How to send money to Switzerland from Netherlands with the best EUR-CHF rate

Revolut is the fastest way to send money to Switzerland right now, with delivery in within minutes.

For the cheapest option, sending €7,000 with Key Currency will get you 6,444.45 CHF.

Best companies for EUR/CHF transfers

10 of 10 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/CHF transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €31.65 1 EUR = 0.9230 CHF 0.00% vs mid-market Recipient gets CHF 6,431.44 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Switzerland with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€31.651 EUR = 0.9230 CHF
CHF 6,431.44You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.9180 CHF +0.54% vs mid-market Recipient gets CHF 6,426.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Switzerland with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9180 CHF
CHF 6,426.00You pay€7,000.00

Run a live search

Showing top Netherlands to Switzerland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9206 CHF +0.25% vs mid-market Recipient gets CHF 6,444.45 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Switzerland with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 0.9206 CHF
CHF 6,444.45You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9205 CHF +0.27% vs mid-market Recipient gets CHF 6,443.16 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Switzerland with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9205 CHF
CHF 6,443.16You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9202 CHF +0.30% vs mid-market Recipient gets CHF 6,441.22 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Switzerland with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9202 CHF
CHF 6,441.22You pay€7,000.00

Wise

Pay via Bank transfer
Fee €31.65 1 EUR = 0.9230 CHF 0.00% vs mid-market Recipient gets CHF 6,431.44 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Switzerland with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€31.651 EUR = 0.9230 CHF
CHF 6,431.44You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9183 CHF +0.50% vs mid-market Recipient gets CHF 6,428.30 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Switzerland with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9183 CHF
CHF 6,428.30You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9183 CHF +0.50% vs mid-market Recipient gets CHF 6,428.10 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Switzerland with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9183 CHF
CHF 6,428.10You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.9180 CHF +0.54% vs mid-market Recipient gets CHF 6,426.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Switzerland with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9180 CHF
CHF 6,426.00You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9180 CHF +0.54% vs mid-market Recipient gets CHF 6,426.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Switzerland with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9180 CHF
CHF 6,426.00You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 0.9180 CHF +0.54% vs mid-market Recipient gets CHF 6,426.00 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Switzerland with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9180 CHF
CHF 6,426.00You pay€7,000.00

Wise

Pay via iDEAL
Fee €41.80 1 EUR = 0.9230 CHF 0.00% vs mid-market Recipient gets CHF 6,422.07 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Switzerland with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€41.801 EUR = 0.9230 CHF
CHF 6,422.07You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €4.33 1 EUR = 0.9175 CHF +0.59% vs mid-market Recipient gets CHF 6,418.50 Minutes - 24 hours
Receive to bank account

Ways to receive money in Switzerland with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€4.331 EUR = 0.9175 CHF
CHF 6,418.50You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €61.35 1 EUR = 0.9208 CHF +0.23% vs mid-market Recipient gets CHF 6,388.97 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Switzerland with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€61.351 EUR = 0.9208 CHF
CHF 6,388.97You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €86.72 1 EUR = 0.9230 CHF 0.00% vs mid-market Recipient gets CHF 6,380.61 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Switzerland with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€86.721 EUR = 0.9230 CHF
CHF 6,380.61You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9100 CHF +1.40% vs mid-market Recipient gets CHF 6,370.15 Minutes - 2 days

Ways to receive money in Switzerland with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 0.9100 CHF
CHF 6,370.15You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 0.9208 CHF +0.23% vs mid-market Recipient gets CHF 6,345.10 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Switzerland with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 0.9208 CHF
CHF 6,345.10You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €128.80 1 EUR = 0.9230 CHF 0.00% vs mid-market Recipient gets CHF 6,341.77 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Switzerland with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€128.801 EUR = 0.9230 CHF
CHF 6,341.77You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 0.9229 CHF Updates every 60 minutes.

How to send money from Netherlands to Switzerland

Pick a company

For a one-off EUR transfer to Switzerland, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 29 of the 30 days it quoted €7,000 transfers to Switzerland.

On a 7,000 EUR transfer, Key Currency delivers the most CHF.

The best option will change depending on how much you actually send, so I suggest to get the best EUR/CHF rate.

Fund your transfer

There are 4 ways to fund your transfer, including bank transfer, debit card, credit card, and iDEAL.

The most common way is to fund your account with iDEAL (Wero).

Verify and send

First time round you'll need a photo ID and a BSN.

On a first transfer to someone new, send a small amount and check it landed.

Compare amounts

How much EUR are you sending to Switzerland?

How much EUR you send to Switzerland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 97% of the transfers from €5,000 it quoted, and in 97% of all the transfers it quoted.

Cheapest service
€5000.44%€0.00CHF 459.81with debit card to bank deposit+CHF 2.54
€1,0000.24%€1.35CHF 920.16with bank transfer to bank deposit+CHF 5.50
€2,0000.06%€0.00CHF 1,846.20with debit card to bank deposit+CHF 13.13
€5,0000.16%€0.00CHF 4,609.50with debit card to bank deposit+CHF 26.74
€7,000This page0.25%€0.00CHF 6,444.45with bank transfer to bank deposit+CHF 34.34

Mid-market rate: 1 EUR = 0.9229 CHF

EUR/CHF Exchange Rate History

Is today a good time to send money from Netherlands to Switzerland?

The cheapest way to send EUR to CHF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 7,000 EUR transfers to Switzerland.

CHF received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateCHF 6,460.60 Key Currency CHF 6,444.45Key CurrencyCHF 6,444.45Regency FXCHF 6,443.16TorFxCHF 6,441.22

6.400
6.450
6.500
6.550
6.600
6.650
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9456 – CHF 6,618.93
Key Currency Cheapest 0.9432 €0.00 CHF 6,602.39 −CHF 16.54
Regency FX 0.9430 €0.00 CHF 6,601.06 −CHF 17.87
TorFx 0.9427 €0.00 CHF 6,599.08 −CHF 19.85
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9462 – CHF 6,623.08
Key Currency Cheapest 0.9438 €0.00 CHF 6,606.52 −CHF 16.56
Regency FX 0.9436 €0.00 CHF 6,605.20 −CHF 17.88
TorFx 0.9433 €0.00 CHF 6,603.21 −CHF 19.87
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9456 – CHF 6,619.06
Key Currency Cheapest 0.9432 €0.00 CHF 6,602.51 −CHF 16.55
Regency FX 0.9430 €0.00 CHF 6,601.19 −CHF 17.87
TorFx 0.9427 €0.00 CHF 6,599.20 −CHF 19.86
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9319 – CHF 6,523.31
Key Currency Cheapest 0.9296 €0.00 CHF 6,507.00 −CHF 16.31
Regency FX 0.9294 €0.00 CHF 6,505.69 −CHF 17.62
TorFx 0.9291 €0.00 CHF 6,503.74 −CHF 19.57
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9327 – CHF 6,528.77
Key Currency Cheapest 0.9304 €0.00 CHF 6,512.45 −CHF 16.32
Regency FX 0.9302 €0.00 CHF 6,511.15 −CHF 17.62
TorFx 0.9299 €0.00 CHF 6,509.19 −CHF 19.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9350 – CHF 6,544.84
Key Currency Cheapest 0.9326 €0.00 CHF 6,528.48 −CHF 16.36
Regency FX 0.9325 €0.00 CHF 6,527.17 −CHF 17.67
TorFx 0.9322 €0.00 CHF 6,525.20 −CHF 19.64
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9295 – CHF 6,506.37
Key Currency Cheapest 0.9272 €0.00 CHF 6,490.10 −CHF 16.27
Regency FX 0.9270 €0.00 CHF 6,488.80 −CHF 17.57
TorFx 0.9267 €0.00 CHF 6,486.85 −CHF 19.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9341 – CHF 6,538.63
Key Currency Cheapest 0.9318 €0.00 CHF 6,522.28 −CHF 16.35
Regency FX 0.9316 €0.00 CHF 6,520.98 −CHF 17.65
TorFx 0.9313 €0.00 CHF 6,519.01 −CHF 19.62
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9326 – CHF 6,528.14
Key Currency Cheapest 0.9303 €0.00 CHF 6,511.82 −CHF 16.32
Regency FX 0.9301 €0.00 CHF 6,510.51 −CHF 17.63
TorFx 0.9298 €0.00 CHF 6,508.55 −CHF 19.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9328 – CHF 6,529.42
Key Currency Cheapest 0.9304 €0.00 CHF 6,513.09 −CHF 16.33
Regency FX 0.9303 €0.00 CHF 6,511.79 −CHF 17.63
TorFx 0.9300 €0.00 CHF 6,509.83 −CHF 19.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9330 – CHF 6,530.70
Key Currency Cheapest 0.9306 €0.00 CHF 6,514.37 −CHF 16.33
Regency FX 0.9304 €0.00 CHF 6,513.07 −CHF 17.63
TorFx 0.9302 €0.00 CHF 6,511.11 −CHF 19.59
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9296 – CHF 6,507.14
Key Currency Cheapest 0.9273 €0.00 CHF 6,490.88 −CHF 16.26
Regency FX 0.9271 €0.00 CHF 6,489.57 −CHF 17.57
TorFx 0.9268 €0.00 CHF 6,487.62 −CHF 19.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9296 – CHF 6,507.14
Key Currency Cheapest 0.9273 €0.00 CHF 6,490.88 −CHF 16.26
Regency FX 0.9271 €0.00 CHF 6,489.57 −CHF 17.57
TorFx 0.9268 €0.00 CHF 6,487.62 −CHF 19.52
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9317 – CHF 6,521.89
Key Currency Cheapest 0.9294 €0.00 CHF 6,505.59 −CHF 16.30
Regency FX 0.9292 €0.00 CHF 6,504.28 −CHF 17.61
TorFx 0.9289 €0.00 CHF 6,502.33 −CHF 19.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9316 – CHF 6,520.86
Key Currency Cheapest 0.9292 €0.00 CHF 6,504.56 −CHF 16.30
Regency FX 0.9290 €0.00 CHF 6,503.26 −CHF 17.60
TorFx 0.9288 €0.00 CHF 6,501.30 −CHF 19.56
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9327 – CHF 6,528.75
Key Currency Cheapest 0.9303 €0.00 CHF 6,512.43 −CHF 16.32
Regency FX 0.9302 €0.00 CHF 6,511.13 −CHF 17.62
TorFx 0.9299 €0.00 CHF 6,509.17 −CHF 19.58
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9297 – CHF 6,507.72
Key Currency Cheapest 0.9273 €0.00 CHF 6,491.45 −CHF 16.27
Regency FX 0.9272 €0.00 CHF 6,490.15 −CHF 17.57
TorFx 0.9269 €0.00 CHF 6,488.19 −CHF 19.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9272 – CHF 6,490.24
Key Currency Cheapest 0.9249 €0.00 CHF 6,474.01 −CHF 16.23
Regency FX 0.9247 €0.00 CHF 6,472.72 −CHF 17.52
TorFx 0.9244 €0.00 CHF 6,470.77 −CHF 19.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9281 – CHF 6,496.79
Key Currency Cheapest 0.9258 €0.00 CHF 6,480.55 −CHF 16.24
Regency FX 0.9256 €0.00 CHF 6,479.25 −CHF 17.54
TorFx 0.9253 €0.00 CHF 6,477.30 −CHF 19.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9281 – CHF 6,496.79
Key Currency Cheapest 0.9258 €0.00 CHF 6,480.55 −CHF 16.24
Regency FX 0.9256 €0.00 CHF 6,479.25 −CHF 17.54
TorFx 0.9253 €0.00 CHF 6,477.30 −CHF 19.49
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9243 – CHF 6,469.90
Key Currency Cheapest 0.9220 €0.00 CHF 6,453.72 −CHF 16.18
Regency FX 0.9218 €0.00 CHF 6,452.43 −CHF 17.47
TorFx 0.9215 €0.00 CHF 6,450.49 −CHF 19.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9263 – CHF 6,483.83
Key Currency Cheapest 0.9239 €0.00 CHF 6,467.62 −CHF 16.21
Regency FX 0.9238 €0.00 CHF 6,466.32 −CHF 17.51
TorFx 0.9235 €0.00 CHF 6,464.38 −CHF 19.45
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9256 – CHF 6,479.21
Key Currency Cheapest 0.9233 €0.00 CHF 6,463.02 −CHF 16.19
Regency FX 0.9231 €0.00 CHF 6,461.72 −CHF 17.49
TorFx 0.9228 €0.00 CHF 6,459.78 −CHF 19.43
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9222 – CHF 6,455.65
Key Currency Cheapest 0.9199 €0.00 CHF 6,439.51 −CHF 16.14
Regency FX 0.9197 €0.00 CHF 6,438.22 −CHF 17.43
TorFx 0.9195 €0.00 CHF 6,436.29 −CHF 19.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9218 – CHF 6,452.53
Key Currency Cheapest 0.9195 €0.00 CHF 6,436.40 −CHF 16.13
Regency FX 0.9193 €0.00 CHF 6,435.11 −CHF 17.42
TorFx 0.9190 €0.00 CHF 6,433.17 −CHF 19.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9243 – CHF 6,469.96
Key Currency Cheapest 0.9220 €0.00 CHF 6,453.79 −CHF 16.17
Regency FX 0.9218 €0.00 CHF 6,452.49 −CHF 17.47
TorFx 0.9215 €0.00 CHF 6,450.55 −CHF 19.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9243 – CHF 6,469.96
Key Currency Cheapest 0.9220 €0.00 CHF 6,453.79 −CHF 16.17
Regency FX 0.9218 €0.00 CHF 6,452.49 −CHF 17.47
TorFx 0.9215 €0.00 CHF 6,450.55 −CHF 19.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9247 – CHF 6,473.05
Key Currency Cheapest 0.9224 €0.00 CHF 6,456.87 −CHF 16.18
Regency FX 0.9222 €0.00 CHF 6,455.58 −CHF 17.47
TorFx 0.9219 €0.00 CHF 6,453.63 −CHF 19.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9244 – CHF 6,470.52
Xe Cheapest 0.9227 €0.00 CHF 6,458.90 −CHF 11.62
Key Currency 0.9220 €0.00 CHF 6,454.34 −CHF 16.18
Regency FX 0.9219 €0.00 CHF 6,453.05 −CHF 17.47
TorFx 0.9216 €0.00 CHF 6,451.11 −CHF 19.41
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9229 – CHF 6,460.60
Key Currency Cheapest 0.9206 €0.00 CHF 6,444.45 −CHF 16.15
Regency FX 0.9205 €0.00 CHF 6,443.16 −CHF 17.44
TorFx 0.9202 €0.00 CHF 6,441.22 −CHF 19.38

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CHF per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CHF on every transfer from Netherlands.

Right now, Key Currency pays 6,444.45 CHF on 7,000 EUR, which is 16.15 CHF less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 6,606.52 CHF.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Switzerland.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 30 comparisons

    Cheapest in 97% of them

  2. Regency FXAppeared in 30 comparisons

    Never the cheapest

  3. TorFxAppeared in 46 comparisons

    Cheapest in 33% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from the Netherlands to Switzerland

10 companies send money from the Netherlands to Switzerland, across broker, online, app, multi-currency account, and global account, and more.

For one-off transfers

Online transfers

Sending money to Switzerland online is simple.

Pick Switzerland, enter the amount, and pay with iDEAL (Wero) or bank transfer depending who you use.

Wise is the cheapest online option, sending €7,000 gets you 6,431.44 CHF with a €31.65 fee and -0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 24 of the 29 days it quoted.

Frequent transfers abroad

Money transfer apps

For the regular transfer to Switzerland, apps are the easiest.

Wise charges €31.65 in fees on a €7,000 transfer with -0.01% markup and gets you 6,431.44 CHF.

Over the past month, Wise was the cheapest app on 83% of the days it appeared for €7,000 transfers.

You can pay for your transfer via bank transfer, debit card, credit card, and iDEAL but you can’t use Tikkie for deposits.

For large EUR transfers

Currency brokers

Currency brokers are the best for large transfers from the Netherlands.

They handle the transfer for you, charge no fees, but add a markup on top of CHF rate.

For a property abroad or moving your savings, a broker like Key Currency is the best option.

Our analysis shows Key Currency was the cheapest broker in 97% of the transfers from €5,000 it quoted.

Holding, travelling, and receiving

Multi-currency accounts

These let you hold EUR and CHF in one account.

This is handy for receiving payments, spending CHF and EUR, or travelling to Switzerland.

Wise is the cheapest multi-currency account.

It converts €7,000 at -0.01% markup plus €31.65 fee and holds the CHF until you send or spend it.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For ZZP'ers

Global accounts

Global accounts offer business tools and business transfers from the Netherlands.

Companies like Wise Business, Airwallex, or Payoneer offer batch payments, invoicing, admin tools, and more.

Ways to fund EUR and receive CHF in Switzerland

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 6,444.45 CHF.

In Switzerland, the recipient can collect CHF through bank deposit.

You can deposit EUR using bank transfer, debit card, credit card, and iDEAL.

Paying through iDEAL (Wero)

Choose iDEAL (Wero) during the transfer, select your Dutch bank and approve the pre-filled payment.

This funds your balance without entering the company's account details manually.

To find the company with the best EUR/CHF rate offering iDEAL (Wero), use our deposit filter above.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    fr.6,444

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    fr.6,426

    -fr.18

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    fr.6,426

    -fr.18

  4. 4
    iDEAL Bank deposit

    You pay €7,000.00

    fr.6,422

    -fr.22

Consider this when sending money from Netherlands to Switzerland

A few things to consider before sending money from Netherlands to Switzerland.

Compare your transfer options

Cheapest way to send money to Switzerland

The cheapest option for a €7,000 transfer is Key Currency, funded through bank transfer with bank deposit for the payout. Your recipient gets 6,444.45 CHF, which is 0.02% more than the next best option.

Fastest way to send money to Switzerland

The fastest option is Revolut. Pay by bank transfer and choose bank deposit in Switzerland. Your recipient gets 6,388.97 CHF in within minutes.

iDEAL is becoming Wero

iDEAL remains the normal way to approve an online payment from a Dutch bank account.

Since 2026, the name and payment experience have been moving to Wero in stages.

Sending gifts can trigger Dutch gift tax

Dutch rules treat a gift to someone abroad in the same way as a gift to someone in the Netherlands.

For 2026, the annual exemption is €6,908 when parents give to a child and €2,769 for most other recipients.

The recipient normally files the return if the total from the same donor exceeds the exemption.

The Belastingdienst explains gifts abroad and publishes the current exemptions.

Regularly paying a genuine shared expense is not automatically the same as making a gift, but keep records showing what the payment covered.

How we analyse the market

We track 10 companies sending EUR to Switzerland, all registered with De Nederlandsche Bank or passported in, and the rates update in real time on live searches.

We compare fees, exchange rates and how the money can be paid in and collected.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for EUR/CHF transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each company goes through our review before it appears here.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.