Key Currency is the best and cheapest service overall. On €7,000 you will get 11,320.89 AUD after fees and the exchange rate.
We’ve compared 12 money transfer companies in more detail below.
| 12 of 12 providers Last updated on 28 September 2026 | |||
| Based on 7,000 EUR transfer Best companies for EUR/AUD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee €31.04 1 EUR = 1.6213 AUD 0.00% vs mid-market | Recipient gets $11,298.50 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.6213 AUD $11,298.50You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.6118 AUD +0.59% vs mid-market | Recipient gets $11,282.60 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6118 AUD $11,282.60You pay€7,000.00 | |||
Run a live search Showing top Germany to Australia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AUD rates. | |||
Run a live search These companies offer multi-currency accounts for spending AUD. We suggest doing a live search based on how much EUR you're planning to spend in Australia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.6173 AUD +0.25% vs mid-market | Recipient gets $11,320.89 Minutes - 3 days | |
Ways to receive money in Australia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.6173 AUD $11,320.89You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.6169 AUD +0.27% vs mid-market | Recipient gets $11,318.62 Minutes - 24 hours | |
Ways to receive money in Australia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6169 AUD $11,318.62You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.6165 AUD +0.30% vs mid-market | Recipient gets $11,315.22 Minutes - 24 hours | |
Ways to receive money in Australia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6165 AUD $11,315.22You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €31.04 1 EUR = 1.6213 AUD 0.00% vs mid-market | Recipient gets $11,298.50 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.6213 AUD $11,298.50You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.6132 AUD +0.50% vs mid-market | Recipient gets $11,292.52 Minutes - 24 hours | |
Ways to receive money in Australia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6132 AUD $11,292.52You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.6128 AUD +0.53% vs mid-market | Recipient gets $11,289.60 Minutes - 24 hours | |
Ways to receive money in Australia with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6128 AUD $11,289.60You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.6118 AUD +0.59% vs mid-market | Recipient gets $11,282.60 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6118 AUD $11,282.60You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.6118 AUD +0.59% vs mid-market | Recipient gets $11,282.60 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6118 AUD $11,282.60You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.6118 AUD +0.59% vs mid-market | Recipient gets $11,282.60 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6118 AUD $11,282.60You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €41.19 1 EUR = 1.6213 AUD 0.00% vs mid-market | Recipient gets $11,282.04 Within minutes | |
Ways to receive money in Australia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €41.191 EUR = 1.6213 AUD $11,282.04You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.47 1 EUR = 1.6118 AUD +0.59% vs mid-market | Recipient gets $11,278.60 Minutes - 24 hours | |
Ways to receive money in Australia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.471 EUR = 1.6118 AUD $11,278.60You pay€7,000.00 | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 1.6100 AUD +0.70% vs mid-market | Recipient gets $11,270.00 Minutes | |
Ways to receive money in Australia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1.6100 AUD $11,270.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €40.50 1 EUR = 1.6189 AUD +0.15% vs mid-market | Recipient gets $11,267.01 Same day | |
Ways to receive money in Australia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositSame day €40.501 EUR = 1.6189 AUD $11,267.01You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
| Wise Pay via Debit card | Fee €86.12 1 EUR = 1.6213 AUD 0.00% vs mid-market | Recipient gets $11,209.20 Within minutes | |
Ways to receive money in Australia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €86.121 EUR = 1.6213 AUD $11,209.20You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.5986 AUD +1.40% vs mid-market | Recipient gets $11,190.38 Minutes - 2 days | |
Ways to receive money in Australia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.5986 AUD $11,190.38You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €128.20 1 EUR = 1.6213 AUD 0.00% vs mid-market | Recipient gets $11,140.97 Within minutes | |
Ways to receive money in Australia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €128.201 EUR = 1.6213 AUD $11,140.97You pay€7,000.00 | |||
| $0 fee on first online transfers  MoneyGram Pay via Debit card | Fee €9.99 1 EUR = 1.5892 AUD +2.00% vs mid-market | Recipient gets $11,124.40 Minutes - 24 hours | |
Ways to receive money in Australia with MoneyGram when paying by debit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 1.5892 AUD $11,124.40You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 1.5892 AUD $11,124.40You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Credit card | Fee €9.99 1 EUR = 1.5892 AUD +2.00% vs mid-market | Recipient gets $11,124.40 Minutes - 24 hours | |
Ways to receive money in Australia with MoneyGram when paying by credit card. MethodFee & ratesRecipient gets Cash pickupMinutes - 24 hours €9.991 EUR = 1.5892 AUD $11,124.40You pay€7,009.99 Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 1.5892 AUD $11,124.40You pay€7,009.99 | |||
| $0 fee on first online transfers MoneyGram Pay via Bank transfer | Fee €9.99 1 EUR = 1.5892 AUD +2.00% vs mid-market | Recipient gets $11,124.40 Minutes - 24 hours | |
Ways to receive money in Australia with MoneyGram when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hoursAvailable via:All Banks €9.991 EUR = 1.5892 AUD $11,124.40You pay€7,009.99 Cash pickupMinutes - 24 hours €9.991 EUR = 1.5892 AUD $11,124.40You pay€7,009.99 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.6213 AUD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Key Currency.
On a 7,000 EUR transfer, Key Currency delivers the most AUD.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/AUD rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 12 companies for sending money from Germany to Australia, across broker, app, online, multi-currency account, global account, and in person, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Wise to Australia gets you 11,298.5 AUD with a €31.04 fee and 0% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For paying in cash at a counter
There's no legal limit on how much you can send, so the counter in the kiosk, the callshop or the grocery store is still a popular way to send money internationally.
Deposit €7,000 to MoneyGram online, and choose cash pickup as delivery option. Once you pay, it should be available in minutes.
In general, online transfers are cheaper than sending cash to Australia.
For large transfers from Germany
For buying property, moving to Australia, or moving pensions, a currency broker is the best option.
A broker like Key Currency charges no fee and works on a margin. It adds 0.25% on EUR/AUD which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Australia.
Be it overseas suppliers and contractors, receiving AUD payments, or holding AUD and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and AUD in one account.
You get AUD bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert AUD to EUR or EUR to AUD whenever you need.
The best multi currency account is Wise, it adds ~0% markup and charges small fees.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 11,320.89 AUD.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Australia.
The recipient in Australia can receive AUD by bank deposit and cash pickup.
To receive AUD by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
They can receive cash in Australia
For cash pickup, the recipient needs to visit the nearest MoneyGram branch and bring a valid photo ID and the transfer reference number.
You pay €7,000.00
$11,321
Cheapest
You pay €7,000.00
$11,283
-$38
You pay €7,000.00
$11,283
-$38
You pay €7,000.00
$11,282
-$39
You pay €7,009.99
$11,124
-$196
You pay €7,009.99
$11,124
-$196
You pay €7,009.99
$11,124
-$196
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Australia, these are the best options:
Cheapest way to send money to Australia
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 11,320.89 AUD, which is 0.02% more than the next best option.
Fastest way to send money to Australia
The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 11,298.5 AUD in innerhalb von minuten.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into AUD sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/AUD rate can move noticeably within a week, changing the amount your recipient gets in AUD.
Mid-market rate:1 EUR = 1.619405 AUD
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 12 of them on EUR to Australia, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
Advanced filters
Advanced filters
Tailor this money transfer comparison to your needs.
Show companies that support specific transfer features.
Only show providers with user feedback and reviews.
Hide selected providers from the EUR/AUD comparison.
Search Now & Save On Your Transfer
Instantly view live exchange rates, fees & features.
Please share your experience with …