How to send money to Australia from New Zealand with the best NZD-AUD rate
Get the best deals when you send money from New Zealand to Australia. Find the best, cheapest, and fastest, providers for NZD to AUD transfers and exchange rates.
Read on for insights and expert information, and all you need to make money transfers to Australia from New Zealand.
Transferring the other way? Send AUD from Australia to New Zealand instead.
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"TorFX's 5-star service handles most currency needs, especially relating to overseas property, emigration & retirement. Friendly phone support, no-obligation conversations & no max transfer limit."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"OFX have been helping individuals and businesses send money for over 25 years. Transfer in 50+ currencies to 170+ countries, with 24/7 phone access to currency experts."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Securely send money to and from 150+ countries and 20+ currencies. Same-day transfers avaialble on most major currencies."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Currencies Direct have over 30 years of global money transfer expertise. Award winning service with a TrustPilot rating of 4.9. Lock-in rates for the future or trade 24/7 on web or mobile."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Remitly focuses on sending money to friends and family in Asia, Africa and South America. Wide coverage and well-suited to regular transfers home."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Over 16 million customers use Wise, mostly for their excellent mobile app, transparent fee structure & use of mid-market rates. Now increasingly used for larger transfers."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
"Xe has over 30 years of currency exchange experience, and is one of the most reputable names on the market. 200 countries, 100 currencies, & funds often received in seconds."
Our recommendation: Wise
We tested & reviewed 12 money transfer providers offering money transfers from New Zealand to Australia, and Wise scored highly.
Sending 10,000 NZD to AUD will cost you $26.27 in fees, and you will receive 8,710.66 AUD. The delivery time usually is same day.
For a great mix of cost, speed & features, we recommend making your New Zealand to Australia transfer using Wise.
How to compare companies offering money transfers from New Zealand to Australia
Always compare rates
Use our live comparison tool to make sure you aren't missing the best rates to send money from New Zealand to Australia. This ensures the best price.
Choose a provider
Select the company that offers you the best value & options for sending to Australia.
Click, sign up & send
Sign up & make your transfer. Your funds will soon be on their way from New Zealand to your chosen country & currency.
Summary of recent searches
What to consider ahead of money transfers from New Zealand to Australia
Comparing based on your specific needs is the best way to send money from New Zealand to Australia with confidence.
Our analysis, and search results, include 12 providers that operate between New Zealand and Australia. These are ranked by speed, overall cost and ease of use.
Through this, you get a comprehensive view of all the options you have in New Zealand when you need to send money to Australia.
Cheapest way to transfer money to Australia from New Zealand: Xe
Of the 12 providers compared, data shows that Xe is 0.01% cheaper than the second-best option.
The is cost is made up of an average NZD-AUD exchange rate that is 0.24% different to the mid-market rate and an average fee of 0* NZD.
If you want to secure the best rates on a NZD to Australia transfer, Xe will result in the most Australian Dollar received.
Fastest way to transfer money to Australia from New Zealand: Wise.
Of 12 companies compared, Wise offers the quickest way to send New Zealand Dollars to Australia: same day.
New Zealand to Australia transfers with Wise will cost you 26.27 NZD.
To test that Wise was the 'fastest' option we compared 12 providers. With this, we compared overall speed of sending money from New Zealand to Australia made up of depositing New Zealand Dollars, to a money transfer account and transfer times to Australia.
When sending at speed is a priority, Wise is our recommended choice for sending into Australia from New Zealand.
The best apps to send NZD to Australia from New Zealand
Most money transfer companies have apps you can use to send money abroad.
We've compared and analyzed over 12 apps & companies for NZD/AUD transfers and these are the best apps we found. All these apps are available on iOS and Android for free.
App | Rating | Mobile wallet |
|---|---|---|
iOS: 4.8 / 4.4K reviews Android: 4.7 / 2.09K reviews | Yes (21 currencies) | |
iOS: 4.6 / 951 reviews Android: 3.7 / 1.06K reviews | Yes (17 currencies) | |
iOS: 4.8 / 2.6K reviews Android: 4.4 / 4.19K reviews | Yes (30+ currencies) | |
iOS: 4.9 / 2.3M reviews Android: 4.8 / 1.29M reviews | Yes (Remitly One) | |
iOS: 4.7 / 106 reviews Android: 4.8 / 835 reviews | No | |
iOS: 4.8 / 158K reviews Android: 4.8 / 1.52M reviews | Yes (40+ currencies) | |
iOS: 4.8 / 108.4K reviews Android: 4.8 / 346K reviews | No | |
iOS: 4.9 / 936K reviews Android: 4.8 / 3.64M reviews | Yes (39 currencies) |
Transfer a large amount of money
Wise is the strongest option for large transfers of the 12 money transfer companies tested.
Whatever the reason is for the transfer, sending large amounts of money from New Zealand to Australia can become expensive through your bank or with the wrong provider.
Our data shows Wise as the best choice for sending large sums of money to Australia from New Zealand.
Understanding the cost of transferring money to Australia from New Zealand
Fees and exchange rates make up the total cost of sending money from Australia to Australia. Finding a company that can offer both ensures a good deal on your transfer.
The Mid-Market and Exchange Rates: The current NZD-AUD mid-market rate is 0.8719 AUD per New Zealand Dollar. You will get more Australian Dollar for your New Zealand Dollars if you find a provider close to this number.
For context, over the last 7 days the NZD-AUD mid-market rate has had a high of 0.8733, a low of 0.8695 and averaged 0.8707 AUD per New Zealand Dollar.
Across the 12 companies compared, the best exchange rate is with Wise.
Unless fees are unusually high, the exchange rate you receive on converting NZD to AUD will be the biggest determining factor when working out the cost of transferring New Zealand Dollars to Australia.
Fees: Transfer fees are charged as part of the transfer. Xe charges 0 NZD per transfer, which is currently the best deal on transfers to Australia. We’d always recommend comparing providers for your exact send amount as fees may change.
Amount Received: Money transfer companies will show you the amount of Australian Dollar eventually received in Australia. You can assume that a lower cost of sending from New Zealand will result in more money received in Australia.
Getting best exchange rate for sending New Zealand Dollar to Australian Dollar
Timing is essential when tracking the mid-market rate between NZD and AUD. The end exchange rate you secure impacts how much AUD you get for your NZD.
The recent mid-market rate trends are:
Over the past 7 days, the mid-market rate from NZD to AUD was 0.8707.
During this period, it hit a high of 0.8733, and a low of 0.8695.
Wise, which is our recommended service to send money online from New Zealand to Australia offers an exchange rate that is only -0.01% above the mid-market rate.
Want to secure the best NZD-Australian Dollar exchange rates?
Sign up for our rate alerts and we'll tell you when it's the best time to move your money from New Zealand to Australia!
Paying for your New Zealand to Australia transfer
Bank transfers
Paying via a bank transfer is often the better option for sending money from New Zealand to Australia.
By using a money transfer company such as Xe for transfers from New Zealand to Australia, you can send money and while benefit from lower fees and more favorable exchange rates than you would get with a traditional bank.
On average, Xe is the cheapest provider for bank transfers from the 12 we tested when sending NZD to Australia.
With a fee of 0 NZD to send money from New Zealand to Australia, Xe offers the best combination of competitive exchange rates and lower fees.
Debit and prepaid cards
Sending money from New Zealand to Australia with a debit or a prepaid card is easy with Xe.
Xe is a one of the better options in the market for international debit card transfers from New Zealand to Australia.
Credit cards
When it comes to credit card transfers from New Zealand to Australia, we to get the best deal.
Be aware of fees: using a credit card to transfer money can mean being charged for a cash advance by your card provider. We always recommend a bank transfer or debit card payment if it is a possibility.
How we analyze the market
We track the cost, speed, and product offerings of the leading money transfer services available between Australia and New Zealand.
Our comparison engine and algorithms evaluate providers based on over 25 factors, including transfer fees, ease of use, exchange rates, mobile apps, transfer times & customer support.
We also consider how these services are rated on platforms like TrustPilot, AppStore, and Google Play, giving you a comprehensive view of what to expect.
This thorough analysis helps you get the best available deal - every time you want to move money from New Zealand to Australia.
We also provide unbiased and detailed reviews of all the top money transfer companies. You can use these reviews to send NZD to AUD.
For a deeper understanding of our commitment to integrity and transparency, we invite you to read our editorial policy and review methodology.
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Tools & resources
Contributors
