Best companies for EUR/AUD transfers
11 of 11 providers Last updated on 28 September 2026
Based on 7,000 EUR transfer Best companies for EUR/AUD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €31.04 1 EUR = 1.6219 AUD -0.01% vs mid-market	Recipient gets $11,302.82 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.6219 AUD $11,302.82You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 1.6129 AUD +0.55% vs mid-market	Recipient gets $11,290.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6129 AUD $11,290.30You pay€7,000.00
Run a live search Showing top Finland to Australia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AUD rates.
Run a live search These companies offer multi-currency accounts for spending AUD. We suggest doing a live search based on how much EUR you're planning to spend in Australia.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 1.6177 AUD +0.25% vs mid-market	Recipient gets $11,324.09 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Australia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.6177 AUD $11,324.09You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 1.6174 AUD +0.27% vs mid-market	Recipient gets $11,321.82 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Australia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6174 AUD $11,321.82You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 1.6169 AUD +0.30% vs mid-market	Recipient gets $11,318.41 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Australia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6169 AUD $11,318.41You pay€7,000.00
Wise Pay via Bank transfer	Fee €31.04 1 EUR = 1.6219 AUD -0.01% vs mid-market	Recipient gets $11,302.82 Within minutes
25 reviews FastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.6219 AUD $11,302.82You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 1.6137 AUD +0.50% vs mid-market	Recipient gets $11,295.70 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Australia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6137 AUD $11,295.70You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 1.6136 AUD +0.51% vs mid-market	Recipient gets $11,295.20 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Australia with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6136 AUD $11,295.20You pay€7,000.00
Xe Pay via Debit card	Fee €0.00 1 EUR = 1.6129 AUD +0.55% vs mid-market	Recipient gets $11,290.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6129 AUD $11,290.30You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 1.6129 AUD +0.55% vs mid-market	Recipient gets $11,290.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Australia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6129 AUD $11,290.30You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 1.6129 AUD +0.55% vs mid-market	Recipient gets $11,290.30 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Australia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6129 AUD $11,290.30You pay€7,000.00
Wise Pay via iDEAL/WERO	Fee €41.19 1 EUR = 1.6219 AUD -0.01% vs mid-market	Recipient gets $11,286.35 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Australia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €41.191 EUR = 1.6219 AUD $11,286.35You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €2.47 1 EUR = 1.6123 AUD +0.59% vs mid-market	Recipient gets $11,282.10 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Australia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.471 EUR = 1.6123 AUD $11,282.10You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 1.6100 AUD +0.73% vs mid-market	Recipient gets $11,270.00 Minutes
0 reviews Receive to bank account
Ways to receive money in Australia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1.6100 AUD $11,270.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €70.50 1 EUR = 1.6196 AUD +0.13% vs mid-market	Recipient gets $11,223.02 Same day
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Australia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 1.6196 AUD $11,223.02You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €86.12 1 EUR = 1.6219 AUD -0.01% vs mid-market	Recipient gets $11,213.48 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Australia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €86.121 EUR = 1.6219 AUD $11,213.48You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 1.5991 AUD +1.40% vs mid-market	Recipient gets $11,193.53 Minutes - 2 days
0 reviews
Ways to receive money in Australia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.5991 AUD $11,193.53You pay€7,000.00
Wise Pay via Credit card	Fee €128.20 1 EUR = 1.6219 AUD -0.01% vs mid-market	Recipient gets $11,145.23 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Australia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €128.201 EUR = 1.6219 AUD $11,145.23You pay€7,000.00
How Our Results Work Mid-market rate: 1 EUR = 1.6218 AUD Updates every 60 minutes.

Why compare

EUR/AUD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Finland to Australia

Pick a company

For a one-off transfer to Australia, start with Key Currency.

On a 7,000 EUR transfer, Key Currency delivers the most AUD.

The cheapest option depends on the amount, so I suggest to get the best EUR/AUD rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Australia they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Australia

11 companies send money from Finland to Australia, mostly through broker, app, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 11,302.82 AUD on €7,000 transfer.

If it's the only time you send money to Australia, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €31.04 on a €7,000 transfer, and 11,302.82 AUD arrives in within minutes.

In Australia they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and AUD balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to AUD with Wise gets you 11,302.82 AUD (€31.04 in fees and -0.01% markup).

This is especially useful travel since you are spending in AUD (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Australia.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Australia. They charge no fees and add a markup on the rate.

Key Currency charges no fee but adds 0.25% markup on top of the EUR/AUD rate.

Ways to fund EUR and receive AUD in Australia

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 11,324.09 AUD.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Australia directly.

For withdrawals in Australia, use bank deposit.

Receive AUD

The name should match the account holder's bank record, so double check it before sending.

1

Bank transfer Bank deposit

You pay €7,000.00

$11,324

Cheapest
2

Debit card Bank deposit

You pay €7,000.00

$11,290

-$34
3

Credit card Bank deposit

You pay €7,000.00

$11,290

-$34
4

Ideal Bank deposit

You pay €7,000.00

$11,286

-$38

What to consider before sending money from Finland to Australia

For a transfer from Finland, compare the AUD received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/AUD transfer options

For a €7,000 transfer to Australia, these are the current cheapest, fastest and easiest options.

Cheapest

Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 11,324.09 AUD, which is 0.02% more than the next best option.

Fastest

Wise delivers 11,302.82 AUD in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Australia.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-AUD Exchange Rate

Finding the best rate to send money from Finland to Australia

The exchange rate has a direct impact on how much AUD your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 1.619347 AUD

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 11 of them on EUR to Australia, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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How to send money to Australia from Finland with the best EUR-AUD rate

Best companies for EUR/AUD transfers