Key Currency is the best and cheapest service overall. On €7,000 you will get 11,270.03 AUD after fees and the exchange rate.
We’ve compared 12 money transfer companies in more detail below.
| 12 of 12 providers Last updated on 4 September 2026 This page updates weekly. We collect, store, and analyze EUR/AUD exchange rates from our comparisons. | |||
| Based on 7,000 EUR transfer Best companies for EUR/AUD transfersAll money transfer offers for EUR/AUD transfers, sorted by most AUD received. The first two offers may be sponsored promotions. Some offers here pay us a commission. | |||
| Promoted  Wise Pay via Bank transfer | Fee €31.04 1 EUR = 1.6142 AUD -0.01% vs mid-market | Recipient gets $11,249.30 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.6142 AUD $11,249.30You pay€7,000.00 | |||
| Promoted  Xe Pay via Debit card | Fee €0.00 1 EUR = 1.5952 AUD +1.17% vs mid-market | Recipient gets $11,166.40 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5952 AUD $11,166.40You pay€7,000.00 | |||
Run a live search Showing top Germany to Australia deals for 7,000 EUR. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live EUR to AUD rates. | |||
Run a live search These companies offer multi-currency accounts for spending AUD. We suggest doing a live search based on how much EUR you're planning to spend in Australia. | |||
Run a live search These are managed services with real human support for large EUR transfers. Click the link and update the transfer amount to get the best deal. | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee €0.00 1 EUR = 1.6100 AUD +0.25% vs mid-market | Recipient gets $11,270.03 Minutes - 3 days | |
Ways to receive money in Australia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 EUR = 1.6100 AUD $11,270.03You pay€7,000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee €0.00 1 EUR = 1.6097 AUD +0.27% vs mid-market | Recipient gets $11,267.77 Minutes - 24 hours | |
Ways to receive money in Australia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6097 AUD $11,267.77You pay€7,000.00 | |||
 TorFx Pay via Bank transfer | Fee €0.00 1 EUR = 1.6092 AUD +0.30% vs mid-market | Recipient gets $11,264.38 Minutes - 24 hours | |
Ways to receive money in Australia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6092 AUD $11,264.38You pay€7,000.00 | |||
| Wise Pay via Bank transfer | Fee €31.04 1 EUR = 1.6142 AUD -0.01% vs mid-market | Recipient gets $11,249.30 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €31.041 EUR = 1.6142 AUD $11,249.30You pay€7,000.00 | |||
 OFX Pay via Bank transfer | Fee €0.00 1 EUR = 1.6060 AUD +0.50% vs mid-market | Recipient gets $11,241.78 Minutes - 24 hours | |
Ways to receive money in Australia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6060 AUD $11,241.78You pay€7,000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee €0.00 1 EUR = 1.6058 AUD +0.51% vs mid-market | Recipient gets $11,240.60 Minutes - 24 hours | |
Ways to receive money in Australia with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.6058 AUD $11,240.60You pay€7,000.00 | |||
| Wise Pay via iDEAL/WERO | Fee €41.19 1 EUR = 1.6142 AUD -0.01% vs mid-market | Recipient gets $11,232.91 Within minutes | |
Ways to receive money in Australia with Wise when paying by ideal/wero. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €41.191 EUR = 1.6142 AUD $11,232.91You pay€7,000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee €2.48 1 EUR = 1.6050 AUD +0.56% vs mid-market | Recipient gets $11,231.00 Minutes - 24 hours | |
Ways to receive money in Australia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours €2.481 EUR = 1.6050 AUD $11,231.00You pay€7,000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee €40.50 1 EUR = 1.6121 AUD +0.12% vs mid-market | Recipient gets $11,219.07 Within a week | |
Ways to receive money in Australia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin a week €40.501 EUR = 1.6121 AUD $11,219.07You pay€7,000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 TapTap Send Pay via Debit card | Fee €0.00 1 EUR = 1.6000 AUD +0.87% vs mid-market | Recipient gets $11,200.00 Minutes | |
Ways to receive money in Australia with TapTap Send when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes Free1 EUR = 1.6000 AUD $11,200.00You pay€7,000.00 | |||
 Deutsche Bank Pay via Bank transfer | Fee €37.05 1 EUR = 1.6065 AUD +0.47% vs mid-market | Recipient gets $11,185.92 Minutes - 5 days | |
Ways to receive money in Australia with Deutsche Bank when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 5 days €37.051 EUR = 1.6065 AUD $11,185.92You pay€7,000.00 | |||
| Xe Pay via Debit card | Fee €0.00 1 EUR = 1.5952 AUD +1.17% vs mid-market | Recipient gets $11,166.40 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5952 AUD $11,166.40You pay€7,000.00 | |||
| Xe Pay via Bank transfer | Fee €0.00 1 EUR = 1.5952 AUD +1.17% vs mid-market | Recipient gets $11,166.40 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5952 AUD $11,166.40You pay€7,000.00 | |||
| Xe Pay via Credit card | Fee €0.00 1 EUR = 1.5952 AUD +1.17% vs mid-market | Recipient gets $11,166.40 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 EUR = 1.5952 AUD $11,166.40You pay€7,000.00 | |||
| Wise Pay via Debit card | Fee €86.12 1 EUR = 1.6142 AUD -0.01% vs mid-market | Recipient gets $11,160.39 Within minutes | |
Ways to receive money in Australia with Wise when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €86.121 EUR = 1.6142 AUD $11,160.39You pay€7,000.00 | |||
 Moneycorp Pay via Bank transfer | Fee €0.00 1 EUR = 1.5914 AUD +1.40% vs mid-market | Recipient gets $11,140.10 Minutes - 2 days | |
Ways to receive money in Australia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 EUR = 1.5914 AUD $11,140.10You pay€7,000.00 | |||
| Wise Pay via Credit card | Fee €128.20 1 EUR = 1.6142 AUD -0.01% vs mid-market | Recipient gets $11,092.46 Within minutes | |
Ways to receive money in Australia with Wise when paying by credit card. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer €128.201 EUR = 1.6142 AUD $11,092.46You pay€7,000.00 | |||
| How Our Results Work Mid-market rate: 1 EUR = 1.614039 AUD Updates every 60 minutes. | |||
Transfer details
For a one-off transfer from Germany, I suggest picking the cheapest option which is Key Currency.
On a 7,000 EUR transfer, Key Currency delivers the most AUD.
This will change depending on how much you actually send, so I suggest running a live search to get the best EUR/AUD rate.
You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.
First time round you'll need a photo ID and proof of your German address.
Video identification is also normal and takes a few minutes.
There are 12 companies for sending money from Germany to Australia, across broker, app, online, multi-currency account, global account, and bank, and more below.
Fastest and easiest way
Within the eurozone, SEPA covers all transfers, but outside, it gets very expensive and money transfer companies make it cheaper.
Sending €7,000 with Wise to Australia gets you 11,249.3 AUD with a €31.04 fee and -0.01% markup.
Debit cards (and Apple Pay / Google Pay) usually have instant deposits, but your girocard usually won't work as a funding method.
For Euro transfers only
Inside the eurozone, banks use a SEPA transfer which is cheap or free and there's little reason to look further.
Outside the eurozone, banks like Deutsche Bank are much more expensive.
On a €7,000 transfer, Deutsche Bank delivers 11,185.92 AUD vs 11,270.03 AUD with Key Currency.
For large transfers from Germany
For buying property, moving to Australia, or moving pensions, a currency broker is the best option.
A broker like Key Currency charges no fee and works on a margin. It adds 0.25% on EUR/AUD which gets negotiated the more you send.
And you get an account manager to help you through the process.
For some international payments above €50,000, German residents may need to file an AWV report with the Bundesbank, make sure to check in advance.
For making business payments
Global accounts are for businesses making payments to Australia.
Be it overseas suppliers and contractors, receiving AUD payments, or holding AUD and EUR in one business account.
Companies like Airwallex, WorldFirst, or Wise Business offer the best tools for international business transfers.
For spending & receiving
A multi-currency account lets you hold EUR and AUD in one account.
You get AUD bank details, and can receive international payments like rent, dividends, family payments without additional conversions.
You can convert AUD to EUR or EUR to AUD whenever you need.
The best multi currency account is Wise, it adds ~-0.01% markup and charges small fees.
With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest way. Sending €7,000 gives your recipient 11,270.03 AUD.
You can pay for the transfer using bank transfer, debit card, credit card, and ideal.
Using German bank
A SEPA bank transfer is usually the cheapest way to deposit EUR.
An instant SEPA payment can reduce funding time, but it does not guarantee instant delivery to Australia.
The recipient in Australia can receive AUD by bank deposit.
To receive AUD by bank deposit
Enter the recipient's banking details and account holders name.
Check both before sending because correcting a bank deposit will delay the transfer.
You pay €7,000.00
$11,270
Cheapest
You pay €7,000.00
$11,233
-$37
You pay €7,000.00
$11,200
-$70
You pay €7,000.00
$11,166
-$104
The main question in Germany is whether you are sending euros inside SEPA or converting them. Large cross-border payments can also create a Bundesbank reporting duty.
For a €7,000 transfer to Australia, these are the best options:
Cheapest way to send money to Australia
The cheapest option is Key Currency, funded by bank transfer with bank deposit for the payout. Your recipient gets 11,270.03 AUD, which is 0.02% more than the next best option.
Fastest way to send money to Australia
The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 11,249.3 AUD in within minutes.
Germany's AWV reporting threshold is €50,000.
A German resident may need to report a payment above that amount to the Bundesbank when it is made to a non-resident.
It is a statistics report, not a tax or permission request.
Transfers between your own domestic and foreign accounts are exempt, and other exemptions apply depending on the payment purpose.
The automated AWV notice shown by a bank does not mean every transfer is reportable.
The Bundesbank guidance for private individuals explains who reports, what is exempt and how to file.
If the recipient has a euro account in the SEPA area, a normal SEPA payment can be the simplest option.
A payment converted into AUD sits outside that pricing rule and may involve another bank or payout partner.
Check whether the quote uses SHA, OUR or BEN charges on a bank transfer.
This decides whether intermediary costs are shared, paid by you or deducted from what the recipient receives.
The EUR/AUD rate can move noticeably within a week, changing the amount your recipient gets in AUD.
Mid-market rate:1 EUR = 1.614422 AUD
Nothing reaches this table without going through our review first, and every company is BaFin-registered or passported into Germany.
We then track 12 of them on EUR to Australia, comparing rates, fees and the pay-in and payout options.
More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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