Best companies for MYR/CHF transfers
3 of 3 providers Last updated on 28 October 2026
Based on 8,200 MYR transfer Best companies for MYR/CHF transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee RM 56.88 1 MYR = 0.2036 CHF 0.00% vs mid-market	Recipient gets CHF 1,658.08 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 56.881 MYR = 0.2036 CHF CHF 1,658.08You payRM 8,200.00
Promoted Xe Pay via Bank transfer	Fee RM 0.00 1 MYR = 0.2021 CHF +0.75% vs mid-market	Recipient gets CHF 1,657.22 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Switzerland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.2021 CHF CHF 1,657.22You payRM 8,200.00
Run a live search Showing top Malaysia to Switzerland deals for 8,200 MYR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live MYR to CHF rates.
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much MYR you're planning to spend in Switzerland.
Run a live search These are managed services with real human support for large MYR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee RM 0.00 1 MYR = 0.2031 CHF +0.27% vs mid-market	Recipient gets CHF 1,665.21 Minutes - 24 hours
0 reviews Cheapest Personal account manager
Ways to receive money in Switzerland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.2031 CHF CHF 1,665.21You payRM 8,200.00
Wise Pay via Bank transfer	Fee RM 56.88 1 MYR = 0.2036 CHF 0.00% vs mid-market	Recipient gets CHF 1,658.08 Within minutes
25 reviews FastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 56.881 MYR = 0.2036 CHF CHF 1,658.08You payRM 8,200.00

Wise Pay via FPX	Fee RM 56.88 1 MYR = 0.2036 CHF 0.00% vs mid-market	Recipient gets CHF 1,658.08 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by fpx. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer RM 56.881 MYR = 0.2036 CHF CHF 1,658.08You payRM 8,200.00
Xe Pay via Bank transfer	Fee RM 0.00 1 MYR = 0.2021 CHF +0.75% vs mid-market	Recipient gets CHF 1,657.22 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Switzerland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 MYR = 0.2021 CHF CHF 1,657.22You payRM 8,200.00
How Our Results Work Mid-market rate: 1 MYR = 0.2036 CHF Updates every 60 minutes.

Why compare

MYR/CHF exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Malaysia to Switzerland

Pick a company

I suggest starting with Regency FX which is the cheapest option for sending RM8,200.

Regency FX was the cheapest on 30 of the 30 days it quoted RM8,200 transfers to Switzerland.

Fund your transfer

There are a few ways to fund your transfer, including bank transfer and fpx.

DuitNow and FPX are most common, both free and instant from your banking app.

This is for funding your money transfer account, not direct transfers to Switzerland.

Verify and send

First time round you'll need your IC, or a passport and permit if you're a foreign worker.

Run a new recipient's account through Semak Mule before you send to confirm their details.

Compare amounts

How much MYR are you sending to Switzerland?

How much MYR you send to Switzerland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from RM8,200 it quoted, and in 100% of all the transfers it quoted.


RM 1,000	0.00%	RM 14.65	CHF 200.56with bank transfer to bank deposit	CHF 0.00
RM 5,000	0.65%	RM 0.00	CHF 1,011.50with bank transfer to bank deposit	+CHF 0.86
RM 8,200This page	0.27%	RM 0.00	CHF 1,665.21with bank transfer to bank deposit	+CHF 5.56
RM 10,000	0.27%	RM 0.00	CHF 2,029.64with bank transfer to bank deposit	+CHF 6.01

Mid-market rate: 1 MYR = 0.2036 CHF

MYR/CHF Exchange Rate History

Is today a good time to send money from Malaysia to Switzerland?

The cheapest way to send MYR to CHF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 8,200 MYR transfers to Switzerland.

Each line shows what the recipient gets when you send RM 8,200, after fees, as quoted by each company. The mid-market line shows what RM 8,200 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CHF per MYR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CHF on every transfer from Malaysia.

Right now, Regency FX pays 1,665.21 CHF on 8,200 MYR, which is 4.51 CHF less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 1,676.38 CHF.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Switzerland.

We've tracked 92 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.

Regency FXAppeared in 46 comparisons
Cheapest every time
WiseAppeared in 92 comparisons
Cheapest in 43% of them
XeAppeared in 58 comparisons
Cheapest in 10% of them

Based on 92 comparisons across 4 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest and gets you the most CHF, and it was also the cheapest in 100% of the 46 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Switzerland.

Wise (today's second cheapest) was the cheapest in only 43% of its comparisons, so it's rarely the cheapest option for transfers to Switzerland.

Ways to send money from Malaysia to Switzerland

There are 5 ways to send money from Malaysia to Switzerland across 3 money transfer services.

Regular transfers from Malaysia

Online transfers

Online services and apps work well for smaller transfers sent home every month.

Wise charges MYR 56.88 and 0.01% markup to send MYR 8,200 and your recipient gets fr.1,658.08 in within an hour.

In our comparisons over the past month, it was the cheapest online service on 9 of the 30 days it quoted.

SST may appear separately on the fee.

Large transfers from Malaysia

Currency brokers

Brokers are best for large MYR transfers to Switzerland.

Regency FX is a good option. They charge no fees and add 0.27% markup on the MYR/CHF exchange rate.

Our analysis shows Regency FX was the cheapest broker in 100% of all the transfers it quoted.

You get an account manager to handle your transfer, and it’s useful for things like home purchases in Switzerland, tuition fees, or moving savings from Malaysia to Switzerland.

Holding multiple balances

Multi-currency accounts

A multi-currency account is useful if you receive income from Switzerland, or travel there often.

Wise lets you hold MYR and CHF in one account, and convert between them when you need.

When converting MYR to CHF, 8,200 MYR will get you 1,658.08 CHF (after fees).

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

Ways to fund MYR and receive CHF in Switzerland

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending MYR 8,200 gives your recipient 1,665.21 CHF.

You can fund your transfer in MYR through bank transfer and fpx.

Paying through online banking (FPX)

Choose fpx at checkout and approve the payment through your Malaysian bank.

This is the simplest and quickest way to fund your account when sending money to Switzerland.

The processing fee may include SST, so double check the final CHF amount first.

The recipient can receive CHF through bank deposit.

They can receive money directly to the bank or card

For a card and bank deposit, you will need the recipient's account name, account number and bank details in Switzerland.

Double check the info, since it's very hard to stop or reverse once it leaves your account.

1

Bank transfer Bank deposit

You pay RM8,200.00

fr.1,665

Cheapest
2

Fpx Bank deposit

You pay RM8,200.00

fr.1,658

-fr.7

Things to check before sending MYR to Switzerland

Here are a few things to know about money transfers from Malaysia to Switzerland.

Best ways to send MYR to Switzerland

For a RM 8,200 transfer, these are the best options:

Cheapest - Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 1,665.21 CHF, which is 0.43% more than the next best option.
Fastest - Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 1,658.08 CHF in within an hour.

Transfers and overseas investments are different

Malaysia's Foreign Exchange Policy does not impose the overseas-investment limit on an ordinary payment for family support, education, goods or services.

Different rules can apply when a resident converts ringgit to invest in foreign-currency assets, particularly if they have domestic ringgit borrowing.

Bank Negara Malaysia keeps the current FEP rules and notices here.

Documents needed

A bank or licensed money services business can ask what the payment is for and where the money came from.

Keep the quote, receipt and any supporting invoice or employment record to hand over if needed.

Check the recipient before you send

For a new bank account, check the recipient details through the Royal Malaysia Police Semak Mule service first.

Only use a bank or money transfer service regulated by Bank Negara Malaysia.

Check the company in BNM's list of licensed MSB operators before paying an unfamiliar agent.

If you realise you have sent money to a scammer, contact your bank and call the National Scam Response Centre on 997.

How we analyse the market

Every company here holds a Bank Negara money services licence, and the register is public if you want to check one yourself.

We track 3 of them on MYR to Switzerland, comparing rates, fees and the ways to pay in and collect, refreshed in real time on live comparisons.

In the past 30 days alone, we analysed 92 comparisons across 4 amounts.

This page covers the cheapest and fastest options for MYR/CHF transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each also goes through our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Malaysia

Send money to Switzerland

Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2042	–	CHF 1,674.27
Regency FX Cheapest	0.2036	RM 0.00	CHF 1,669.75	−CHF 4.52
Xe	0.2029	RM 0.00	CHF 1,663.78	−CHF 10.49
Wise	0.2042	RM 56.88	CHF 1,662.74	−CHF 11.53

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2041	–	CHF 1,673.38
Regency FX Cheapest	0.2035	RM 0.00	CHF 1,668.86	−CHF 4.52
Xe	0.2028	RM 0.00	CHF 1,662.96	−CHF 10.42
Wise	0.2041	RM 56.88	CHF 1,661.89	−CHF 11.49

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2050	–	CHF 1,680.92
Regency FX Cheapest	0.2044	RM 0.00	CHF 1,676.38	−CHF 4.54
Xe	0.2036	RM 0.00	CHF 1,669.52	−CHF 11.40
Wise	0.2050	RM 56.88	CHF 1,669.50	−CHF 11.42

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2031	–	CHF 1,665.17
Regency FX Cheapest	0.2025	RM 0.00	CHF 1,660.68	−CHF 4.49
Xe	0.2018	RM 0.00	CHF 1,654.76	−CHF 10.41
Wise	0.2030	RM 56.88	CHF 1,653.25	−CHF 11.92

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2028	–	CHF 1,662.85
Regency FX Cheapest	0.2022	RM 0.00	CHF 1,658.36	−CHF 4.49
Wise	0.2029	RM 56.88	CHF 1,652.21	−CHF 10.64
Xe	0.1987	RM 0.00	CHF 1,629.34	−CHF 33.51

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2033	–	CHF 1,666.94
Regency FX Cheapest	0.2027	RM 0.00	CHF 1,662.44	−CHF 4.50
Wise	0.2029	RM 56.88	CHF 1,652.21	−CHF 14.73
Xe	0.1990	RM 0.00	CHF 1,631.80	−CHF 35.14

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2031	–	CHF 1,665.14
Regency FX Cheapest	0.2025	RM 0.00	CHF 1,660.65	−CHF 4.49
Xe	0.2018	RM 0.00	CHF 1,654.76	−CHF 10.38
Wise	0.2030	RM 56.88	CHF 1,653.32	−CHF 11.82

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2037	–	CHF 1,670.08
Regency FX Cheapest	0.2031	RM 0.00	CHF 1,665.57	−CHF 4.51
Xe	0.2024	RM 0.00	CHF 1,659.68	−CHF 10.40
Wise	0.2036	RM 56.88	CHF 1,658.31	−CHF 11.77

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2037	–	CHF 1,670.73
Regency FX Cheapest	0.2032	RM 0.00	CHF 1,666.22	−CHF 4.51
Xe	0.2024	RM 0.00	CHF 1,659.68	−CHF 11.05
Wise	0.2038	RM 56.88	CHF 1,659.22	−CHF 11.51

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2037	–	CHF 1,670.56
Regency FX Cheapest	0.2032	RM 0.00	CHF 1,666.05	−CHF 4.51
Xe	0.2024	RM 0.00	CHF 1,659.68	−CHF 10.88
Wise	0.2037	RM 56.88	CHF 1,659.08	−CHF 11.48

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2033	–	CHF 1,667.06
Regency FX Cheapest	0.2028	RM 0.00	CHF 1,662.56	−CHF 4.50
Xe	0.2020	RM 0.00	CHF 1,656.40	−CHF 10.66
Wise	0.2033	RM 56.88	CHF 1,655.41	−CHF 11.65

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2031	–	CHF 1,665.22
Regency FX Cheapest	0.2025	RM 0.00	CHF 1,660.72	−CHF 4.50
Wise	0.2032	RM 56.88	CHF 1,654.69	−CHF 10.53
Xe	0.1991	RM 0.00	CHF 1,632.62	−CHF 32.60

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2036	–	CHF 1,669.22
Regency FX Cheapest	0.2030	RM 0.00	CHF 1,664.71	−CHF 4.51
Xe	0.2022	RM 0.00	CHF 1,658.04	−CHF 11.18
Wise	0.2036	RM 56.88	CHF 1,658.03	−CHF 11.19

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2040	–	CHF 1,672.54
Regency FX Cheapest	0.2034	RM 0.00	CHF 1,668.02	−CHF 4.52
Xe	0.2027	RM 0.00	CHF 1,662.14	−CHF 10.40
Wise	0.2040	RM 56.88	CHF 1,661.01	−CHF 11.53

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2040	–	CHF 1,673.12
Regency FX Cheapest	0.2035	RM 0.00	CHF 1,668.60	−CHF 4.52
Xe	0.2028	RM 0.00	CHF 1,662.96	−CHF 10.16
Wise	0.2040	RM 56.88	CHF 1,661.44	−CHF 11.68

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2033	–	CHF 1,666.88
Regency FX Cheapest	0.2027	RM 0.00	CHF 1,662.38	−CHF 4.50
Xe	0.2020	RM 0.00	CHF 1,656.40	−CHF 10.48
Wise	0.2033	RM 56.88	CHF 1,655.36	−CHF 11.52

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2022	–	CHF 1,657.73
Regency FX Cheapest	0.2016	RM 0.00	CHF 1,653.25	−CHF 4.48
Xe	0.2008	RM 0.00	CHF 1,646.56	−CHF 11.17
Wise	0.2022	RM 56.88	CHF 1,646.18	−CHF 11.55

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2023	–	CHF 1,658.66
Regency FX Cheapest	0.2017	RM 0.00	CHF 1,654.18	−CHF 4.47
Wise	0.2018	RM 56.88	CHF 1,643.05	−CHF 15.61
Xe	0.1978	RM 0.00	CHF 1,621.96	−CHF 36.69

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2021	–	CHF 1,656.87
Regency FX Cheapest	0.2015	RM 0.00	CHF 1,652.39	−CHF 4.48
Xe	0.2007	RM 0.00	CHF 1,645.74	−CHF 11.13
Wise	0.2021	RM 56.88	CHF 1,645.38	−CHF 11.49

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2020	–	CHF 1,656.01
Regency FX Cheapest	0.2014	RM 0.00	CHF 1,651.54	−CHF 4.47
Xe	0.2005	RM 0.00	CHF 1,644.10	−CHF 11.91
Wise	0.2019	RM 56.88	CHF 1,644.08	−CHF 11.93

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2021	–	CHF 1,657.12
Regency FX Cheapest	0.2015	RM 0.00	CHF 1,652.65	−CHF 4.47
Xe	0.2008	RM 0.00	CHF 1,646.56	−CHF 10.56
Wise	0.2021	RM 56.88	CHF 1,645.48	−CHF 11.64

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2011	–	CHF 1,649.39
Regency FX Cheapest	0.2006	RM 0.00	CHF 1,644.94	−CHF 4.45
Xe	0.1999	RM 0.00	CHF 1,639.18	−CHF 10.21
Wise	0.2011	RM 56.88	CHF 1,637.70	−CHF 11.69

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2015	–	CHF 1,652.25
Regency FX Cheapest	0.2009	RM 0.00	CHF 1,647.79	−CHF 4.46
Xe	0.2002	RM 0.00	CHF 1,641.64	−CHF 10.61
Wise	0.2015	RM 56.88	CHF 1,640.78	−CHF 11.47

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2020	–	CHF 1,656.09
Regency FX Cheapest	0.2014	RM 0.00	CHF 1,651.62	−CHF 4.47
Wise	0.2019	RM 56.88	CHF 1,644.48	−CHF 11.61
Xe	0.1978	RM 0.00	CHF 1,621.96	−CHF 34.13

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2020	–	CHF 1,656.65
Regency FX Cheapest	0.2015	RM 0.00	CHF 1,652.17	−CHF 4.48
Xe	0.2008	RM 0.00	CHF 1,646.56	−CHF 10.09
Wise	0.2020	RM 56.88	CHF 1,645.06	−CHF 11.59

How to send money to Switzerland from Malaysia with the best MYR-CHF rate

Best companies for MYR/CHF transfers