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"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Revolut has 50+ million customers globally. You can hold up to 36 currencies in the app and send money quickly in 70+ currencies to 160+ countries."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation advice & no max transfer limit."
Our recommendation: Wise
We tested & reviewed 16 money transfer providers offering money transfers from New Zealand to Australia, and Wise scored highly.
In total, Wise appeared in 92.9% of New Zealand to Australia searches, and was the top rated company supporting transfers between NZD and AUD.
For a great mix of cost, speed & features, we recommend making your New Zealand to Australia transfer using Wise.
How to compare companies offering money transfers from New Zealand to Australia
- Always compare rates
Use our live comparison tool to make sure you aren't missing the best rates to send money from New Zealand to Australia. This ensures the best price.
- Choose a provider
Select the company that offers you the best value & options for sending to Australia.
- Click, sign up & send
Sign up & make your transfer. Your funds will soon be on their way from New Zealand to your chosen country & currency.
Summary of recent searches
What to consider ahead of money transfers from New Zealand to Australia
Comparing based on your specific needs is the best way to send money from New Zealand to Australia with confidence.
Our analysis, and search results, include 16 providers that operate between New Zealand and Australia. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Australia.
Cheapest way to transfer money to Australia from New Zealand: Revolut
Of the 16 providers compared, data shows that Revolut is 0.2% cheaper than the second-best option.
The is cost is made up of an average NZD-AUD exchange rate that is 0.07% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to Australia transfer, Revolut will result in the most Australian Dollar received.
*The most common fee applied to NZD-AUD by Revolut, based on data from the past six months.
Fastest way to transfer money to Australia from New Zealand: Wise.
Through our data, we found Wise to be the fastest option for sending money from New Zealand into Australian Dollar in 57.1% of occasions. For fast NZD to AUD money transfers, Wise comes highly recommended.
New Zealand to Australia transfers with Wise have an average fee of 209.38 NZD.
To test that Wise was the 'fastest' option we compared 16 providers. With this, we compared overall speed of sending money from New Zealand to Australia made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Australia.
When sending at speed is a priority, Wise is our recommended choice for sending into Australia from New Zealand.
Transfer a large amount of money
Wise is the strongest option for large transfers of the 16 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Australia can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Australia from New Zealand.
Understanding the cost of transferring money to Australia from New Zealand
Fees and exchange rates make up the total cost of sending money from Australia to Australia. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current NZD-AUD mid-market rate is 0.9033 AUD per New Zealand Dollar. You will get more Australian Dollar for your New Zealand Dollars if you find a provider close to this number.
For context, over the last three months the NZD-AUD mid-market rate has had a high of 0.9317, a low of 0.8996 and averaged 0.9096 AUD per New Zealand Dollar.
Across the 16 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting NZD to AUD will be the biggest determining factor when working out the cost of transferring New Zealand Dollars to Australia.
Fees: Transfer fees are charged as part of the transfer. Revolut at an average of 0 NZD per transfer over the last 6 months, offers the lowest fees overall. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Australian Dollar eventually received in Australia. You can assume that a lower cost of sending from New Zealand will result in more money received in Australia.
Getting best exchange rate for sending New Zealand Dollar to Australian Dollar
Timing is essential when tracking the mid-market rate between NZD and AUD. The end exchange rate you secure impacts how much AUD you get for your NZD.
The recent mid-market rate trends are:
Over the past six months, the mid-market rate from NZD to AUD was 0.9096.
During this period, it hit a high of 0.9317, and a low of 0.8996.
Wise, which is our recommended service to send money online from New Zealand to Australia offers an exchange rate that is only -0.02% above the mid-market rate.
Want to secure the best NZD-Australian Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Australia!
Paying for your New Zealand to Australia transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from New Zealand to Australia.
By using a money transfer company such as Revolut for transfers from New Zealand to Australia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Revolut is the cheapest provider for bank transfers from the 16 we tested when sending NZD to Australia.
With an average fee of 0 NZD to send money from New Zealand to Australia, Revolut offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to Australia with a debit or a prepaid card is easy with Xe.
Xe is a one of the better options in the market for international debit card transfers from New Zealand to Australia.
Credit cards
For credit card transfers from New Zealand to Australia, Xe is our top choice of the 16 companies offering this payment method.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Australia and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Australia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to AUD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
Money transfer company reviews
