Fastest and easiest way
Online and app transfers
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Wise to Switzerland gets you 6,436.32 CHF with a €31.65 fee and 0.01% markup.
In our comparisons over the past month, it was the cheapest online service on 26 of the 30 days it quoted.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.













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