Regency FX is the cheapest way to send money from Brazil to Switzerland. Sending R$40,000 will get your recipient 6,193.59 CHF in minutes - 24 hours.
With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most CHF in Switzerland.
| 4 of 4 providers Last updated on 28 October 2026 | |||
| Based on 40,000 BRL transfer Best companies for BRL/CHF transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee R$2,679.72 1 BRL = 0.1554 CHF -0.08% vs mid-market | Recipient gets CHF 5,799.16 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$2,679.721 BRL = 0.1554 CHF CHF 5,799.16You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 0.1548 CHF +0.27% vs mid-market | Recipient gets CHF 6,193.59 Minutes - 24 hours | |
Ways to receive money in Switzerland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 0.1548 CHF CHF 6,193.59You payR$40,000.00 | |||
Run a live search Showing top Brazil to Switzerland deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to CHF rates. | |||
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much BRL you're planning to spend in Switzerland. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 0.1548 CHF +0.27% vs mid-market | Recipient gets CHF 6,193.59 Minutes - 24 hours | |
Ways to receive money in Switzerland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 0.1548 CHF CHF 6,193.59You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee R$60.00 1 BRL = 0.1546 CHF +0.43% vs mid-market | Recipient gets CHF 6,175.60 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes R$60.001 BRL = 0.1546 CHF CHF 6,175.60You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee R$327.50 1 BRL = 0.1546 CHF +0.43% vs mid-market | Recipient gets CHF 6,134.24 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes R$327.501 BRL = 0.1546 CHF CHF 6,134.24You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 0.1512 CHF +2.65% vs mid-market | Recipient gets CHF 6,048.00 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours Free1 BRL = 0.1512 CHF CHF 6,048.00You payR$40,000.00 | |||
| Wise Pay via Bank transfer | Fee R$2,679.72 1 BRL = 0.1554 CHF -0.08% vs mid-market | Recipient gets CHF 5,799.16 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$2,679.721 BRL = 0.1554 CHF CHF 5,799.16You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$2,679.72 1 BRL = 0.1554 CHF -0.08% vs mid-market | Recipient gets CHF 5,799.16 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$2,679.721 BRL = 0.1554 CHF CHF 5,799.16You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 0.1553 CHF Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 6,193.59 CHF for a R$40,000 transfer.
Regency FX was the cheapest on 23 of the 30 days it quoted R$40,000 transfers to Switzerland.
The IOF is the same whichever company you pick, so it's about the exchange rate markup and the fees.
You have 3 ways to pay, including bank transfer, pix, and debit card.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to Switzerland.
How much BRL you send to Switzerland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Regency FX was the cheapest in 76% of the transfers from R$40,000 it quoted, and in 76% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| R$1,000 | 0.24% | R$10.00 | CHF 153.13with bank transfer to bank deposit | +CHF 5.62 | |
| R$5,000 | 3.11% | R$0.00 | CHF 752.05with debit card to bank deposit | +CHF 12.11 | |
| R$10,000 | 0.24% | R$15.00 | CHF 1,545.58with bank transfer to bank deposit | +CHF 46.02 | |
| R$40,000This page | 0.27% | R$0.00 | CHF 6,193.59with bank transfer to bank deposit | +CHF 168.63 | |
| R$50,000 | 0.27% | R$0.00 | CHF 7,744.03with bank transfer to bank deposit | +CHF 209.09 | |
| R$100,000 | 0.27% | R$0.00 | CHF 15,487.87with bank transfer to bank deposit | +CHF 419.27 |
Mid-market rate: 1 BRL = 0.1553 CHF
The cheapest way to send BRL to CHF can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 40,000 BRL transfers to Switzerland.
Wed, Oct 28, 2026Mid-market rateCHF 6,210.36 Regency FX CHF 6,193.59Regency FXCHF 6,193.59RevolutCHF 6,175.60MoneyGramCHF 6,048.00
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1595 | – | CHF 6,379.44 | |
| | 0.1591 | R$0.00 | CHF 6,362.22 | −CHF 17.22 |
| | 0.1593 | R$60.00 | CHF 6,362.10 | −CHF 17.34 |
| | 0.1556 | R$0.00 | CHF 6,224.00 | −CHF 155.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1601 | – | CHF 6,405.80 | |
| | 0.1597 | R$0.00 | CHF 6,388.50 | −CHF 17.30 |
| | 0.1587 | R$60.00 | CHF 6,338.46 | −CHF 67.34 |
| | 0.1563 | R$0.00 | CHF 6,252.00 | −CHF 153.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1617 | – | CHF 6,467.56 | |
| | 0.1613 | R$0.00 | CHF 6,450.10 | −CHF 17.46 |
| | 0.1614 | R$60.00 | CHF 6,445.24 | −CHF 22.32 |
| | 0.1569 | R$0.00 | CHF 6,276.00 | −CHF 191.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1587 | – | CHF 6,349.92 | |
| | 0.1583 | R$0.00 | CHF 6,332.78 | −CHF 17.14 |
| | 0.1585 | R$60.00 | CHF 6,331.16 | −CHF 18.76 |
| | 0.1573 | R$0.00 | CHF 6,292.00 | −CHF 57.92 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1590 | – | CHF 6,358.80 | |
| | 0.1588 | R$60.00 | CHF 6,343.56 | −CHF 15.24 |
| | 0.1585 | R$0.00 | CHF 6,341.63 | −CHF 17.17 |
| | 0.1552 | R$0.00 | CHF 6,208.00 | −CHF 150.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1594 | – | CHF 6,374.44 | |
| | 0.1589 | R$0.00 | CHF 6,357.23 | −CHF 17.21 |
| | 0.1588 | R$60.00 | CHF 6,343.56 | −CHF 30.88 |
| | 0.1552 | R$0.00 | CHF 6,208.00 | −CHF 166.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1589 | – | CHF 6,357.76 | |
| | 0.1585 | R$0.00 | CHF 6,340.59 | −CHF 17.17 |
| | 0.1587 | R$60.00 | CHF 6,337.42 | −CHF 20.34 |
| | 0.1552 | R$0.00 | CHF 6,208.00 | −CHF 149.76 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1664 | – | CHF 6,658.00 | |
| | 0.1660 | R$0.00 | CHF 6,640.02 | −CHF 17.98 |
| | 0.1662 | R$60.00 | CHF 6,638.29 | −CHF 19.71 |
| | 0.1622 | R$0.00 | CHF 6,488.00 | −CHF 170.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1671 | – | CHF 6,684.00 | |
| | 0.1666 | R$0.00 | CHF 6,665.95 | −CHF 18.05 |
| | 0.1668 | R$60.00 | CHF 6,661.79 | −CHF 22.21 |
| | 0.1634 | R$0.00 | CHF 6,536.00 | −CHF 148.00 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1659 | – | CHF 6,635.84 | |
| | 0.1654 | R$0.00 | CHF 6,617.92 | −CHF 17.92 |
| | 0.1657 | R$60.00 | CHF 6,616.76 | −CHF 19.08 |
| | 0.1630 | R$0.00 | CHF 6,520.00 | −CHF 115.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1656 | – | CHF 6,625.72 | |
| | 0.1652 | R$0.00 | CHF 6,607.83 | −CHF 17.89 |
| | 0.1654 | R$60.00 | CHF 6,607.58 | −CHF 18.14 |
| | 0.1620 | R$0.00 | CHF 6,480.00 | −CHF 145.72 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1662 | – | CHF 6,649.56 | |
| | 0.1663 | R$60.00 | CHF 6,643.59 | −CHF 5.97 |
| | 0.1658 | R$0.00 | CHF 6,631.61 | −CHF 17.95 |
| | 0.1619 | R$0.00 | CHF 6,476.00 | −CHF 173.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1662 | – | CHF 6,649.56 | |
| | 0.1664 | R$60.00 | CHF 6,644.79 | −CHF 4.77 |
| | 0.1658 | R$0.00 | CHF 6,631.61 | −CHF 17.95 |
| | 0.1619 | R$0.00 | CHF 6,476.00 | −CHF 173.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1665 | – | CHF 6,659.20 | |
| | 0.1663 | R$60.00 | CHF 6,642.28 | −CHF 16.92 |
| | 0.1660 | R$0.00 | CHF 6,641.22 | −CHF 17.98 |
| | 0.1619 | R$0.00 | CHF 6,476.00 | −CHF 183.20 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1671 | – | CHF 6,682.28 | |
| | 0.1666 | R$0.00 | CHF 6,664.24 | −CHF 18.04 |
| | 0.1668 | R$60.00 | CHF 6,663.86 | −CHF 18.42 |
| | 0.1629 | R$0.00 | CHF 6,516.00 | −CHF 166.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1655 | – | CHF 6,619.88 | |
| | 0.1657 | R$60.00 | CHF 6,617.17 | −CHF 2.71 |
| | 0.1651 | R$0.00 | CHF 6,602.01 | −CHF 17.87 |
| | 0.1618 | R$0.00 | CHF 6,472.00 | −CHF 147.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1648 | – | CHF 6,593.52 | |
| | 0.1644 | R$0.00 | CHF 6,575.72 | −CHF 17.80 |
| | 0.1646 | R$60.00 | CHF 6,574.01 | −CHF 19.51 |
| | 0.1611 | R$0.00 | CHF 6,444.00 | −CHF 149.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1621 | – | CHF 6,484.28 | |
| | 0.1617 | R$0.00 | CHF 6,466.77 | −CHF 17.51 |
| | 0.1619 | R$60.00 | CHF 6,464.80 | −CHF 19.48 |
| | 0.1596 | R$0.00 | CHF 6,384.00 | −CHF 100.28 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1631 | – | CHF 6,522.52 | |
| | 0.1626 | R$0.00 | CHF 6,504.91 | −CHF 17.61 |
| | 0.1626 | R$60.00 | CHF 6,494.89 | −CHF 27.63 |
| | 0.1583 | R$0.00 | CHF 6,332.00 | −CHF 190.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1631 | – | CHF 6,522.52 | |
| | 0.1626 | R$0.00 | CHF 6,504.91 | −CHF 17.61 |
| | 0.1626 | R$60.00 | CHF 6,494.89 | −CHF 27.63 |
| | 0.1583 | R$0.00 | CHF 6,332.00 | −CHF 190.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1626 | – | CHF 6,504.80 | |
| | 0.1628 | R$60.00 | CHF 6,501.56 | −CHF 3.24 |
| | 0.1622 | R$0.00 | CHF 6,487.24 | −CHF 17.56 |
| | 0.1583 | R$0.00 | CHF 6,332.00 | −CHF 172.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1638 | – | CHF 6,552.48 | |
| | 0.1634 | R$0.00 | CHF 6,534.79 | −CHF 17.69 |
| | 0.1592 | R$0.00 | CHF 6,368.00 | −CHF 184.48 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1643 | – | CHF 6,570.64 | |
| | 0.1638 | R$0.00 | CHF 6,552.90 | −CHF 17.74 |
| | 0.1640 | R$60.00 | CHF 6,551.57 | −CHF 19.07 |
| | 0.1602 | R$0.00 | CHF 6,408.00 | −CHF 162.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1633 | – | CHF 6,533.80 | |
| | 0.1629 | R$0.00 | CHF 6,516.16 | −CHF 17.64 |
| | 0.1631 | R$60.00 | CHF 6,515.52 | −CHF 18.28 |
| | 0.1604 | R$0.00 | CHF 6,416.00 | −CHF 117.80 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1629 | – | CHF 6,514.16 | |
| | 0.1630 | R$60.00 | CHF 6,508.93 | −CHF 5.23 |
| | 0.1624 | R$0.00 | CHF 6,496.57 | −CHF 17.59 |
| | 0.1586 | R$0.00 | CHF 6,344.00 | −CHF 170.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1662 | – | CHF 6,646.88 | |
| | 0.1657 | R$0.00 | CHF 6,628.93 | −CHF 17.95 |
| | 0.1656 | R$60.00 | CHF 6,615.71 | −CHF 31.17 |
| | 0.1591 | R$0.00 | CHF 6,364.00 | −CHF 282.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1662 | – | CHF 6,646.88 | |
| | 0.1657 | R$0.00 | CHF 6,628.93 | −CHF 17.95 |
| | 0.1645 | R$60.00 | CHF 6,571.10 | −CHF 75.78 |
| | 0.1591 | R$0.00 | CHF 6,364.00 | −CHF 282.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1655 | – | CHF 6,621.60 | |
| | 0.1651 | R$0.00 | CHF 6,603.72 | −CHF 17.88 |
| | 0.1591 | R$0.00 | CHF 6,364.00 | −CHF 257.60 |
| | 0.1454 | R$60.00 | CHF 5,809.12 | −CHF 812.48 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1541 | – | CHF 6,165.32 | |
| | 0.1537 | R$0.00 | CHF 6,148.67 | −CHF 16.65 |
| | 0.1531 | R$60.00 | CHF 6,115.37 | −CHF 49.95 |
| | 0.1480 | R$0.00 | CHF 5,920.00 | −CHF 245.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.1553 | – | CHF 6,210.36 | |
| | 0.1548 | R$0.00 | CHF 6,193.59 | −CHF 16.77 |
| | 0.1546 | R$60.00 | CHF 6,175.60 | −CHF 34.76 |
| | 0.1512 | R$0.00 | CHF 6,048.00 | −CHF 162.36 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 0.1553 | – | CHF 6,210.36 | |
|---|---|---|---|---|
| | ||||
| | ||||
| |
Each line shows what the recipient gets when you send R$40,000, after fees, as quoted by each company. The mid-market line shows what R$40,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more CHF per BRL than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CHF on every transfer from Brazil.
Right now, Regency FX pays 6,193.59 CHF on 40,000 BRL, which is 16.77 CHF less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 6,665.95 CHF.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Switzerland.
We've tracked 137 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.
Cheapest in 90% of them
Cheapest in 42% of them
Cheapest in 3% of them
Based on 42 comparisons across 6 amounts over the last 7 days.
Cheapest in 76% of them
Cheapest in 62% of them
Cheapest in 5% of them
Based on 137 comparisons across 6 amounts over the last 30 days.
Cheapest in 69% of them
Cheapest in 65% of them
Cheapest in 4% of them
Based on 157 comparisons across 6 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
Revolut (today's second cheapest) was the cheapest in 62% of its comparisons, so if you send money to Switzerland regularly, it's worth comparing it with Regency FX before each transfer.
There are 6 ways to send money to Switzerland across 4 money transfer companies.
For everyday transfers
For most transfers from Brazil to Switzerland, money transfer companies like Revolut are the cheapest way.
You can fund an online transfer with bank transfer, pix, and debit card.
Revolut charges R$60 and adds 0.43% markup when sending R$40,000, this will get you 6,175.6 CHF in Switzerland.
In our comparisons over the past month, it was the cheapest online service on 28 of the 29 days it quoted.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/CHF rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to CHF with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from R$40,000 it quoted.
For receiving cash in Portugal
If your recipient in Switzerland needs cash, you can do it with MoneyGram.
Sending R$40,000 will get you fr.6,048 after the fees with MoneyGram.
Your recipient will collect cash at the nearest MoneyGram branch in Switzerland.
Our data shows MoneyGram came out cheapest among in-person options on 100% of days in the past month.
Holding AUD and other currencies
Revolut lets you hold, convert, and spend BRL and CHF from one account.
Swapping R$40,000 with Revolut will get you 6,175.6 CHF after all fees.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
You can then spend it in Switzerland or Brazil and receive CHF payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international CHF payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 6,193.59 CHF.
For paying for your transfer, you have bank transfer, pix, and debit card.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to Switzerland directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in Switzerland, they can get it as bank deposit and cash pickup.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
fr.6,194
Cheapest
You pay R$40,000.00
fr.6,134
-fr.59
You pay R$40,000.00
fr.6,048
-fr.146
You pay R$40,000.00
fr.5,799
-fr.394
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to Switzerland, I suggest starting with these:
Cheapest:
Regency FX, funded by bank transfer with bank deposit in Switzerland. Your recipient gets 6,193.59 CHF, which is 0.29% more than the next best option.
Fastest:
Revolut, paid by bank transfer with bank deposit for the payout. It delivers 6,175.6 CHF in within minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Switzerland.
The company then switches to local rails or uses an internal network of accounts to move BRL to Switzerland.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
We track 4 authorised companies sending BRL to Switzerland, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
In the past 30 days alone, we analysed 137 comparisons across 6 amounts.
This page covers the cheapest and fastest options for BRL/CHF transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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