How to send money to Switzerland from Australia with the best AUD-CHF rate

Of the 10 companies we analysed, Revolut is the cheapest app overall for sending $2,000 to Switzerland.

On a 2,000 AUD transfer it will get your recipient 1,164.59 CHF.

Best companies for AUD/CHF transfers

10 of 10 providers

Last updated on 28 September 2026

Based on 2,000 AUD transfer

Best companies for AUD/CHF transfers

Sort Cheapest
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Wise

Pay via Bank Transfer
Fees: $7.98 1 AUD = 0.5834 CHF +0.01% vs mid-market Recipient gets CHF 1,162.16 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Switzerland with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$7.981 AUD = 0.5834 CHF
CHF 1,162.16You pay$2,000.00
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MoneyGram

Pay via Debit Card
Fees: $3.99 1 AUD = 0.5554 CHF +4.92% vs mid-market Recipient gets CHF 1,110.80 6-12 Hours

Ways to receive money in Switzerland with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 0.5554 CHF
CHF 1,110.80You pay$2,003.99

Run a live search

Showing top Australia to Switzerland deals for 2,000 AUD. Do a live search with your exact amount for today's best rates.
Pricing based on Revolut Standard plan

Revolut

Pay via Bank Transfer
Fees: $3.00 1 AUD = 0.5832 CHF +0.04% vs mid-market Recipient gets CHF 1,164.59 Within minutes
CheapestFastest
Receive to bank account

Ways to receive money in Switzerland with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
$3.001 AUD = 0.5832 CHF
CHF 1,164.59You pay$2,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Bank Transfer
Fees: $7.98 1 AUD = 0.5834 CHF +0.01% vs mid-market Recipient gets CHF 1,162.16 Within minutes
Recommended
Receive to bank accountDedicated support for large transfers

Ways to receive money in Switzerland with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$7.981 AUD = 0.5834 CHF
CHF 1,162.16You pay$2,000.00

Wise

Pay via Osko
Fees: $7.98 1 AUD = 0.5834 CHF +0.01% vs mid-market Recipient gets CHF 1,162.16 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Switzerland with Wise when paying by osko.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$7.981 AUD = 0.5834 CHF
CHF 1,162.16You pay$2,000.00

Currencies Direct

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5799 CHF +0.61% vs mid-market Recipient gets CHF 1,159.80 6-12 Hours
Receive to bank account

Ways to receive money in Switzerland with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.5799 CHF
CHF 1,159.80You pay$2,000.00

OFX

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5796 CHF +0.65% vs mid-market Recipient gets CHF 1,159.29 6-12 Hours
Receive to bank account

Ways to receive money in Switzerland with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.5796 CHF
CHF 1,159.29You pay$2,000.00

Wise

Pay via Debit Card
Fees: $13.52 1 AUD = 0.5834 CHF +0.01% vs mid-market Recipient gets CHF 1,158.92 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Switzerland with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$13.521 AUD = 0.5834 CHF
CHF 1,158.92You pay$2,000.00

Xe

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5759 CHF +1.30% vs mid-market Recipient gets CHF 1,151.82 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Switzerland with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
Free1 AUD = 0.5759 CHF
CHF 1,151.82You pay$2,000.00

Wise

Pay via Credit Card
Fees: $27.05 1 AUD = 0.5834 CHF +0.01% vs mid-market Recipient gets CHF 1,151.03 Within minutes
Receive to bank accountDedicated support for large transfers

Ways to receive money in Switzerland with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$27.051 AUD = 0.5834 CHF
CHF 1,151.03You pay$2,000.00

Xe

Pay via Debit Card
Fees: $6.00 1 AUD = 0.5759 CHF +1.30% vs mid-market Recipient gets CHF 1,148.36 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Switzerland with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$6.001 AUD = 0.5759 CHF
CHF 1,148.36You pay$2,000.00

Western Union

Pay via Debit Card
Fees: $0.00 1 AUD = 0.5732 CHF +1.77% vs mid-market Recipient gets CHF 1,146.50 Next Day
Receive to bank account or cash pickup

Ways to receive money in Switzerland with Western Union when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.5732 CHF
CHF 1,146.50You pay$2,000.00

Western Union

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5732 CHF +1.77% vs mid-market Recipient gets CHF 1,146.50 Next Day
Receive to bank account or cash pickup

Ways to receive money in Switzerland with Western Union when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.5732 CHF
CHF 1,146.50You pay$2,000.00

Moneycorp

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5729 CHF +1.80% vs mid-market Recipient gets CHF 1,145.87 Next Day

Ways to receive money in Switzerland with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext Day
Free1 AUD = 0.5729 CHF
CHF 1,145.87You pay$2,000.00

Xe

Pay via Credit Card
Fees: $15.00 1 AUD = 0.5759 CHF +1.30% vs mid-market Recipient gets CHF 1,143.18 6-12 Hours
Receive to bank accountDedicated support for larger transactions

Ways to receive money in Switzerland with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$15.001 AUD = 0.5759 CHF
CHF 1,143.18You pay$2,000.00

NAB

Pay via Bank Transfer
Fees: $0.00 1 AUD = 0.5654 CHF +3.14% vs mid-market Recipient gets CHF 1,130.75 3-5 Days
0 reviews

Ways to receive money in Switzerland with NAB when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank deposit3-5 Days
Free1 AUD = 0.5654 CHF
CHF 1,130.75You pay$2,000.00

Ria Money Transfer

Pay via Credit Card
Fees: $2.89 1 AUD = 0.5600 CHF +4.10% vs mid-market Recipient gets CHF 1,118.38 6-12 Hours

Ways to receive money in Switzerland with Ria Money Transfer when paying by credit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 0.5600 CHF
CHF 1,118.38You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 0.5600 CHF
CHF 1,118.38You pay$2,000.00

Ria Money Transfer

Pay via Debit Card
Fees: $2.89 1 AUD = 0.5600 CHF +4.10% vs mid-market Recipient gets CHF 1,118.38 6-12 Hours

Ways to receive money in Switzerland with Ria Money Transfer when paying by debit card.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 0.5600 CHF
CHF 1,118.38You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 0.5600 CHF
CHF 1,118.38You pay$2,000.00

Ria Money Transfer

Pay via PayID
Fees: $2.89 1 AUD = 0.5600 CHF +4.10% vs mid-market Recipient gets CHF 1,118.38 6-12 Hours

Ways to receive money in Switzerland with Ria Money Transfer when paying by payid.

MethodFee & ratesRecipient gets
Bank deposit6-12 Hours
$2.891 AUD = 0.5600 CHF
CHF 1,118.38You pay$2,000.00
Cash pickup6-12 Hours
$2.891 AUD = 0.5600 CHF
CHF 1,118.38You pay$2,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit Card
Fees: $3.99 1 AUD = 0.5554 CHF +4.92% vs mid-market Recipient gets CHF 1,110.80 6-12 Hours

Ways to receive money in Switzerland with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 0.5554 CHF
CHF 1,110.80You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via POLi
Fees: $3.99 1 AUD = 0.5554 CHF +4.92% vs mid-market Recipient gets CHF 1,110.80 6-12 Hours

Ways to receive money in Switzerland with MoneyGram when paying by poli.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$3.991 AUD = 0.5554 CHF
CHF 1,110.80You pay$2,003.99
$0 fee on first online transfers

MoneyGram

Pay via Credit Card
Fees: $32.99 1 AUD = 0.5554 CHF +4.92% vs mid-market Recipient gets CHF 1,110.80 6-12 Hours

Ways to receive money in Switzerland with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickup6-12 Hours
$32.991 AUD = 0.5554 CHF
CHF 1,110.80You pay$2,032.99
How Our Results Work
Mid-market rate: 1 AUD = 0.5834 CHF Updates every 60 minutes.

How to send money from Australia to Switzerland

Pick a company

Start with the cheapest, which is Revolut at 1,164.59 CHF on $2,000.

Funding is quick whoever you pick, so the choice comes down to the rate and how your recipient collects it.

Fund your transfer

You have 6 ways to pay, including bank transfer, debit card, credit card, osko, payid, and poli.

PayID and Osko move money to the company in seconds at no cost, and PayID shows you the account name before you confirm.

Watch your bank's daily limit on anything large.

Verify and send

First time round you'll need a photo ID, usually a licence or a passport.

A passport and visa are enough if you’re new (you don’t need an Australian credit history).

Compare amounts

How much AUD are you sending to Switzerland?

How much AUD you send to Switzerland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
$1,0000.12%$1.50CHF 581.68with bank transfer to bank deposit+CHF 6.50
$1,5000.12%$2.25CHF 872.52with bank transfer to bank deposit+CHF 14.11
$2,000This page0.04%$3.00CHF 1,164.59with bank transfer to bank deposit+CHF 23.67
$3,0000.03%$10.97CHF 1,741.17with bank transfer to bank deposit+CHF 25.62
$7,500-0.04%$24.43CHF 4,362.13with bank transfer to bank deposit+CHF 19.86
$12,0000.25%$0.00CHF 6,982.15with bank transfer to bank deposit+CHF 77.04
$15,0000.25%$0.00CHF 8,729.23with bank transfer to bank deposit+CHF 100.85
$100,0000.20%$0.00CHF 58,149.97with bank transfer to bank deposit+CHF 696.81
$250,0000.15%$0.00CHF 145,607.26with bank transfer to bank deposit+CHF 1,807.03
$500,0000.15%$0.00CHF 290,906.48with bank transfer to bank deposit+CHF 1,215.43

Mid-market rate: 1 AUD = 0.5834 CHF

Ways to send money from Australia to Switzerland

10 money transfer companies let you send money from Australia to Switzerland.

Cheapest for most transfers

Online transfers

Sending money online with a “self-service” provider is usually the cheapest way to send money to Switzerland.

For example, sending $500 with Wise will get you 1,162.16 CHF after a $7.98 fee and 0.01% markup.

To speed up the transfer, use PayID or bank transfer, this will ensure your money is withdrawn instantly from your AU bank account.

Plus, PayID shows the registered payee name, which gives you an extra check against the details you entered.

For regular transfers home

Money transfer apps

An app suits the transfer you make over and over to the same recipient, similar amount, every payday or so.

Revolut takes $3 in fees and 0.04% markup on a $3 transfer, and your CHF arrives in within minutes.

Signing up is quick even if you're new to Australia.

A passport and visa are enough for most money transfer apps, and no local credit history is needed.

For large AUD transfers

Currency brokers

Money transfer brokers are best for large transfers, like buying property, moving abroad, or paying student fees.

On transfers of $10,000 or more, a broker like Currencies Direct drops the fee entirely and works on margin instead.

With Currencies Direct you get 0.61% on AUD/CHF, and it gets lower the more you send.

You also get an account manager for the whole thing.

For overseas business payments

Business accounts

Global accounts like Airwallex are great for paying suppliers, contractors or staff in CHF, handling invoices, batch payments, and more.

For receiving and spending

Multi-currency accounts

Multi-currency accounts let you hold AUD and CHF in one account, and convert when the rate suits you.

Revolut converts $2,000 at 0.04% markup, and the CHF sits in your account until you spend or transfer it.

Most useful if you travel often to Switzerland, split your life between two countries, or receive money from abroad.

We also created a guide going into more detail about multi currency accounts.

Compare first

Banks

The big four have dropped most transfer fees, which makes bank transfer from your bank look cheap.

However, the cost is moved into the exchange rate instead.

On a $2,000 transfer, a bank like NAB adds 3.14% markup and delivers 1,130.75 CHF, against 1,164.59 CHF via Revolut (the cheapest option).

Ways to fund AUD and receive money in Switzerland

With Revolut, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending $2,000 gives your recipient 1,164.59 CHF.

You can fund the transfer with bank transfer, debit card, credit card, osko, payid, and poli.

You can pay with payid

Use the PayID supplied by the company and confirm the recipient name shown by your Australian bank before approving the payment.

Recipients in the Switzerland can collect CHF through bank deposit and cash pickup.

They can collect cash via Western Union

For cash collection, the recipient should take a photo ID and the transfer reference to a participating location in the Switzerland.

  1. 1
    Bank transfer Bank deposit

    You pay $2,000.00

    fr.1,165

    Cheapest

  2. 2
    Osko Bank deposit

    You pay $2,000.00

    fr.1,162

    -fr.2

  3. 3
    Debit card Bank deposit

    You pay $2,000.00

    fr.1,159

    -fr.6

  4. 4
    Credit card Bank deposit

    You pay $2,000.00

    fr.1,151

    -fr.14

  5. 5
    Debit card Cash pickup

    You pay $2,000.00

    fr.1,118

    -fr.46

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay $2,000.00

    fr.1,118

    -fr.46

  2. 7
    Payid Bank deposit

    You pay $2,000.00

    fr.1,118

    -fr.46

  3. 8
    Payid Cash pickup

    You pay $2,000.00

    fr.1,118

    -fr.46

  4. 9
    Poli Cash pickup

    You pay $2,003.99

    fr.1,111

    -fr.54

Consider this before sending AUD to India

Every international transfer is reportable by the company handling it, but that is not a tax or a form you normally file yourself. PayID can fund the transfer, while the overseas leg still needs a transfer provider.

Compare AUD/INR transfer options

For an $2,000 transfer to Switzerland, these are the best options right now:

Cheapest

Revolut is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 1,164.59 CHF, which is 0.21% more than the next best option.

Fastest

Revolut delivers 1,164.59 CHF in within minutes when you use bank transfer and choose bank deposit as payout.

If you need money urgently, we've put together a guide on instant money transfers.

PayID is domestic only

PayID and Osko move Australian dollars between local accounts.

When a money transfer company accepts PayID, it collects the AUD in Australia and then handles the conversion and payout in Switzerland.

Confirm the registered business name shown by your bank before approving the PayID payment.

AUSTRAC reporting

The bank or remittance company reports international transfer instructions to AUSTRAC.

This applies to international transfers generally, rather than only those above A$10,000.

You do not normally submit the international transfer report yourself.

A separate threshold report applies when a transaction involves A$10,000 or more in physical cash.

Large or unusual transfers can still trigger source-of-funds checks. Keep the sale agreement, invoice or bank statement that explains the payment ready.

Cash gifts can affect Centrelink payments

Australia does not generally tax a genuine cash gift simply because you send it to family in Switzerland.

Gifting money can still affect income-tested or asset-tested Centrelink payments.

Services Australia can continue assessing gifts above its gifting free areas under the income and assets tests.

If you or your partner receive a relevant payment, check the gifting rules before sending a large amount.

Bank protection in Australia

The Financial Claims Scheme protects eligible Australian-dollar deposits with an Australian-incorporated ADI, up to A$250,000 per account holder per ADI.

It does not automatically cover money held by a non-bank transfer company.

In case of issues, if a complaint is not resolved, the Australian Financial Complaints Authority is the free external dispute service for member financial firms.

Live AUD-CHF Exchange Rate

Getting a better AUD to CHF rate

Small changes in the AUD/CHF rate can make a noticeable difference to the amount received, especially on a larger transfer.

Mid-market rate:1 AUD = 0.584401 CHF

How we analyse the market

We track 10 companies sending AUD to Switzerland, all holding an Australian licence, with rates refreshed in real time when running a live search.

Fees, exchange rates and the pay-in and payout options all get compared, and each company goes through our review before it appears.

More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.