Best companies for EUR/AUD transfers
11 of 11 providers Last updated on 28 October 2026
Based on 7,000 EUR transfer Best companies for EUR/AUD transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee €31.04 1 EUR = 1.5816 AUD 0.00% vs mid-market	Recipient gets $11,022.11 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.5816 AUD $11,022.11You pay€7,000.00
Promoted Xe Pay via Debit card	Fee €0.00 1 EUR = 1.5785 AUD +0.19% vs mid-market	Recipient gets $11,049.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5785 AUD $11,049.50You pay€7,000.00
Run a live search Showing top Finland to Australia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AUD rates.
Run a live search These companies offer multi-currency accounts for spending AUD. We suggest doing a live search based on how much EUR you're planning to spend in Australia.
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal.
Xe Pay via Debit card	Fee €0.00 1 EUR = 1.5785 AUD +0.19% vs mid-market	Recipient gets $11,049.50 Minutes - 24 hours
4 reviews Cheapest Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5785 AUD $11,049.50You pay€7,000.00

Xe Pay via Bank transfer	Fee €0.00 1 EUR = 1.5785 AUD +0.19% vs mid-market	Recipient gets $11,049.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Australia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5785 AUD $11,049.50You pay€7,000.00
Xe Pay via Credit card	Fee €0.00 1 EUR = 1.5785 AUD +0.19% vs mid-market	Recipient gets $11,049.50 Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Australia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5785 AUD $11,049.50You pay€7,000.00
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee €0.00 1 EUR = 1.5776 AUD +0.25% vs mid-market	Recipient gets $11,043.24 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Australia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.5776 AUD $11,043.24You pay€7,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee €0.00 1 EUR = 1.5773 AUD +0.27% vs mid-market	Recipient gets $11,041.02 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Australia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5773 AUD $11,041.02You pay€7,000.00
TorFx Pay via Bank transfer	Fee €0.00 1 EUR = 1.5768 AUD +0.30% vs mid-market	Recipient gets $11,037.70 Minutes - 24 hours
2 reviews Personal account managerReceive to bank accountIdeal for buying property abroad
Ways to receive money in Australia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5768 AUD $11,037.70You pay€7,000.00
Wise Pay via Bank transfer	Fee €31.04 1 EUR = 1.5816 AUD 0.00% vs mid-market	Recipient gets $11,022.11 Within minutes
25 reviews FastestRecommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.5816 AUD $11,022.11You pay€7,000.00
OFX Pay via Bank transfer	Fee €0.00 1 EUR = 1.5737 AUD +0.50% vs mid-market	Recipient gets $11,015.56 Minutes - 24 hours
7 reviews Personal account managerReceive to bank account
Ways to receive money in Australia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5737 AUD $11,015.56You pay€7,000.00
Currencies Direct Pay via Bank transfer	Fee €0.00 1 EUR = 1.5733 AUD +0.52% vs mid-market	Recipient gets $11,013.10 Minutes - 24 hours
3 reviews Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Australia with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5733 AUD $11,013.10You pay€7,000.00
Wise Pay via iDEAL	Fee €41.19 1 EUR = 1.5816 AUD 0.00% vs mid-market	Recipient gets $11,006.05 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Australia with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €41.191 EUR = 1.5816 AUD $11,006.05You pay€7,000.00
CurrencyFair Pay via Bank transfer	Fee €2.53 1 EUR = 1.5725 AUD +0.57% vs mid-market	Recipient gets $11,003.50 Minutes - 24 hours
3 reviews Receive to bank account
Ways to receive money in Australia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.531 EUR = 1.5725 AUD $11,003.50You pay€7,000.00
TapTap Send Pay via Debit card	Fee €0.00 1 EUR = 1.5700 AUD +0.73% vs mid-market	Recipient gets $10,990.00 Minutes
0 reviews Receive to bank account
Ways to receive money in Australia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1.5700 AUD $10,990.00You pay€7,000.00
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee €70.50 1 EUR = 1.5795 AUD +0.13% vs mid-market	Recipient gets $10,945.43 Same day
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Australia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 1.5795 AUD $10,945.43You pay€7,000.00
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Wise Pay via Debit card	Fee €86.12 1 EUR = 1.5816 AUD 0.00% vs mid-market	Recipient gets $10,934.99 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Australia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €86.121 EUR = 1.5816 AUD $10,934.99You pay€7,000.00
Moneycorp Pay via Bank transfer	Fee €0.00 1 EUR = 1.5594 AUD +1.40% vs mid-market	Recipient gets $10,915.92 Minutes - 2 days
0 reviews
Ways to receive money in Australia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.5594 AUD $10,915.92You pay€7,000.00
Wise Pay via Credit card	Fee €128.20 1 EUR = 1.5816 AUD 0.00% vs mid-market	Recipient gets $10,868.44 Within minutes
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Australia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €128.201 EUR = 1.5816 AUD $10,868.44You pay€7,000.00
How Our Results Work Mid-market rate: 1 EUR = 1.5816 AUD Updates every 60 minutes.

Why compare

EUR/AUD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Finland to Australia

Pick a company

For a one-off EUR transfer to Australia, start with Xe.

Xe was the cheapest on 2 of the 30 days it quoted €7,000 transfers to Australia.

On a 7,000 EUR transfer, Xe delivers the most AUD.

The cheapest option depends on the amount, so I suggest to get the best EUR/AUD rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Select how you want the recipient to pick up the money. For transfers to Australia they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Compare amounts

How much EUR are you sending to Australia?

How much EUR you send to Australia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Xe was the cheapest in 7% of the transfers from €2,000 it quoted, and in 7% of all the transfers it quoted.


€500	0.37%	€0.00	$787.85with debit card to bank deposit	+$4.21
€2,000	0.08%	€0.00	$3,159.00with debit card to bank deposit	+$21.91
€7,000This page	0.19%	€0.00	$11,049.50with debit card to bank deposit	+$50.40

Mid-market rate: 1 EUR = 1.5816 AUD

EUR/AUD Exchange Rate History

Is today a good time to send money from Finland to Australia?

The cheapest way to send EUR to AUD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 EUR transfers to Australia.

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more AUD per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of AUD on every transfer from Finland.

Right now, Xe pays 11,049.5 AUD on 7,000 EUR, which is 21.41 AUD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 11,372.64 AUD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Australia.

We've tracked 62 comparisons to check how often today's top companies were the cheapest across 3 amounts over the past month.

XeAppeared in 45 comparisons
Cheapest in 7% of them
Key CurrencyAppeared in 29 comparisons
Cheapest in 86% of them
Regency FXAppeared in 29 comparisons
Never the cheapest

Based on 62 comparisons across 3 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Xe is the cheapest and gets you the most AUD, but it was the cheapest in only 7% of the 45 comparisons it appeared in over the past month.

If it's a one-off transfer, go with Xe, since it's the cheapest right now.

Ways to send money from Finland to Australia

11 companies send money from Finland to Australia, mostly through broker, app, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Xe will get you 11,049.5 AUD on a €7,000 transfer.

In our comparisons over the past month, it was the cheapest online service on 2 of the 30 days it quoted.

If it's the only time you send money to Australia, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Xe charges €0 on a €7,000 transfer, and 11,049.5 AUD arrives in minutes - 24 hours.

Over the past month, Xe was the cheapest app on 7% of the days it appeared for €7,000 transfers.

In Australia they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and AUD balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to AUD with Wise gets you 11,022.11 AUD (€31.04 in fees and 0% markup).

This is especially useful for travel since you are spending in AUD (no extra fees from Wise, only local ATMs).

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Australia.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Australia. They charge no fees and add a markup on the rate.

Xe charges no fee but adds 0.19% markup on top of the EUR/AUD rate.

Our analysis shows Xe was the cheapest broker in 13% of the transfers from €2,000 it quoted.

Ways to fund EUR and receive AUD in Australia

With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 11,049.5 AUD.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and iDEAL.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Australia directly.

For withdrawals in Australia, use bank deposit.

Receive AUD

The name should match the account holder's bank record, so double check it before sending.

1

Debit card Bank deposit

You pay €7,000.00

A$11,050

Cheapest
2

Bank transfer Bank deposit

You pay €7,000.00

A$11,050

A$0
3

Credit card Bank deposit

You pay €7,000.00

A$11,050

A$0
4

iDEAL Bank deposit

You pay €7,000.00

A$11,006

-A$43

What to consider before sending money from Finland to Australia

For a transfer from Finland, compare the AUD received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/AUD transfer options

For a €7,000 transfer to Australia, these are the current cheapest, fastest and easiest options.

Cheapest

Xe is cheapest when funded by debit card with bank deposit for the payout. Your recipient gets 11,049.5 AUD, which is 0.06% more than the next best option.

Fastest

Wise delivers 11,022.11 AUD in within minutes when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Australia.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 11 of them on EUR to Australia, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

In the past 30 days alone, we analysed 62 comparisons across 3 amounts.

This page covers the cheapest and fastest options for EUR/AUD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Finland

Send money to Australia

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	–	–	–
TapTap Send Cheapest	1.6200	€0.00	$11,340.00	–
Xe	1.6154	€0.00	$11,307.80	–
Key Currency No quote collected this day	–	–	–	–
Regency FX No quote collected this day	–	–	–	–

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6272	–	$11,390.23
Key Currency Cheapest	1.6231	€0.00	$11,361.76	−$28.47
Regency FX	1.6228	€0.00	$11,359.48	−$30.75
Xe	1.6191	€0.00	$11,333.70	−$56.53

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6287	–	$11,401.15
Key Currency Cheapest	1.6247	€0.00	$11,372.64	−$28.51
Regency FX	1.6243	€0.00	$11,370.36	−$30.78
Xe	1.6202	€0.00	$11,341.40	−$59.75

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6221	–	$11,354.77
Key Currency Cheapest	1.6181	€0.00	$11,326.38	−$28.39
Regency FX	1.6177	€0.00	$11,324.11	−$30.66
Xe	1.6131	€0.00	$11,291.70	−$63.07

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6250	–	$11,374.73
Key Currency Cheapest	1.6209	€0.00	$11,346.29	−$28.44
Regency FX	1.6206	€0.00	$11,344.02	−$30.71
Xe	1.5972	€0.00	$11,180.40	−$194.33

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6117	–	$11,281.63
Key Currency Cheapest	1.6076	€0.00	$11,253.42	−$28.21
Regency FX	1.6073	€0.00	$11,251.17	−$30.46
Xe	1.6038	€0.00	$11,226.60	−$55.03

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6099	–	$11,268.96
Key Currency Cheapest	1.6058	€0.00	$11,240.78	−$28.18
Regency FX	1.6055	€0.00	$11,238.53	−$30.43
Xe	1.6017	€0.00	$11,211.90	−$57.06

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6088	–	$11,261.39
Key Currency Cheapest	1.6047	€0.00	$11,233.24	−$28.15
Regency FX	1.6044	€0.00	$11,230.98	−$30.41
Xe	1.5997	€0.00	$11,197.90	−$63.49

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6098	–	$11,268.83
Key Currency Cheapest	1.6058	€0.00	$11,240.66	−$28.17
Regency FX	1.6055	€0.00	$11,238.41	−$30.42
Xe	1.6011	€0.00	$11,207.70	−$61.13

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6082	–	$11,257.55
Key Currency Cheapest	1.6042	€0.00	$11,229.40	−$28.15
Regency FX	1.6039	€0.00	$11,227.15	−$30.40
Xe	1.6002	€0.00	$11,201.40	−$56.15

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6084	–	$11,259.12
Key Currency Cheapest	1.6044	€0.00	$11,230.97	−$28.15
Regency FX	1.6041	€0.00	$11,228.72	−$30.40
Xe	1.5774	€0.00	$11,041.80	−$217.32

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6056	–	$11,238.87
Key Currency Cheapest	1.6015	€0.00	$11,210.77	−$28.10
Regency FX	1.6012	€0.00	$11,208.53	−$30.34
Xe	1.5968	€0.00	$11,177.60	−$61.27

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6045	–	$11,231.33
Key Currency Cheapest	1.6005	€0.00	$11,203.25	−$28.08
Regency FX	1.6001	€0.00	$11,201.00	−$30.33
Xe	1.5964	€0.00	$11,174.80	−$56.53

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5966	–	$11,175.92
Key Currency Cheapest	1.5926	€0.00	$11,147.98	−$27.94
Regency FX	1.5922	€0.00	$11,145.75	−$30.17
Xe	1.5881	€0.00	$11,116.70	−$59.22

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6165	–	$11,315.19
Key Currency Cheapest	1.6124	€0.00	$11,286.90	−$28.28
Regency FX	1.6121	€0.00	$11,284.63	−$30.56
Xe	1.6081	€0.00	$11,256.70	−$58.48

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6150	–	$11,304.72
Key Currency Cheapest	1.6109	€0.00	$11,276.46	−$28.26
Regency FX	1.6106	€0.00	$11,274.20	−$30.52
Xe	1.6069	€0.00	$11,248.30	−$56.42

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6136	–	$11,295.26
Wise Cheapest	1.6180	€31.04	$11,275.64	−$19.62
Key Currency	1.6096	€0.00	$11,267.02	−$28.24
Regency FX	1.6093	€0.00	$11,264.76	−$30.50
Xe	1.5878	€0.00	$11,114.60	−$180.66

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6063	–	$11,243.93
Key Currency Cheapest	1.6023	€0.00	$11,215.82	−$28.11
Regency FX	1.6019	€0.00	$11,213.57	−$30.36
Xe	1.5983	€0.00	$11,188.10	−$55.83

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6049	–	$11,234.50
Key Currency Cheapest	1.6009	€0.00	$11,206.41	−$28.09
Regency FX	1.6006	€0.00	$11,204.16	−$30.34
Xe	1.5972	€0.00	$11,180.40	−$54.10

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5975	–	$11,182.70
Key Currency Cheapest	1.5935	€0.00	$11,154.75	−$27.95
Regency FX	1.5932	€0.00	$11,152.51	−$30.19
Xe	1.5899	€0.00	$11,129.30	−$53.40

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6020	–	$11,214.05
Key Currency Cheapest	1.5980	€0.00	$11,186.01	−$28.04
Regency FX	1.5977	€0.00	$11,183.77	−$30.28
Xe	1.5932	€0.00	$11,152.40	−$61.65

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5951	–	$11,165.73
Key Currency Cheapest	1.5911	€0.00	$11,137.81	−$27.92
Regency FX	1.5908	€0.00	$11,135.58	−$30.15
Xe	1.5869	€0.00	$11,108.30	−$57.43

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.6058	–	$11,240.89
Key Currency Cheapest	1.6018	€0.00	$11,212.78	−$28.11
Regency FX	1.6015	€0.00	$11,210.54	−$30.35
Xe	1.5632	€0.00	$10,942.40	−$298.49

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5948	–	$11,163.72
Key Currency Cheapest	1.5908	€0.00	$11,135.81	−$27.91
Regency FX	1.5905	€0.00	$11,133.58	−$30.14
Xe	1.5860	€0.00	$11,102.00	−$61.72

Tue, 27 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	1.5903	–	$11,131.92
Xe Cheapest	1.5872	€0.00	$11,110.40	−$21.52
Key Currency	1.5863	€0.00	$11,104.09	−$27.83
Regency FX	1.5860	€0.00	$11,101.86	−$30.06

How to send money to Australia from Finland with the best EUR-AUD rate

Best companies for EUR/AUD transfers