From 7 companies analysed, Wise is the cheapest way to send money to Switzerland, giving your recipient 6,655.45 CHF when you send SEK 80,000.
Deposit with bank transfer and use bank deposit for withdrawal to get the most CHF.
| 7 of 7 providers Last updated on 28 September 2026 | |||
| Based on 80,000 SEK transfer Best companies for SEK/CHF transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee 325,54 kr 1 SEK = 0.0835 CHF +0.01% vs mid-market | Recipient gets 6 655,45 CHF Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 325,54 kr1 SEK = 0.0835 CHF 6 655,45 CHFYou pay80 000,00 kr | |||
| Promoted  MoneyGram Pay via Debit card | Fee 40,00 kr 1 SEK = 0.0801 CHF +4.20% vs mid-market | Recipient gets 6 408,00 CHF Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.0801 CHF 6 408,00 CHFYou pay80 040,00 kr | |||
Run a live search Showing top Sweden to Switzerland deals for 80,000 SEK. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SEK to CHF rates. | |||
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much SEK you're planning to spend in Switzerland. | |||
Run a live search These are managed services with real human support for large SEK transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee 325,54 kr 1 SEK = 0.0835 CHF +0.01% vs mid-market | Recipient gets 6 655,45 CHF Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 325,54 kr1 SEK = 0.0835 CHF 6 655,45 CHFYou pay80 000,00 kr | |||
 Paysend Pay via Debit card | Fee 0,00 kr 1 SEK = 0.0830 CHF +0.65% vs mid-market | Recipient gets 6 640,21 CHF Minutes - 24 hours | |
Ways to receive money in Switzerland with Paysend when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0830 CHF 6 640,21 CHFYou pay80 000,00 kr | |||
| Paysend Pay via Credit card | Fee 0,00 kr 1 SEK = 0.0830 CHF +0.65% vs mid-market | Recipient gets 6 640,21 CHF Minutes - 24 hours | |
Ways to receive money in Switzerland with Paysend when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SEK = 0.0830 CHF 6 640,21 CHFYou pay80 000,00 kr | |||
 CurrencyFair Pay via Bank transfer | Fee 47,88 kr 1 SEK = 0.0829 CHF +0.77% vs mid-market | Recipient gets 6 628,00 CHF Minutes - 24 hours | |
Ways to receive money in Switzerland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 47,88 kr1 SEK = 0.0829 CHF 6 628,00 CHFYou pay80 000,00 kr | |||
| Wise Pay via Debit card | Fee 1 189,10 kr 1 SEK = 0.0835 CHF +0.01% vs mid-market | Recipient gets 6 583,31 CHF Within minutes | |
Ways to receive money in Switzerland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 189,10 kr1 SEK = 0.0835 CHF 6 583,31 CHFYou pay80 000,00 kr | |||
| Wise Pay via Credit card | Fee 1 351,84 kr 1 SEK = 0.0835 CHF +0.01% vs mid-market | Recipient gets 6 569,72 CHF Within minutes | |
Ways to receive money in Switzerland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer 1 351,84 kr1 SEK = 0.0835 CHF 6 569,72 CHFYou pay80 000,00 kr | |||
 Moneycorp Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.0819 CHF +2.00% vs mid-market | Recipient gets 6 549,46 CHF Minutes - 2 days | |
Ways to receive money in Switzerland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.0819 CHF 6 549,46 CHFYou pay80 000,00 kr | |||
 Ria Money Transfer Pay via Credit card | Fee 59,00 kr 1 SEK = 0.0805 CHF +3.71% vs mid-market | Recipient gets 6 435,25 CHF Minutes - 24 hours | |
Ways to receive money in Switzerland with Ria Money Transfer when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 0.0805 CHF 6 435,25 CHFYou pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 0.0805 CHF 6 435,25 CHFYou pay80 000,00 kr | |||
| Ria Money Transfer Pay via Debit card | Fee 59,00 kr 1 SEK = 0.0805 CHF +3.71% vs mid-market | Recipient gets 6 435,25 CHF Minutes - 24 hours | |
Ways to receive money in Switzerland with Ria Money Transfer when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours 59,00 kr1 SEK = 0.0805 CHF 6 435,25 CHFYou pay80 000,00 kr Cash pickupMinutes - 24 hours 59,00 kr1 SEK = 0.0805 CHF 6 435,25 CHFYou pay80 000,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Debit card | Fee 40,00 kr 1 SEK = 0.0801 CHF +4.20% vs mid-market | Recipient gets 6 408,00 CHF Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.0801 CHF 6 408,00 CHFYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee 40,00 kr 1 SEK = 0.0801 CHF +4.20% vs mid-market | Recipient gets 6 408,00 CHF Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.0801 CHF 6 408,00 CHFYou pay80 040,00 kr | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee 40,00 kr 1 SEK = 0.0801 CHF +4.20% vs mid-market | Recipient gets 6 408,00 CHF Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours 40,00 kr1 SEK = 0.0801 CHF 6 408,00 CHFYou pay80 040,00 kr | |||
 Western Union Pay via Debit card | Fee 0,00 kr 1 SEK = 0.0797 CHF +4.70% vs mid-market | Recipient gets 6 372,20 CHF Minutes - 2 days | |
Ways to receive money in Switzerland with Western Union when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.0797 CHF 6 372,20 CHFYou pay80 000,00 kr | |||
| Western Union Pay via Bank transfer | Fee 0,00 kr 1 SEK = 0.0797 CHF +4.70% vs mid-market | Recipient gets 6 372,20 CHF Minutes - 2 days | |
Ways to receive money in Switzerland with Western Union when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SEK = 0.0797 CHF 6 372,20 CHFYou pay80 000,00 kr | |||
| How Our Results Work Mid-market rate: 1 SEK = 0.0835 CHF Updates every 60 minutes. | |||
Transfer details
For a one-off transfer to Switzerland, I suggest picking the cheapest option which is Wise.
On a 80,000 SEK transfer, Wise delivers the most CHF.
The best option will change depending on how much you actually send, so I suggest to get the best SEK/CHF rate.
You can pay for the transfer using bank transfer, debit card, and credit card.
A transfer from your Swedish bank is usually the easiest way to fund the transfer.
Before you can send money to Switzerland, you'll need to verify your account.
Most companies do it with BankID.
If you can't get BankID yet, some companies will take a passport instead (but its less common).
7 companies send money from Sweden to Switzerland, mostly through online, app, in person, global account, multi-currency account, and broker, and a few more ways.
Medium-sized transfers
For a one-off transfer to Switzerland, an online service like Wise is usually the simplest place to start.
Wise charges kr325.54 to send 80,000 SEK, leaving your recipient with 6,655.45 after a 0.05% markup on SEK/CHF exchange rate.
Regular SEK transfers
For smaller regular transfers, apps are the most convenient and easiest way to send money to Switzerland.
Wise charges kr325.54 on a 80,000 SEK transfer and money will arrive in same day.
You recipient can withdraw via bank deposit and cash pickup.
In many cases you will need a BankID to verify your account, but a few will do with a passport or drivers licence.
Spending and travelling
A multi-currency account makes sense if you regularly need CHF.
You can convert your kronor in advance and use the balance when needed without extra fees.
Wise converts SEK 80,000 with a 0.05% exchange-rate markup and holds the CHF in your account.
Paying from business accounts
If your business receives and sends money in Switzerland, a global account keeps the CHF in one place.
You can pay invoices from the balance and convert when needed.
WorldFirst and Airwallex are good options to try.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80,000 SEK gives your recipient 6,655.45 CHF.
From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Switzerland, the recipient can use bank deposit and cash pickup.
Paying from your Swedish bank account
Send SEK using the account and reference shown by the money transfer company.
You may need to use BankID to approve and verify the payment.
For cash pickup, they can collect CHF from a nearby Ria Money Transfer agent in Switzerland.
Swish is useful for payments within Sweden, but it does not send CHF to Switzerland.
You pay kr80,000.00
fr.6,655
Cheapest
You pay kr80,000.00
fr.6,640
-fr.15
You pay kr80,000.00
fr.6,640
-fr.15
You pay kr80,000.00
fr.6,435
-fr.220
You pay kr80,000.00
fr.6,435
-fr.220
You pay kr80,040.00
fr.6,408
-fr.247
Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most of CHF from Sweden.
Cheapest way to send money to Switzerland
The cheapest option for CHF 6,655.45 is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,655.45 CHF, which is 0.23% more than the next best option.
Fastest way to send money to Switzerland
With Wise, a bank transfer deposit and bank deposit payout delivers 6,655.45 CHF in same day.
Swish moves money between participating Swedish accounts, it cannot send SEK to Switzerland.
You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Switzerland over local rails or SWIFT.
A bank can ask for the purpose and source of a large or unusual payment.
Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.
Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.
And do not split one large payment into many small ones, since it can trigger more questions.
Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.
Switzerland may have their own rules on receiving monetary gifts.
The final rate controls how much CHF you get for your SEK, so compare it alongside the transfer fee.
Mid-market rate:1 SEK = 0.083519 CHF
We track 7 companies sending SEK to Switzerland, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.
The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.
Each goes through our review. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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