Fastest and easiest way
Online and app transfers
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Xe to Australia gets you 11,046.7 AUD with a €0 fee and 0.2% markup.
In our comparisons over the past month, it was the cheapest online service on 1 of the 30 days it quoted.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.














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