Revolut is the fastest way to send money from Spain to Switzerland, with transfers arriving in within minutes.
For the cheapest option, Key Currency will get you 6,596.63 CHF on 7,000 EUR transfer.
| 10 of 10 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/CHF exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/CHF transfersAll money transfer offers for EUR/CHF transfers, sorted by most CHF received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €31.65 1 EUR = 0.9448 CHF -0.01% vs mid-market | Recipient gets CHF 6,583.70 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.651 EUR = 0.9448 CHF CHF 6,583.70You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 0.9398 CHF +0.52% vs mid-market | Recipient gets CHF 6,578.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9398 CHF CHF 6,578.60You pay€7,000.00 | |||
Run a live search Showing top Spain to Switzerland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CHF rates. | |||
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much EUR you're planning to spend in Switzerland. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 0.9424 CHF +0.25% vs mid-market | Recipient gets CHF 6,596.63 Minutes - 3 days | |
Ways to receive money in Switzerland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 0.9424 CHF CHF 6,596.63You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 0.9422 CHF +0.27% vs mid-market | Recipient gets CHF 6,595.30 Minutes - 24 hours | |
Ways to receive money in Switzerland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9422 CHF CHF 6,595.30You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 0.9419 CHF +0.30% vs mid-market | Recipient gets CHF 6,593.32 Minutes - 24 hours | |
Ways to receive money in Switzerland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9419 CHF CHF 6,593.32You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €31.65 1 EUR = 0.9448 CHF -0.01% vs mid-market | Recipient gets CHF 6,583.70 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.651 EUR = 0.9448 CHF CHF 6,583.70You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 0.9400 CHF +0.50% vs mid-market | Recipient gets CHF 6,580.09 Minutes - 24 hours | |
Ways to receive money in Switzerland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9400 CHF CHF 6,580.09You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 0.9398 CHF +0.52% vs mid-market | Recipient gets CHF 6,578.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9398 CHF CHF 6,578.60You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 0.9398 CHF +0.52% vs mid-market | Recipient gets CHF 6,578.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9398 CHF CHF 6,578.60You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 0.9398 CHF +0.52% vs mid-market | Recipient gets CHF 6,578.60 Minutes - 24 hours | |
Ways to receive money in Switzerland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9398 CHF CHF 6,578.60You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €41.80 1 EUR = 0.9448 CHF -0.01% vs mid-market | Recipient gets CHF 6,574.11 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €41.801 EUR = 0.9448 CHF CHF 6,574.11You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €4.23 1 EUR = 0.9392 CHF +0.59% vs mid-market | Recipient gets CHF 6,570.40 Minutes - 24 hours | |
Ways to receive money in Switzerland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €4.231 EUR = 0.9392 CHF CHF 6,570.40You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 0.9430 CHF +0.18% vs mid-market | Recipient gets CHF 6,534.84 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 0.9430 CHF CHF 6,534.84You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €86.72 1 EUR = 0.9448 CHF -0.01% vs mid-market | Recipient gets CHF 6,531.67 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €86.721 EUR = 0.9448 CHF CHF 6,531.67You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 0.9315 CHF +1.40% vs mid-market | Recipient gets CHF 6,520.57 Minutes - 2 days | |
Ways to receive money in Switzerland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 0.9315 CHF CHF 6,520.57You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan Revolut Pay via Debit card | Fee €109.00 1 EUR = 0.9430 CHF +0.18% vs mid-market | Recipient gets CHF 6,498.53 Within minutes | |
Ways to receive money in Switzerland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 0.9430 CHF CHF 6,498.53You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €1.00 1 EUR = 0.9281 CHF +1.78% vs mid-market | Recipient gets CHF 6,496.70 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 0.9281 CHF CHF 6,496.70You pay€7,001.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €1.00 1 EUR = 0.9281 CHF +1.78% vs mid-market | Recipient gets CHF 6,496.70 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 0.9281 CHF CHF 6,496.70You pay€7,001.00 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €1.00 1 EUR = 0.9281 CHF +1.78% vs mid-market | Recipient gets CHF 6,496.70 Minutes - 24 hours | |
Ways to receive money in Switzerland with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €1.001 EUR = 0.9281 CHF CHF 6,496.70You pay€7,001.00 | |||
| Wise Pay via Credit card | Fee €128.80 1 EUR = 0.9448 CHF -0.01% vs mid-market | Recipient gets CHF 6,491.91 Within minutes | |
Ways to receive money in Switzerland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €128.801 EUR = 0.9448 CHF CHF 6,491.91You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 0.944737 CHF Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Spain to Switzerland, I suggest picking Key Currency, it will get you the most Switzerland
The best option will change depending on the amount, so it's good to to get the best EUR/CHF rate today.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.
First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.
An empadronamiento certificate covers the address if you don't have a bill in your name yet.
10 companies send money from Spain to Switzerland, across broker, online, app, global account, multi-currency account, and in person, and more.
Monthly remesas abroad
Sending monthly remesa is extremely popular in Spain.
Money transfer apps let you save contacts, schedule transfers, and lock-in rates.
Useful if you’re sending €100 to €300 monthly to Switzerland.
Wise charges €31.65 on a €7,000 transfer and pays out 6,583.7 CHF in within an hour.
You can pay for the transfers via bank transfer, debit card, credit card, and ideal, but Bizum is usually not accepted as a funding method.
For cash pickup and deposit
The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.
Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Switzerland.
Worth noting, cash transfers are faster than online methods, but usually more expensive, so .
For one-off transfers
For medium sized or one-off transfers to Switzerland, an online money transfer service funded from your bank account is better than any bank.
Wise turns €7,000 into 6,583.7 CHF with a €31.65 fee and -0.01% markup.
Sending large amounts
Currency brokers are best for sending €10,000+ to Switzerland. This can be things like selling property, moving a pension, moving back home, etc…
Key Currency charges no fee and works on a margin (~0.25% on EUR/CHF), with a person on the phone, and offices in Spain if you'd rather sit down with someone.
For getting paid and spending abroad
If you often receive CHF (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.
Because a multi-currency account gives you account details to receive CHF like a local and you can exchange it to EUR at any time.
The best multi-currency account in Spain with CHF support is offered by Wise.
For example, converting €7,000 gets you 6,583.7 CHF.
For businesses and autónomos paying abroad
Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Switzerland.
You can pay suppliers and freelancers, process invoices, make batch payments, and much more.
How you fund the transfer and how your recipient receives it affect the fees and how much CHF they get.
With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 6,596.63 CHF.
For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and ideal.
Bizum only supports domestic transfers in Spain, so it cannot send money to Switzerland directly.
Pay from your Spanish bank account
Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.
It is fast to fund the transfer, although delivery to Switzerland depends on the company's payout time and delivery method.
In Switzerland, the recipient can use bank deposit and cash pickup to receive money.
Collect cash in Switzerland
Your recipient can collect CHF from a participating MoneyGram location in Switzerland.
You pay €7,000.00
fr.6,597
Cheapest
You pay €7,000.00
fr.6,579
-fr.18
You pay €7,000.00
fr.6,579
-fr.18
You pay €7,000.00
fr.6,574
-fr.23
You pay €7,001.00
fr.6,497
-fr.100
You pay €7,001.00
fr.6,497
-fr.100
You pay €7,001.00
fr.6,497
-fr.100
Here are a few things to know before sending money from Spain to Switzerland.
These are the current best options for sending €7,000 to Switzerland:
Cheapest option
Use fr.6,596.63, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,596.63 CHF, which is 0.02% more than the next best option.
Fastest option
With Revolut, a bank transfer payment to bank deposit gives your recipient 6,534.84 CHF in within minutes.
SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.
Sending EUR to Switzerland is different because it needs a currency conversion.
SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Switzerland.
Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.
Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.
Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.
A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.
For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.
For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.
When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.
The exchange rate has a direct impact on how much CHF your recipient gets. A weekly comparison makes it easier to judge today's EUR/CHF rate.
Mid-market rate:1 EUR = 0.944308 CHF
Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.
We track 10 of them on EUR to CHF, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.
Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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