The cheapest option overall is Wise, giving your recipient 10’564.48 AUD when you send CHF 6’000.
Below we’ve compared 10 ways to send money from Switzerland to Australia.
| 10 of 10 providers Last updated on 10 November 2026 | |||
| Based on 6,000 CHF transfer Best companies for CHF/AUD transfers | |||
| Promoted  Wise Pay via Bank transfer | Fee CHF 14.56 1 CHF = 1.7650 AUD 0.00% vs mid-market | Recipient gets $ 10'564.48 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 14.561 CHF = 1.7650 AUD $ 10'564.48You payCHF 6'000.00 | |||
| Promoted  Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 1.7600 AUD +0.28% vs mid-market | Recipient gets $ 10'560.00 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 1.7600 AUD $ 10'560.00You payCHF 6'000.00 | |||
Run a live search Showing top Switzerland to Australia deals for 6,000 CHF. Do a live search with your exact amount for today's best rates. | |||
Run a live search Showing companies that send from a business account. Run a business search to get live CHF to AUD rates. | |||
Run a live search These companies offer multi-currency accounts for spending AUD. We suggest doing a live search based on how much CHF you're planning to spend in Australia. | |||
Run a live search These are managed services with real human support for large CHF transfers. Click the link and update the transfer amount to get the best deal. | |||
| Wise Pay via Bank transfer | Fee CHF 14.56 1 CHF = 1.7650 AUD 0.00% vs mid-market | Recipient gets $ 10'564.48 Within minutes | |
Ways to receive money in Australia with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutesAvailable via:Bank Transfer CHF 14.561 CHF = 1.7650 AUD $ 10'564.48You payCHF 6'000.00 | |||
| Exclusive: Special Rate for 1st Transfer  Key Currency Pay via Bank transfer | Fee CHF 0.00 1 CHF = 1.7606 AUD +0.25% vs mid-market | Recipient gets $ 10'563.52 Minutes - 3 days | |
Ways to receive money in Australia with Key Currency when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 3 days Free1 CHF = 1.7606 AUD $ 10'563.52You payCHF 6'000.00 | |||
| Exclusive: First Transfer Deal  Regency FX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 1.7602 AUD +0.27% vs mid-market | Recipient gets $ 10'561.40 Minutes - 24 hours | |
Ways to receive money in Australia with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 1.7602 AUD $ 10'561.40You payCHF 6'000.00 | |||
| Xe Pay via Bank transfer | Fee CHF 0.00 1 CHF = 1.7600 AUD +0.28% vs mid-market | Recipient gets $ 10'560.00 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 1.7600 AUD $ 10'560.00You payCHF 6'000.00 | |||
 TorFx Pay via Bank transfer | Fee CHF 0.00 1 CHF = 1.7597 AUD +0.30% vs mid-market | Recipient gets $ 10'558.22 Minutes - 24 hours | |
Ways to receive money in Australia with TorFx when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 1.7597 AUD $ 10'558.22You payCHF 6'000.00 | |||
 OFX Pay via Bank transfer | Fee CHF 0.00 1 CHF = 1.7562 AUD +0.50% vs mid-market | Recipient gets $ 10'537.04 Minutes - 24 hours | |
Ways to receive money in Australia with OFX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 1.7562 AUD $ 10'537.04You payCHF 6'000.00 | |||
 Currencies Direct Pay via Bank transfer | Fee CHF 0.00 1 CHF = 1.7548 AUD +0.58% vs mid-market | Recipient gets $ 10'528.80 Minutes - 24 hours | |
Ways to receive money in Australia with Currencies Direct when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 CHF = 1.7548 AUD $ 10'528.80You payCHF 6'000.00 | |||
 CurrencyFair Pay via Bank transfer | Fee CHF 2.27 1 CHF = 1.7540 AUD +0.63% vs mid-market | Recipient gets $ 10'520.00 Minutes - 24 hours | |
Ways to receive money in Australia with CurrencyFair when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 2.271 CHF = 1.7540 AUD $ 10'520.00You payCHF 6'000.00 | |||
| Xe Pay via Debit card | Fee CHF 36.00 1 CHF = 1.7600 AUD +0.28% vs mid-market | Recipient gets $ 10'496.64 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 1.7600 AUD $ 10'496.64You payCHF 6'000.00 | |||
| Xe Pay via Credit card | Fee CHF 36.00 1 CHF = 1.7600 AUD +0.28% vs mid-market | Recipient gets $ 10'496.64 Minutes - 24 hours | |
Ways to receive money in Australia with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours CHF 36.001 CHF = 1.7600 AUD $ 10'496.64You payCHF 6'000.00 | |||
| Pricing based on Revolut Standard plan  Revolut Pay via Bank transfer | Fee CHF 56.50 1 CHF = 1.7643 AUD +0.04% vs mid-market | Recipient gets $ 10'486.12 Within 3 hours | |
Ways to receive money in Australia with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hours CHF 56.501 CHF = 1.7643 AUD $ 10'486.12You payCHF 6'000.00 | |||
| US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details. | |||
 Moneycorp Pay via Bank transfer | Fee CHF 0.00 1 CHF = 1.7403 AUD +1.40% vs mid-market | Recipient gets $ 10'441.73 Minutes - 2 days | |
Ways to receive money in Australia with Moneycorp when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 2 days Free1 CHF = 1.7403 AUD $ 10'441.73You payCHF 6'000.00 | |||
| How Our Results Work Mid-market rate: 1 CHF = 1.7650 AUD Updates every 60 minutes. | |||
Transfer details
Start with the cheapest, which is Wise at 10’564.48 AUD for a CHF 6’000 transfer.
Wise was the cheapest on 19 of the 30 days it quoted fr.6’000 transfers to Australia.
Sending the same money as an international transfer from your Swiss bank usually adds a margin to the rate on top of any fee.
You have 3 ways to pay, including bank transfer, debit card, and credit card.
TWINT won't do this, it's for paying people and shops inside Switzerland.
First time round you'll need a photo ID and your Swiss address.
The company may pause a first large transfer, it just means you need to submit more details to confirm it's really you.
How much CHF you send to Australia heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.
Our analysis shows Wise was the cheapest in 47% of the transfers from CHF 6,000 it quoted, and in 53% of all the transfers it quoted.
| Cheapest service | |||||
|---|---|---|---|---|---|
| CHF 1'000 | 0.11% | CHF 1.50 | $ 1'761.87with bank transfer to bank deposit | +$ 27.26 | |
| CHF 5'000 | 0.01% | CHF 12.37 | $ 8'791.20with bank transfer to bank deposit | +$ 52.93 | |
| CHF 6'000This page | 0.00% | CHF 14.56 | $ 10'564.48with bank transfer to bank deposit | +$ 38.26 | |
| CHF 25'000 | 0.20% | CHF 0.00 | $ 43'984.88with bank transfer to bank deposit | +$ 164.57 |
Mid-market rate: 1 CHF = 1.7650 AUD
The cheapest way to send CHF to AUD can change every day, or stay with the same company all month.
We've compared the mid-market rate with the cheapest option each day (today it's Wise), across 30 days of comparisons for 6’000 CHF transfers to Australia.
Tue, 10 Nov 2026Mid-market rate$ 10'589.99 Wise $ 10'564.48Wise$ 10'564.48Key Currency$ 10'563.52Regency FX$ 10'561.40
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7225 | – | $ 10'335.04 | |
| | 1.7228 | CHF 14.56 | $ 10'311.84 | −$ 23.20 |
| | 1.7182 | CHF 0.00 | $ 10'309.20 | −$ 25.84 |
| | 1.7179 | CHF 0.00 | $ 10'307.14 | −$ 27.90 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 1.7214 | CHF 14.56 | $ 10'303.10 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7145 | – | $ 10'287.23 | |
| | 1.7103 | CHF 0.00 | $ 10'261.51 | −$ 25.72 |
| | 1.7144 | CHF 14.56 | $ 10'261.38 | −$ 25.85 |
| | 1.7099 | CHF 0.00 | $ 10'259.45 | −$ 27.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7453 | – | $ 10'471.81 | |
| | 1.7409 | CHF 0.00 | $ 10'445.63 | −$ 26.18 |
| | 1.7451 | CHF 14.56 | $ 10'444.95 | −$ 26.86 |
| | 1.7406 | CHF 0.00 | $ 10'443.54 | −$ 28.27 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7436 | – | $ 10'461.89 | |
| | 1.7393 | CHF 0.00 | $ 10'435.74 | −$ 26.15 |
| | 1.7432 | CHF 14.56 | $ 10'433.76 | −$ 28.13 |
| | 1.7389 | CHF 0.00 | $ 10'433.65 | −$ 28.24 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7386 | – | $ 10'431.54 | |
| | 1.7473 | CHF 14.56 | $ 10'458.30 | +$ 26.76 |
| | 1.7342 | CHF 0.00 | $ 10'405.46 | −$ 26.08 |
| | 1.7339 | CHF 0.00 | $ 10'403.37 | −$ 28.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7386 | – | $ 10'431.54 | |
| | 1.7473 | CHF 14.56 | $ 10'458.30 | +$ 26.76 |
| | 1.7342 | CHF 0.00 | $ 10'405.46 | −$ 26.08 |
| | 1.7339 | CHF 0.00 | $ 10'403.37 | −$ 28.17 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7381 | – | $ 10'428.68 | |
| | 1.7382 | CHF 14.56 | $ 10'403.59 | −$ 25.09 |
| | 1.7338 | CHF 0.00 | $ 10'402.61 | −$ 26.07 |
| | 1.7334 | CHF 0.00 | $ 10'400.52 | −$ 28.16 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7317 | – | $ 10'389.91 | |
| | 1.7316 | CHF 14.56 | $ 10'364.45 | −$ 25.46 |
| | 1.7273 | CHF 0.00 | $ 10'363.94 | −$ 25.97 |
| | 1.7270 | CHF 0.00 | $ 10'361.86 | −$ 28.05 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7261 | – | $ 10'356.38 | |
| | 1.7260 | CHF 14.56 | $ 10'331.05 | −$ 25.33 |
| | 1.7217 | CHF 0.00 | $ 10'330.49 | −$ 25.89 |
| | 1.7214 | CHF 0.00 | $ 10'328.42 | −$ 27.96 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7393 | – | $ 10'435.93 | |
| | 1.7393 | CHF 14.56 | $ 10'410.60 | −$ 25.33 |
| | 1.7350 | CHF 0.00 | $ 10'409.84 | −$ 26.09 |
| | 1.7346 | CHF 0.00 | $ 10'407.75 | −$ 28.18 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | – | – | – | |
| | 1.7321 | CHF 14.56 | $ 10'367.56 | – |
| | – | – | – | – |
| | – | – | – | – |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7374 | – | $ 10'424.38 | |
| | 1.7331 | CHF 0.00 | $ 10'398.32 | −$ 26.06 |
| | 1.7327 | CHF 0.00 | $ 10'396.23 | −$ 28.15 |
| | 1.7229 | CHF 14.56 | $ 10'312.08 | −$ 112.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7374 | – | $ 10'424.38 | |
| | 1.7331 | CHF 0.00 | $ 10'398.32 | −$ 26.06 |
| | 1.7327 | CHF 0.00 | $ 10'396.23 | −$ 28.15 |
| | 1.7229 | CHF 14.56 | $ 10'312.08 | −$ 112.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7212 | – | $ 10'327.28 | |
| | 1.7213 | CHF 14.56 | $ 10'302.86 | −$ 24.42 |
| | 1.7169 | CHF 0.00 | $ 10'301.47 | −$ 25.81 |
| | 1.7166 | CHF 0.00 | $ 10'299.40 | −$ 27.88 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7195 | – | $ 10'317.01 | |
| | 1.7152 | CHF 0.00 | $ 10'291.22 | −$ 25.79 |
| | 1.7191 | CHF 14.56 | $ 10'289.75 | −$ 27.26 |
| | 1.7149 | CHF 0.00 | $ 10'289.16 | −$ 27.85 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7130 | – | $ 10'277.81 | |
| | 1.7129 | CHF 14.56 | $ 10'252.58 | −$ 25.23 |
| | 1.7087 | CHF 0.00 | $ 10'252.11 | −$ 25.70 |
| | 1.7083 | CHF 0.00 | $ 10'250.06 | −$ 27.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7148 | – | $ 10'288.97 | |
| | 1.7105 | CHF 0.00 | $ 10'263.25 | −$ 25.72 |
| | 1.7146 | CHF 14.56 | $ 10'262.76 | −$ 26.21 |
| | 1.7102 | CHF 0.00 | $ 10'261.19 | −$ 27.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7339 | – | $ 10'403.45 | |
| | 1.7347 | CHF 14.56 | $ 10'383.18 | −$ 20.27 |
| | 1.7296 | CHF 0.00 | $ 10'377.44 | −$ 26.01 |
| | 1.7292 | CHF 0.00 | $ 10'375.36 | −$ 28.09 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7269 | – | $ 10'361.69 | |
| | 1.7226 | CHF 0.00 | $ 10'335.78 | −$ 25.91 |
| | 1.7223 | CHF 0.00 | $ 10'333.71 | −$ 27.98 |
| | 1.7236 | CHF 14.56 | $ 10'316.62 | −$ 45.07 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7269 | – | $ 10'361.30 | |
| | 1.7226 | CHF 0.00 | $ 10'335.39 | −$ 25.91 |
| | 1.7222 | CHF 0.00 | $ 10'333.32 | −$ 27.98 |
| | 1.7236 | CHF 14.56 | $ 10'316.62 | −$ 44.68 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7328 | – | $ 10'396.90 | |
| | 1.7285 | CHF 0.00 | $ 10'370.90 | −$ 26.00 |
| | 1.7325 | CHF 14.56 | $ 10'369.83 | −$ 27.07 |
| | 1.7281 | CHF 0.00 | $ 10'368.82 | −$ 28.08 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7547 | – | $ 10'528.22 | |
| | 1.7549 | CHF 14.56 | $ 10'503.73 | −$ 24.49 |
| | 1.7503 | CHF 0.00 | $ 10'501.90 | −$ 26.32 |
| | 1.7500 | CHF 0.00 | $ 10'499.80 | −$ 28.42 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7499 | – | $ 10'499.62 | |
| | 1.7498 | CHF 14.56 | $ 10'473.44 | −$ 26.18 |
| | 1.7456 | CHF 0.00 | $ 10'473.37 | −$ 26.25 |
| | 1.7452 | CHF 0.00 | $ 10'471.27 | −$ 28.35 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7469 | – | $ 10'481.29 | |
| | 1.7468 | CHF 14.56 | $ 10'455.43 | −$ 25.86 |
| | 1.7425 | CHF 0.00 | $ 10'455.09 | −$ 26.20 |
| | 1.7422 | CHF 0.00 | $ 10'452.99 | −$ 28.30 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7766 | – | $ 10'659.62 | |
| | 1.7768 | CHF 14.56 | $ 10'634.63 | −$ 24.99 |
| | 1.7722 | CHF 0.00 | $ 10'632.97 | −$ 26.65 |
| | 1.7718 | CHF 0.00 | $ 10'630.84 | −$ 28.78 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7731 | – | $ 10'638.49 | |
| | 1.7747 | CHF 14.56 | $ 10'622.54 | −$ 15.95 |
| | 1.7686 | CHF 0.00 | $ 10'611.89 | −$ 26.60 |
| | 1.7683 | CHF 0.00 | $ 10'609.76 | −$ 28.73 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7714 | – | $ 10'628.29 | |
| | 1.7747 | CHF 14.56 | $ 10'622.54 | −$ 5.75 |
| | 1.7670 | CHF 0.00 | $ 10'601.72 | −$ 26.57 |
| | 1.7666 | CHF 0.00 | $ 10'599.60 | −$ 28.69 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7747 | – | $ 10'648.09 | |
| | 1.7702 | CHF 0.00 | $ 10'621.47 | −$ 26.62 |
| | 1.7743 | CHF 14.56 | $ 10'619.91 | −$ 28.18 |
| | 1.7699 | CHF 0.00 | $ 10'619.34 | −$ 28.75 |
| Exchange rate | Fee | Recipient gets | Difference | |
|---|---|---|---|---|
| Mid-market rate | 1.7650 | – | $ 10'589.99 | |
| | 1.7650 | CHF 14.56 | $ 10'564.48 | −$ 25.51 |
| | 1.7606 | CHF 0.00 | $ 10'563.52 | −$ 26.47 |
| | 1.7602 | CHF 0.00 | $ 10'561.40 | −$ 28.59 |
| Exchange rate | Fee | Recipient gets | Difference |
|---|
| Mid-market rate | 1.7650 | – | $ 10'589.99 | |
|---|---|---|---|---|
| | ||||
| | ||||
| |
Each line shows what the recipient gets when you send CHF 6'000, after fees, as quoted by each company. The mid-market line shows what CHF 6'000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.
The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.
When the blue line goes above the dashed one, you're getting more AUD per CHF than the mid-market rate can offer.
This could be due to money transfer offers, FX rate adjustments, or market competitiveness.
In the past month, a money transfer company beat the mid-market rate on 2 of the last 30 days.
Right now, Wise pays 10’564.48 AUD on 6’000 CHF, which is 25.51 AUD less than the mid-market amount.
Today's payout isn't the best this month though, since the highest receive amount was 10’634.63 AUD.
If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.
Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Australia.
We've tracked 119 comparisons to check how often today's top companies were the cheapest across 4 amounts over the past month.
Cheapest in 71% of them
Cheapest in 31% of them
Never the cheapest
Based on 28 comparisons across 4 amounts over the last 7 days.
Cheapest in 53% of them
Cheapest in 58% of them
Cheapest in 5% of them
Based on 119 comparisons across 4 amounts over the last 30 days.
Cheapest in 52% of them
Cheapest in 50% of them
Cheapest in 3% of them
Based on 214 comparisons across 4 amounts over the last 90 days.
Different companies can come out cheapest depending on the day and the amount you send.
To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).
Today Wise is the cheapest and gets you the most AUD, and it was also the cheapest in 53% of the 118 comparisons it appeared in over the past month.
It's a good pick for both one-off and regular transfers to Australia.
10 companies send money from Switzerland to Australia, across currency broker, online, app, multi-currency account, and global business account, and more.
For one-off transfers
Online services like Wise are usually cheaper than Swiss banks for one-off and medium-sized transfers.
With Wise, 6’000 CHF gets your recipient 10’564.48 AUD.
The fee is 14.56 CHF, with a 0% markup on top of the CHF/AUD rate.
In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.
For spending and receiving
A multi-currency account is useful if you earn in Swiss francs but spend money in AUD (be it payments or travelling).
Wise converts CHF 6’000 with a 0% exchange-rate markup and lets you hold CHF and AUD in one account.
Over the past month, it came out cheapest among multi-currency accounts on 100% of days.
For regular transfers
For the monthly transfer to family, money transfer apps are the easiest to start with.
Wise charges fr.14.56 on a fr.6’000 transfer, and the money lands within an hour.
Over the past month, Wise was the cheapest app on 100% of the days it appeared for fr.6’000 transfers.
You can also save recipients and create automated scheduled transfers to Australia.
You can’t make deposits with TWINT, but instead you can use Apple Pay, Google Pay, bank transfer, debit card, and credit card.
For large CHF transfers
Private banks can usually do this too, but brokers streamline the process and you also get an account manager to handle the transfer.
For example, if you are buying property in Australia or moving your wealth, a broker like Key Currency charges no fee and works on a margin instead (0.25% on CHF/AUD).
I suggest , since the more AUD you send the better rate you get.
Our analysis shows Key Currency was the cheapest broker in 93% of the transfers from CHF 6,000 it quoted.
Brokers charge no fees, so settle with the one that gives you the best CHF/AUD rate.
For companies paying across borders
Converting every payment separately adds extra work for Swiss businesses with regular costs in Australia.
A global account lets you hold AUD alongside CHF and pay from the balance.
Wise Business, WorldFirst and Airwallex offer multi-currency accounts with business payment tools.
With Wise, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending CHF 6’000 gives your recipient 10’564.48 AUD.
The transfer can be paid for by bank transfer, debit card, and credit card.
You can pay from your Swiss bank account
Send CHF to the account details provided by the company.
Use the exact reference so it can match the payment to your transfer.
TWINT is mainly for payments in Switzerland, so it does not replace an international transfer to Australia.
In Australia, they can get AUD delivered as bank deposit.
You pay fr.6,000.00
A$10,564
Cheapest
You pay fr.6,000.00
A$10,497
-A$68
You pay fr.6,000.00
A$10,497
-A$68
The exchange-rate margin usually matters more than the transfer fee from Switzerland. Gift tax and account protection also depend on details that are easy to miss.
For a CHF 6’000 transfer to Australia, these are the best options in our comparison.
Cheapest way to send money to Australia
The cheapest option is Wise, funded by bank transfer with bank deposit for the payout. Your recipient gets 10’564.48 AUD, which is 0.01% more than the next best option.
Fastest way to send money to Australia
The fastest option is Wise. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 10’564.48 AUD in within an hour.
Swiss banks can make SEPA payments in euros, but a CHF transfer to AUD requires a conversion.
Same goes for Swiss instant payments.
Money transfer companies can take these as funding methods (since accounts are in Switzerland) but then they switch to an internal network of accounts.
Switzerland has no federal gift tax applied on transfers abroad.
Most cantons impose their own rules, with the amount due usually depending on the value of the gift and your relationship to the recipient.
The Swiss government portal explains how gift tax works here.
Do not assume every app used in Switzerland is FINMA-authorised or covered by Swiss deposit insurance.
Some services operate under a foreign licence, and a Swiss virtual IBAN does not by itself create Swiss deposit protection.
Eligible deposits at participating Swiss banks are protected up to CHF 100,000 per customer and bank, but esisuisse confirms that a virtual IBAN or correspondent account may fall outside that protection.
If you’re in doubt about a money transfer company or app, check the legal company behind the service in the FINMA register.
Most pricing comes straight from the companies, and anything we collect by hand is marked in the table.
That covers 10 of them sending CHF to Australia, refreshed in real time on live searches and compared on rates, fees and the ways to pay and collect.
In the past 30 days alone, we analysed 119 comparisons across 4 amounts.
This page covers the cheapest and fastest options for CHF/AUD transfers. This is how we pick them:
Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.
Each goes through our review. More on who we are, why you can trust us and how to get started.
Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.
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