How to send money to Australia from Sweden with the best SEK-AUD rate

From 11 companies analysed, Key Currency is the cheapest way to send money to Australia, giving your recipient 11 779,92 AUD when you send SEK 80 000.

Deposit with bank transfer and use bank deposit for withdrawal to get the most AUD.

Best companies for SEK/AUD transfers

11 of 11 providers

Last updated on 10 November 2026

Based on 80,000 SEK transfer

Best companies for SEK/AUD transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 319,22 kr 1 SEK = 0.1476 AUD +0.01% vs mid-market Recipient gets 11 760,56 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
319,22 kr1 SEK = 0.1476 AUD
11 760,56 $You pay80 000,00 kr
Promoted

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.1468 AUD +0.56% vs mid-market Recipient gets 11 744,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1468 AUD
11 744,00 $You pay80 000,00 kr

Run a live search

Showing top Sweden to Australia deals for 80,000 SEK. Do a live search with your exact amount for today's best rates.
Exclusive: Special Rate for 1st Transfer

Key Currency

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1472 AUD +0.25% vs mid-market Recipient gets 11 779,92 $ Minutes - 3 days
Cheapest
Personal account managerReceive to bank account

Ways to receive money in Australia with Key Currency when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 3 days
Free1 SEK = 0.1472 AUD
11 779,92 $You pay80 000,00 kr
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1472 AUD +0.27% vs mid-market Recipient gets 11 777,55 $ Minutes - 24 hours
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Australia with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1472 AUD
11 777,55 $You pay80 000,00 kr

TorFx

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1472 AUD +0.30% vs mid-market Recipient gets 11 774,01 $ Minutes - 24 hours
Personal account managerReceive to bank accountIdeal for buying property abroad

Ways to receive money in Australia with TorFx when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1472 AUD
11 774,01 $You pay80 000,00 kr

Wise

Pay via Bank transfer
Fee 319,22 kr 1 SEK = 0.1476 AUD +0.01% vs mid-market Recipient gets 11 760,56 $ Within minutes
Our top pick
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
319,22 kr1 SEK = 0.1476 AUD
11 760,56 $You pay80 000,00 kr

Xe

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.1468 AUD +0.56% vs mid-market Recipient gets 11 744,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1468 AUD
11 744,00 $You pay80 000,00 kr

Xe

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1468 AUD +0.56% vs mid-market Recipient gets 11 744,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1468 AUD
11 744,00 $You pay80 000,00 kr

Xe

Pay via Credit card
Fee 0,00 kr 1 SEK = 0.1468 AUD +0.56% vs mid-market Recipient gets 11 744,00 $ Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Australia with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1468 AUD
11 744,00 $You pay80 000,00 kr

CurrencyFair

Pay via Bank transfer
Fee 27,10 kr 1 SEK = 0.1466 AUD +0.69% vs mid-market Recipient gets 11 724,00 $ Minutes - 24 hours
Receive to bank account

Ways to receive money in Australia with CurrencyFair when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
27,10 kr1 SEK = 0.1466 AUD
11 724,00 $You pay80 000,00 kr

Currencies Direct

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1464 AUD +0.83% vs mid-market Recipient gets 11 712,00 $ Minutes - 24 hours
Personal account managerMulti-currency cardReceive to bank account

Ways to receive money in Australia with Currencies Direct when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 SEK = 0.1464 AUD
11 712,00 $You pay80 000,00 kr
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 820,00 kr 1 SEK = 0.1475 AUD +0.10% vs mid-market Recipient gets 11 676,27 $ Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Australia with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
820,00 kr1 SEK = 0.1475 AUD
11 676,27 $You pay80 000,00 kr

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Moneycorp

Pay via Bank transfer
Fee 0,00 kr 1 SEK = 0.1456 AUD +1.40% vs mid-market Recipient gets 11 644,11 $ Minutes - 2 days

Ways to receive money in Australia with Moneycorp when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 2 days
Free1 SEK = 0.1456 AUD
11 644,11 $You pay80 000,00 kr

Wise

Pay via Debit card
Fee 1 182,83 kr 1 SEK = 0.1476 AUD +0.01% vs mid-market Recipient gets 11 633,10 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 182,83 kr1 SEK = 0.1476 AUD
11 633,10 $You pay80 000,00 kr

Wise

Pay via Credit card
Fee 1 345,58 kr 1 SEK = 0.1476 AUD +0.01% vs mid-market Recipient gets 11 609,08 $ Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Australia with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
1 345,58 kr1 SEK = 0.1476 AUD
11 609,08 $You pay80 000,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Debit card
Fee 100,00 kr 1 SEK = 0.1442 AUD +2.34% vs mid-market Recipient gets 11 536,00 $ Minutes - 24 hours

Ways to receive money in Australia with MoneyGram when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
100,00 kr1 SEK = 0.1442 AUD
11 536,00 $You pay80 100,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1403 AUD
11 224,00 $You pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Credit card
Fee 100,00 kr 1 SEK = 0.1442 AUD +2.34% vs mid-market Recipient gets 11 536,00 $ Minutes - 24 hours

Ways to receive money in Australia with MoneyGram when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
100,00 kr1 SEK = 0.1442 AUD
11 536,00 $You pay80 100,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1403 AUD
11 224,00 $You pay80 040,00 kr
$0 fee on first online transfers

MoneyGram

Pay via Bank transfer
Fee 100,00 kr 1 SEK = 0.1442 AUD +2.34% vs mid-market Recipient gets 11 536,00 $ Minutes - 24 hours

Ways to receive money in Australia with MoneyGram when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hoursAvailable via:All Banks
100,00 kr1 SEK = 0.1442 AUD
11 536,00 $You pay80 100,00 kr
Cash pickupMinutes - 24 hours
40,00 kr1 SEK = 0.1403 AUD
11 224,00 $You pay80 040,00 kr

TapTap Send

Pay via Debit card
Fee 0,00 kr 1 SEK = 0.1430 AUD +3.18% vs mid-market Recipient gets 11 440,00 $ Minutes
Fastest
Receive to bank account

Ways to receive money in Australia with TapTap Send when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes
Free1 SEK = 0.1430 AUD
11 440,00 $You pay80 000,00 kr
How Our Results Work
Mid-market rate: 1 SEK = 0.1476 AUD Updates every 60 minutes.

How to send money from Sweden to Australia

Pick a company

For a one-off SEK transfer to Australia, I suggest picking the cheapest option which is Key Currency.

Key Currency was the cheapest on 25 of the 28 days it quoted kr80 000 transfers to Australia.

On a 80 000 SEK transfer, Key Currency delivers the most AUD.

The best option will change depending on how much you actually send, so I suggest to get the best SEK/AUD rate.

Fund your transfer

You can pay for the transfer using bank transfer, debit card, and credit card.

A transfer from your Swedish bank is usually the easiest way to fund the transfer.

Verify and send

Before you can send money to Australia, you'll need to verify your account.

Most companies do it with BankID.

If you can't get BankID yet, some companies will take a passport instead (but it's less common).

Compare amounts

How much SEK are you sending to Australia?

How much SEK you send to Australia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Key Currency was the cheapest in 89% of the transfers from SEK 50,000 it quoted, and in 89% of all the transfers it quoted.

Cheapest service
5 000 kr0.25%9,90 kr735,15 $with bank transfer to bank deposit+17,49 $
10 000 kr0.12%15,00 kr1 472,17 $with bank transfer to bank deposit+33,60 $
25 000 kr0.00%105,55 kr3 676,46 $with bank transfer to bank deposit+42,03 $
50 000 kr0.24%0,00 kr7 355,00 $with debit card to bank deposit+79,83 $
80 000 krThis page0.25%0,00 kr11 779,92 $with bank transfer to bank deposit+111,06 $

Mid-market rate: 1 SEK = 0.1476 AUD

SEK/AUD Exchange Rate History

Is today a good time to send money from Sweden to Australia?

The cheapest way to send SEK to AUD can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Key Currency), across 30 days of comparisons for 80 000 SEK transfers to Australia.

AUD received for 80 000 kr, after fees

Tue, 10 Nov 2026Mid-market rate11 809,44 $ Key Currency 11 779,92 $Key Currency11 779,92 $Regency FX11 777,55 $TorFx11 774,01 $

11 300
11 400
11 500
11 600
11 700
11 800
11 900
At the mid-market rateWith the cheapest optionKey CurrencyRegency FXTorFx
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1433 – 11 464,32 $
Key Currency Cheapest 0.1429 0,00 kr 11 435,66 $ −28,66 $
Regency FX 0.1429 0,00 kr 11 433,37 $ −30,95 $
TorFx 0.1429 0,00 kr 11 429,93 $ −34,39 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1434 – 11 472,96 $
Key Currency Cheapest 0.1431 0,00 kr 11 444,28 $ −28,68 $
Regency FX 0.1430 0,00 kr 11 441,98 $ −30,98 $
TorFx 0.1430 0,00 kr 11 438,54 $ −34,42 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1435 – 11 483,68 $
Key Currency Cheapest 0.1432 0,00 kr 11 454,97 $ −28,71 $
Regency FX 0.1432 0,00 kr 11 452,67 $ −31,01 $
TorFx 0.1431 0,00 kr 11 449,23 $ −34,45 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1443 – 11 544,72 $
Key Currency Cheapest 0.1439 0,00 kr 11 515,86 $ −28,86 $
Regency FX 0.1439 0,00 kr 11 513,55 $ −31,17 $
TorFx 0.1439 0,00 kr 11 510,09 $ −34,63 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1450 – 11 599,52 $
Key Currency Cheapest 0.1446 0,00 kr 11 570,52 $ −29,00 $
Regency FX 0.1446 0,00 kr 11 568,20 $ −31,32 $
TorFx 0.1446 0,00 kr 11 564,72 $ −34,80 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1449 – 11 589,20 $
Wise Cheapest 0.1453 319,22 kr 11 576,02 $ −13,18 $
Key Currency 0.1445 0,00 kr 11 560,23 $ −28,97 $
Regency FX 0.1445 0,00 kr 11 557,91 $ −31,29 $
TorFx 0.1444 0,00 kr 11 554,43 $ −34,77 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1449 – 11 589,20 $
Wise Cheapest 0.1453 319,22 kr 11 576,02 $ −13,18 $
Key Currency 0.1445 0,00 kr 11 560,23 $ −28,97 $
Regency FX 0.1445 0,00 kr 11 557,91 $ −31,29 $
TorFx 0.1444 0,00 kr 11 554,43 $ −34,77 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1445 – 11 562,80 $
Key Currency Cheapest 0.1442 0,00 kr 11 533,89 $ −28,91 $
Regency FX 0.1441 0,00 kr 11 531,58 $ −31,22 $
TorFx 0.1441 0,00 kr 11 528,11 $ −34,69 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1444 – 11 552,32 $
Key Currency Cheapest 0.1440 0,00 kr 11 523,44 $ −28,88 $
Regency FX 0.1440 0,00 kr 11 521,13 $ −31,19 $
TorFx 0.1440 0,00 kr 11 517,66 $ −34,66 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1438 – 11 501,36 $
Key Currency Cheapest 0.1434 0,00 kr 11 472,61 $ −28,75 $
Regency FX 0.1434 0,00 kr 11 470,31 $ −31,05 $
TorFx 0.1433 0,00 kr 11 466,86 $ −34,50 $

No data was collected on Thu, 22 Oct 2026.

Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1436 – 11 485,84 $
Key Currency Cheapest 0.1432 0,00 kr 11 457,13 $ −28,71 $
Regency FX 0.1432 0,00 kr 11 454,83 $ −31,01 $
TorFx 0.1431 0,00 kr 11 451,38 $ −34,46 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1443 – 11 546,64 $
Key Currency Cheapest 0.1440 0,00 kr 11 517,77 $ −28,87 $
Regency FX 0.1439 0,00 kr 11 515,46 $ −31,18 $
TorFx 0.1439 0,00 kr 11 512,00 $ −34,64 $
Exchange rateFeeRecipient getsDifference
Mid-market rate – – –
Wise Cheapest 0.1432 319,22 kr 11 406,46 $ –
Key Currency No quote collected this day – – – –
Regency FX No quote collected this day – – – –
TorFx No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1433 – 11 466,24 $
Key Currency Cheapest 0.1430 0,00 kr 11 437,57 $ −28,67 $
Regency FX 0.1429 0,00 kr 11 435,28 $ −30,96 $
TorFx 0.1429 0,00 kr 11 431,84 $ −34,40 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1430 – 11 441,84 $
Key Currency Cheapest 0.1427 0,00 kr 11 413,24 $ −28,60 $
Regency FX 0.1426 0,00 kr 11 410,95 $ −30,89 $
TorFx 0.1426 0,00 kr 11 407,51 $ −34,33 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1427 – 11 418,56 $
Key Currency Cheapest 0.1424 0,00 kr 11 390,01 $ −28,55 $
Regency FX 0.1423 0,00 kr 11 387,73 $ −30,83 $
TorFx 0.1423 0,00 kr 11 384,30 $ −34,26 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1432 – 11 457,28 $
Key Currency Cheapest 0.1429 0,00 kr 11 428,64 $ −28,64 $
Regency FX 0.1428 0,00 kr 11 426,35 $ −30,93 $
TorFx 0.1428 0,00 kr 11 422,91 $ −34,37 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1447 – 11 574,40 $
Key Currency Cheapest 0.1443 0,00 kr 11 545,46 $ −28,94 $
Regency FX 0.1443 0,00 kr 11 543,15 $ −31,25 $
TorFx 0.1442 0,00 kr 11 539,68 $ −34,72 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1448 – 11 582,72 $
Key Currency Cheapest 0.1444 0,00 kr 11 553,76 $ −28,96 $
Regency FX 0.1444 0,00 kr 11 551,45 $ −31,27 $
TorFx 0.1443 0,00 kr 11 547,97 $ −34,75 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1448 – 11 582,72 $
Key Currency Cheapest 0.1444 0,00 kr 11 553,76 $ −28,96 $
Regency FX 0.1444 0,00 kr 11 551,45 $ −31,27 $
TorFx 0.1443 0,00 kr 11 547,97 $ −34,75 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1454 – 11 634,48 $
Key Currency Cheapest 0.1451 0,00 kr 11 605,39 $ −29,09 $
Regency FX 0.1450 0,00 kr 11 603,07 $ −31,41 $
TorFx 0.1450 0,00 kr 11 599,58 $ −34,90 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1464 – 11 708,40 $
Key Currency Cheapest 0.1460 0,00 kr 11 679,13 $ −29,27 $
Regency FX 0.1460 0,00 kr 11 676,79 $ −31,61 $
TorFx 0.1459 0,00 kr 11 673,27 $ −35,13 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1468 – 11 740,56 $
Key Currency Cheapest 0.1464 0,00 kr 11 711,21 $ −29,35 $
Regency FX 0.1464 0,00 kr 11 708,86 $ −31,70 $
TorFx 0.1463 0,00 kr 11 705,34 $ −35,22 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1469 – 11 749,68 $
Key Currency Cheapest 0.1465 0,00 kr 11 720,31 $ −29,37 $
Regency FX 0.1465 0,00 kr 11 717,96 $ −31,72 $
TorFx 0.1464 0,00 kr 11 714,43 $ −35,25 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1475 – 11 802,00 $
Key Currency Cheapest 0.1472 0,00 kr 11 772,49 $ −29,51 $
Regency FX 0.1471 0,00 kr 11 770,13 $ −31,87 $
TorFx 0.1471 0,00 kr 11 766,59 $ −35,41 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1470 – 11 762,16 $
Key Currency Cheapest 0.1467 0,00 kr 11 732,75 $ −29,41 $
Regency FX 0.1466 0,00 kr 11 730,40 $ −31,76 $
TorFx 0.1466 0,00 kr 11 726,87 $ −35,29 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1468 – 11 741,68 $
Wise Cheapest 0.1471 319,22 kr 11 723,75 $ −17,93 $
Key Currency 0.1464 0,00 kr 11 712,33 $ −29,35 $
Regency FX 0.1464 0,00 kr 11 709,98 $ −31,70 $
TorFx 0.1463 0,00 kr 11 706,45 $ −35,23 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1472 – 11 772,96 $
Key Currency Cheapest 0.1468 0,00 kr 11 743,53 $ −29,43 $
Regency FX 0.1468 0,00 kr 11 741,17 $ −31,79 $
TorFx 0.1467 0,00 kr 11 737,64 $ −35,32 $
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.1476 – 11 809,44 $
Key Currency Cheapest 0.1472 0,00 kr 11 779,92 $ −29,52 $
Regency FX 0.1472 0,00 kr 11 777,55 $ −31,89 $
TorFx 0.1472 0,00 kr 11 774,01 $ −35,43 $

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send 80 000 kr, after fees, as quoted by each company. The mid-market line shows what 80 000 kr converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more AUD per SEK than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of AUD on every transfer from Sweden.

Right now, Key Currency pays 11 779,92 AUD on 80 000 SEK, which is 29,52 AUD less than the mid-market amount.

Today's payout is the highest in the past month.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Australia.

We've tracked 144 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

  1. Key CurrencyAppeared in 28 comparisons

    Cheapest in 89% of them

  2. Regency FXAppeared in 28 comparisons

    Never the cheapest

  3. TorFxAppeared in 53 comparisons

    Cheapest in 34% of them

Based on 144 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Key Currency is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Ways to send money from Sweden to Australia

11 companies send money from Sweden to Australia, mostly through currency broker, app, online, multi-currency account, global business account, and in person, and a few more ways.

Medium-sized transfers

Online transfers

For a one-off transfer to Australia, an online service like Wise is usually the simplest place to start.

Wise charges kr319,22 to send 80 000 SEK, leaving your recipient with 11 760,56 AUD after a 0,01% markup on SEK/AUD exchange rate.

In our comparisons over the past month, it was the cheapest online service on 25 of the 29 days it quoted.

Regular SEK transfers

Money transfer apps

For smaller regular transfers, apps are the most convenient and easiest way to send money to Australia.

Wise charges kr319,22 on a 80 000 SEK transfer and money will arrive in same day.

Over the past month, Wise was the cheapest app on 86% of the days it appeared for kr80 000 transfers.

Your recipient can withdraw via bank deposit and cash pickup.

In many cases you will need a BankID to verify your account, but a few will do with a passport or driver's licence.

Spending and travelling

Multi-currency accounts

A multi-currency account makes sense if you regularly need AUD.

You can convert your kronor in advance and use the balance when needed without extra fees.

Wise converts SEK 80 000 with a 0,01% exchange-rate markup and holds the AUD in your account.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

Paying from business accounts

Global accounts

If your business receives and sends money in Australia, a global account keeps the AUD in one place.

You can pay invoices from the balance and convert when needed.

WorldFirst and Airwallex are good options to try.

Ways to fund SEK and receive AUD in Australia

With Key Currency, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 80 000 SEK gives your recipient 11 779,92 AUD.

From Sweden, you can fund the transfer by bank transfer, debit card, and credit card, and in Australia, the recipient can use bank deposit and cash pickup.

Paying from your Swedish bank account

Send SEK using the account and reference shown by the money transfer company.

You may need to use BankID to approve and verify the payment.

For cash pickup, they can collect AUD from a nearby MoneyGram agent in Australia.

Swish is useful for payments within Sweden, but it does not send AUD to Australia.

  1. 1
    Bank transfer Bank deposit

    You pay kr80,000.00

    A$11,780

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay kr80,000.00

    A$11,744

    -A$36

  3. 3
    Credit card Bank deposit

    You pay kr80,000.00

    A$11,744

    -A$36

  4. 4
    Bank transfer Cash pickup

    You pay kr80,040.00

    A$11,224

    -A$556

  5. 5
    Debit card Cash pickup

    You pay kr80,040.00

    A$11,224

    -A$556

Show moreShow less
  1. 6
    Credit card Cash pickup

    You pay kr80,040.00

    A$11,224

    -A$556

Consider this before sending SEK to Australia

Swedish banks are safe but often expensive for foreign payments. Compare money transfer companies available to get the most AUD from Sweden.

Compare SEK to AUD transfer options

Cheapest way to send money to Australia

The cheapest option for an SEK 80 000 transfer is Key Currency. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 11 779,92 AUD, which is 0,02% more than the next best option.

Fastest way to send money to Australia

With TapTap Send, a debit card deposit and bank deposit payout delivers 11 440 AUD in minutes.

Swish only works in Sweden

Swish moves money between participating Swedish accounts, it cannot send SEK to Australia.

You may still use a Swedish bank transfer to pay for the transfer online, but beyond that, the company will move SEK to Australia over local rails or SWIFT.

Avoid delays

A bank can ask for the purpose and source of a large or unusual payment.

Property sales, inheritances and transfers between your own accounts are easier to clear when the documents match the description you gave the bank.

Tell your bank before a time-sensitive payment and keep the sale contract, estate document or account statement ready.

And do not split one large payment into many small ones, since it can trigger more questions.

Sweden does not charge gift tax

Sweden has no gift or inheritance tax, so sending a cash gift does not create a Swedish gift-tax return.

Australia may have their own rules on receiving monetary gifts.

How we analyse the market

We track 11 companies sending SEK to Australia, all registered with Finansinspektionen or passported in, with rates refreshed in real time on live searches.

The krona floats, so we compare on what actually arrives, alongside fees and the ways to pay and collect.

In the past 30 days alone, we analysed 144 comparisons across 5 amounts.

This page covers the cheapest and fastest options for SEK/AUD transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.