Best companies for EUR/CHF transfers
10 of 10 providers Last updated on 21 September 2026 This page updates weekly. We collect, store, and analyze EUR/CHF exchange rates from our comparisons. This page updates weekly. We collect, store, and analyze EUR/CHF exchange rates from our comparisons.
Based on 7,000 EUR transfer Best companies for EUR/CHF transfers All money transfer offers for EUR/CHF transfers, sorted by most CHF received. The first two offers may be sponsored promotions. Some offers here pay us a commission. All money transfer offers for EUR/CHF transfers, sorted by most CHF received. The first two offers may be sponsored promotions. Some offers here pay us a commission. Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €31.65 1 EUR = 0.9451 CHF +0.01% vs mid-market	Recipient gets CHF 6,585.79 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.651 EUR = 0.9451 CHF CHF 6,585.79You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 0.9406 CHF +0.48% vs mid-market	Recipient gets CHF 6,584.20 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9406 CHF CHF 6,584.20You pay€7,000.00
Run a live search Showing top Finland to Switzerland deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to CHF rates.
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much EUR you're planning to spend in Switzerland.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 0.9428 CHF +0.25% vs mid-market	Recipient gets CHF 6,599.52 Minutes - 3 days
4 reviews CheapestUsing Bank transfer with Key Currency is the cheapest way to send money to Switzerland from Finland. Using Bank transfer with Key Currency is the cheapest way to send money to Switzerland from Finland. Personal account managerReceive to bank account
Ways to receive money in Switzerland with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 0.9428 CHF CHF 6,599.52You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 0.9426 CHF +0.27% vs mid-market	Recipient gets CHF 6,598.19 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Switzerland with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9426 CHF CHF 6,598.19You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 0.9423 CHF +0.30% vs mid-market	Recipient gets CHF 6,596.21 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Switzerland with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9423 CHF CHF 6,596.21You pay€7,000.00
Wise Pay via Bank transfer	Fee €31.65 1 EUR = 0.9451 CHF +0.01% vs mid-market	Recipient gets CHF 6,585.79 Within minutes
25 reviews RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Finland to Switzerland. Based on our editorial reviews, Wise is our recommended way to send money from Finland to Switzerland. Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.651 EUR = 0.9451 CHF CHF 6,585.79You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 0.9406 CHF +0.48% vs mid-market	Recipient gets CHF 6,584.20 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Switzerland with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9406 CHF CHF 6,584.20You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 0.9406 CHF +0.48% vs mid-market	Recipient gets CHF 6,584.20 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Switzerland with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9406 CHF CHF 6,584.20You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 0.9406 CHF +0.48% vs mid-market	Recipient gets CHF 6,584.20 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Switzerland with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9406 CHF CHF 6,584.20You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 0.9404 CHF +0.50% vs mid-market	Recipient gets CHF 6,582.98 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Switzerland with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9404 CHF CHF 6,582.98You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 0.9403 CHF +0.51% vs mid-market	Recipient gets CHF 6,582.10 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Switzerland with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 0.9403 CHF CHF 6,582.10You pay€7,000.00
Wise Pay via iDEAL/WERO	Fee €41.80 1 EUR = 0.9451 CHF +0.01% vs mid-market	Recipient gets CHF 6,576.19 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €41.801 EUR = 0.9451 CHF CHF 6,576.19You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €4.23 1 EUR = 0.9395 CHF +0.60% vs mid-market	Recipient gets CHF 6,572.50 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Switzerland with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €4.231 EUR = 0.9395 CHF CHF 6,572.50You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €70.50 1 EUR = 0.9435 CHF +0.17% vs mid-market	Recipient gets CHF 6,538.02 Within minutes
10 reviews FastestRevolut with Bank transfer deposit is the fastest way to send EUR to Switzerland. Revolut with Bank transfer deposit is the fastest way to send EUR to Switzerland. Multi-currency cardReceive to bank account
Ways to receive money in Switzerland with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes €70.501 EUR = 0.9435 CHF CHF 6,538.02You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €86.72 1 EUR = 0.9451 CHF +0.01% vs mid-market	Recipient gets CHF 6,533.74 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €86.721 EUR = 0.9451 CHF CHF 6,533.74You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 0.9319 CHF +1.40% vs mid-market	Recipient gets CHF 6,523.43 Minutes - 2 days
0 reviews
Ways to receive money in Switzerland with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 0.9319 CHF CHF 6,523.43You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee €109.00 1 EUR = 0.9435 CHF +0.17% vs mid-market	Recipient gets CHF 6,501.70 Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Switzerland with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes €109.001 EUR = 0.9435 CHF CHF 6,501.70You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Credit card	Fee €128.80 1 EUR = 0.9451 CHF +0.01% vs mid-market	Recipient gets CHF 6,493.97 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Switzerland with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €128.801 EUR = 0.9451 CHF CHF 6,493.97You pay€7,000.00
How Our Results Work Mid-market rate: 1 EUR = 0.945151 CHF Updates every 60 minutes.

Why compare

EUR/CHF exchange rate

Best ways to pay & receive

Transfer speed

Historic EUR/CHF options

How to send money from Finland to Switzerland

Pick a company

For a one-off transfer to Switzerland, start with Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most CHF.

The cheapest option depends on the amount, so I suggest to get the best EUR/CHF rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Switzerland they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Switzerland

10 companies send money from Finland to Switzerland, mostly through broker, online, app, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 6,585.79 CHF on €7,000 transfer.

If it's the only time you send money to Switzerland, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €31.65 on a €7,000 transfer, and 6,585.79 CHF arrives in within an hour.

In Switzerland they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and CHF balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to CHF with Wise gets you 6,585.79 CHF (€31.65 in fees and 0.01% markup).

This is especially useful travel since you are spending in CHF (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Switzerland.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Switzerland. They charge no fees and add a markup on the rate.

Key Currency charges no fee but adds 0.25% markup on top of the EUR/CHF rate.

Ways to fund EUR and receive CHF in Switzerland

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 6,599.52 CHF.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Switzerland directly.

For withdrawals in Switzerland, use bank deposit.

Receive CHF

The name should match the account holder's bank record, so double check it before sending.

1

Bank transfer Bank deposit

You pay €7,000.00

fr.6,600

Cheapest
2

Debit card Bank deposit

You pay €7,000.00

fr.6,584

-fr.15
3

Credit card Bank deposit

You pay €7,000.00

fr.6,584

-fr.15
4

Ideal Bank deposit

You pay €7,000.00

fr.6,576

-fr.23

What to consider before sending money from Finland to Switzerland

For a transfer from Finland, compare the CHF received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/CHF transfer options

For a €7,000 transfer to Switzerland, these are the current cheapest, fastest and easiest options.

Cheapest

Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 6,599.52 CHF, which is 0.02% more than the next best option.

Fastest

Revolut delivers 6,538.02 CHF in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Switzerland.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-CHF Exchange Rate

Finding the best rate to send money from Finland to Switzerland

The exchange rate has a direct impact on how much CHF your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 0.944487 CHF

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 10 of them on EUR to Switzerland, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Finland

Send money to Switzerland

How to send money to Switzerland from Finland with the best EUR-CHF rate

Best companies for EUR/CHF transfers

Transfer details