Best companies for SAR/AUD transfers
3 of 3 providers Last updated on 28 October 2026
Based on 50,000 SAR transfer Best companies for SAR/AUD transfers Sort Cheapest
Promoted Key Currency Pay via Bank transfer	Fee SAR 0.00 1 SAR = 0.3782 AUD +0.25% vs mid-market	Recipient gets $18,911.70 Minutes - 3 days
4 reviews Personal account managerReceive to bank account
Ways to receive money in Australia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SAR = 0.3782 AUD $18,911.70You paySAR 50,000.00
Promoted Regency FX Pay via Bank transfer	Fee SAR 0.00 1 SAR = 0.3782 AUD +0.27% vs mid-market	Recipient gets $18,907.91 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Australia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 0.3782 AUD $18,907.91You paySAR 50,000.00
Run a live search Showing top Saudi Arabia to Australia deals for 50,000 SAR. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live SAR to AUD rates.
Run a live search These companies offer multi-currency accounts for spending AUD. We suggest doing a live search based on how much SAR you're planning to spend in Australia.
Run a live search These are managed services with real human support for large SAR transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: Special Rate for 1st Transfer Key Currency Pay via Bank transfer	Fee SAR 0.00 1 SAR = 0.3782 AUD +0.25% vs mid-market	Recipient gets $18,911.70 Minutes - 3 days
4 reviews Cheapest Personal account managerReceive to bank account
Ways to receive money in Australia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SAR = 0.3782 AUD $18,911.70You paySAR 50,000.00
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee SAR 0.00 1 SAR = 0.3782 AUD +0.27% vs mid-market	Recipient gets $18,907.91 Minutes - 24 hours
9 reviews Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Australia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 0.3782 AUD $18,907.91You paySAR 50,000.00
Currencies Direct Pay via Bank transfer	Fee SAR 0.00 1 SAR = 0.3766 AUD +0.68% vs mid-market	Recipient gets $18,830.00 Minutes - 24 hours
3 reviews FastestRecommended Personal account managerMulti-currency cardReceive to bank account
Ways to receive money in Australia with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SAR = 0.3766 AUD $18,830.00You paySAR 50,000.00
How Our Results Work Mid-market rate: 1 SAR = 0.3792 AUD Updates every 60 minutes.

Why compare

SAR/AUD exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Saudi Arabia to Australia

Pick a company

For a one-off SAR transfer to Australia, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 28 of the 30 days it quoted SAR50,000 transfers to Australia.

On a 50,000 SAR transfer, Key Currency delivers the most AUD.

The best option will change depending on how much you actually send, so I suggest to get the best SAR/AUD rate.

Fund your transfer

You have 1 methods to fund your transfer: bank transfer.

Some other transfer services may accept mada-funded payments, but double check when signing up.

Verify and send

When registering with a new company, you will need to verify your account.

You'll need your Iqama to register and to send.

SAR/AUD Exchange Rate History

Is today a good time to send money from Saudi Arabia to Australia?

The cheapest way to send SAR to AUD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 50,000 SAR transfers to Australia.

Each line shows what the recipient gets when you send SAR 50,000, after fees, as quoted by each company. The mid-market line shows what SAR 50,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more AUD per SAR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

In the past month, a money transfer company beat the mid-market rate on 1 of the last 30 days.

Right now, Key Currency pays 18,911.7 AUD on 50,000 SAR, which is 47.4 AUD less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 19,545.76 AUD.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Australia.

We've tracked 30 comparisons to check how often today's top companies were the cheapest across 1 amounts over the past month.

Key CurrencyAppeared in 30 comparisons
Cheapest in 93% of them
Regency FXAppeared in 30 comparisons
Never the cheapest
Currencies DirectAppeared in 30 comparisons
Cheapest in 7% of them

Based on 30 comparisons across 1 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest and gets you the most AUD, and it was also the cheapest in 93% of the 30 comparisons it appeared in over the past month.

It's a good pick for both one-off and regular transfers to Australia.

Regency FX (today's second cheapest) was the cheapest in only 0% of its comparisons, so it's rarely the cheapest option for transfers to Australia.

Ways to send money from Saudi Arabia to Australia

3 companies send money from Saudi Arabia to Australia, using broker and multi-currency account and other options.

Very large transfers

Currency brokers

A currency broker can help with timing the exchange rate and paperwork on a large transfer to Australia from Saudi Arabia.

Key Currency charges an exchange-rate markup of around 0.25% with no fees and gives you someone to contact throughout the transfer.

Our analysis shows Key Currency was the cheapest broker in 93% of all the transfers it quoted.

You will need your Iqama, salary certificate and source-of-funds documents beforehand.

Paying suppliers and contractors

Global accounts

Global accounts help Saudi businesses make regular payments to suppliers and contractors in Australia.

VertoFX and Payoneer can manage foreign-currency payments, invoices, batch payments, and more.

Holding multiple currencies

Multi-currency accounts

Currencies Direct lets you hold multiple currencies in one account and swap them when you need.

Converting SAR 50,000 will get you 18,830 AUD with Currencies Direct.

Over the past month, Currencies Direct came out cheapest among multi-currency accounts on 100% of days.

This is useful if you are getting paid from Australia, making recurring payments in AUD, or frequently travelling to Australia.

Another option is a foreign-currency account at your bank or an overseas account.

Ways to fund SAR and receive AUD in Australia

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending SAR 50,000 gives your recipient 18,911.7 AUD.

For payment, choose bank transfer.

The recipient can collect AUD using bank deposit.

1

Bank transfer Bank deposit

You pay SAR50,000.00

A$18,912

Cheapest

Things to know before sending SAR to Australia

Here are a few things to consider when making money transfers from Saudi Arabia to Australia.

Best options to send SAR to Australia

I would suggest starting with these companies unless you have special needs (like specific funding or receiving options):

Cheapest:

Key Currency, paid by bank transfer with bank deposit in Australia. Your recipient gets 18,911.7 AUD, which is 0.02% more than the next option.

Fastest:

Regency FX, funded by bank transfer with bank deposit for the payout. It delivers 18,907.91 AUD in minutes - 24 hours.

Transfer limits in Saudi Arabia

SAMA's rules for licensed money-transfer centres link an individual customer's limit to documented monthly income.

The rule caps transfers at the monthly salary or SAR 50,000 per month, whichever is lower, with an annual limit of SAR 500,000 where income is proved.

That does not mean every money transfer app will let you send the full amount as they can set their own limits.

SARIE and mada card are deposit methods

SARIE and mada card can be used inside Saudi Arabia only.

A wallet or transfer company may use them to collect your payment, but a licensed cross-border service still handles the transfer internally using local rails or internal network of bank accounts.

Use a SAMA-licensed service

Only use a bank, wallet, exchange business or remittance centre licensed by the Saudi Central Bank.

Do not hand money to an informal dealer because their rate looks better.

Check the recipient details before paying and keep the receipt.

If the company does not resolve a held or failed transfer, raise the complaint through SAMA Cares.

How we analyse the market

We track 3 companies sending SAR to Australia, with rates refreshed in real time on live comparisons.

The riyal is fixed to the dollar, so we compare on what lands in AUD, along with the fee and the ways to pay and collect.

In the past 30 days alone, we analysed 30 comparisons across 1 amounts.

This page covers the cheapest and fastest options for SAR/AUD transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each one goes through our review first.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

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Tue, Sep 29, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3807	–	$19,032.70
Key Currency Cheapest	0.3797	SAR 0.00	$18,985.12	−$47.58
Regency FX	0.3796	SAR 0.00	$18,981.31	−$51.39
Currencies Direct	0.3781	SAR 0.00	$18,905.00	−$127.70

Wed, Sep 30, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3819	–	$19,094.80
Key Currency Cheapest	0.3809	SAR 0.00	$19,047.06	−$47.74
Regency FX	0.3809	SAR 0.00	$19,043.24	−$51.56
Currencies Direct	0.3793	SAR 0.00	$18,965.00	−$129.80

Thu, Oct 1, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3804	–	$19,019.85
Currencies Direct Cheapest	0.3804	SAR 0.00	$19,020.00	+$0.15
Key Currency	0.3794	SAR 0.00	$18,972.30	−$47.55
Regency FX	0.3794	SAR 0.00	$18,968.50	−$51.35

Fri, Oct 2, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3829	–	$19,145.90
Key Currency Cheapest	0.3820	SAR 0.00	$19,098.04	−$47.86
Regency FX	0.3819	SAR 0.00	$19,094.21	−$51.69
Currencies Direct	0.3811	SAR 0.00	$19,055.00	−$90.90

Sat, Oct 3, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3862	–	$19,309.35
Key Currency Cheapest	0.3852	SAR 0.00	$19,261.08	−$48.27
Regency FX	0.3851	SAR 0.00	$19,257.21	−$52.14
Currencies Direct	0.3789	SAR 0.00	$18,945.00	−$364.35

Sun, Oct 4, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3855	–	$19,277.30
Key Currency Cheapest	0.3846	SAR 0.00	$19,229.11	−$48.19
Regency FX	0.3845	SAR 0.00	$19,225.25	−$52.05
Currencies Direct	0.3789	SAR 0.00	$18,945.00	−$332.30

Mon, Oct 5, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3845	–	$19,223.10
Key Currency Cheapest	0.3835	SAR 0.00	$19,175.04	−$48.06
Regency FX	0.3834	SAR 0.00	$19,171.20	−$51.90
Currencies Direct	0.3809	SAR 0.00	$19,045.00	−$178.10

Tue, Oct 6, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3832	–	$19,162.20
Key Currency Cheapest	0.3823	SAR 0.00	$19,114.29	−$47.91
Regency FX	0.3822	SAR 0.00	$19,110.46	−$51.74
Currencies Direct	0.3798	SAR 0.00	$18,990.00	−$172.20

Wed, Oct 7, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3826	–	$19,132.35
Key Currency Cheapest	0.3817	SAR 0.00	$19,084.52	−$47.83
Regency FX	0.3816	SAR 0.00	$19,080.69	−$51.66
Currencies Direct	0.3794	SAR 0.00	$18,970.00	−$162.35

Thu, Oct 8, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3832	–	$19,160.55
Key Currency Cheapest	0.3823	SAR 0.00	$19,112.65	−$47.90
Regency FX	0.3822	SAR 0.00	$19,108.82	−$51.73
Currencies Direct	0.3805	SAR 0.00	$19,025.00	−$135.55

Fri, Oct 9, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3813	–	$19,065.50
Key Currency Cheapest	0.3804	SAR 0.00	$19,017.84	−$47.66
Regency FX	0.3803	SAR 0.00	$19,014.02	−$51.48
Currencies Direct	0.3790	SAR 0.00	$18,950.00	−$115.50

Sat, Oct 10, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3826	–	$19,131.05
Key Currency Cheapest	0.3817	SAR 0.00	$19,083.22	−$47.83
Regency FX	0.3816	SAR 0.00	$19,079.40	−$51.65
Currencies Direct	0.3775	SAR 0.00	$18,875.00	−$256.05

Mon, Oct 12, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3812	–	$19,060.65
Key Currency Cheapest	0.3803	SAR 0.00	$19,013.00	−$47.65
Regency FX	0.3802	SAR 0.00	$19,009.19	−$51.46
Currencies Direct	0.3788	SAR 0.00	$18,940.00	−$120.65

Tue, Oct 13, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3820	–	$19,101.40
Key Currency Cheapest	0.3811	SAR 0.00	$19,053.65	−$47.75
Regency FX	0.3810	SAR 0.00	$19,049.83	−$51.57
Currencies Direct	0.3795	SAR 0.00	$18,975.00	−$126.40

Wed, Oct 14, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3800	–	$19,001.55
Key Currency Cheapest	0.3791	SAR 0.00	$18,954.05	−$47.50
Regency FX	0.3790	SAR 0.00	$18,950.25	−$51.30
Currencies Direct	0.3775	SAR 0.00	$18,875.00	−$126.55

Thu, Oct 15, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3919	–	$19,594.75
Key Currency Cheapest	0.3909	SAR 0.00	$19,545.76	−$48.99
Regency FX	0.3908	SAR 0.00	$19,541.84	−$52.91
Currencies Direct	0.3814	SAR 0.00	$19,070.00	−$524.75

Fri, Oct 16, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3832	–	$19,158.50
Key Currency Cheapest	0.3822	SAR 0.00	$19,110.60	−$47.90
Regency FX	0.3821	SAR 0.00	$19,106.77	−$51.73
Currencies Direct	0.3805	SAR 0.00	$19,025.00	−$133.50

Sat, Oct 17, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3821	–	$19,103.30
Key Currency Cheapest	0.3811	SAR 0.00	$19,055.54	−$47.76
Regency FX	0.3810	SAR 0.00	$19,051.72	−$51.58
Currencies Direct	0.3798	SAR 0.00	$18,990.00	−$113.30

Sun, Oct 18, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3826	–	$19,131.60
Key Currency Cheapest	0.3817	SAR 0.00	$19,083.77	−$47.83
Regency FX	0.3816	SAR 0.00	$19,079.94	−$51.66
Currencies Direct	0.3798	SAR 0.00	$18,990.00	−$141.60

Mon, Oct 19, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3808	–	$19,040.70
Key Currency Cheapest	0.3799	SAR 0.00	$18,993.10	−$47.60
Regency FX	0.3798	SAR 0.00	$18,989.29	−$51.41
Currencies Direct	0.3794	SAR 0.00	$18,970.00	−$70.70

Tue, Oct 20, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3799	–	$18,993.75
Key Currency Cheapest	0.3789	SAR 0.00	$18,946.27	−$47.48
Regency FX	0.3788	SAR 0.00	$18,942.47	−$51.28
Currencies Direct	0.3786	SAR 0.00	$18,930.00	−$63.75

Wed, Oct 21, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3798	–	$18,990.35
Key Currency Cheapest	0.3789	SAR 0.00	$18,942.87	−$47.48
Regency FX	0.3788	SAR 0.00	$18,939.08	−$51.27
Currencies Direct	0.3772	SAR 0.00	$18,860.00	−$130.35

Thu, Oct 22, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3786	–	$18,931.20
Currencies Direct Cheapest	0.3777	SAR 0.00	$18,885.00	−$46.20
Key Currency	0.3777	SAR 0.00	$18,883.87	−$47.33
Regency FX	0.3776	SAR 0.00	$18,880.09	−$51.11

Fri, Oct 23, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3793	–	$18,966.70
Key Currency Cheapest	0.3784	SAR 0.00	$18,919.28	−$47.42
Regency FX	0.3783	SAR 0.00	$18,915.49	−$51.21
Currencies Direct	0.3769	SAR 0.00	$18,845.00	−$121.70

Sat, Oct 24, 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.3819	–	$19,096.60
Key Currency Cheapest	0.3810	SAR 0.00	$19,048.86	−$47.74
Regency FX	0.3809	SAR 0.00	$19,045.04	−$51.56
Currencies Direct	0.3754	SAR 0.00	$18,770.00	−$326.60

How to send money to Australia from Saudi Arabia with the best SAR-AUD rate

Best companies for SAR/AUD transfers