Xe is the cheapest right now for transfers from Italy. Using a debit card deposit into a bank deposit will get you 6,452.6 CHF in Switzerland.
For speed, Revolut is fastest, with delivery in within minutes.
| 11 of 11 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/CHF transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €31.65 1 EUR = 0.9233 CHF 0.00% vs mid-market | Recipient gets CHF 6,433.53 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.651 EUR = 0.9233 CHF CHF 6,433.53You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 0.9218 CHF +0.15% vs mid-market | Recipient gets CHF 6,452.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9218 CHF CHF 6,452.60You pay€7,000.00 | |||
Run a live search Showing top Italy to Switzerland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CHF rates. | |||
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much EUR you're planning to spend in Switzerland. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 0.9218 CHF +0.15% vs mid-market | Recipient gets CHF 6,452.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9218 CHF CHF 6,452.60You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 0.9218 CHF +0.15% vs mid-market | Recipient gets CHF 6,452.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9218 CHF CHF 6,452.60You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 0.9218 CHF +0.15% vs mid-market | Recipient gets CHF 6,452.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9218 CHF CHF 6,452.60You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 0.9209 CHF +0.25% vs mid-market | Recipient gets CHF 6,446.38 Minutes - 3 days | |
Ways to receive money in Switzerland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 0.9209 CHF CHF 6,446.38You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 0.9207 CHF +0.27% vs mid-market | Recipient gets CHF 6,445.09 Minutes - 24 hours | |
Ways to receive money in Switzerland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9207 CHF CHF 6,445.09You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 0.9205 CHF +0.30% vs mid-market | Recipient gets CHF 6,443.15 Minutes - 24 hours | |
Ways to receive money in Switzerland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9205 CHF CHF 6,443.15You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €31.65 1 EUR = 0.9233 CHF 0.00% vs mid-market | Recipient gets CHF 6,433.53 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.651 EUR = 0.9233 CHF CHF 6,433.53You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 0.9186 CHF +0.50% vs mid-market | Recipient gets CHF 6,430.23 Minutes - 24 hours | |
Ways to receive money in Switzerland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9186 CHF CHF 6,430.23You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 0.9186 CHF +0.50% vs mid-market | Recipient gets CHF 6,430.20 Minutes - 24 hours | |
Ways to receive money in Switzerland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9186 CHF CHF 6,430.20You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €41.80 1 EUR = 0.9233 CHF 0.00% vs mid-market | Recipient gets CHF 6,424.16 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €41.801 EUR = 0.9233 CHF CHF 6,424.16You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €4.33 1 EUR = 0.9179 CHF +0.58% vs mid-market | Recipient gets CHF 6,421.30 Minutes - 24 hours | |
Ways to receive money in Switzerland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €4.331 EUR = 0.9179 CHF CHF 6,421.30You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €61.35 1 EUR = 0.9209 CHF +0.25% vs mid-market | Recipient gets CHF 6,389.70 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €61.351 EUR = 0.9209 CHF CHF 6,389.70You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €86.72 1 EUR = 0.9233 CHF 0.00% vs mid-market | Recipient gets CHF 6,382.69 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €86.721 EUR = 0.9233 CHF CHF 6,382.69You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 0.9103 CHF +1.40% vs mid-market | Recipient gets CHF 6,372.06 Minutes - 2 days | |
Ways to receive money in Switzerland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 0.9103 CHF CHF 6,372.06You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 0.9209 CHF +0.25% vs mid-market | Recipient gets CHF 6,345.82 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 0.9209 CHF CHF 6,345.82You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €128.80 1 EUR = 0.9233 CHF 0.00% vs mid-market | Recipient gets CHF 6,343.84 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €128.801 EUR = 0.9233 CHF CHF 6,343.84You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €4.99 1 EUR = 0.8837 CHF +4.37% vs mid-market | Recipient gets CHF 6,185.90 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 0.8837 CHF CHF 6,185.90You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €4.99 1 EUR = 0.8837 CHF +4.37% vs mid-market | Recipient gets CHF 6,185.90 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 0.8837 CHF CHF 6,185.90You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €4.99 1 EUR = 0.8837 CHF +4.37% vs mid-market | Recipient gets CHF 6,185.90 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 0.8837 CHF CHF 6,185.90You pay€7,004.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 0.9232 CHF Updates every 60 minutes. | |||
Transfer details
For a one-off EUR transfer to Switzerland, I suggest picking the cheapest option which is Xe.
Xe was the cheapest on 2 of the 29 days it quoted €7,000 transfers to Switzerland.
On a 7,000 EUR transfer, Xe delivers the most CHF.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/CHF rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and iDEAL.
Sending money to Switzerland directly with SEPA is expensive, but it's a cheap and quick way to fund your money transfer account.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
How much EUR you send to Switzerland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Xe was the cheapest in 7% of the transfers from €5,000 it quoted, and in 5% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.44% | €0.00 | CHF 459.72with debit card to bank deposit | +CHF 5.22 | |
| €1,000 | 0.25% | €1.35 | CHF 919.48with bank transfer to bank deposit | +CHF 10.36 | |
| €2,000 | 0.44% | €0.00 | CHF 1,838.05with debit card to bank deposit | +CHF 18.24 | |
| €5,000 | 0.13% | €0.00 | CHF 4,611.00with debit card to bank deposit | +CHF 53.70 | |
| €7,000This page | 0.15% | €0.00 | CHF 6,452.60with debit card to bank deposit | +CHF 72.41 |
Mid-market rate: 1 EUR = 0.9232 CHF
The cheapest way to send EUR to CHF can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 EUR transfers to Switzerland.
Wed, 28 Oct 2026Mid-market rateCHF 6,462.54 Xe CHF 6,452.60XeCHF 6,452.60Key CurrencyCHF 6,446.38Regency FXCHF 6,445.09
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9455 | – | CHF 6,618.28 | |
| | 0.9431 | €0.00 | CHF 6,601.73 | −CHF 16.55 |
| | 0.9429 | €0.00 | CHF 6,600.41 | −CHF 17.87 |
| | 0.9409 | €0.00 | CHF 6,586.30 | −CHF 31.98 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9459 | – | CHF 6,621.45 | |
| | 0.9436 | €0.00 | CHF 6,604.90 | −CHF 16.55 |
| | 0.9434 | €0.00 | CHF 6,603.58 | −CHF 17.87 |
| | 0.9412 | €0.00 | CHF 6,588.40 | −CHF 33.05 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9459 | – | CHF 6,621.31 | |
| | 0.9435 | €0.00 | CHF 6,604.75 | −CHF 16.56 |
| | 0.9433 | €0.00 | CHF 6,603.43 | −CHF 17.88 |
| | 0.9410 | €0.00 | CHF 6,587.00 | −CHF 34.31 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9318 | – | CHF 6,522.85 | |
| | 0.9295 | €0.00 | CHF 6,506.54 | −CHF 16.31 |
| | 0.9293 | €0.00 | CHF 6,505.24 | −CHF 17.61 |
| | 0.9272 | €0.00 | CHF 6,490.40 | −CHF 32.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9327 | – | CHF 6,528.77 | |
| | 0.9304 | €0.00 | CHF 6,512.45 | −CHF 16.32 |
| | 0.9302 | €0.00 | CHF 6,511.15 | −CHF 17.62 |
| | 0.9202 | €0.00 | CHF 6,441.40 | −CHF 87.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9350 | – | CHF 6,544.84 | |
| | 0.9326 | €0.00 | CHF 6,528.48 | −CHF 16.36 |
| | 0.9325 | €0.00 | CHF 6,527.17 | −CHF 17.67 |
| | 0.9210 | €0.00 | CHF 6,447.00 | −CHF 97.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9293 | – | CHF 6,505.20 | |
| | 0.9270 | €0.00 | CHF 6,488.94 | −CHF 16.26 |
| | 0.9268 | €0.00 | CHF 6,487.63 | −CHF 17.57 |
| | 0.9247 | €0.00 | CHF 6,472.90 | −CHF 32.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9345 | – | CHF 6,541.17 | |
| | 0.9321 | €0.00 | CHF 6,524.82 | −CHF 16.35 |
| | 0.9319 | €0.00 | CHF 6,523.51 | −CHF 17.66 |
| | 0.9296 | €0.00 | CHF 6,507.20 | −CHF 33.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9332 | – | CHF 6,532.17 | |
| | 0.9308 | €0.00 | CHF 6,515.84 | −CHF 16.33 |
| | 0.9306 | €0.00 | CHF 6,514.53 | −CHF 17.64 |
| | 0.9275 | €0.00 | CHF 6,492.50 | −CHF 39.67 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9329 | – | CHF 6,530.32 | |
| | 0.9306 | €0.00 | CHF 6,514.00 | −CHF 16.32 |
| | 0.9304 | €0.00 | CHF 6,512.69 | −CHF 17.63 |
| | 0.9285 | €0.00 | CHF 6,499.50 | −CHF 30.82 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9330 | – | CHF 6,531.23 | |
| | 0.9307 | €0.00 | CHF 6,514.90 | −CHF 16.33 |
| | 0.9305 | €0.00 | CHF 6,513.60 | −CHF 17.63 |
| | 0.9285 | €0.00 | CHF 6,499.50 | −CHF 31.73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9296 | – | CHF 6,507.14 | |
| | 0.9273 | €0.00 | CHF 6,490.88 | −CHF 16.26 |
| | 0.9271 | €0.00 | CHF 6,489.57 | −CHF 17.57 |
| | 0.9139 | €0.00 | CHF 6,397.30 | −CHF 109.84 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9296 | – | CHF 6,507.14 | |
| | 0.9273 | €0.00 | CHF 6,490.88 | −CHF 16.26 |
| | 0.9271 | €0.00 | CHF 6,489.57 | −CHF 17.57 |
| | 0.9146 | €0.00 | CHF 6,402.20 | −CHF 104.94 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9314 | – | CHF 6,519.85 | |
| | 0.9291 | €0.00 | CHF 6,503.55 | −CHF 16.30 |
| | 0.9289 | €0.00 | CHF 6,502.25 | −CHF 17.60 |
| | 0.9269 | €0.00 | CHF 6,488.30 | −CHF 31.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9315 | – | CHF 6,520.75 | |
| | 0.9292 | €0.00 | CHF 6,504.45 | −CHF 16.30 |
| | 0.9290 | €0.00 | CHF 6,503.15 | −CHF 17.60 |
| | 0.9269 | €0.00 | CHF 6,488.30 | −CHF 32.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
 | 0.9290 | €0.00 | CHF 6,502.82 | – |
| | – | – | – | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9309 | – | CHF 6,516.42 | |
| | 0.9286 | €0.00 | CHF 6,500.13 | −CHF 16.29 |
| | 0.9284 | €0.00 | CHF 6,498.82 | −CHF 17.60 |
| | 0.9266 | €0.00 | CHF 6,486.20 | −CHF 30.22 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9268 | – | CHF 6,487.45 | |
| | 0.9245 | €0.00 | CHF 6,471.23 | −CHF 16.22 |
| | 0.9243 | €0.00 | CHF 6,469.94 | −CHF 17.51 |
| | 0.9221 | €0.00 | CHF 6,454.70 | −CHF 32.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9281 | – | CHF 6,496.79 | |
| | 0.9258 | €0.00 | CHF 6,480.55 | −CHF 16.24 |
| | 0.9256 | €0.00 | CHF 6,479.25 | −CHF 17.54 |
| | 0.9079 | €0.00 | CHF 6,355.30 | −CHF 141.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9281 | – | CHF 6,496.79 | |
| | 0.9258 | €0.00 | CHF 6,480.55 | −CHF 16.24 |
| | 0.9256 | €0.00 | CHF 6,479.25 | −CHF 17.54 |
| | 0.9095 | €0.00 | CHF 6,366.50 | −CHF 130.29 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9235 | – | CHF 6,464.46 | |
| | 0.9212 | €0.00 | CHF 6,448.30 | −CHF 16.16 |
| | 0.9210 | €0.00 | CHF 6,447.01 | −CHF 17.45 |
| | 0.9183 | €0.00 | CHF 6,428.10 | −CHF 36.36 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9258 | – | CHF 6,480.28 | |
| | 0.9234 | €0.00 | CHF 6,464.08 | −CHF 16.20 |
| | 0.9233 | €0.00 | CHF 6,462.78 | −CHF 17.50 |
| | 0.9216 | €0.00 | CHF 6,451.20 | −CHF 29.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9258 | – | CHF 6,480.57 | |
| | 0.9235 | €0.00 | CHF 6,464.37 | −CHF 16.20 |
| | 0.9233 | €0.00 | CHF 6,463.07 | −CHF 17.50 |
| | 0.9208 | €0.00 | CHF 6,445.60 | −CHF 34.97 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9226 | – | CHF 6,458.07 | |
| | 0.9203 | €0.00 | CHF 6,441.93 | −CHF 16.14 |
| | 0.9201 | €0.00 | CHF 6,440.64 | −CHF 17.43 |
| | 0.9170 | €0.00 | CHF 6,419.00 | −CHF 39.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9222 | – | CHF 6,455.55 | |
| | 0.9199 | €0.00 | CHF 6,439.42 | −CHF 16.13 |
| | 0.9197 | €0.00 | CHF 6,438.12 | −CHF 17.43 |
| | 0.9180 | €0.00 | CHF 6,426.00 | −CHF 29.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9243 | – | CHF 6,469.96 | |
| | 0.9220 | €0.00 | CHF 6,453.79 | −CHF 16.17 |
| | 0.9218 | €0.00 | CHF 6,452.49 | −CHF 17.47 |
| | 0.9067 | €0.00 | CHF 6,346.90 | −CHF 123.06 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9243 | – | CHF 6,469.96 | |
| | 0.9220 | €0.00 | CHF 6,453.79 | −CHF 16.17 |
| | 0.9218 | €0.00 | CHF 6,452.49 | −CHF 17.47 |
| | 0.9070 | €0.00 | CHF 6,349.00 | −CHF 120.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9248 | – | CHF 6,473.29 | |
| | 0.9224 | €0.00 | CHF 6,457.10 | −CHF 16.18 |
| | 0.9223 | €0.00 | CHF 6,455.81 | −CHF 17.47 |
| | 0.9203 | €0.00 | CHF 6,442.10 | −CHF 31.18 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9239 | – | CHF 6,467.57 | |
| | 0.9225 | €0.00 | CHF 6,457.50 | −CHF 10.07 |
| | 0.9216 | €0.00 | CHF 6,451.40 | −CHF 16.17 |
| | 0.9214 | €0.00 | CHF 6,450.10 | −CHF 17.47 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9232 | – | CHF 6,462.54 | |
| | 0.9218 | €0.00 | CHF 6,452.60 | −CHF 9.94 |
| | 0.9209 | €0.00 | CHF 6,446.38 | −CHF 16.16 |
| | 0.9207 | €0.00 | CHF 6,445.09 | −CHF 17.45 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 0.9232 | – | CHF 6,462.54 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more CHF per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CHF on every transfer from Italy.
Right now, Xe pays 6,452.6 CHF on 7,000 EUR, which is 9.94 CHF less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 6,604.9 CHF.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Switzerland.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 14% of them
Cheapest in 71% of them
Never the cheapest
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 5% of them
Cheapest in 93% of them
Never the cheapest
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 3% of them
Cheapest in 95% of them
Never the cheapest
Based on 142 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Xe is the cheapest and gets you the most CHF, but it was the cheapest in only 5% of the 76 comparisons it appeared in over the past month.
If it's a one-off transfer, go with Xe, since it's the cheapest right now.
11 companies send money from Italy to Switzerland. You can send EUR via broker, online, app, multi-currency account, global account, and in person, and more below.
Regular transfers
For the regular transfer home, an app like Xe is the easiest and most convenient option.
Over the past month, Xe was the cheapest app on 10% of the days it appeared for €7,000 transfers.
Xe charges €0 on a €7,000 transfer, and 6,452.6 CHF lands in minutes - 24 hours.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Xe delivers 6,452.6 CHF on €7,000 with a €0 fee and 0.15% markup.
In our comparisons over the past month, it was the cheapest online service on 3 of the 29 days it quoted.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Switzerland, the better rate you will get.
Xe charges no fee and adds 0.15% on EUR/CHF rate.
Our analysis shows Xe was the cheapest broker in 7% of the transfers from €5,000 it quoted.
Travelling and receiving
If you travel to Switzerland often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and CHF in one account, and give you local details.
I suggest trying Wise.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
It holds EUR and CHF balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 6,452.6 CHF.
In Italy, you can pay by bank transfer, debit card, credit card, and iDEAL.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send CHF to Switzerland by themselves.
In Switzerland, the recipient can use bank deposit and cash pickup.
In Switzerland, they can collect cash through .
They need to take a photo ID and the collection reference to a participating location in Switzerland.
You pay €7,000.00
fr.6,453
Cheapest
You pay €7,000.00
fr.6,453
fr.0
You pay €7,000.00
fr.6,453
fr.0
You pay €7,000.00
fr.6,424
-fr.28
You pay €7,004.99
fr.6,186
-fr.267
You pay €7,004.99
fr.6,186
-fr.267
You pay €7,004.99
fr.6,186
-fr.267
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Switzerland.
Cheapest way to send money to Switzerland
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 6,452.6 CHF, which is 0.1% more than the next best option.
Fastest way to send money to Switzerland
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,389.7 CHF, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Xe then convert the money into CHF and pay your recipient in Switzerland through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 11 of them on EUR to Switzerland, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/CHF transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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