Regency FX is the cheapest way to send money from Brazil to Switzerland. Sending R$40,000 will get your recipient 6,382.2 CHF in minutes - 24 hours.
With Regency FX, deposit via bank transfer and withdraw in bank deposit to get the most CHF in Switzerland.
| 4 of 4 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze BRL/CHF exchange rates from our comparisons. | |||
| Based on 40,000 BRL transfer Best companies for BRL/CHF transfersAll money transfer offers for BRL/CHF transfers, sorted by most CHF received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee R$1,593.77 1 BRL = 0.1601 CHF -0.08% vs mid-market | Recipient gets CHF 6,149.72 Within 3 hours | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer R$1,593.771 BRL = 0.1601 CHF CHF 6,149.72You payR$40,000.00 | |||
| Promoted  Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 0.1596 CHF +0.27% vs mid-market | Recipient gets CHF 6,382.20 Minutes - 24 hours | |
Ways to receive money in Switzerland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 0.1596 CHF CHF 6,382.20You payR$40,000.00 | |||
Run a live search Showing top Brazil to Switzerland deals for 40,000 BRL. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live BRL to CHF rates. | |||
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much BRL you're planning to spend in Switzerland. | |||
Run a live search These are managed services with real human support for large BRL transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee R$0.00 1 BRL = 0.1596 CHF +0.27% vs mid-market | Recipient gets CHF 6,382.20 Minutes - 24 hours | |
Ways to receive money in Switzerland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 BRL = 0.1596 CHF CHF 6,382.20You payR$40,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee R$60.00 1 BRL = 0.1597 CHF +0.18% vs mid-market | Recipient gets CHF 6,380.24 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes R$60.001 BRL = 0.1597 CHF CHF 6,380.24You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee R$327.50 1 BRL = 0.1597 CHF +0.18% vs mid-market | Recipient gets CHF 6,337.51 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes R$327.501 BRL = 0.1597 CHF CHF 6,337.51You payR$40,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Pix | Fee R$0.00 1 BRL = 0.1562 CHF +2.40% vs mid-market | Recipient gets CHF 6,248.00 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by pix. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours Free1 BRL = 0.1562 CHF CHF 6,248.00You payR$40,000.00 | |||
| Wise Pay via Bank transfer | Fee R$1,593.77 1 BRL = 0.1601 CHF -0.08% vs mid-market | Recipient gets CHF 6,149.72 Within 3 hours | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer R$1,593.771 BRL = 0.1601 CHF CHF 6,149.72You payR$40,000.00 | |||
| Wise Pay via Pix | Fee R$1,593.77 1 BRL = 0.1601 CHF -0.08% vs mid-market | Recipient gets CHF 6,149.72 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by pix. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer R$1,593.771 BRL = 0.1601 CHF CHF 6,149.72You payR$40,000.00 | |||
| How Our Results Work Mid-market rate: 1 BRL = 0.159987 CHF Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Regency FX at 6,382.2 CHF for R$40,000 transfer.
The IOF is the same whichever company you pick, so its about the exchange rate markup and the fees.
You have 3 ways to pay, including bank transfer, pix, and debit card.
You'll need your CPF and a photo ID to register and verify your account.
Once that's done, you can send money to Switzerland
There are 6 ways to send money to Switzerland across 4 money transfer companies.
For everyday transfers
For most transfers from Brazil to Switzerland, money transfer companies like Revolut are the cheapest way.
You can fund an online transfer with bank transfer, pix, and debit card.
Revolut charges R$60 and adds 0.18% markup when sending R$40,000, this will get you 6,248 CHF in Switzerland.
For property and other large transfers
Brokers are best for large transfers, they will negotiate a better BRL/CHF rate, handle the paperwork, and guide you over the phone.
Regency FX converts BRL to CHF with an exchange-rate markup of around 0.27%.
I'd suggest , since the rate gets better the more you send.
For receiving cash in Portugal
If your recipient in Switzerland needs cash, you can do it with MoneyGram.
Sending R$40,000 will get you fr.6,248 after the fees with MoneyGram.
You recipient will collect cash at the nearest MoneyGram branch in Switzerland.
Holding AUD and other currencies
Revolut lets you hold, convert, and spend BRL and CHF from one account.
Swapping R$40,000 with Revolut will get you 6,380.24 CHF after all fees.
You can then spend it in Switzerland or Brazil and receive CHF payments.
For freelancers & businesses
Global accounts like Airwallex, Wise Business, and Payoneer help with international CHF payments, invoicing, receiving payments, and more.
These are great for Brazilian businesses and freelancers, but not personal transfers.
With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending R$40,000 gives your recipient 6,382.2 CHF.
For paying for your transfer, you have bank transfer, pix, and debit card.
You can fund the transfer with Pix
You can use Pix as a funding method, but it can’t send BRL to Switzerland directly.
Scan the company's QR code or copy its Pix key, then approve R$40,000 in your Brazilian banking app.
For withdrawals in Switzerland, they can get it as bank deposit and cash pickup.
IOF can apply when you convert and send BRL abroad, so double check the tax shown before you send.
You pay R$40,000.00
fr.6,382
Cheapest
You pay R$40,000.00
fr.6,338
-fr.45
You pay R$40,000.00
fr.6,248
-fr.134
You pay R$40,000.00
fr.6,150
-fr.232
Brazilian transfer quotes should show the tax, fee and exchange rate. The easiest way to compare them is through the VET, then check whether the payment is a transfer of your own money or a gift.
For a R$40,000 payment to Switzerland, I suggest starting with these:
Cheapest:
Regency FX, funded by bank transfer with bank deposit in Switzerland. Your recipient gets 6,382.2 CHF, which is 0.03% more than the next best option.
Fastest:
Revolut, paid by bank transfer with bank deposit for the payout. It delivers 6,380.24 CHF in within minutes.
Pix can be used to deposit BRL from your bank to the transfer company's Brazilian account, but it cannot send money directly to Switzerland.
The company then switches to local rails or uses an internal network of accounts to move BRL to Switzerland.
Moving your own money and making a gift are not treated the same.
A gift may fall under ITCMD, which is set and collected by the relevant Brazilian state.
The rate, exemption and filing process depend on the state and the facts of the gift.
Check this before sending a large amount to family, particularly when the sender, recipient or estate has links to different states.
The Banco Central do Brasil says an authorised institution or its correspondent should explain the required documents and provide the VET.
If in doubt, check the institution's legal name with the Banco Central before sending.
Reclame Aqui can show service problems, but it does not replace the regulatory check.
The exchange rate affects the CHF amount before fees and tax are added. Tracking the recent BRL/CHF range makes company quotes easier to compare.
Mid-market rate:1 BRL = 0.159971 CHF
We track 4 authorised companies sending BRL to Switzerland, updated in real time during live comparisons.
The IOF is identical whoever you pick, so we compare on the spread and the all-in rate, plus the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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