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Overall best choice: Wise
We tested & reviewed dozens of money transfer providers, and Wise scored highly.
Wise appeared in 100% of New Zealand to Australia searches, and was the top rated company out of 8 that support NZD to AUD.
So for a great mix of cost, speed & features, make your New Zealand to Australia transfer using Wise.
How to get the best deal on your New Zealand to Australia transfer
Summary of recent searches
Important things to consider before sending money from New Zealand to Australia
Don't settle for the first option. Always compare ways to send money from New Zealand to Australia to find out about fees, speed, and reliability.
Our analysis included 8 providers that operate between New Zealand and Australia.
Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Australia.
Cheapest way to send money to Australia from New Zealand: Key Currency
Data collected over the past six months show that Key Currency is 0.6% cheaper than the second-best option.
The $5.56 transfer cost represents the most common fee for NZD to AUD international transfers, based on data from the past six months.
If you want to secure the best rates on a NZD to Australia transfer, make sure you pick Key Currency to send your money online.
*The most common fee applied to NZD-AUD by Key Currency, based on data from the past six months.
Fastest way to send money from New Zealand to Australia: Remitly
Our data shows that Remitly came up as the fastest way to send money from New Zealand to Australia in 40% of searches. This makes them well suited to urgent NZD to AUD money transfers.
The 'fastest' way to send money is defined by the overall speed of sending money from New Zealand to Australia - this includes deposit, transfer and withdrawal timeframes and often differs per currency.
When speed matters, Remitly is your best choice at the moment. This service emerged as the quickest way to send money to Australia from New Zealand in 40% of the searches on MoneyTransfers.com over the past six months.
Need to send over $10,000?
Opt for a service proven with large transfers when size matters. For transfers over $10,000, your best bet is Wise.
While Wise may not always be the cheapest or fastest way to send NZD from New Zealand to Australia, it’s the provider that will keep you safe and relaxed while your money moves into AUD.
Understanding the costs involved when moving money from New Zealand to Australia
When calculating the costs of money transfers between New Zealand and Australia, here's what really matters:
The Mid-Market Rate: Today, the NZD-AUD mid-market rate equals to 0.917867 AUD per New Zealand Dollar. Keep in mind that this rate fluctuates all the time.
The NZD-AUD average exchange rate of the past three months has been 0.9244 AUD per New Zealand Dollar, with a high of 0.9486 and a low of 0.9152.
Fees and Markups: That's where Wise shines, combining the best of both worlds: excellent NZD to AUD rates that are only 0.03% away from the average.
How to find the best exchange rate for New Zealand Dollar to Australian Dollar
Timing is essential sending money between NZD and AUD. The exchange rate you secure impacts how much AUD you get for your NZD.
Let's dive into some interesting recent trends.
Over the past six months, the exchange rate from NZD to AUD has seen some fluctuation. On average, it stood at 0.9244.
During this period, the highest value recorded was 0.9486, while the lowest was 0.9152.
Wise, which is our recommended service to send money online from New Zealand to Australia offers an exchange rate that is only 0.05% above the mid-market rate.
Want to secure the best NZD-Australian Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Australia!
Payment methods available to fund your New Zealand to Australia transfer
Bank transfers
Bank transfers are often the default option for sending money from New Zealand to Australia.
By using a money transfer company such as Key Currency for transfers from New Zealand to Australia, you can send money via a bank transfer while benefitting from lower fees and more favorable exchange rates.
On average, Key Currency is the cheapest provider for bank transfers from the 8 we tested when sending NZD to Australia.
With an average fee of NZD0 to send money from New Zealand to Australia, Key Currency offers a great combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to Australia with a debit or a prepaid card is very simple with Wise.
Wise is a leader in debit card payments for transfers from New Zealand to Australia, competing among a total of 8 active money transfer companies on this route. They consistently rank at the top in this category.
Credit cards
When it comes to credit card transfers from New Zealand to Australia, Wise emerges as our top choice of the 8 companies offering this service.
Our comparison engine's last six months of data on NZD to AUD searches show Wise has been ranked as the cheapest provider.
Fee alert: using a credit card to transfer money often results in a fee being charged by your card issuer. That's why we recommend bank transfer or debit card instead.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Australia and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Australia .
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to AUD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy document.
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