Usually the cheapest
Online transfers
Companies like Wise will get you 11,249.09 AUD on €7,000 transfer.
If it's the only time you send money to Australia, then it's the best option.
For recurring transfers, an app is a bit more convenient.
How to send money to Australia from Finland with the best EUR-AUD rate
We’ve compared and analysed 11 money transfer companies in Finland.
| 11 of 11 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/AUD exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/AUD transfersAll money transfer offers for EUR/AUD transfers, sorted by most AUD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €31.04 1 EUR = 1.6142 AUD 0.00% vs mid-market | Recipient gets $11,249.09 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.6142 AUD $11,249.09You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.5951 AUD +1.19% vs mid-market | Recipient gets $11,165.70 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5951 AUD $11,165.70You pay€7,000.00 | |||
Run a live search Showing top Finland to Australia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AUD rates. | |||
Run a live search These companies offer multi-currency accounts for spending AUD. We suggest doing a live search based on how much EUR you're planning to spend in Australia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.6101 AUD +0.25% vs mid-market | Recipient gets $11,270.88 Minutes - 3 days | |
Ways to receive money in Australia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.6101 AUD $11,270.88You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.6098 AUD +0.27% vs mid-market | Recipient gets $11,268.62 Minutes - 24 hours | |
Ways to receive money in Australia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6098 AUD $11,268.62You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.6093 AUD +0.30% vs mid-market | Recipient gets $11,265.23 Minutes - 24 hours | |
Ways to receive money in Australia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6093 AUD $11,265.23You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €31.04 1 EUR = 1.6142 AUD 0.00% vs mid-market | Recipient gets $11,249.09 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.6142 AUD $11,249.09You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.6061 AUD +0.50% vs mid-market | Recipient gets $11,242.63 Minutes - 24 hours | |
Ways to receive money in Australia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6061 AUD $11,242.63You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.6057 AUD +0.53% vs mid-market | Recipient gets $11,239.90 Minutes - 24 hours | |
Ways to receive money in Australia with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6057 AUD $11,239.90You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €41.19 1 EUR = 1.6142 AUD 0.00% vs mid-market | Recipient gets $11,232.70 Within minutes | |
Ways to receive money in Australia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €41.191 EUR = 1.6142 AUD $11,232.70You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.48 1 EUR = 1.6050 AUD +0.57% vs mid-market | Recipient gets $11,231.00 Minutes - 24 hours | |
Ways to receive money in Australia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.481 EUR = 1.6050 AUD $11,231.00You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 1.6000 AUD +0.88% vs mid-market | Recipient gets $11,200.00 Minutes | |
Ways to receive money in Australia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1.6000 AUD $11,200.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1.6120 AUD +0.13% vs mid-market | Recipient gets $11,170.23 Within a week | |
Ways to receive money in Australia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week €70.501 EUR = 1.6120 AUD $11,170.23You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.5951 AUD +1.19% vs mid-market | Recipient gets $11,165.70 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5951 AUD $11,165.70You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.5951 AUD +1.19% vs mid-market | Recipient gets $11,165.70 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5951 AUD $11,165.70You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.5951 AUD +1.19% vs mid-market | Recipient gets $11,165.70 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5951 AUD $11,165.70You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €86.12 1 EUR = 1.6142 AUD 0.00% vs mid-market | Recipient gets $11,160.18 Within minutes | |
Ways to receive money in Australia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €86.121 EUR = 1.6142 AUD $11,160.18You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.5916 AUD +1.40% vs mid-market | Recipient gets $11,140.94 Minutes - 2 days | |
Ways to receive money in Australia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.5916 AUD $11,140.94You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €128.20 1 EUR = 1.6142 AUD 0.00% vs mid-market | Recipient gets $11,092.25 Within minutes | |
Ways to receive money in Australia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €128.201 EUR = 1.6142 AUD $11,092.25You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.614161 AUD Updates every 60 minutes. | |||
Transfer details
Transfer details
How to send money from Finland to Australia
Pick a company
For a one-off transfer to Australia, start with Key Currency.
On a 7,000 EUR transfer, Key Currency delivers the most AUD.
The cheapest option depends on the amount, so I suggest to get the best EUR/AUD rate.
Fund your transfer
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
Select how you want the recipient to pick up the money. For transfers to Australia they can receive it via bank deposit.
Verify and send
If it's your first time using the service, you will need to verify your account.
This usually takes a a few minutes to a few hours.
If your transfer is urgent, make sure to get it done beforehand to avoid any delays.
Ways to send money from Finland to Australia
11 companies send money from Finland to Australia, mostly through broker, app, online, multi-currency account, and global account, and a few more ways.
For regular transfers
Money transfer apps
For the regular smaller transfer, apps are convenient and cheap.
Wise charges €31.04 on a €7,000 transfer, and 11,249.09 AUD arrives in within minutes.
In Australia they can receive money via bank deposit.
Moving money between your own accounts
Multi-currency accounts
Companies like Wise let you hold EUR and AUD balances in one account.
You can convert between them any time, and it's cheap.
For example, converting 7,000 EUR to AUD with Wise gets you 11,249.09 AUD (€31.04 in fees and 0% markup).
This is especially useful travel since you are spending in AUD (no extra fees from Wise, only local ATMs).
For freelancers and SMEs
Global accounts
Global accounts are for companies and freelancers making payments to Australia.
Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.
For sending large sums
Currency brokers
Currency brokers are good for sending €10,000+ to Australia. They charge no fees and add a markup on the rate.
Key Currency charges no fee but adds 0.25% markup on top of the EUR/AUD rate.
Ways to fund EUR and receive AUD in Australia
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 11,270.88 AUD.
To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.
MobilePay and Siirto are useful for payments within Finland, but they do not send money to Australia directly.
For withdrawals in Australia, use bank deposit.
Receive AUD
The name should match the account holder's bank record, so double check it before sending.
- 1 Bank transfer Bank deposit
You pay €7,000.00
$11,271
Cheapest
- 2 Ideal Bank deposit
You pay €7,000.00
$11,233
-$38
- 3 Debit card Bank deposit
You pay €7,000.00
$11,200
-$71
- 4 Credit card Bank deposit
You pay €7,000.00
$11,166
-$105
What to consider before sending money from Finland to Australia
For a transfer from Finland, compare the AUD received and check whether the payment is a taxable gift rather than ordinary family support.
Compare EUR/AUD transfer options
Compare EUR/AUD transfer options
For a €7,000 transfer to Australia, these are the current cheapest, fastest and easiest options.
Cheapest
Key Currency is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 11,270.88 AUD, which is 0.02% more than the next best option.
Fastest
Wise delivers 11,249.09 AUD in within minutes when you pay by bank transfer and choose bank deposit.
Sending a gift from Finland can trigger gift tax
Sending a gift from Finland can trigger gift tax
If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.
The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.
Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.
Cash sent to the recipient is treated as a normal gift because they can spend it on anything.
Large transfers may take longer
Large transfers may take longer
Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.
Keep the invoice, sale document or account statement ready.
SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Australia.
Safety measures in Finland
Safety measures in Finland
An EEA company may be authorised in another country and operate in Finland through passporting.
If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.
Never move money to a so-called safe account or approve an unexpected bank-identification request.
When in doubt, check the company in the FIN-FSA supervised-entities register.
Finding the best rate to send money from Finland to Australia
The exchange rate has a direct impact on how much AUD your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.
Mid-market rate:1 EUR = 1.613829 AUD
How we analyse the market
Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.
We track 11 of them on EUR to Australia, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.
Nothing appears without passing our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Send money from Finland
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