How to send money to Algeria from Nigeria with the best NGN-DZD rate
PayPal App (P2P Transfer) is the overall cheapest way to send money from Nigeria of the 3 options available. It will get you 32,695.61 DZD from 360,000 NGN transfer.
In Algeria, you can withdraw money using bank deposit.
Use our filters below to find the best transfer option for your needs.
| 3 of 3 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze NGN/DZD exchange rates from our comparisons. | |||
| Based on 360,000 NGN transfer Best companies for NGN/DZD transfersAll money transfer offers for NGN/DZD transfers, sorted by most DZD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
Run a live search Showing top Nigeria to Algeria deals for 360,000 NGN. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live NGN to DZD rates. | |||
Run a live search These companies offer multi-currency accounts for spending DZD. We suggest doing a live search based on how much NGN you're planning to spend in Algeria. | |||
Run a live search These are managed services with real human support for large NGN transfers. Click the link and update the transfer amount to get the best deal. | |||
| Send Money Between PayPal Accounts  PayPal App (P2P Transfer) Pay via Bank transfer | Fee ₦14,400.00 1 NGN = 0.0946 DZD +6.00% vs mid-market | Recipient gets DZD 32,695.61 Minutes | |
Ways to receive money in Algeria with PayPal App (P2P Transfer) when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes ₦14,400.001 NGN = 0.0946 DZD DZD 32,695.61You pay₦360,000.00 | |||
| Send cash via a MoneyGram agent  MoneyGram Agent Pay via Bank transfer | Fee ₦14,400.00 1 NGN = 0.0946 DZD +6.00% vs mid-market | Recipient gets DZD 32,695.61 Minutes - 3 days | |
Ways to receive money in Algeria with MoneyGram Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days ₦14,400.001 NGN = 0.0946 DZD DZD 32,695.61You pay₦360,000.00 | |||
| Send cash via a Western Union agent  Western Union Agent Pay via Bank transfer | Fee ₦10,800.00 1 NGN = 0.0936 DZD +7.00% vs mid-market | Recipient gets DZD 32,684.74 Minutes - 5 days | |
Ways to receive money in Algeria with Western Union Agent when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days ₦10,800.001 NGN = 0.0936 DZD DZD 32,684.74You pay₦360,000.00 | |||
| How Our Results Work Mid-market rate: 1 NGN = 0.100644 DZD Updates every 60 minutes. | |||
Transfer details
Transfer details
How to send money from Nigeria to Algeria
Pick a company
Start with the best service, which is PayPal App (P2P Transfer) at 32,695.61 DZD for ₦360,000 transfer.
Most of the transfer apps you see advertised only bring money into Nigeria, but companies above can send it out.
Fund your transfer
You have 1 ways to pay, including bank transfer.
A transfer from your banking app is instant and free, and it's how nearly everyone pays.
Verify and send
First time round you'll need your BVN and a photo ID.
Get it done before the day you need to send, since it's the usual reason a first transfer stalls.
Check the rate you're shown against the day's rate before you confirm.
Ways to fund NGN and receive DZD in Algeria
With PayPal App (P2P Transfer), paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending ₦360,000 gives your recipient 32,695.61 DZD.
For paying in NGN, you can use bank transfer.
I suggest funding the NGN side by bank transfer
Use bank transfer to add NGN from your Nigerian account.
NIP moves the money to the specialist within Nigeria, then the specialist handles the cross-border transfer to Algeria over internal network.
They can receive DZD using bank deposit.
To receive money as bank deposit (straight to their bank account), enter their bank and account details in Algeria.
- 1 Bank transfer Bank deposit
You pay ₦360,000.00
.د.ج32,696
Cheapest
Things to know before sending NGN to Ghana
Sending money out of Nigeria is an access-to-FX problem first. The cheapest quote only matters if the company can legally accept NGN from a Nigerian resident.
Compare the available NGN/GHS options
Compare the available NGN/GHS options
There are 3 companies available for a ₦360,000 transfer to Algeria, so the shortlist is smaller than it is for money coming into Nigeria.
Cheapest way to send money to Algeria
The cheapest option is PayPal App (P2P Transfer), funded by bank transfer with bank deposit for the payout. Your recipient gets 32,695.61 DZD, which is 0% more than the next best option.
Fastest way to send money to Algeria
The fastest option is PayPal App (P2P Transfer). Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 32,695.61 DZD in minutes.
NIP stops at the Nigerian border
NIP stops at the Nigerian border
NIP can move NGN from your bank to the transfer company within Nigeria, but it does not send the money to Algeria.
The company still needs an approved cross-border route for the conversion and payout.
For a bank wire, money already held in a domiciliary account is generally easier to document than foreign currency bought informally and deposited as cash.
Check the CBN licence
Check the CBN licence
Use the CBN's licensed institution records and confirm that the service is authorised for money transfers.
Do not send naira to a personal account or an unknown USDT seller because the quoted rate is better.
If the transfer fails, there may be no real way to recover it.
Check the NGN to DZD exchange rate
The NGN/DZD rate affects the final amount received in Algeria, so compare the current quote with its recent range.
Mid-market rate:1 NGN = 0.100728 DZD
How we analyse the market
Only companies licensed to send money out of Nigeria make this table, which rules out most of the apps you'll see advertised.
We track 3 of them on NGN to DZD, comparing rates, fees and how the money is paid in and collected. Each goes through our review first.
Rates here move daily, so ours refresh in real time on live searches. More on who we are, why you can trust us and getting started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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