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Money transfer apps
An app does the same job as the store for less, and you top it up with an Interac e-Transfer, the same way you'd send money to a friend.
Wise charges CA$7.36 in fees and adds -0.01% markup, so your CA$1,000 delivers 586.41 CHF in next day.
Over the past month, Wise was the cheapest app on 100% of the days it appeared for CA$1,000 transfers.
You don't need a SIN to sign up either, a passport works.




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