Wise is the fastest way to send money to Australia from Singapore right now, with delivery in within minutes. Wise is cheapest overall, paying out 11,117.82 AUD for a $10,000 transfer.
| 10 of 10 providers Last updated on 28 September 2026 | |||
| Based on 10,000 SGD transfer Best companies for SGD/AUD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee $19.82 1 SGD = 1.1140 AUD -0.01% vs mid-market | Recipient gets $11,117.82 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $19.821 SGD = 1.1140 AUD $11,117.82You pay$10,000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee $0.00 1 SGD = 1.1024 AUD +1.04% vs mid-market | Recipient gets $11,024.40 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.1024 AUD $11,024.40You pay$10,000.00 | |||
Run a live search Showing top Singapore to Australia deals for 10,000 SGD. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live SGD to AUD rates. | |||
Run a live search These companies offer multi-currency accounts for spending AUD. We suggest doing a live search based on how much SGD you're planning to spend in Australia. | |||
Run a live search These are managed services with real human support for large SGD transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee $19.82 1 SGD = 1.1140 AUD -0.01% vs mid-market | Recipient gets $11,117.82 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $19.821 SGD = 1.1140 AUD $11,117.82You pay$10,000.00 | |||
| Wise Pay via PayNow | Fee $19.82 1 SGD = 1.1140 AUD -0.01% vs mid-market | Recipient gets $11,117.82 Within minutes | |
Ways to receive money in Australia with Wise when paying by paynow. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $19.821 SGD = 1.1140 AUD $11,117.82You pay$10,000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee $0.00 1 SGD = 1.1111 AUD +0.25% vs mid-market | Recipient gets $11,111.15 Minutes - 3 days | |
Ways to receive money in Australia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 SGD = 1.1111 AUD $11,111.15You pay$10,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee $0.00 1 SGD = 1.1109 AUD +0.27% vs mid-market | Recipient gets $11,108.92 Minutes - 24 hours | |
Ways to receive money in Australia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.1109 AUD $11,108.92You pay$10,000.00 | |||
 TorFx Pay via Bank transfer | Fee $0.00 1 SGD = 1.1106 AUD +0.30% vs mid-market | Recipient gets $11,105.58 Minutes - 24 hours | |
Ways to receive money in Australia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.1106 AUD $11,105.58You pay$10,000.00 | |||
 OFX Pay via Bank transfer | Fee $0.00 1 SGD = 1.1083 AUD +0.50% vs mid-market | Recipient gets $11,083.30 Minutes - 24 hours | |
Ways to receive money in Australia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.1083 AUD $11,083.30You pay$10,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee $3.59 1 SGD = 1.1075 AUD +0.58% vs mid-market | Recipient gets $11,071.00 Minutes - 24 hours | |
Ways to receive money in Australia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours $3.591 SGD = 1.1075 AUD $11,071.00You pay$10,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee $0.00 1 SGD = 1.1068 AUD +0.64% vs mid-market | Recipient gets $11,068.00 Minutes - 24 hours | |
Ways to receive money in Australia with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.1068 AUD $11,068.00You pay$10,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee $65.00 1 SGD = 1.1139 AUD 0.00% vs mid-market | Recipient gets $11,066.50 Same day | |
Ways to receive money in Australia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day $65.001 SGD = 1.1139 AUD $11,066.50You pay$10,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Xe Pay via Bank transfer | Fee $0.00 1 SGD = 1.1024 AUD +1.04% vs mid-market | Recipient gets $11,024.40 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 SGD = 1.1024 AUD $11,024.40You pay$10,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee $0.00 1 SGD = 1.0983 AUD +1.40% vs mid-market | Recipient gets $10,983.05 Minutes - 2 days | |
Ways to receive money in Australia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 SGD = 1.0983 AUD $10,983.05You pay$10,000.00 | |||
| Wise Pay via Debit card | Fee $477.00 1 SGD = 1.1140 AUD -0.01% vs mid-market | Recipient gets $10,608.53 Within minutes | |
Ways to receive money in Australia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer $477.001 SGD = 1.1140 AUD $10,608.53You pay$10,000.00 | |||
| How Our Results Work Mid-market rate: 1 SGD = 1.1139 AUD Updates every 60 minutes. | |||
Transfer details
I suggest starting with Wise which is the cheapest option for sending $10,000.
There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.
Where possible, use PayNow to fund your account, it is usually free and takes seconds.
Before you can send money to Australia, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.
How much SGD you send to Australia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
| Cheapest service | |||||
|---|---|---|---|---|---|
| $1,000 | 0.01% | $1.50 | $1,112.20with bank transfer to bank deposit | +$17.68 | |
| $10,000This page | -0.01% | $19.82 | $11,117.82with bank transfer to bank deposit | +$78.98 |
Mid-market rate: 1 SGD = 1.1139 AUD
There are 5 ways to send money to Australia across 10 money transfer companies.
Cheapest way to send money
Sending AUD from Singapore with a specialist like Wise is quick, easy, and cheap.
You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.
Wise charges $19.82 to send $10,000, delivering 11,117.82 AUD after a -0.01% markup and 19.82 SGD fee.
Large transfers from Singapore
Brokers are the best for large SGD transfers to Australia.
A currency broker can quote a lower margin on a large SGD to AUD transfers and help with the paperwork and the entire process.
For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.
Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.
Regular spending abroad
A multi-currency account like Wise lets you convert SGD to AUD before travelling or paying your own bills overseas.
And you can hold both currencies in one account.
Wise will get you 11,117.82 AUD after fees when converting 10,000 SGD.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 11,117.82 AUD.
Pay in SGD through bank transfer, paynow, and debit card.
Funding the transfer with PayNow
This is the quickest and simplest way to pay for your transfer to Australia from Singapore.
Scan the company's PayNow QR code or use its registered identifier.
In Australia, they can receive AUD using bank deposit.
You pay $10,000.00
$11,118
Cheapest
You pay $10,000.00
$11,118
$0
You pay $10,000.00
$10,609
-$509
Consider these things before sending money from Singapore to Australia.
For a $10,000 transfer to Australia, these are the best options to start with:
Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 11,117.82 AUD, which is 0.06% more than the next best option.
Fastest: Wise, funded through bank transfer with bank deposit for the payout. Your recipient gets 11,117.82 AUD in within minutes.
Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.
A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.
When unsure, check the legal company in the MAS Financial Institutions Directory before paying.
The exchange rate directly affects how much AUD arrives for your SGD.
Mid-market rate:1 SGD = 1.114368 AUD
Every company here holds a MAS licence, which you can check yourself on the MAS register.
We track 10 of them on SGD to Australia, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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