Wise offers the best exchange rate from France to Switzerland at 0.9237 CHF per EUR.
But Key Currency is cheapest overall, turning EUR 7,000 into 6,449.46 CHF after its fee and exchange-rate markup.
| 11 of 11 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/CHF transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €31.65 1 EUR = 0.9237 CHF 0.00% vs mid-market | Recipient gets CHF 6,436.66 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.651 EUR = 0.9237 CHF CHF 6,436.66You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 0.9190 CHF +0.51% vs mid-market | Recipient gets CHF 6,433.00 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9190 CHF CHF 6,433.00You pay€7,000.00 | |||
Run a live search Showing top France to Switzerland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CHF rates. | |||
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much EUR you're planning to spend in Switzerland. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 0.9214 CHF +0.25% vs mid-market | Recipient gets CHF 6,449.46 Minutes - 3 days | |
Ways to receive money in Switzerland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 0.9214 CHF CHF 6,449.46You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 0.9212 CHF +0.27% vs mid-market | Recipient gets CHF 6,448.17 Minutes - 24 hours | |
Ways to receive money in Switzerland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9212 CHF CHF 6,448.17You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 0.9209 CHF +0.30% vs mid-market | Recipient gets CHF 6,446.23 Minutes - 24 hours | |
Ways to receive money in Switzerland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9209 CHF CHF 6,446.23You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €31.65 1 EUR = 0.9237 CHF 0.00% vs mid-market | Recipient gets CHF 6,436.66 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.651 EUR = 0.9237 CHF CHF 6,436.66You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 0.9190 CHF +0.50% vs mid-market | Recipient gets CHF 6,433.30 Minutes - 24 hours | |
Ways to receive money in Switzerland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9190 CHF CHF 6,433.30You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 0.9190 CHF +0.51% vs mid-market | Recipient gets CHF 6,433.00 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9190 CHF CHF 6,433.00You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 0.9190 CHF +0.51% vs mid-market | Recipient gets CHF 6,433.00 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9190 CHF CHF 6,433.00You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 0.9190 CHF +0.51% vs mid-market | Recipient gets CHF 6,433.00 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9190 CHF CHF 6,433.00You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 0.9190 CHF +0.51% vs mid-market | Recipient gets CHF 6,433.00 Minutes - 24 hours | |
Ways to receive money in Switzerland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9190 CHF CHF 6,433.00You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €41.80 1 EUR = 0.9237 CHF 0.00% vs mid-market | Recipient gets CHF 6,427.29 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €41.801 EUR = 0.9237 CHF CHF 6,427.29You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €4.33 1 EUR = 0.9181 CHF +0.60% vs mid-market | Recipient gets CHF 6,422.70 Minutes - 24 hours | |
Ways to receive money in Switzerland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €4.331 EUR = 0.9181 CHF CHF 6,422.70You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 0.9221 CHF +0.17% vs mid-market | Recipient gets CHF 6,389.73 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 0.9221 CHF CHF 6,389.73You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €86.72 1 EUR = 0.9237 CHF 0.00% vs mid-market | Recipient gets CHF 6,385.80 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €86.721 EUR = 0.9237 CHF CHF 6,385.80You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 0.9107 CHF +1.40% vs mid-market | Recipient gets CHF 6,375.11 Minutes - 2 days | |
Ways to receive money in Switzerland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 0.9107 CHF CHF 6,375.11You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 0.9221 CHF +0.17% vs mid-market | Recipient gets CHF 6,354.23 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 0.9221 CHF CHF 6,354.23You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Credit card | Fee €128.80 1 EUR = 0.9237 CHF 0.00% vs mid-market | Recipient gets CHF 6,346.93 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €128.801 EUR = 0.9237 CHF CHF 6,346.93You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €4.99 1 EUR = 0.8665 CHF +6.39% vs mid-market | Recipient gets CHF 6,065.50 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 0.8665 CHF CHF 6,065.50You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €4.99 1 EUR = 0.8665 CHF +6.39% vs mid-market | Recipient gets CHF 6,065.50 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 0.8665 CHF CHF 6,065.50You pay€7,004.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €4.99 1 EUR = 0.8665 CHF +6.39% vs mid-market | Recipient gets CHF 6,065.50 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 0.8665 CHF CHF 6,065.50You pay€7,004.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 0.9237 CHF Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Key Currency at 6,449.46 CHF on a €7,000 transfer.
Key Currency was the cheapest on 30 of the 30 days it quoted €7,000 transfers to Switzerland.
You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
How much EUR you send to Switzerland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Key Currency was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | €0.00 | CHF 459.89with debit card to bank deposit | +CHF 60.67 | ||
| €1,000 | 0.06% | €0.00 | CHF 923.00with debit card to bank deposit | +CHF 15.13 | |
| €2,000 | 0.52% | €0.00 | CHF 1,838.00with bank transfer to bank deposit | +CHF 24.04 | |
| €5,000 | 0.30% | €0.00 | CHF 4,605.29with bank transfer to bank deposit | +CHF 65.87 | |
| €7,000This page | 0.25% | €0.00 | CHF 6,449.46with bank transfer to bank deposit | +CHF 89.24 |
Mid-market rate: 1 EUR = 0.9237 CHF
The cheapest way to send EUR to CHF can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Switzerland.
Wed, 28 Oct 2026Mid-market rateCHF 6,465.63 Key Currency CHF 6,449.46Key CurrencyCHF 6,449.46Regency FXCHF 6,448.17TorFxCHF 6,446.23
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9468 | – | CHF 6,627.29 | |
| | 0.9444 | €0.00 | CHF 6,610.72 | −CHF 16.56 |
| | 0.9442 | €0.00 | CHF 6,609.39 | −CHF 17.89 |
| | 0.9439 | €0.00 | CHF 6,607.40 | −CHF 19.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9455 | – | CHF 6,618.19 | |
| | 0.9431 | €0.00 | CHF 6,601.64 | −CHF 16.55 |
| | 0.9429 | €0.00 | CHF 6,600.32 | −CHF 17.87 |
| | 0.9426 | €0.00 | CHF 6,598.33 | −CHF 19.86 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9474 | – | CHF 6,631.63 | |
| | 0.9450 | €0.00 | CHF 6,615.05 | −CHF 16.57 |
| | 0.9448 | €0.00 | CHF 6,613.72 | −CHF 17.90 |
| | 0.9445 | €0.00 | CHF 6,611.73 | −CHF 19.90 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9334 | – | CHF 6,533.88 | |
| | 0.9311 | €0.00 | CHF 6,517.54 | −CHF 16.34 |
| | 0.9309 | €0.00 | CHF 6,516.24 | −CHF 17.64 |
| | 0.9306 | €0.00 | CHF 6,514.28 | −CHF 19.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9327 | – | CHF 6,528.77 | |
| | 0.9304 | €0.00 | CHF 6,512.45 | −CHF 16.32 |
| | 0.9302 | €0.00 | CHF 6,511.15 | −CHF 17.62 |
| | 0.9299 | €0.00 | CHF 6,509.19 | −CHF 19.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9350 | – | CHF 6,544.84 | |
| | 0.9326 | €0.00 | CHF 6,528.48 | −CHF 16.36 |
| | 0.9325 | €0.00 | CHF 6,527.17 | −CHF 17.67 |
| | 0.9322 | €0.00 | CHF 6,525.20 | −CHF 19.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9292 | – | CHF 6,504.62 | |
| | 0.9269 | €0.00 | CHF 6,488.36 | −CHF 16.26 |
| | 0.9267 | €0.00 | CHF 6,487.06 | −CHF 17.56 |
| | 0.9264 | €0.00 | CHF 6,485.11 | −CHF 19.51 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9324 | – | CHF 6,526.91 | |
| | 0.9301 | €0.00 | CHF 6,510.59 | −CHF 16.31 |
| | 0.9299 | €0.00 | CHF 6,509.28 | −CHF 17.63 |
| | 0.9296 | €0.00 | CHF 6,507.32 | −CHF 19.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9347 | – | CHF 6,542.88 | |
| | 0.9324 | €0.00 | CHF 6,526.52 | −CHF 16.36 |
| | 0.9322 | €0.00 | CHF 6,525.21 | −CHF 17.67 |
| | 0.9319 | €0.00 | CHF 6,523.25 | −CHF 19.63 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9319 | – | CHF 6,523.62 | |
| | 0.9296 | €0.00 | CHF 6,507.31 | −CHF 16.30 |
| | 0.9294 | €0.00 | CHF 6,506.00 | −CHF 17.61 |
| | 0.9291 | €0.00 | CHF 6,504.04 | −CHF 19.57 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9332 | – | CHF 6,532.60 | |
| | 0.9309 | €0.00 | CHF 6,516.26 | −CHF 16.34 |
| | 0.9307 | €0.00 | CHF 6,514.96 | −CHF 17.64 |
| | 0.9304 | €0.00 | CHF 6,513.00 | −CHF 19.60 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9296 | – | CHF 6,507.14 | |
| | 0.9273 | €0.00 | CHF 6,490.88 | −CHF 16.26 |
| | 0.9271 | €0.00 | CHF 6,489.57 | −CHF 17.57 |
| | 0.9268 | €0.00 | CHF 6,487.62 | −CHF 19.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9296 | – | CHF 6,507.14 | |
| | 0.9273 | €0.00 | CHF 6,490.88 | −CHF 16.26 |
| | 0.9271 | €0.00 | CHF 6,489.57 | −CHF 17.57 |
| | 0.9268 | €0.00 | CHF 6,487.62 | −CHF 19.52 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9314 | – | CHF 6,519.97 | |
| | 0.9291 | €0.00 | CHF 6,503.67 | −CHF 16.30 |
| | 0.9289 | €0.00 | CHF 6,502.36 | −CHF 17.61 |
| | 0.9286 | €0.00 | CHF 6,500.41 | −CHF 19.56 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9323 | – | CHF 6,526.27 | |
| | 0.9300 | €0.00 | CHF 6,509.95 | −CHF 16.32 |
| | 0.9298 | €0.00 | CHF 6,508.65 | −CHF 17.62 |
| | 0.9295 | €0.00 | CHF 6,506.69 | −CHF 19.58 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9327 | – | CHF 6,529.03 | |
| | 0.9304 | €0.00 | CHF 6,512.70 | −CHF 16.33 |
| | 0.9302 | €0.00 | CHF 6,511.40 | −CHF 17.63 |
| | 0.9299 | €0.00 | CHF 6,509.44 | −CHF 19.59 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9307 | – | CHF 6,514.79 | |
| | 0.9284 | €0.00 | CHF 6,498.50 | −CHF 16.29 |
| | 0.9282 | €0.00 | CHF 6,497.20 | −CHF 17.59 |
| | 0.9279 | €0.00 | CHF 6,495.24 | −CHF 19.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9272 | – | CHF 6,490.44 | |
| | 0.9249 | €0.00 | CHF 6,474.22 | −CHF 16.22 |
| | 0.9247 | €0.00 | CHF 6,472.92 | −CHF 17.52 |
| | 0.9244 | €0.00 | CHF 6,470.97 | −CHF 19.47 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9281 | – | CHF 6,496.79 | |
| | 0.9258 | €0.00 | CHF 6,480.55 | −CHF 16.24 |
| | 0.9256 | €0.00 | CHF 6,479.25 | −CHF 17.54 |
| | 0.9253 | €0.00 | CHF 6,477.30 | −CHF 19.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9281 | – | CHF 6,496.79 | |
| | 0.9258 | €0.00 | CHF 6,480.55 | −CHF 16.24 |
| | 0.9256 | €0.00 | CHF 6,479.25 | −CHF 17.54 |
| | 0.9253 | €0.00 | CHF 6,477.30 | −CHF 19.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9246 | – | CHF 6,471.91 | |
| | 0.9222 | €0.00 | CHF 6,455.73 | −CHF 16.18 |
| | 0.9221 | €0.00 | CHF 6,454.44 | −CHF 17.47 |
| | 0.9218 | €0.00 | CHF 6,452.50 | −CHF 19.41 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9260 | – | CHF 6,481.88 | |
| | 0.9237 | €0.00 | CHF 6,465.68 | −CHF 16.20 |
| | 0.9235 | €0.00 | CHF 6,464.38 | −CHF 17.50 |
| | 0.9232 | €0.00 | CHF 6,462.44 | −CHF 19.44 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9259 | – | CHF 6,481.35 | |
| | 0.9236 | €0.00 | CHF 6,465.15 | −CHF 16.20 |
| | 0.9234 | €0.00 | CHF 6,463.85 | −CHF 17.50 |
| | 0.9231 | €0.00 | CHF 6,461.90 | −CHF 19.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9224 | – | CHF 6,456.58 | |
| | 0.9201 | €0.00 | CHF 6,440.43 | −CHF 16.15 |
| | 0.9199 | €0.00 | CHF 6,439.14 | −CHF 17.44 |
| | 0.9196 | €0.00 | CHF 6,437.21 | −CHF 19.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9217 | – | CHF 6,451.63 | |
| | 0.9194 | €0.00 | CHF 6,435.50 | −CHF 16.13 |
| | 0.9192 | €0.00 | CHF 6,434.21 | −CHF 17.42 |
| | 0.9189 | €0.00 | CHF 6,432.28 | −CHF 19.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9243 | – | CHF 6,469.96 | |
| | 0.9220 | €0.00 | CHF 6,453.79 | −CHF 16.17 |
| | 0.9218 | €0.00 | CHF 6,452.49 | −CHF 17.47 |
| | 0.9215 | €0.00 | CHF 6,450.55 | −CHF 19.41 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9243 | – | CHF 6,469.96 | |
| | 0.9220 | €0.00 | CHF 6,453.79 | −CHF 16.17 |
| | 0.9218 | €0.00 | CHF 6,452.49 | −CHF 17.47 |
| | 0.9215 | €0.00 | CHF 6,450.55 | −CHF 19.41 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9250 | – | CHF 6,475.25 | |
| | 0.9227 | €0.00 | CHF 6,459.06 | −CHF 16.19 |
| | 0.9225 | €0.00 | CHF 6,457.76 | −CHF 17.49 |
| | 0.9223 | €0.00 | CHF 6,455.82 | −CHF 19.43 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9241 | – | CHF 6,468.64 | |
| | 0.9218 | €0.00 | CHF 6,452.47 | −CHF 16.17 |
| | 0.9216 | €0.00 | CHF 6,451.18 | −CHF 17.46 |
| | 0.9213 | €0.00 | CHF 6,449.24 | −CHF 19.40 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 0.9237 | – | CHF 6,465.63 | |
| | 0.9214 | €0.00 | CHF 6,449.46 | −CHF 16.17 |
| | 0.9212 | €0.00 | CHF 6,448.17 | −CHF 17.46 |
| | 0.9209 | €0.00 | CHF 6,446.23 | −CHF 19.40 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 0.9237 | – | CHF 6,465.63 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more CHF per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CHF on every transfer from France.
Right now, Key Currency pays 6,449.46 CHF on 7,000 EUR, which is 16.17 CHF less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 6,615.05 CHF.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Switzerland.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest every time
Never the cheapest
Cheapest in 50% of them
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest every time
Never the cheapest
Cheapest in 33% of them
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 98% of them
Never the cheapest
Cheapest in 14% of them
Based on 154 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.
11 companies send money from France to Switzerland. You can do it via broker, online, app, multi-currency account, global account, and in person.
For regular transfers from France
If you’re sending €50 to €200 to a family in Switzerland, apps like Wise are the easiest way.
Over the past month, Wise was the cheapest app on 90% of the days it appeared for €7,000 transfers.
Wise charges €31.65 on a €7,000 transfer, and the CHF arrives in within an hour.
If you need mobile wallet or cash delivery, use our filters above.
For one-off transfers
When converting EUR to CHF, an online service like Wise is always cheaper than the bank's international virement.
Sending €7,000 with Wise gets you 6,436.66 CHF with a €31.65 fee and 0% markup.
In our comparisons over the past month, it was the cheapest online service on 26 of the 29 days it quoted.
For travelling & receiving
Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Switzerland.
On a €7,000 transfer, Wise gets you 6,436.66 CHF vs 6,449.46 CHF using Key Currency.
It's always , and choosing based on purpose and how much you get.
Companies like Wise offer great multi-currency features:
Hold EUR and CHF
Convert between them any time
Spend in CHF abroad or online
Receive EUR or CHF like a local
Our data shows Wise came out cheapest among challenger banks and multi-currency accounts on 100% of days in the past month.
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to Switzerland, or making any other large transfer, then you need a currency broker.
Key Currency charges no fee but adds 0.25% markup on EUR/CHF interbank rate.
And the more you transfer, the better rate you will get.
Our analysis shows Key Currency was the cheapest broker in 100% of the transfers from €5,000 it quoted.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 6,449.46 CHF.
Fund the transfer from France by bank transfer, debit card, credit card, and iDEAL.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to Switzerland depends on the payout method.
Your recipient in Switzerland can collect CHF through bank deposit and cash pickup.
They can collect cash in Switzerland
Your recipient can collect CHF from a participating agent location in Switzerland. They should take a valid photo ID and the collection reference.
You pay €7,000.00
fr.6,449
Cheapest
You pay €7,000.00
fr.6,433
-fr.16
You pay €7,000.00
fr.6,433
-fr.16
You pay €7,000.00
fr.6,427
-fr.22
You pay €7,004.99
fr.6,066
-fr.384
You pay €7,004.99
fr.6,066
-fr.384
You pay €7,004.99
fr.6,066
-fr.384
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to Switzerland, these are the best ways to start with:
Cheapest way to send money to Switzerland
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 6,449.46 CHF, which is 0.02% more than the next best option.
Fastest way to send money to Switzerland
The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,389.73 CHF in within minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 11 ACPR-registered companies sending EUR to Switzerland, with the rates refreshed in real time on live EUR/CHF searches.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/CHF transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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