How to send money to New Zealand from Sweden with the best SEK-NZD rate

From 10 companies analysed, Key Currency is the cheapest way to send money to New Zealand, giving your recipient 14,169.61 NZD when you send SEK 80,000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most NZD.

Best companies for SEK/NZD transfers

10 of 10 providers

Last updated on 28 September 2026

Based on 80,000 SEK transfer

Best companies for SEK/NZD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 345,05 kr 1 SEK = 0.1776 NZD -0.01% vs mid-market Recipient gets 14 145,92 $ Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in New Zealand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
345,05 kr1 SEK = 0.1776 NZD
14 145,92 $You pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.1765 NZD +0.60% vs mid-market Recipient gets 14 120,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1765 NZD
14 120,00 $You pay80 000,00 kr

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Showing top Sweden to New Zealand deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1771 NZD +0.25% vs mid-market Recipient gets 14 169,61 $ Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in New Zealand with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.1771 NZD
14 169,61 $You pay80 000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1771 NZD +0.27% vs mid-market Recipient gets 14 166,77 $ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in New Zealand with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1771 NZD
14 166,77 $You pay80 000,00 kr

TorFx

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1770 NZD +0.30% vs mid-market Recipient gets 14 162,50 $ Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in New Zealand with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1770 NZD
14 162,50 $You pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 345,05 kr 1 SEK = 0.1776 NZD -0.01% vs mid-market Recipient gets 14 145,92 $ Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in New Zealand with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
345,05 kr1 SEK = 0.1776 NZD
14 145,92 $You pay80 000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.1765 NZD +0.60% vs mid-market Recipient gets 14 120,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1765 NZD
14 120,00 $You pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1765 NZD +0.60% vs mid-market Recipient gets 14 120,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1765 NZD
14 120,00 $You pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.1765 NZD +0.60% vs mid-market Recipient gets 14 120,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in New Zealand with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1765 NZD
14 120,00 $You pay80 000,00 kr

Currencies Direct

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1764 NZD +0.66% vs mid-market Recipient gets 14 112,00 $ Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in New Zealand with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1764 NZD
14 112,00 $You pay80 000,00 kr

CurrencyFair

Pay via Bank transfer
Fee 28,16 kr 1 SEK = 0.1764 NZD +0.66% vs mid-market Recipient gets 14 103,00 $ Minutes - 24 hours
Receive to bank account

Ways to receive money in New Zealand with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
28,16 kr1 SEK = 0.1764 NZD
14 103,00 $You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 0.1774 NZD +0.09% vs mid-market Recipient gets 14 048,13 $ Same day
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in New Zealand with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
820,00 kr1 SEK = 0.1774 NZD
14 048,13 $You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1751 NZD +1.40% vs mid-market Recipient gets 14 006,25 $ Minutes - 2 days

Ways to receive money in New Zealand with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.1751 NZD
14 006,25 $You pay80 000,00 kr

Wise

Pay via Debit card
Fee 1 208,14 kr 1 SEK = 0.1776 NZD -0.01% vs mid-market Recipient gets 13 992,65 $ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in New Zealand with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 208,14 kr1 SEK = 0.1776 NZD
13 992,65 $You pay80 000,00 kr

Wise

Pay via Credit card
Fee 1 370,78 kr 1 SEK = 0.1776 NZD -0.01% vs mid-market Recipient gets 13 963,76 $ Same day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in New Zealand with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositSame dayAvailable via:Bank Transfer
1 370,78 kr1 SEK = 0.1776 NZD
13 963,76 $You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 2 540,00 kr 1 SEK = 0.1774 NZD +0.09% vs mid-market Recipient gets 13 742,97 $ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in New Zealand with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
2 540,00 kr1 SEK = 0.1774 NZD
13 742,97 $You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 40,00 kr 1 SEK = 0.1705 NZD +4.06% vs mid-market Recipient gets 13 640,00 $ Minutes - 24 hours

Ways to receive money in New Zealand with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1705 NZD
13 640,00 $You pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.1675 NZD
13 400,00 $You pay81 200,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 40,00 kr 1 SEK = 0.1705 NZD +4.06% vs mid-market Recipient gets 13 640,00 $ Minutes - 24 hours

Ways to receive money in New Zealand with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1705 NZD
13 640,00 $You pay80 040,00 kr
Card depositMinutes - 24 hoursAvailable via:Bank Debit Card
1 200,00 kr1 SEK = 0.1675 NZD
13 400,00 $You pay81 200,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 40,00 kr 1 SEK = 0.1705 NZD +4.06% vs mid-market Recipient gets 13 640,00 $ Minutes - 24 hours

Ways to receive money in New Zealand with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1705 NZD
13 640,00 $You pay80 040,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 0.1776 NZD Updates every 60 minutes.

How to send money from Sweden to New Zealand

Pick a company

For a one-off transfer to New Zealand, I suggest picking the cheapest option which is Key Currency.

On a 80,000 SEK transfer, Key Currency delivers the most NZD.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/NZD rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to New Zealand, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but its less common).

Ways to send money from Sweden to New Zealand

10 companies send money from Sweden to New Zealand, mostly through broker, online, app, multi-currency account, global account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to New Zealand, an online service like Wise is usually the simplest place to start.

Wise charges kr345.05 to send 80,000 SEK, leaving your recipient with 14,145.92 after a -0.02% markup on SEK/NZD exchange rate.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to New Zealand.

Wise charges kr345.05 on a 80,000 SEK transfer and money will arrive in next day.

You recipient can withdraw via bank deposit, cash pickup, and card deposit.

In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need NZD.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80,000 with a -0.02% exchange-rate markup and holds the NZD in your account.

Paying from business accounts

Global accounts

If your business receives and sends money in New Zealand, a global account keeps the NZD in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive NZD in New Zealand

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 14,169.61 NZD.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in New Zealand, the recipient can use bank deposit, cash pickup, and card deposit.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect NZD from a nearby MoneyGram agent in New Zealand.

Swish is useful for payments within Sweden, but it does not send NZD to New Zealand.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    $14,170

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    $14,120

    -$50

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    $14,120

    -$50

  4. 4
    Bank transfer Cash pickup

    You pay kr80,040.00

    $13,640

    -$530

  5. 5
    Debit card Cash pickup

    You pay kr80,040.00

    $13,640

    -$530

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay kr80,040.00

    $13,640

    -$530

  2. 7
    Debit card Card deposit

    You pay kr81,200.00

    $13,400

    -$770

  3. 8
    Credit card Card deposit

    You pay kr81,200.00

    $13,400

    -$770

Consider this before sending SEK to New Zealand

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of NZD from Sweden.

Compare SEK to NZD transfer options

Cheapest way to send money to New Zealand

The cheapest option for NZD 14,169.61 is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 14,169.61 NZD, which is 0.02% more than the next best option.

Fastest way to send money to New Zealand

With Revolut, a bank transfer deposit and bank deposit payout delivers 14,048.13 NZD in same day.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to New Zealand.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to New Zealand over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

New Zealand may have their own rules on receiving monetary gifts.

Live SEK-NZD Exchange Rate

Get a better SEK to NZD exchange rate

The final rate controls how much NZD you get for your SEK, so compare it alongside the transfer fee.

Mid-market rate:1 SEK = 0.177123 NZD

How we analyse the market

We track 10 companies sending SEK to New Zealand, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.