How to send money to Algeria from Spain with the best EUR-DZD rate

Regency FX is the fastest way to send money from Spain to Algeria, with transfers arriving in minutes - 24 hours.

For the cheapest option, Regency FX will get you 1,063,240.77 DZD on 7,000 EUR transfer.

Best companies for EUR/DZD transfers

3 of 3 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/DZD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €293.01 1 EUR = 152.2090 DZD +0.06% vs mid-market Recipient gets DZD 1,020,864.24 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Algeria with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€293.011 EUR = 152.2090 DZD
DZD 1,020,864.24You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 146.0555 DZD +4.19% vs mid-market Recipient gets DZD 1,022,388.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Algeria with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 146.0555 DZD
DZD 1,022,388.50You pay€7,000.00

Run a live search

Showing top Spain to Algeria deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 151.8915 DZD +0.27% vs mid-market Recipient gets DZD 1,063,240.77 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Algeria with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 151.8915 DZD
DZD 1,063,240.77You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 146.0555 DZD +4.19% vs mid-market Recipient gets DZD 1,022,388.50 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Algeria with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 146.0555 DZD
DZD 1,022,388.50You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 146.0555 DZD +4.19% vs mid-market Recipient gets DZD 1,022,388.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Algeria with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 146.0555 DZD
DZD 1,022,388.50You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 146.0555 DZD +4.19% vs mid-market Recipient gets DZD 1,022,388.50 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Algeria with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 146.0555 DZD
DZD 1,022,388.50You pay€7,000.00

Wise

Pay via Bank transfer
Fee €293.01 1 EUR = 152.2090 DZD +0.06% vs mid-market Recipient gets DZD 1,020,864.24 Within a week
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Algeria with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€293.011 EUR = 152.2090 DZD
DZD 1,020,864.24You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €302.44 1 EUR = 152.2090 DZD +0.06% vs mid-market Recipient gets DZD 1,019,428.91 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Algeria with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€302.441 EUR = 152.2090 DZD
DZD 1,019,428.91You pay€7,000.00

Wise

Pay via Debit card
Fee €344.08 1 EUR = 152.2090 DZD +0.06% vs mid-market Recipient gets DZD 1,013,090.93 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Algeria with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€344.081 EUR = 152.2090 DZD
DZD 1,013,090.93You pay€7,000.00

Wise

Pay via Credit card
Fee €383.14 1 EUR = 152.2090 DZD +0.06% vs mid-market Recipient gets DZD 1,007,145.64 Within a week
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Algeria with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin a weekAvailable via:SWIFT
€383.141 EUR = 152.2090 DZD
DZD 1,007,145.64You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 152.3028 DZD Updates every 60 minutes.

How to send money from Spain to Algeria

Pick a company

For a one-off transfer from Spain to Algeria, I suggest picking Regency FX, it will get you the most Algeria

The best option will change depending on the amount, so it's good to to get the best EUR/DZD rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Algeria?

How much EUR you send to Algeria heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
€5000.60%€0.00DZD 75,663.81with debit card to bank deposit+DZD 2,729.38
€1,0002.15%€0.00DZD 148,950.00with debit card to bank deposit+DZD 3,628.18
€2,0004.06%€0.00DZD 292,277.40with debit card to bank deposit+DZD 3,306.80
€7,000This page0.27%€0.00DZD 1,063,240.77with bank transfer to bank deposit+DZD 39,373.77
€10,0000.27%€0.00DZD 1,518,915.39with bank transfer to bank deposit+DZD 56,068.56

Mid-market rate: 1 EUR = 152.3028 DZD

Ways to send money from Spain to Algeria

3 companies send money from Spain to Algeria, across broker, online, app, multi-currency account, and global account, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Algeria.

Xe charges €0 on a €7,000 transfer and pays out 1,022,388.5 DZD in minutes - 24 hours.

You can pay for the transfers via bank transfer, debit card, credit card, and ideal, but Bizum is usually not accepted as a funding method.

For one-off transfers

Online transfers

For medium sized or one-off transfers to Algeria, an online money transfer service funded from your bank account is better than any bank.

Xe turns €7,000 into 1,022,388.5 DZD with a €0 fee and 4.19% markup.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Algeria. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin (~0.27% on EUR/DZD), with a person on the phone, and offices in Spain if you'd rather sit down with someone.

For getting paid and spending abroad

Multi-currency accounts

If you often receive DZD (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive DZD like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with DZD support is offered by Wise.

For example, converting €7,000 gets you 1,020,864.24 DZD.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Algeria.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive DZD in Algeria

How you fund the transfer and how your recipient receives it affect the fees and how much DZD they get.

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 1,063,240.77 DZD.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and ideal.

Bizum only supports domestic transfers in Spain, so it cannot send money to Algeria directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Algeria depends on the company's payout time and delivery method.

In Algeria, the recipient can use bank deposit to receive money.

Collect cash in Algeria

Some locutorios in Spain can arrange international transfers to Algeria.

Check that the location serves Algeria and whether it accepts card or cash before visiting.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    .د.ج1,063,241

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    .د.ج1,022,389

    -.د.ج40,852

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    .د.ج1,022,389

    -.د.ج40,852

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    .د.ج1,019,429

    -.د.ج43,812

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Algeria.

Find the best EUR/DZD transfer

These are the current best options for sending €7,000 to Algeria:

Cheapest option

Use .د.ج1,063,240.77, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 1,063,240.77 DZD, which is 3.84% more than the next best option.

Fastest option

With Regency FX, a bank transfer payment to bank deposit gives your recipient 1,063,240.77 DZD in minutes - 24 hours.

SEPA & DZD are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Algeria is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Algeria.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

Live EUR-DZD Exchange Rate

Finding the best rate to send money from Spain to Algeria

The exchange rate has a direct impact on how much DZD your recipient gets. A weekly comparison makes it easier to judge today's EUR/DZD rate.

Mid-market rate:1 EUR = 152.178657 DZD

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.

We track 3 of them on EUR to DZD, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.