Paysend is the cheapest way to send money from Canada to Switzerland based on the 13 companies we analyzed, giving your recipient 583.57 CHF from $1,000.
| 13 of 13 providers Last updated on 28 September 2026 | |||
| Based on 1,000 CAD transfer Best companies for CAD/CHF transfers | |||
| Ad  Wise Pay via Bank Transfer | Fees: $7.36 1 CAD = 0.5866 CHF +0.01% vs mid-market | Recipient gets CHF 582.32 Same day | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $7.361 CAD = 0.5866 CHF CHF 582.32You pay$1,000.00 | |||
| Ad  MoneyGram Pay via Debit Card | Fees: $5.99 1 CAD = 0.5725 CHF +2.44% vs mid-market | Recipient gets CHF 572.50 6-12 Hours | |
Ways to receive money in Switzerland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 0.5725 CHF CHF 572.50You pay$1,005.99 | |||
Run a live search Showing top Canada to Switzerland deals for 1,000 CAD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CAD to CHF rates. | |||
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much CAD you're planning to spend in Switzerland. | |||
Run a live search These are managed services with real human support for large CAD transfers. Click the link and update the transfer amount to get the best deal. | |||
 Paysend Pay via Debit Card | Fees: $0.00 1 CAD = 0.5836 CHF +0.52% vs mid-market | Recipient gets CHF 583.57 6-12 Hours | |
Ways to receive money in Switzerland with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.5836 CHF CHF 583.57You pay$1,000.00 | |||
| Paysend Pay via Credit Card | Fees: $0.00 1 CAD = 0.5836 CHF +0.52% vs mid-market | Recipient gets CHF 583.57 6-12 Hours | |
Ways to receive money in Switzerland with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.5836 CHF CHF 583.57You pay$1,000.00 | |||
 Currencies Direct Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.5830 CHF +0.63% vs mid-market | Recipient gets CHF 583.00 6-12 Hours | |
Ways to receive money in Switzerland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.5830 CHF CHF 583.00You pay$1,000.00 | |||
 OFX Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.5829 CHF +0.65% vs mid-market | Recipient gets CHF 582.86 6-12 Hours | |
Ways to receive money in Switzerland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.5829 CHF CHF 582.86You pay$1,000.00 | |||
| Wise Pay via Bank Transfer | Fees: $7.36 1 CAD = 0.5866 CHF +0.01% vs mid-market | Recipient gets CHF 582.32 Same day | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame dayAvailable via:Bank Transfer $7.361 CAD = 0.5866 CHF CHF 582.32You pay$1,000.00 | |||
| Wise Pay via Interac | Fees: $13.07 1 CAD = 0.5866 CHF +0.01% vs mid-market | Recipient gets CHF 578.97 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by interac. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $13.071 CAD = 0.5866 CHF CHF 578.97You pay$1,000.00 | |||
 CurrencyFair Pay via Bank Transfer | Fees: $6.82 1 CAD = 0.5827 CHF +0.68% vs mid-market | Recipient gets CHF 578.70 6-12 Hours | |
Ways to receive money in Switzerland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $6.821 CAD = 0.5827 CHF CHF 578.70You pay$1,000.00 | |||
 Western Union Pay via Debit Card | Fees: $0.00 1 CAD = 0.5770 CHF +1.66% vs mid-market | Recipient gets CHF 577.00 Next Day | |
Ways to receive money in Switzerland with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.5770 CHF CHF 577.00You pay$1,000.00 | |||
| Western Union Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.5770 CHF +1.66% vs mid-market | Recipient gets CHF 577.00 Next Day | |
Ways to receive money in Switzerland with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.5770 CHF CHF 577.00You pay$1,000.00 | |||
 Remitbee Pay via Interac | Fees: $0.00 1 CAD = 0.5761 CHF +1.82% vs mid-market | Recipient gets CHF 576.10 Next Day | |
Ways to receive money in Switzerland with Remitbee when paying by interac. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.5761 CHF CHF 576.10You pay$1,000.00 | |||
| Remitbee Pay via Bill payment | Fees: $0.00 1 CAD = 0.5761 CHF +1.82% vs mid-market | Recipient gets CHF 576.10 Next Day | |
Ways to receive money in Switzerland with Remitbee when paying by bill payment. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.5761 CHF CHF 576.10You pay$1,000.00 | |||
| Remitbee Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.5761 CHF +1.82% vs mid-market | Recipient gets CHF 576.10 Next Day | |
Ways to receive money in Switzerland with Remitbee when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.5761 CHF CHF 576.10You pay$1,000.00 | |||
| Wise Pay via Debit Card | Fees: $18.39 1 CAD = 0.5866 CHF +0.01% vs mid-market | Recipient gets CHF 575.85 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $18.391 CAD = 0.5866 CHF CHF 575.85You pay$1,000.00 | |||
 Moneycorp Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.5749 CHF +2.00% vs mid-market | Recipient gets CHF 574.94 Next Day | |
Ways to receive money in Switzerland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext Day Free1 CAD = 0.5749 CHF CHF 574.94You pay$1,000.00 | |||
 TD Bank Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.5737 CHF +2.23% vs mid-market | Recipient gets CHF 573.72 6-12 Hours | |
Ways to receive money in Switzerland with TD Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.5737 CHF CHF 573.72You pay$1,000.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Debit Card | Fees: $5.99 1 CAD = 0.5725 CHF +2.44% vs mid-market | Recipient gets CHF 572.50 6-12 Hours | |
Ways to receive money in Switzerland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 0.5725 CHF CHF 572.50You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit Card | Fees: $5.99 1 CAD = 0.5725 CHF +2.44% vs mid-market | Recipient gets CHF 572.50 6-12 Hours | |
Ways to receive money in Switzerland with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 0.5725 CHF CHF 572.50You pay$1,005.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Cash deposit | Fees: $5.99 1 CAD = 0.5725 CHF +2.44% vs mid-market | Recipient gets CHF 572.50 6-12 Hours | |
Ways to receive money in Switzerland with MoneyGram when paying by cash deposit. MethodFee & ratesRecipient gets Cash pickup6-12 Hours $5.991 CAD = 0.5725 CHF CHF 572.50You pay$1,005.99 | |||
 Koho Pay via Bank Transfer | Fees: $24.06 1 CAD = 0.5865 CHF +0.03% vs mid-market | Recipient gets CHF 572.39 Next day | |
Ways to receive money in Switzerland with Koho when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositNext dayAvailable via:Bank Transfer $24.061 CAD = 0.5865 CHF CHF 572.39You pay$1,000.00 | |||
| Remitbee Pay via Debit Card | Fees: $8.99 1 CAD = 0.5761 CHF +1.82% vs mid-market | Recipient gets CHF 570.92 Next Day | |
Ways to receive money in Switzerland with Remitbee when paying by debit card. MethodFee & ratesRecipient gets Bank depositNext Day $8.991 CAD = 0.5761 CHF CHF 570.92You pay$1,000.00 | |||
 RBC Pay via Bank Transfer | Fees: $0.00 1 CAD = 0.5703 CHF +2.83% vs mid-market | Recipient gets CHF 570.32 6-12 Hours | |
Ways to receive money in Switzerland with RBC when paying by bank transfer. MethodFee & ratesRecipient gets Bank deposit6-12 Hours Free1 CAD = 0.5703 CHF CHF 570.32You pay$1,000.00 | |||
| Wise Pay via Credit Card | Fees: $33.13 1 CAD = 0.5866 CHF +0.01% vs mid-market | Recipient gets CHF 567.20 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $33.131 CAD = 0.5866 CHF CHF 567.20You pay$1,000.00 | |||
 Ria Money Transfer Pay via Debit Card | Fees: $45.00 1 CAD = 0.5744 CHF +2.11% vs mid-market | Recipient gets CHF 548.55 6-12 Hours | |
Ways to receive money in Switzerland with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $45.001 CAD = 0.5744 CHF CHF 548.55You pay$1,000.00 Cash pickup6-12 Hours $45.001 CAD = 0.5744 CHF CHF 548.55You pay$1,000.00 | |||
| Ria Money Transfer Pay via Credit Card | Fees: $65.00 1 CAD = 0.5744 CHF +2.11% vs mid-market | Recipient gets CHF 537.06 6-12 Hours | |
Ways to receive money in Switzerland with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank deposit6-12 Hours $65.001 CAD = 0.5744 CHF CHF 537.06You pay$1,000.00 Cash pickup6-12 Hours $65.001 CAD = 0.5744 CHF CHF 537.06You pay$1,000.00 | |||
| How Our Results Work Mid-market rate: 1 CAD = 0.5867 CHF Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Paysend at 583.57 CHF on $1,000.
More than half of Canadians sending money still pay at a store counter. The same company is often cheaper online.
You have 6 ways to pay, including bank transfer, debit card, credit card, interac, bill payment, and cash deposit.
Interac e-Transfer is how most companies take your money, moving it into their Canadian account so they can carry it over the border.
First time round you'll need a photo ID, and often where the money came from.
Your first transfer will be slower than the ones after it because of those checks, so send it a few days before it's needed.
How much CAD you send to Switzerland heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $100 | 0.50% | $0.00 | CHF 58.36with debit card to bank deposit | +CHF 4.56 | |
| $500 | 0.51% | $0.00 | CHF 291.79with debit card to bank deposit | +CHF 6.87 | |
| $1,000This page | 0.52% | $0.00 | CHF 583.57with debit card to bank deposit | +CHF 10.08 | |
| $3,000 | 0.00% | $16.12 | CHF 1,750.51with bank transfer to bank deposit | +CHF 17.76 | |
| $5,000 | 0.04% | $22.50 | CHF 2,920.80with bank transfer to bank deposit | +CHF 29.03 | |
| $10,000 | 0.25% | $0.00 | CHF 5,851.61with bank transfer to bank deposit | +CHF 54.44 | |
| $50,000 | 0.20% | $0.00 | CHF 29,266.50with bank transfer to bank deposit | +CHF 275.33 | |
| $100,000 | 0.20% | $0.00 | CHF 58,608.85with bank transfer to bank deposit | +CHF 571.22 |
Mid-market rate: 1 CAD = 0.5867 CHF
There are 13 companies sending money to India, but how you send depends on your needs.
Most common option
Hand your cash over the counter and your recipient can collect it the same day without needing an app or bank account.
Bring $1,000 in cash to the closest Western Union location, and your recipient picks up 577 CHF within minutes.
Cash transfers cost more
Cash transfer to Switzerland is usually the most expensive option, compare your options above to get the best deal.
For transfers home
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Paysend charges $0 in fees and adds 0.52% markup, so your $1,000 delivers 583.57 CHF in 6-12 hours.
You don't need a SIN to sign up either, a passport works.
For one-off transfers
For bigger or less frequent transfers, compare a couple of online services on the day, and pick the cheapest.
Of 13 online companies, Paysend is the cheapest and currently gets you 583.57 CHF on a $1,000 transfer after a $0 fee and 0.52% markup.
Funding by bank transfer (EFT) is cheapest but takes 1-2 days to clear, and Interac e-Transfer or debit card is faster but pricier.
The most expensive way
A wire from your bank carries a $30 to $80 fee, plus another 1.5 to 3% inside the exchange rate that you won't see itemized anywhere.
On a $1,000 transfer, a bank like TD Bank delivers 573.72 CHF, against 573.72 CHF with Paysend.
The wire can feel like the safer choice for a big amount, but bank deposit insurance and the safeguards used by money transfer companies are just as safe, just different protections.
For large transfers from Canada
For property, tuition, moving from Canada, or an inheritance, a broker is the best and usually the cheapest option.
Brokers like Currencies Direct charge no fees but add 0.63% on CAD/CHF interbank rate.
The markup gets lower the more you send, with an account manager handling it end to end.
If you're sending large amounts. expect more questions about the transfers, so have statements and documents ready to avoid delays.
If you already have one
Some neobanks in Canada include international transfers with no transfer fee as part of the account.
Koho sends your $1,000 for $24.06 in fees with 0.03% markup.
It's a good option for small ocasional transfers, but I still suggest .
For businesses paying abroad
Global accounts handle the business side, paying suppliers, contractors and overseas invoices in CHF.
Companies like OFX, Airwallex, or WorldFirst are set up for the batch and recurring payments a personal app can't do.
For spending abroad and getting paid
If part of your life runs in CHF, be it spending it, saving it, or waiting for a better rate, a multi-currency account can hold it alongside your CAD.
Currencies Direct lets you hold CAD and CHF, and convert between them at low cost.
For example, converting $1,000 costs $0 in fees at 0.63% markup, which gets you 583 CHF.
With Paysend, paying by debit card and receiving through bank deposit is the cheapest combination. Sending $1,000 gives your recipient 583.57 CHF.
Deposit CAD using bank transfer, debit card, credit card, interac, bill payment, and cash deposit.
I suggest using Interac e-Transfer for simplicity
Follow the company's Interac instructions and check the business name before sending.
Do not send to an email address supplied outside the company's app or website.
The recipient can receive CHF through bank deposit and cash pickup.
For a bank deposit payout, you will need the recipient's bank details in Switzerland.
You pay $1,000.00
fr.584
Cheapest
You pay $1,000.00
fr.584
fr.0
You pay $1,000.00
fr.583
-fr.0.57
You pay $1,000.00
fr.579
-fr.5
You pay $1,000.00
fr.576
-fr.7
You pay $1,005.99
fr.573
-fr.11
You pay $1,005.99
fr.573
-fr.11
You pay $1,005.99
fr.573
-fr.11
Interac can fund an international transfer, but it does not send money abroad by itself. You should also know what happens when a transfer reaches the FINTRAC reporting threshold.
For a $1,000 transfer to Switzerland, these are the cheapest, fastest and easiest options available now.
Best way to send money to Switzerland
Paysend is the cheapest and easiest option, funded by debit card with bank deposit for the payout. Your recipient gets 583.57 CHF, which is 0.1% more than the next best option.
Fastest way to send money to Switzerland
Paysend is fastest when you pay by debit card and choose bank deposit for the payout. The transfer delivers 583.57 CHF in 6-12 hours.
An Interac e-Transfer cannot go directly to a recipient in Switzerland.
When a transfer company accepts Interac, you send CAD to its Canadian account and the company handles the international side over its own network.
There is no C$10,000 legal cap on electronic transfers from Canada.
A reporting entity must report an international electronic funds transfer of C$10,000 or more to FINTRAC, including linked transfers that meet the 24-hour rule.
The bank or transfer company makes that report, you do not file it yourself.
But you may be asked for proof of where the money came from.
Sending your own cash or making a genuine cash gift does not create a Canadian gift tax simply because the money goes abroad.
Tax can become relevant when you transfer an appreciated asset rather than cash, or when attribution rules apply.
Money held with a payment company is not covered by CDIC in the same way as an eligible bank deposit.
Payment companies covered by the Retail Payment Activities Act must safeguard end-user funds, but the Bank of Canada does not resolve individual fee or payment disputes.
If you’re unsure about the company, you can check the company in the FINTRAC MSB Registry.
If you live in Quebec, also confirm that it is allowed to provide money services there.
The rate has a direct impact on the CHF amount received. The last seven days show how today's CAD quote compares with the recent market.
Mid-market rate:1 CAD = 0.58699 CHF
Most of the pricing here comes straight from the companies, and anything we gather by hand is labelled in the table.
That covers 13 FINTRAC-registered companies sending CAD to Switzerland, updated in real time during a live search, compared on rates, fees and how your recipient can collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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