Best companies for AUD/CHF transfers
10 of 10 providers Last updated on 28 October 2026
Based on 2,000 AUD transfer Best companies for AUD/CHF transfers Sort Cheapest
Ad Wise Pay via Bank Transfer	Fees: $7.98 1 AUD = 0.5844 CHF +0.01% vs mid-market	Recipient gets CHF 1,164.09 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $7.981 AUD = 0.5844 CHF CHF 1,164.09You pay$2,000.00
Ad Xe Pay via Debit Card	Fees: $0.00 1 AUD = 0.5842 CHF +0.04% vs mid-market	Recipient gets CHF 1,168.32 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.5842 CHF CHF 1,168.32You pay$2,000.00
Run a live search Showing top Australia to Switzerland deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live AUD to CHF rates.
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much AUD you're planning to spend in Switzerland.
Run a live search These are managed services with real human support for large AUD transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Debit Card	Fees: $0.00 1 AUD = 0.5842 CHF +0.04% vs mid-market	Recipient gets CHF 1,168.32 6-12 Hours
4 reviews Cheapest Receive to bank accountDedicated support for larger transactions
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.5842 CHF CHF 1,168.32You pay$2,000.00

Xe Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5842 CHF +0.04% vs mid-market	Recipient gets CHF 1,168.32 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Switzerland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.5842 CHF CHF 1,168.32You pay$2,000.00
Xe Pay via Credit Card	Fees: $0.00 1 AUD = 0.5842 CHF +0.04% vs mid-market	Recipient gets CHF 1,168.32 6-12 Hours
4 reviews Receive to bank accountDedicated support for larger transactions
Ways to receive money in Switzerland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.5842 CHF CHF 1,168.32You pay$2,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank Transfer	Fees: $3.00 1 AUD = 0.5842 CHF +0.04% vs mid-market	Recipient gets CHF 1,166.63 Within minutes
10 reviews Fastest Receive to bank account
Ways to receive money in Switzerland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes $3.001 AUD = 0.5842 CHF CHF 1,166.63You pay$2,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Bank Transfer	Fees: $7.98 1 AUD = 0.5844 CHF +0.01% vs mid-market	Recipient gets CHF 1,164.09 Within minutes
25 reviews Recommended Receive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $7.981 AUD = 0.5844 CHF CHF 1,164.09You pay$2,000.00

Wise Pay via Osko	Fees: $7.98 1 AUD = 0.5844 CHF +0.01% vs mid-market	Recipient gets CHF 1,164.09 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by osko. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $7.981 AUD = 0.5844 CHF CHF 1,164.09You pay$2,000.00
Currencies Direct Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5809 CHF +0.60% vs mid-market	Recipient gets CHF 1,161.80 6-12 Hours
3 reviews Receive to bank account
Ways to receive money in Switzerland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.5809 CHF CHF 1,161.80You pay$2,000.00
OFX Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5806 CHF +0.65% vs mid-market	Recipient gets CHF 1,161.24 6-12 Hours
7 reviews Receive to bank account
Ways to receive money in Switzerland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 AUD = 0.5806 CHF CHF 1,161.24You pay$2,000.00
Wise Pay via Debit Card	Fees: $13.52 1 AUD = 0.5844 CHF +0.01% vs mid-market	Recipient gets CHF 1,160.85 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $13.521 AUD = 0.5844 CHF CHF 1,160.85You pay$2,000.00
Wise Pay via Credit Card	Fees: $27.05 1 AUD = 0.5844 CHF +0.01% vs mid-market	Recipient gets CHF 1,152.94 Within minutes
25 reviews Receive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $27.051 AUD = 0.5844 CHF CHF 1,152.94You pay$2,000.00
Western Union Pay via Debit Card	Fees: $0.00 1 AUD = 0.5751 CHF +1.61% vs mid-market	Recipient gets CHF 1,150.25 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Switzerland with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.5751 CHF CHF 1,150.25You pay$2,000.00

Western Union Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5751 CHF +1.61% vs mid-market	Recipient gets CHF 1,150.25 Next Day
8 reviews Receive to bank account or cash pickup
Ways to receive money in Switzerland with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.5751 CHF CHF 1,150.25You pay$2,000.00
Moneycorp Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5739 CHF +1.80% vs mid-market	Recipient gets CHF 1,147.79 Next Day
0 reviews
Ways to receive money in Switzerland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 AUD = 0.5739 CHF CHF 1,147.79You pay$2,000.00
$0 fee on first online transfers MoneyGram Pay via Debit Card	Fees: $3.99 1 AUD = 0.5711 CHF +2.30% vs mid-market	Recipient gets CHF 1,142.20 6-12 Hours
2 reviews
Ways to receive money in Switzerland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 0.5711 CHF CHF 1,142.20You pay$2,003.99

$0 fee on first online transfers MoneyGram Pay via POLi	Fees: $3.99 1 AUD = 0.5711 CHF +2.30% vs mid-market	Recipient gets CHF 1,142.20 6-12 Hours
2 reviews
Ways to receive money in Switzerland with MoneyGram when paying by poli. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 0.5711 CHF CHF 1,142.20You pay$2,003.99
$0 fee on first online transfers MoneyGram Pay via Credit Card	Fees: $3.99 1 AUD = 0.5711 CHF +2.30% vs mid-market	Recipient gets CHF 1,142.20 6-12 Hours
2 reviews
Ways to receive money in Switzerland with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $3.991 AUD = 0.5711 CHF CHF 1,142.20You pay$2,003.99
NAB Pay via Bank Transfer	Fees: $0.00 1 AUD = 0.5698 CHF +2.54% vs mid-market	Recipient gets CHF 1,139.51 3-5 Days
0 reviews
Ways to receive money in Switzerland with NAB when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit3-5 Days Free1 AUD = 0.5698 CHF CHF 1,139.51You pay$2,000.00
Ria Money Transfer Pay via Credit Card	Fees: $2.89 1 AUD = 0.5547 CHF +5.22% vs mid-market	Recipient gets CHF 1,107.80 6-12 Hours
0 reviews
Ways to receive money in Switzerland with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 0.5547 CHF CHF 1,107.80You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.5547 CHF CHF 1,107.80You pay$2,000.00

Ria Money Transfer Pay via Debit Card	Fees: $2.89 1 AUD = 0.5547 CHF +5.22% vs mid-market	Recipient gets CHF 1,107.80 6-12 Hours
0 reviews
Ways to receive money in Switzerland with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 0.5547 CHF CHF 1,107.80You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.5547 CHF CHF 1,107.80You pay$2,000.00
Ria Money Transfer Pay via PayID	Fees: $2.89 1 AUD = 0.5547 CHF +5.22% vs mid-market	Recipient gets CHF 1,107.80 6-12 Hours
0 reviews
Ways to receive money in Switzerland with Ria Money Transfer when paying by payid. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $2.891 AUD = 0.5547 CHF CHF 1,107.80You pay$2,000.00 Cash pickup6-12 Hours $2.891 AUD = 0.5547 CHF CHF 1,107.80You pay$2,000.00
How Our Results Work Mid-market rate: 1 AUD = 0.5844 CHF Updates every 60 minutes.

Why compare

AUD/CHF exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Australia to Switzerland

Pick a company

Start with the cheapest, which is Xe at 1,168.32 CHF on A$2,000.

Xe was the cheapest on 1 of the 29 days it quoted A$2,000 transfers to Switzerland.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, osko, poli, and payid.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Switzerland?

How much AUD you send to Switzerland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 6% of the transfers up to A$2,000 it quoted, and in 3% of all the transfers it quoted.


$1,000	0.14%	$1.50	CHF 582.46with bank transfer to bank deposit	+CHF 10.56
$1,500	0.11%	$0.00	CHF 875.25with debit card to bank deposit	+CHF 8.85
$2,000This page	0.04%	$0.00	CHF 1,168.32with debit card to bank deposit	+CHF 19.60
$3,000	0.00%	$10.97	CHF 1,745.64with bank transfer to bank deposit	+CHF 13.35
$7,500	0.21%	$0.00	CHF 4,373.18with debit card to bank deposit	+CHF 28.90
$12,000	0.15%	$0.00	CHF 7,001.88with bank transfer to bank deposit	+CHF 46.44
$15,000	0.25%	$0.00	CHF 8,740.39with bank transfer to bank deposit	+CHF 52.15
$50,000	0.20%	$0.00	CHF 29,148.29with bank transfer to bank deposit	+CHF 175.08
$100,000	0.20%	$0.00	CHF 58,314.94with bank transfer to bank deposit	+CHF 360.13
$250,000	0.15%	$0.00	CHF 145,860.38with bank transfer to bank deposit	+CHF 942.60
$500,000	0.15%	$0.00	CHF 291,376.28with bank transfer to bank deposit	+CHF 578.57

Mid-market rate: 1 AUD = 0.5844 CHF

AUD/CHF Exchange Rate History

Is today a good time to send money from Australia to Switzerland?

The cheapest way to send AUD to CHF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 2,000 AUD transfers to Switzerland.

Each line shows what the recipient gets when you send $2,000, after fees, as quoted by each company. The mid-market line shows what $2,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. The bank line is the cheapest bank available on each day.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CHF per AUD than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 3 of the last 30 days.

Right now, Xe pays 1,168.32 CHF on 2,000 AUD, which is 0.51 CHF less than the mid-market amount.

Today's payout is the highest in the past month.

Ways to send money from Australia to Switzerland

10 money transfer companies let you send money from Australia to Switzerland.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Switzerland.

For example, sending A$2,000 with Xe will get you 1,168.32 CHF after a A$0 fee and 0.04% markup.

In our comparisons over the past month, it was the cheapest online service on 1 of the 29 days it quoted.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Xe takes A$0 in fees and 0.04% markup on a A$2,000 transfer, and your CHF arrives in 6-12 hours.

Over the past month, Xe was the cheapest app on 3% of the days it appeared for A$2,000 transfers.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Xe drops the fee entirely and works on margin instead.

With Xe you get 0.04% on AUD/CHF, and it gets lower the more you send.

You also get an account manager for the whole thing.

Our analysis shows Xe was the cheapest broker in 13% of all the transfers it quoted.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in CHF, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and CHF in one account, and convert when the rate suits you.

Revolut converts A$2,000 at 0.04% markup, and the CHF sits in your account until you spend or transfer it.

Over the past month, it came out cheapest among multi-currency accounts on 72% of days.

Most useful if you travel often to Switzerland, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a A$2,000 transfer, a bank like NAB adds 2.53% markup and delivers 1,139.51 CHF, against 1,168.32 CHF via Xe (the cheapest option).

We found NAB was the cheapest bank on 27 of the 27 days it appeared for this amount.

Ways to fund AUD and receive money in Switzerland

With Xe, paying by debit card and receiving through a bank deposit is the cheapest combination. Sending A$2,000 gives your recipient 1,168.32 CHF.

Our data shows that Xe gets your recipient 28.81 CHF more than NAB, today's cheapest bank, on the same A$2,000.

You can fund the transfer with bank transfer, debit card, credit card, osko, poli, and payid.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in Switzerland can collect CHF through bank deposit and cash pickup.

They can collect cash via Western Union

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in Switzerland.

1

Debit card Bank deposit

You pay A$2,000.00

fr.1,168

Cheapest
2

Bank transfer Bank deposit

You pay A$2,000.00

fr.1,168

fr.0
3

Credit card Bank deposit

You pay A$2,000.00

fr.1,168

fr.0
4

Osko Bank deposit

You pay A$2,000.00

fr.1,164

-fr.4
5

Debit card Cash pickup

You pay A$2,003.99

fr.1,142

-fr.26

Show moreShow less

6

Credit card Cash pickup

You pay A$2,003.99

fr.1,142

-fr.26
7

Poli Cash pickup

You pay A$2,003.99

fr.1,142

-fr.26
8

Payid Bank deposit

You pay A$2,000.00

fr.1,108

-fr.61
9

Payid Cash pickup

You pay A$2,000.00

fr.1,108

-fr.61

Consider this before sending AUD to Switzerland

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/CHF transfer options

For a A$2,000 transfer to Switzerland, these are the best options right now:

Cheapest

Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 1,168.32 CHF, which is 0.14% more than the next best option.

Fastest

Revolut delivers 1,166.63 CHF in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Switzerland.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Switzerland.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

How we analyse the market

We track 10 companies sending AUD to Switzerland, all holding an Australian licence, with rates refreshed in real time when running a live search.

In the past 30 days alone, we analysed 316 comparisons across 11 amounts.

This page covers the cheapest and fastest options for AUD/CHF transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Australia

Send money to Switzerland

Tue, 29 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.5818	–	CHF 1,163.68
Revolut Cheapest	0.5814	$3.00	CHF 1,161.04	−CHF 2.64
Wise	0.5818	$7.98	CHF 1,158.99	−CHF 4.69
Xe	0.5742	$0.00	CHF 1,148.38	−CHF 15.30
NAB	0.5644	$0.00	CHF 1,128.82	−CHF 34.86

Wed, 30 Sept 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.5812	–	CHF 1,162.32
Revolut Cheapest	0.5809	$3.00	CHF 1,160.04	−CHF 2.28
Wise	0.5812	$7.98	CHF 1,157.73	−CHF 4.59
Xe	0.5737	$0.00	CHF 1,147.36	−CHF 14.96
NAB	0.5663	$0.00	CHF 1,132.57	−CHF 29.75

Thu, 1 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.5818	–	CHF 1,163.56
Revolut Cheapest	0.5815	$3.00	CHF 1,161.25	−CHF 2.31
Wise	0.5817	$7.98	CHF 1,158.86	−CHF 4.70
Xe	0.5786	$0.00	CHF 1,157.26	−CHF 6.30
NAB	0.5663	$0.00	CHF 1,132.57	−CHF 30.99

Fri, 2 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.5750	–	CHF 1,150.01
Revolut Cheapest	0.5744	$3.00	CHF 1,147.05	−CHF 2.96
Wise	0.5748	$7.98	CHF 1,145.07	−CHF 4.94
Xe	0.5715	$0.00	CHF 1,143.08	−CHF 6.93
NAB	0.5670	$0.00	CHF 1,133.96	−CHF 16.05

Sat, 3 Oct 2026	Exchange rate	Fees:	Recipient gets	Difference
Mid-market rate	0.5740	–	CHF 1,147.94
Wise Cheapest	0.5767	$7.98	CHF 1,148.72	+CHF 0.78
Revolut	0.5758	$23.00	CHF 1,138.25	−CHF 9.69
Xe	0.5639	$0.00	CHF 1,127.86	−CHF 20.08
NAB	0.5572	$0.00	CHF 1,114.36	−CHF 33.58

How to send money to Switzerland from Australia with the best AUD-CHF rate

Best companies for AUD/CHF transfers