How to send money to Australia from Spain with the best EUR-AUD rate

Wise is the fastest way to send money from Spain to Australia, with transfers arriving in within minutes.

For the cheapest option, Key Currency will get you 11,322.73 AUD on 7,000 EUR transfer.

Best companies for EUR/AUD transfers

12 of 12 providers

Last updated on 28 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/AUD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €31.04 1 EUR = 1.6217 AUD -0.01% vs mid-market Recipient gets $11,301.84 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€31.041 EUR = 1.6217 AUD
$11,301.84You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1.6131 AUD +0.52% vs mid-market Recipient gets $11,291.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6131 AUD
$11,291.70You pay€7,000.00

Run a live search

Showing top Spain to Australia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6175 AUD +0.25% vs mid-market Recipient gets $11,322.73 Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Australia with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 EUR = 1.6175 AUD
$11,322.73You pay€7,000.00
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6172 AUD +0.27% vs mid-market Recipient gets $11,320.46 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Australia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6172 AUD
$11,320.46You pay€7,000.00

TorFx

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6167 AUD +0.30% vs mid-market Recipient gets $11,317.06 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Australia with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6167 AUD
$11,317.06You pay€7,000.00

Wise

Pay via Bank transfer
Fee €31.04 1 EUR = 1.6217 AUD -0.01% vs mid-market Recipient gets $11,301.84 Within minutes
FastestRecommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€31.041 EUR = 1.6217 AUD
$11,301.84You pay€7,000.00

OFX

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6135 AUD +0.50% vs mid-market Recipient gets $11,294.35 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Australia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6135 AUD
$11,294.35You pay€7,000.00

Currencies Direct

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6133 AUD +0.51% vs mid-market Recipient gets $11,293.10 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Australia with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6133 AUD
$11,293.10You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 1.6131 AUD +0.52% vs mid-market Recipient gets $11,291.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6131 AUD
$11,291.70You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 1.6131 AUD +0.52% vs mid-market Recipient gets $11,291.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6131 AUD
$11,291.70You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 1.6131 AUD +0.52% vs mid-market Recipient gets $11,291.70 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 1.6131 AUD
$11,291.70You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €41.19 1 EUR = 1.6217 AUD -0.01% vs mid-market Recipient gets $11,285.38 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€41.191 EUR = 1.6217 AUD
$11,285.38You pay€7,000.00

CurrencyFair

Pay via Bank transfer
Fee €2.47 1 EUR = 1.6123 AUD +0.57% vs mid-market Recipient gets $11,282.10 Minutes - 24 hours
Receive to bank account

Ways to receive money in Australia with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
€2.471 EUR = 1.6123 AUD
$11,282.10You pay€7,000.00

TapTap Send

Pay via Debit card
Fee €0.00 1 EUR = 1.6100 AUD +0.72% vs mid-market Recipient gets $11,270.00 Minutes
Receive to bank account

Ways to receive money in Australia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 EUR = 1.6100 AUD
$11,270.00You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €70.50 1 EUR = 1.6193 AUD +0.14% vs mid-market Recipient gets $11,220.72 Same day
Multi-currency cardReceive to bank account

Ways to receive money in Australia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositSame day
€70.501 EUR = 1.6193 AUD
$11,220.72You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Debit card
Fee €86.12 1 EUR = 1.6217 AUD -0.01% vs mid-market Recipient gets $11,212.52 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€86.121 EUR = 1.6217 AUD
$11,212.52You pay€7,000.00

Moneycorp

Pay via Bank transfer
Fee €0.00 1 EUR = 1.5989 AUD +1.40% vs mid-market Recipient gets $11,192.19 Minutes - 2 days

Ways to receive money in Australia with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 EUR = 1.5989 AUD
$11,192.19You pay€7,000.00

Wise

Pay via Credit card
Fee €128.20 1 EUR = 1.6217 AUD -0.01% vs mid-market Recipient gets $11,144.27 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€128.201 EUR = 1.6217 AUD
$11,144.27You pay€7,000.00
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee €1.00 1 EUR = 1.5892 AUD +2.02% vs mid-market Recipient gets $11,124.40 Minutes - 24 hours

Ways to receive money in Australia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€1.001 EUR = 1.5892 AUD
$11,124.40You pay€7,001.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 1.5892 AUD
$11,124.40You pay€7,001.99
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee €1.00 1 EUR = 1.5892 AUD +2.02% vs mid-market Recipient gets $11,124.40 Minutes - 24 hours

Ways to receive money in Australia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€1.001 EUR = 1.5892 AUD
$11,124.40You pay€7,001.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 1.5892 AUD
$11,124.40You pay€7,001.99
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee €1.00 1 EUR = 1.5892 AUD +2.02% vs mid-market Recipient gets $11,124.40 Minutes - 24 hours

Ways to receive money in Australia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Cash pickupMinutes - 24 hours
€1.001 EUR = 1.5892 AUD
$11,124.40You pay€7,001.00
Bank depositMinutes - 24 hoursAvailable via:All Banks
€1.991 EUR = 1.5892 AUD
$11,124.40You pay€7,001.99
How Our Results Work
Mid-market rate: 1 EUR = 1.6216 AUD Updates every 60 minutes.

How to send money from Spain to Australia

Pick a company

For a one-off transfer from Spain to Australia, I suggest picking Key Currency, it will get you the most Australia

The best option will change depending on the amount, so it's good to to get the best EUR/AUD rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Australia?

How much EUR you send to Australia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Cheapest service
€500-0.24%€0.00$812.67with debit card to bank deposit+$15.43
€1,000-0.10%€0.00$1,623.06with debit card to bank deposit+$22.08
€2,000-0.25%€0.00$3,250.68with debit card to bank deposit+$37.67
€7,000This page0.25%€0.00$11,322.73with bank transfer to bank deposit+$75.10
€10,0000.25%€0.00$16,175.33with bank transfer to bank deposit+$107.48

Mid-market rate: 1 EUR = 1.6216 AUD

Ways to send money from Spain to Australia

12 companies send money from Spain to Australia, across broker, app, online, multi-currency account, global account, and in person, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Australia.

Wise charges €31.04 on a €7,000 transfer and pays out 11,301.84 AUD in within minutes.

You can pay for the transfers via bank transfer, debit card, credit card, and ideal, but Bizum is usually not accepted as a funding method.

For cash pickup and deposit

In-person transfers

The locutorio on the corner has been sending money home for decades, and for families who need to collect cash the same day, this is the best way.

Pay MoneyGram the €7,000 by card or transferencia, and they can collect cash in Australia.

Worth noting, cash transfers are faster than online methods, but usually more expensive, so .

For one-off transfers

Online transfers

For medium sized or one-off transfers to Australia, an online money transfer service funded from your bank account is better than any bank.

Wise turns €7,000 into 11,301.84 AUD with a €31.04 fee and -0.01% markup.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Australia. This can be things like selling property, moving a pension, moving back home, etc…

Key Currency charges no fee and works on a margin (~0.25% on EUR/AUD), with a person on the phone, and offices in Spain if you'd rather sit down with someone.

For getting paid and spending abroad

Multi-currency accounts

If you often receive AUD (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive AUD like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with AUD support is offered by Wise.

For example, converting €7,000 gets you 11,301.84 AUD.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Australia.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive AUD in Australia

How you fund the transfer and how your recipient receives it affect the fees and how much AUD they get.

With Key Currency, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 11,322.73 AUD.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and ideal.

Bizum only supports domestic transfers in Spain, so it cannot send money to Australia directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Australia depends on the company's payout time and delivery method.

In Australia, the recipient can use bank deposit and cash pickup to receive money.

Collect cash in Australia

Your recipient can collect AUD from a participating MoneyGram location in Australia.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    $11,323

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay €7,000.00

    $11,292

    -$31

  3. 3
    Credit card Bank deposit

    You pay €7,000.00

    $11,292

    -$31

  4. 4
    Ideal Bank deposit

    You pay €7,000.00

    $11,285

    -$37

  5. 5
    Bank transfer Cash pickup

    You pay €7,001.00

    $11,124

    -$198

Show moreShow less
  1. 6
    Debit card Cash pickup

    You pay €7,001.00

    $11,124

    -$198

  2. 7
    Credit card Cash pickup

    You pay €7,001.00

    $11,124

    -$198

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Australia.

Find the best EUR/AUD transfer

These are the current best options for sending €7,000 to Australia:

Cheapest option

Use $11,322.73, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 11,322.73 AUD, which is 0.02% more than the next best option.

Fastest option

With Wise, a bank transfer payment to bank deposit gives your recipient 11,301.84 AUD in within minutes.

SEPA & AUD are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Australia is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Australia.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

Live EUR-AUD Exchange Rate

Finding the best rate to send money from Spain to Australia

The exchange rate has a direct impact on how much AUD your recipient gets. A weekly comparison makes it easier to judge today's EUR/AUD rate.

Mid-market rate:1 EUR = 1.61908 AUD

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself.

We track 12 of them on EUR to AUD, comparing fees, rates and the ways money can be paid in and collected. Each one also goes through our own review.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.