Regular transfers
Money transfer apps
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Wise charges €31.65 on a €7,000 transfer, and 6,557.91 CHF lands in within an hour.
Key Currency is the cheapest right now for transfers from Italy. Using a bank transfer deposit into a bank deposit will get you 6,570.69 CHF in Switzerland.
For speed, Revolut is fastest, with delivery in within minutes.
| 10 of 10 providers Last updated on 2 September 2026 This page updates weekly. We collect, store, and analyze EUR/CHF exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/CHF transfersAll money transfer offers for EUR/CHF transfers, sorted by most CHF received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted Wise Pay via Bank transfer | Fee €31.65 1 EUR = 0.9411 CHF -0.01% vs mid-market | Recipient gets CHF 6,557.91 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.651 EUR = 0.9411 CHF CHF 6,557.91You pay€7,000.00 | |||
| Promoted Xe Pay via Debit card | Fee €0.00 1 EUR = 0.9368 CHF +0.45% vs mid-market | Recipient gets CHF 6,557.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9368 CHF CHF 6,557.60You pay€7,000.00 | |||
Run a live search Showing top Italy to Switzerland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CHF rates. | |||
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much EUR you're planning to spend in Switzerland. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 0.9387 CHF +0.25% vs mid-market | Recipient gets CHF 6,570.69 Minutes - 3 days | |
Ways to receive money in Switzerland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 0.9387 CHF CHF 6,570.69You pay€7,000.00 | |||
| Exclusive: First Transfer Deal Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 0.9385 CHF +0.27% vs mid-market | Recipient gets CHF 6,569.37 Minutes - 24 hours | |
Ways to receive money in Switzerland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9385 CHF CHF 6,569.37You pay€7,000.00 | |||
| TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 0.9382 CHF +0.30% vs mid-market | Recipient gets CHF 6,567.39 Minutes - 24 hours | |
Ways to receive money in Switzerland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9382 CHF CHF 6,567.39You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €31.65 1 EUR = 0.9411 CHF -0.01% vs mid-market | Recipient gets CHF 6,557.91 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.651 EUR = 0.9411 CHF CHF 6,557.91You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 0.9368 CHF +0.45% vs mid-market | Recipient gets CHF 6,557.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9368 CHF CHF 6,557.60You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 0.9368 CHF +0.45% vs mid-market | Recipient gets CHF 6,557.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9368 CHF CHF 6,557.60You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 0.9368 CHF +0.45% vs mid-market | Recipient gets CHF 6,557.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9368 CHF CHF 6,557.60You pay€7,000.00 | |||
| OFX Pay via Bank transfer | Fee €0.00 1 EUR = 0.9363 CHF +0.50% vs mid-market | Recipient gets CHF 6,554.22 Minutes - 24 hours | |
Ways to receive money in Switzerland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9363 CHF CHF 6,554.22You pay€7,000.00 | |||
| Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 0.9362 CHF +0.51% vs mid-market | Recipient gets CHF 6,553.40 Minutes - 24 hours | |
Ways to receive money in Switzerland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9362 CHF CHF 6,553.40You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €41.80 1 EUR = 0.9411 CHF -0.01% vs mid-market | Recipient gets CHF 6,548.36 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €41.801 EUR = 0.9411 CHF CHF 6,548.36You pay€7,000.00 | |||
| CurrencyFair Pay via Bank transfer | Fee €4.25 1 EUR = 0.9357 CHF +0.57% vs mid-market | Recipient gets CHF 6,545.90 Minutes - 24 hours | |
Ways to receive money in Switzerland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €4.251 EUR = 0.9357 CHF CHF 6,545.90You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 0.9395 CHF +0.16% vs mid-market | Recipient gets CHF 6,510.35 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 0.9395 CHF CHF 6,510.35You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €86.72 1 EUR = 0.9411 CHF -0.01% vs mid-market | Recipient gets CHF 6,506.09 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €86.721 EUR = 0.9411 CHF CHF 6,506.09You pay€7,000.00 | |||
| Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 0.9278 CHF +1.40% vs mid-market | Recipient gets CHF 6,494.93 Minutes - 2 days | |
Ways to receive money in Switzerland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 0.9278 CHF CHF 6,494.93You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 0.9395 CHF +0.16% vs mid-market | Recipient gets CHF 6,474.18 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 0.9395 CHF CHF 6,474.18You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €128.80 1 EUR = 0.9411 CHF -0.01% vs mid-market | Recipient gets CHF 6,466.49 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €128.801 EUR = 0.9411 CHF CHF 6,466.49You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 0.941022 CHF Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Switzerland, I suggest picking the cheapest option which is Key Currency.
On a 7,000 EUR transfer, Key Currency delivers the most CHF.
The best option will change depending on how much you actually send, so I suggest to get the best EUR/CHF rate.
You have 4 ways to fund your transfer: bank transfer, debit card, credit card, and ideal.
Sending money to Switzerland directly with SEPA is expensive, but using it to fund the money transfer account, since its cheap and quick.
You can also use a debit card to fund the transfer, including the Postepay card.
First time round you'll need your codice fiscale and a photo ID to verify your account.
10 companies send money from Italy to Switzerland. You can send EUR via broker, online, app, multi-currency account, and global account, and more below.
Regular transfers
For the regular transfer home, an app like Wise is the easiest and most convenient option.
Wise charges €31.65 on a €7,000 transfer, and 6,557.91 CHF lands in within an hour.
For one-off transfers
Outside the euro transfers, a bank transfer passes through intermediary banks, and each one can take a cut along the way.
Online services skip this and use their own network (it’s much cheaper).
Wise delivers 6,557.91 CHF on €7,000 with a €31.65 fee and -0.01% markup.
Sending large sums
Managed services charge no fees and work on margin instead, and the more you send to Switzerland, the better rate you will get.
Key Currency charges no fee and adds 0.25% on EUR/CHF rate.
Travelling and receiving
If you travel to Switzerland often, or receive payments from there, this is the best option.
Multi-currency accounts let you hold EUR and CHF in one account, and give you local details.
I suggest trying Wise.
It holds EUR and CHF balances and charges small fees to convert between them.
For business payments
Global accounts are for businesses and freelancers with a partita IVA, paying suppliers abroad, invoicing foreign clients, holding a few currencies.
A few good options are Wise Business, Airwallex, and Payoneer.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 6,570.69 CHF.
In Italy, you can pay by bank transfer, debit card, credit card, and ideal.
Satispay and Bancomat Pay are mainly domestic payment methods, they do not send CHF to Switzerland by themselves.
In Switzerland, the recipient can use bank deposit.
You pay €7,000.00
fr.6,571
Cheapest
You pay €7,000.00
fr.6,558
-fr.13
You pay €7,000.00
fr.6,558
-fr.13
You pay €7,000.00
fr.6,548
-fr.22
For a transfer from Italy, compare the amount received first. Then check whether you are making a SEPA payment, an extra-SEPA transfer or a cash-agent remittance, because each works differently.
These are the leading options for a €7,000 transfer to Switzerland.
Cheapest way to send money to Switzerland
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 6,570.69 CHF, which is 0.02% more than the next best option.
Fastest way to send money to Switzerland
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,510.35 CHF, with the money arriving in within minutes.
A bonifico can move euros from your Italian bank to the transfer company through SEPA.
Companies like Key Currency then convert the money into CHF and pay your recipient in Switzerland through a local bank, a wallet, or a cash-pickup network.
SEPA may fund the transfer quickly, but the delivery time depends on the local payout method.
In Italy, the term "money transfer" often means a cash-agent shop rather than an online bank transfer.
The Banca d'Italia confirms that money remittance must be provided by a bank, electronic money institution or authorised payment institution.
Their Italian agents must appear in the OAM register.
Italian banks and transfer companies can pause a large, unusual or poorly explained payment while they check its purpose and source.
Use a clear causale and keep the document that explains the money ready.
For property proceeds, tuition or moving savings, tell the bank before the transfer is due.
If a payment-service complaint is not resolved directly, the Arbitro Bancario Finanziario is the Italian financial ombudsman route.
The exchange rate affects the final CHF amount, so compare today's quote with the recent EUR/CHF range before sending.
Mid-market rate:1 EUR = 0.942088 CHF
Every company here is registered with Banca d'Italia or passported in from elsewhere in the EU.
We track 10 of them on EUR to Switzerland, comparing rates, fees and the ways to pay in and collect, updated in real time on live comparisons.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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