How to send money to Australia from Singapore with the best SGD-AUD rate

Wise is the fastest way to send money to Australia from Singapore right now, with delivery in within minutes. Wise is cheapest overall, paying out 10,936.18 AUD for a $10,000 transfer.

Best companies for SGD/AUD transfers

10 of 10 providers

Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze SGD/AUD exchange rates from our comparisons.

Based on 10,000 SGD transfer

Best companies for SGD/AUD transfers

All money transfer offers for SGD/AUD transfers, sorted by most AUD received. The first two offers may be sponsored promotions. Some offers here pay us a commission.
Sort Cheapest
Promoted
Wise

Wise

Pay via Bank transfer
Fee $19.82 1 SGD = 1.0958 AUD 0.00% vs mid-market Recipient gets $10,936.18 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$19.821 SGD = 1.0958 AUD
$10,936.18You pay$10,000.00
Promoted
Xe

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0845 AUD +1.03% vs mid-market Recipient gets $10,844.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0845 AUD
$10,844.80You pay$10,000.00

Run a live search

Showing top Singapore to Australia deals for 10,000 SGD. Do a live search with your exact amount for today's best rates.
Wise

Wise

Pay via Bank transfer
Fee $19.82 1 SGD = 1.0958 AUD 0.00% vs mid-market Recipient gets $10,936.18 Within minutes
CheapestUsing Bank transfer with Wise is the cheapest way to send money to Australia from Singapore.FastestWise with Bank transfer deposit is the fastest way to send SGD to Australia.RecommendedBased on our editorial reviews, Wise is our recommended way to send money from Singapore to Australia.
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$19.821 SGD = 1.0958 AUD
$10,936.18You pay$10,000.00
Wise

Wise

Pay via PayNow
Fee $19.82 1 SGD = 1.0958 AUD 0.00% vs mid-market Recipient gets $10,936.18 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by paynow.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$19.821 SGD = 1.0958 AUD
$10,936.18You pay$10,000.00
Exclusive: Special Rate for 1st Transfer
Key Currency

Key Currency

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0930 AUD +0.25% vs mid-market Recipient gets $10,930.24 Minutes - 3 days
Personal account managerReceive to bank account

Ways to receive money in Australia with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SGD = 1.0930 AUD
$10,930.24You pay$10,000.00
Exclusive: First Transfer Deal
Regency FX

Regency FX

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0928 AUD +0.27% vs mid-market Recipient gets $10,928.04 Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Australia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0928 AUD
$10,928.04You pay$10,000.00
TorFx

TorFx

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0925 AUD +0.30% vs mid-market Recipient gets $10,924.76 Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Australia with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0925 AUD
$10,924.76You pay$10,000.00
OFX

OFX

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0903 AUD +0.50% vs mid-market Recipient gets $10,902.84 Minutes - 24 hours
Personal account managerReceive to bank account

Ways to receive money in Australia with OFX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0903 AUD
$10,902.84You pay$10,000.00
CurrencyFair

CurrencyFair

Pay via Bank transfer
Fee $3.65 1 SGD = 1.0894 AUD +0.58% vs mid-market Recipient gets $10,890.00 Minutes - 24 hours
Receive to bank account

Ways to receive money in Australia with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
$3.651 SGD = 1.0894 AUD
$10,890.00You pay$10,000.00
Currencies Direct

Currencies Direct

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0887 AUD +0.65% vs mid-market Recipient gets $10,887.00 Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Australia with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0887 AUD
$10,887.00You pay$10,000.00
Pricing based on Revolut Standard plan
Revolut

Revolut

Pay via Bank transfer
Fee $65.00 1 SGD = 1.0956 AUD +0.01% vs mid-market Recipient gets $10,885.16 Within a week
Multi-currency cardReceive to bank account

Ways to receive money in Australia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin a week
$65.001 SGD = 1.0956 AUD
$10,885.16You pay$10,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Xe

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0845 AUD +1.03% vs mid-market Recipient gets $10,844.80 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SGD = 1.0845 AUD
$10,844.80You pay$10,000.00
Moneycorp

Moneycorp

Pay via Bank transfer
Fee $0.00 1 SGD = 1.0804 AUD +1.40% vs mid-market Recipient gets $10,804.22 Minutes - 2 days

Ways to receive money in Australia with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SGD = 1.0804 AUD
$10,804.22You pay$10,000.00
Wise

Wise

Pay via Debit card
Fee $477.00 1 SGD = 1.0958 AUD 0.00% vs mid-market Recipient gets $10,435.21 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
$477.001 SGD = 1.0958 AUD
$10,435.21You pay$10,000.00
How Our Results Work
Mid-market rate: 1 SGD = 1.095763 AUD Updates every 60 minutes.

How to send money from Singapore to Australia

Pick a company

I suggest starting with Wise which is the cheapest option for sending $10,000.

Fund your transfer

There are 3 methods to fund the transfer form Singapore, including bank transfer, paynow, and debit card.

Where possible, use PayNow to fund your account, it is usually free and takes seconds.

Verify and send

Before you can send money to Australia, you'll need to verify your account using Singpass, or a passport and pass if you're not a resident.

Ways to send money from Singapore to Australia

There are 5 ways to send money to Australia across 10 money transfer companies.

Cheapest way to send money

Online transfers

Sending AUD from Singapore with a specialist like Wise is quick, easy, and cheap.

You sign up online or through the app, verify account details, enter the amount, fund your transfer, and click send.

Wise charges $19.82 to send $10,000, delivering 10,936.18 AUD after a 0% markup and 19.82 SGD fee.

Large transfers from Singapore

Currency brokers

Brokers are the best for large SGD transfers to Australia.

A currency broker can quote a lower margin on a large SGD to AUD transfers and help with the paperwork and the entire process.

For example, Key Currency charges an exchange-rate markup of around 0.25% and no fees.

Large transfers may be held briefly for Singapore’s anti-scam checks, so if your transfer is time sensitive, start the process a bit earlier.

Regular spending abroad

Multi-currency accounts

A multi-currency account like Wise lets you convert SGD to AUD before travelling or paying your own bills overseas.

And you can hold both currencies in one account.

Wise will get you 10,936.18 AUD after fees when converting 10,000 SGD.

Ways to fund SGD and receive AUD in Australia

With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending $10,000 gives your recipient 10,936.18 AUD.

Pay in SGD through bank transfer, paynow, and debit card.

Funding the transfer with PayNow

This is the quickest and simplest way to pay for your transfer to Australia from Singapore.

Scan the company's PayNow QR code or use its registered identifier.

In Australia, they can receive AUD using bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay $10,000.00

    $10,936

    Cheapest

  2. 2
    Paynow Bank deposit

    You pay $10,000.00

    $10,936

    $0

  3. 3
    Debit card Bank deposit

    You pay $10,000.00

    $10,435

    -$501

Things to know before sending SGD to Australia

Consider these things before sending money from Singapore to Australia.

Compare SGD/AUD transfers

For a $10,000 transfer to Australia, these are the best options to start with:

  1. Cheapest: Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 10,936.18 AUD, which is 0.05% more than the next best option.

  2. Fastest: Wise, funded through bank transfer with bank deposit for the payout. Your recipient gets 10,936.18 AUD in within minutes.

SDIC protection

Eligible SGD deposits at participating banks are insured by SDIC up to S$100,000 per depositor and bank.

A balance with a non-bank transfer company is not a bank deposit and does not receive the same cover, even when the company is MAS-licensed.

When unsure, check the legal company in the MAS Financial Institutions Directory before paying.

Live SGD-AUD Exchange Rate

Finding the best SGD to AUD exchange rate

The exchange rate directly affects how much AUD arrives for your SGD.

Mid-market rate:1 SGD = 1.096101 AUD

How we analyse the market

Every company here holds a MAS licence, which you can check yourself on the MAS register.

We track 10 of them on SGD to Australia, refreshed in real time on live searches, and compare on the amount that arrives rather than the headline fee.

Each goes through our review. More on who we are, why you can trust us and how to get started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.