Wise offers the best exchange rate from France to Australia at 1.5813 AUD per EUR.
But Xe is cheapest overall, turning EUR 7,000 into 11,050.9 AUD after its fee and exchange-rate markup.
| 12 of 12 providers Last updated on 28 October 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/AUD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €31.04 1 EUR = 1.5813 AUD +0.02% vs mid-market | Recipient gets $11,020.30 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.5813 AUD $11,020.30You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.5787 AUD +0.19% vs mid-market | Recipient gets $11,050.90 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5787 AUD $11,050.90You pay€7,000.00 | |||
Run a live search Showing top France to Australia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AUD rates. | |||
Run a live search These companies offer multi-currency accounts for spending AUD. We suggest doing a live search based on how much EUR you're planning to spend in Australia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.5787 AUD +0.19% vs mid-market | Recipient gets $11,050.90 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5787 AUD $11,050.90You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.5787 AUD +0.19% vs mid-market | Recipient gets $11,050.90 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5787 AUD $11,050.90You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.5787 AUD +0.19% vs mid-market | Recipient gets $11,050.90 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5787 AUD $11,050.90You pay€7,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.5777 AUD +0.25% vs mid-market | Recipient gets $11,044.19 Minutes - 3 days | |
Ways to receive money in Australia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.5777 AUD $11,044.19You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.5774 AUD +0.27% vs mid-market | Recipient gets $11,041.98 Minutes - 24 hours | |
Ways to receive money in Australia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5774 AUD $11,041.98You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.5770 AUD +0.30% vs mid-market | Recipient gets $11,038.66 Minutes - 24 hours | |
Ways to receive money in Australia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5770 AUD $11,038.66You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €31.04 1 EUR = 1.5813 AUD +0.02% vs mid-market | Recipient gets $11,020.30 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.5813 AUD $11,020.30You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.5738 AUD +0.50% vs mid-market | Recipient gets $11,016.51 Minutes - 24 hours | |
Ways to receive money in Australia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5738 AUD $11,016.51You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.5735 AUD +0.52% vs mid-market | Recipient gets $11,014.50 Minutes - 24 hours | |
Ways to receive money in Australia with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5735 AUD $11,014.50You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.53 1 EUR = 1.5727 AUD +0.57% vs mid-market | Recipient gets $11,004.90 Minutes - 24 hours | |
Ways to receive money in Australia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.531 EUR = 1.5727 AUD $11,004.90You pay€7,000.00 | |||
| Wise Pay via iDEAL | Fee €41.19 1 EUR = 1.5813 AUD +0.02% vs mid-market | Recipient gets $11,004.24 Within minutes | |
Ways to receive money in Australia with Wise when paying by ideal. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €41.191 EUR = 1.5813 AUD $11,004.24You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 1.5700 AUD +0.74% vs mid-market | Recipient gets $10,990.00 Minutes | |
Ways to receive money in Australia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1.5700 AUD $10,990.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €70.50 1 EUR = 1.5797 AUD +0.13% vs mid-market | Recipient gets $10,946.83 Same day | |
Ways to receive money in Australia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €70.501 EUR = 1.5797 AUD $10,946.83You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €86.12 1 EUR = 1.5813 AUD +0.02% vs mid-market | Recipient gets $10,933.19 Within minutes | |
Ways to receive money in Australia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €86.121 EUR = 1.5813 AUD $10,933.19You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.5596 AUD +1.40% vs mid-market | Recipient gets $10,916.87 Minutes - 2 days | |
Ways to receive money in Australia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.5596 AUD $10,916.87You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €4.99 1 EUR = 1.5529 AUD +1.84% vs mid-market | Recipient gets $10,870.30 Minutes - 24 hours | |
Ways to receive money in Australia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 1.5529 AUD $10,870.30You pay€7,004.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 1.5403 AUD $10,782.10You pay€7,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €4.99 1 EUR = 1.5529 AUD +1.84% vs mid-market | Recipient gets $10,870.30 Minutes - 24 hours | |
Ways to receive money in Australia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 1.5529 AUD $10,870.30You pay€7,004.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 1.5403 AUD $10,782.10You pay€7,002.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €4.99 1 EUR = 1.5529 AUD +1.84% vs mid-market | Recipient gets $10,870.30 Minutes - 24 hours | |
Ways to receive money in Australia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €4.991 EUR = 1.5529 AUD $10,870.30You pay€7,004.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €2.991 EUR = 1.5403 AUD $10,782.10You pay€7,002.99 | |||
| Wise Pay via Credit card | Fee €128.20 1 EUR = 1.5813 AUD +0.02% vs mid-market | Recipient gets $10,866.65 Within minutes | |
Ways to receive money in Australia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €128.201 EUR = 1.5813 AUD $10,866.65You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.5817 AUD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Xe at 11,050.9 AUD on a €7,000 transfer.
Xe was the cheapest on 2 of the 27 days it quoted €7,000 transfers to Australia.
You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.
A euro virement to the money transfer company is cheap and arrives in seconds.
First time round you'll need a photo ID and a RIB or proof of address to verify your account.
Do it before making a transfer, it's the main thing that holds up transfers, and it only needs doing once.
How much EUR you send to Australia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Xe was the cheapest in 7% of the transfers from €5,000 it quoted, and in 5% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| €500 | 0.37% | €0.00 | $787.45with debit card to bank deposit | +$5.10 | |
| €1,000 | -0.45% | €5.99 | $1,578.79with bank transfer to bank deposit | +$11.03 | |
| €2,000 | 0.00% | €9.64 | $3,147.06with bank transfer to bank deposit | +$16.59 | |
| €5,000 | €22.49 | $7,868.40with bank transfer to bank deposit | +$1,276.35 | ||
| €7,000This page | 0.19% | €0.00 | $11,050.90with debit card to bank deposit | +$71.83 |
Mid-market rate: 1 EUR = 1.5817 AUD
The cheapest way to send EUR to AUD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Xe), across 30 days of comparisons for 7,000 EUR transfers to Australia.
Wed, 28 Oct 2026Mid-market rate$11,071.87 Xe $11,050.90Xe$11,050.90Key Currency$11,044.19Regency FX$11,041.98
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6243 | – | $11,370.07 | |
| | 1.6202 | €0.00 | $11,341.65 | −$28.42 |
| | 1.6199 | €0.00 | $11,339.37 | −$30.70 |
| | 1.6165 | €0.00 | $11,315.50 | −$54.57 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6270 | – | $11,389.33 | |
| | 1.6230 | €0.00 | $11,360.86 | −$28.47 |
| | 1.6227 | €0.00 | $11,358.58 | −$30.75 |
| | 1.6190 | €0.00 | $11,333.00 | −$56.33 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6285 | – | $11,399.81 | |
| | 1.6245 | €0.00 | $11,371.32 | −$28.49 |
| | 1.6241 | €0.00 | $11,369.04 | −$30.77 |
| | 1.6196 | €0.00 | $11,337.20 | −$62.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6224 | – | $11,356.88 | |
| | 1.6184 | €0.00 | $11,328.49 | −$28.39 |
| | 1.6180 | €0.00 | $11,326.22 | −$30.66 |
| | 1.6133 | €0.00 | $11,293.10 | −$63.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6250 | – | $11,374.73 | |
| | 1.6209 | €0.00 | $11,346.29 | −$28.44 |
| | 1.6206 | €0.00 | $11,344.02 | −$30.71 |
| | 1.5979 | €0.00 | $11,185.30 | −$189.43 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6250 | – | $11,374.73 | |
| | 1.6209 | €0.00 | $11,346.29 | −$28.44 |
| | 1.6206 | €0.00 | $11,344.02 | −$30.71 |
| | 1.5976 | €0.00 | $11,183.20 | −$191.53 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6116 | – | $11,280.91 | |
| | 1.6075 | €0.00 | $11,252.71 | −$28.20 |
| | 1.6072 | €0.00 | $11,250.45 | −$30.46 |
| | 1.6029 | €0.00 | $11,220.30 | −$60.61 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6092 | – | $11,264.51 | |
| | 1.6052 | €0.00 | $11,236.34 | −$28.17 |
| | 1.6049 | €0.00 | $11,234.09 | −$30.42 |
| | 1.6003 | €0.00 | $11,202.10 | −$62.41 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6107 | – | $11,275.12 | |
| | 1.6067 | €0.00 | $11,246.94 | −$28.18 |
| | 1.6064 | €0.00 | $11,244.68 | −$30.44 |
| | 1.6017 | €0.00 | $11,211.90 | −$63.22 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6100 | – | $11,270.06 | |
| | 1.6060 | €0.00 | $11,241.89 | −$28.17 |
| | 1.6057 | €0.00 | $11,239.63 | −$30.43 |
| | 1.6017 | €0.00 | $11,211.90 | −$58.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6083 | – | $11,258.37 | |
| | 1.6043 | €0.00 | $11,230.22 | −$28.15 |
| | 1.6040 | €0.00 | $11,227.97 | −$30.40 |
| | 1.5999 | €0.00 | $11,199.30 | −$59.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6084 | – | $11,259.12 | |
| | 1.6044 | €0.00 | $11,230.97 | −$28.15 |
| | 1.6041 | €0.00 | $11,228.72 | −$30.40 |
| | 1.5774 | €0.00 | $11,041.80 | −$217.32 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6084 | – | $11,259.12 | |
| | 1.6044 | €0.00 | $11,230.97 | −$28.15 |
| | 1.6041 | €0.00 | $11,228.72 | −$30.40 |
| | 1.5767 | €0.00 | $11,036.90 | −$222.22 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6053 | – | $11,237.18 | |
| | 1.6013 | €0.00 | $11,209.08 | −$28.10 |
| | 1.6010 | €0.00 | $11,206.84 | −$30.34 |
| | 1.5973 | €0.00 | $11,181.10 | −$56.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6063 | – | $11,244.35 | |
| | 1.6023 | €0.00 | $11,216.23 | −$28.12 |
| | 1.6020 | €0.00 | $11,213.99 | −$30.36 |
| | 1.5984 | €0.00 | $11,188.80 | −$55.55 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.5988 | – | $11,191.59 | |
| | 1.5948 | €0.00 | $11,163.61 | −$27.98 |
| | 1.5945 | €0.00 | $11,161.37 | −$30.22 |
| | 1.5905 | €0.00 | $11,133.50 | −$58.09 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6160 | – | $11,311.68 | |
| | 1.6119 | €0.00 | $11,283.40 | −$28.28 |
| | 1.6116 | €0.00 | $11,281.14 | −$30.54 |
| | 1.6071 | €0.00 | $11,249.70 | −$61.98 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6147 | – | $11,303.09 | |
| | 1.6107 | €0.00 | $11,274.83 | −$28.26 |
| | 1.6104 | €0.00 | $11,272.57 | −$30.52 |
| | 1.6062 | €0.00 | $11,243.40 | −$59.69 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6136 | – | $11,295.26 | |
| | 1.6180 | €31.04 | $11,275.64 | −$19.62 |
| | 1.6096 | €0.00 | $11,267.02 | −$28.24 |
| | 1.6093 | €0.00 | $11,264.76 | −$30.50 |
| | 1.5878 | €0.00 | $11,114.60 | −$180.66 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6136 | – | $11,295.26 | |
| | 1.6096 | €0.00 | $11,267.02 | −$28.24 |
| | 1.6093 | €0.00 | $11,264.76 | −$30.50 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6069 | – | $11,248.58 | |
| | 1.6029 | €0.00 | $11,220.46 | −$28.12 |
| | 1.6026 | €0.00 | $11,218.21 | −$30.37 |
| | 1.5986 | €0.00 | $11,190.20 | −$58.38 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6057 | – | $11,239.57 | |
| | 1.6016 | €0.00 | $11,211.47 | −$28.10 |
| | 1.6013 | €0.00 | $11,209.22 | −$30.35 |
| | 1.5976 | €0.00 | $11,183.20 | −$56.37 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.5982 | – | $11,187.44 | |
| | 1.5942 | €0.00 | $11,159.47 | −$27.97 |
| | 1.5939 | €0.00 | $11,157.23 | −$30.21 |
| | 1.5904 | €0.00 | $11,132.80 | −$54.64 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6021 | – | $11,215.05 | |
| | 1.5981 | €0.00 | $11,187.01 | −$28.04 |
| | 1.5978 | €0.00 | $11,184.77 | −$30.28 |
| | 1.5928 | €0.00 | $11,149.60 | −$65.45 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.5950 | – | $11,165.19 | |
| | 1.5910 | €0.00 | $11,137.28 | −$27.91 |
| | 1.5907 | €0.00 | $11,135.04 | −$30.15 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6058 | – | $11,240.89 | |
| | 1.6018 | €0.00 | $11,212.78 | −$28.11 |
| | 1.6015 | €0.00 | $11,210.54 | −$30.35 |
| | 1.5632 | €0.00 | $10,942.40 | −$298.49 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.6058 | – | $11,240.89 | |
| | 1.6018 | €0.00 | $11,212.78 | −$28.11 |
| | 1.6015 | €0.00 | $11,210.54 | −$30.35 |
| | 1.5620 | €0.00 | $10,934.00 | −$306.89 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.5947 | – | $11,163.01 | |
| | 1.5907 | €0.00 | $11,135.10 | −$27.91 |
| | 1.5904 | €0.00 | $11,132.87 | −$30.14 |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.5905 | – | $11,133.75 | |
| | 1.5875 | €0.00 | $11,112.50 | −$21.25 |
| | 1.5866 | €0.00 | $11,105.91 | −$27.84 |
| | 1.5862 | €0.00 | $11,103.68 | −$30.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.5817 | – | $11,071.87 | |
| | 1.5787 | €0.00 | $11,050.90 | −$20.97 |
| | 1.5777 | €0.00 | $11,044.19 | −$27.68 |
| | 1.5774 | €0.00 | $11,041.98 | −$29.89 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 1.5817 | – | $11,071.87 | |
|---|---|---|---|---|
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Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more AUD per EUR than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of AUD on every transfer from France.
Right now, Xe pays 11,050.9 AUD on 7,000 EUR, which is 20.97 AUD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 11,371.32 AUD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Australia.
We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.
Cheapest in 15% of them
Cheapest in 71% of them
Never the cheapest
Based on 35 comparisons across 5 amounts over the last 7 days.
Cheapest in 5% of them
Cheapest in 90% of them
Never the cheapest
Based on 94 comparisons across 5 amounts over the last 30 days.
Cheapest in 3% of them
Cheapest in 92% of them
Never the cheapest
Based on 154 comparisons across 5 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Xe is the cheapest and gets you the most AUD, but it was the cheapest in only 5% of the 74 comparisons it appeared in over the past month.
If it's a one-off transfer, go with Xe, since it's the cheapest right now.
12 companies send money from France to Australia. You can do it via broker, app, online, multi-currency account, global account, and in person.
For regular transfers from France
If you’re sending €50 to €200 to a family in Australia, apps like Xe are the easiest way.
Over the past month, Xe was the cheapest app on 7% of the days it appeared for €7,000 transfers.
Xe charges €0 on a €7,000 transfer, and the AUD arrives in minutes - 24 hours.
If you need mobile wallet or cash delivery, use our filters above.
For one-off transfers
When converting EUR to AUD, an online service like Xe is always cheaper than the bank's international virement.
Sending €7,000 with Xe gets you 11,050.9 AUD with a €0 fee and 0.19% markup.
In our comparisons over the past month, it was the cheapest online service on 2 of the 27 days it quoted.
For travelling & receiving
Challenger banks like Wise are cheaper than high-street banks, and are perfect for travelling, receiving money, and making occasional transfers to Australia.
On a €7,000 transfer, Wise gets you 11,020.3 AUD vs 11,050.9 AUD using Xe.
It's always , and choosing based on purpose and how much you get.
Companies like Wise offer great multi-currency features:
Hold EUR and AUD
Convert between them any time
Spend in AUD abroad or online
Receive EUR or AUD like a local
Our data shows Wise came out cheapest among challenger banks and multi-currency accounts on 100% of days in the past month.
Sending large sums from France
If you’re selling a property in France, repatriating a pension, moving to Australia, or making any other large transfer, then you need a currency broker.
Xe charges no fee but adds 0.19% markup on EUR/AUD interbank rate.
And the more you transfer, the better rate you will get.
Our analysis shows Xe was the cheapest broker in 7% of the transfers from €5,000 it quoted.
Also, many French banks cap transfers around €15,000/transfer, make sure to increase the limits in advance if you need to.
International business payments
Global accounts are for businesses in France paying suppliers abroad, getting paid by foreign clients, or operating in multiple currencies.
Companies like Airwallex, Wise Business, or Payoneer are the best for this.
With Xe, paying by debit card and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 11,050.9 AUD.
Fund the transfer from France by bank transfer, debit card, credit card, and iDEAL.
You can pay by virement
Send the money by bank transfer from your French RIB or IBAN.
SEPA Instant can be instant for funding your transfer, but delivery speed to Australia depends on the payout method.
Your recipient in Australia can collect AUD through bank deposit and cash pickup.
They can collect cash in Australia
Your recipient can collect AUD from a participating agent location in Australia. They should take a valid photo ID and the collection reference.
You pay €7,000.00
A$11,051
Cheapest
You pay €7,000.00
A$11,051
A$0
You pay €7,000.00
A$11,051
A$0
You pay €7,000.00
A$11,004
-A$47
You pay €7,004.99
A$10,870
-A$181
You pay €7,004.99
A$10,870
-A$181
You pay €7,004.99
A$10,870
-A$181
From France, the important split is whether the money stays in euros or changes currency. Cash funding and non-bank protection work differently too.
For a €7,000 transfer to Australia, these are the best ways to start with:
Cheapest way to send money to Australia
The cheapest option is Xe, funded by debit card with bank deposit for the payout. Your recipient gets 11,050.9 AUD, which is 0.06% more than the next best option.
Fastest way to send money to Australia
The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 11,020.3 AUD in within minutes.
If you are a tax resident in France, you can pay up to €1,000 in cash to a transfer company.
This limits the cash payment, rather than the amount you can send abroad.
For a larger transfer, pay by bank transfer or card.
French banks and transfer companies can ask for a justificatif (proof) showing where the money came from and why it is being sent.
For property, tuition or moving savings abroad, keep the sale document, invoice or recent bank statement ready.
Your bank may also have a lower daily virement limit, which you can ask it to raise before the payment is due.
The FGDR deposit guarantee covers eligible bank deposits up to €100,000 per customer and bank.
Payment and e-money institutions are not members of the FGDR, although they must protect customer funds through safeguarding arrangements (keeping your funds separate to theirs).
If in doubt, check REGAFI to see whether a bank, payment institution or e-money institution is authorised to operate in France.
Most of our pricing comes straight from the companies, and the rest we collect by hand and label in the table.
That covers 12 ACPR-registered companies sending EUR to Australia, with the rates refreshed in real time on live EUR/AUD searches.
In the past 30 days alone, we analysed 94 comparisons across 5 amounts.
This page covers the cheapest and fastest options for EUR/AUD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
We compare fees, rates and the ways money can be paid in and received, and each company also goes through our review.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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