Zealand.
Wise charges kr345.05 on a 80,000 SEK transfer and money will arrive in next day.
You recipient can withdraw via bank deposit, cash pickup, and card deposit.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need NZD.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a -0.02% exchange-rate markup and holds the NZD in your account.
Paying from business accounts
If your business receives and sends money in New Zealand, a global account keeps the NZD in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 14,169.61 NZD.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in New Zealand, the recipient can use bank deposit, cash pickup, and card deposit.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect NZD from a nearby MoneyGram agent in New Zealand.
Swish is useful for payments within Sweden, but it does not send NZD to New Zealand.
You pay kr80,000.00
$14,170
Cheapest
You pay kr80,000.00
$14,120
-$50
You pay kr80,000.00
$14,120
-$50
You pay kr80,040.00
$13,640
-$530
You pay kr80,040.00
$13,640
-$530
You pay kr80,040.00
$13,640
-$530
You pay kr81,200.00
$13,400
-$770
You pay kr81,200.00
$13,400
-$770
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of NZD from Sweden.
Cheapest way to send money to New Zealand
The cheapest option for NZD 14,169.61 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 14,169.61 NZD, which is 0.02% more than the next best option.
Fastest way to send money to New Zealand
With Revolut, a bank transfer deposit and bank deposit payout delivers 14,048.13 NZD in same day.
Swish moves money between participating Swedish accounts, it cannot send SEK to New Zealand.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to New Zealand over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
New Zealand may have their own rules on receiving monetary gifts.
The final rate controls how much NZD you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 0.177123 NZD
We track 10 companies sending SEK to New Zealand, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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