How to send money to Liechtenstein from Poland with the best PLN-CHF rate

We’ve analysed and compared 4 money transfer companies below for PLN/CHF transfers.

Best companies for PLN/CHF transfers

4 of 4 providers

Last updated on 26 September 2026

Based on 30,000 PLN transfer

Best companies for PLN/CHF transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee 194,00 zł 1 PLN = 0.2159 CHF -0.02% vs mid-market Recipient gets 6.434,31 CHF Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
194,00 zł1 PLN = 0.2159 CHF
6.434,31 CHFYou pay30.000,00 zł
Promoted

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 0.2114 CHF +2.07% vs mid-market Recipient gets 6.342,00 CHF Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.2114 CHF
6.342,00 CHFYou pay30.000,00 zł

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Regency FX

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.2152 CHF +0.27% vs mid-market Recipient gets 6.457,18 CHF Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Liechtenstein with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.2152 CHF
6.457,18 CHFYou pay30.000,00 zł

Wise

Pay via Bank transfer
Fee 194,00 zł 1 PLN = 0.2159 CHF -0.02% vs mid-market Recipient gets 6.434,31 CHF Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
194,00 zł1 PLN = 0.2159 CHF
6.434,31 CHFYou pay30.000,00 zł

Xe

Pay via Debit card
Fee 0,00 zł 1 PLN = 0.2114 CHF +2.07% vs mid-market Recipient gets 6.342,00 CHF Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.2114 CHF
6.342,00 CHFYou pay30.000,00 zł

Xe

Pay via Bank transfer
Fee 0,00 zł 1 PLN = 0.2114 CHF +2.07% vs mid-market Recipient gets 6.342,00 CHF Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.2114 CHF
6.342,00 CHFYou pay30.000,00 zł

Xe

Pay via Credit card
Fee 0,00 zł 1 PLN = 0.2114 CHF +2.07% vs mid-market Recipient gets 6.342,00 CHF Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 PLN = 0.2114 CHF
6.342,00 CHFYou pay30.000,00 zł
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee 595,00 zł 1 PLN = 0.2155 CHF +0.15% vs mid-market Recipient gets 6.335,76 CHF Next day
Multi-currency cardReceive to bank account

Ways to receive money in Liechtenstein with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
595,00 zł1 PLN = 0.2155 CHF
6.335,76 CHFYou pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee 760,00 zł 1 PLN = 0.2155 CHF +0.15% vs mid-market Recipient gets 6.300,21 CHF Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Liechtenstein with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
760,00 zł1 PLN = 0.2155 CHF
6.300,21 CHFYou pay30.000,00 zł

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 PLN = 0.2158 CHF Updates every 60 minutes.

How to send money from Poland to Liechtenstein

Pick a company

Start with the cheapest option, which is Regency FX. It will get you the most CHF on a PLN 30,000 transfer.

This heavily depends on how much you send, so I suggest to get the best PLN/CHF rate.

Fund your transfer

You can fund your transfer to Liechtenstein using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Ways to send money from Poland to Liechtenstein

4 companies send money from Poland to Liechtenstein, across app, broker, online, multi-currency account, and global account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

Wise charges 194 PLN on a zł30,000 transfer and delivers 6,434.31 CHF in within a week, straight to the recipient's bank card or account.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Wise move money inside their own network instead, which is much cheaper and gets you more CHF.

The cheapest way to send money online from Poland to Liechtenstein is via Wise.

Sending 30,000 PLN gets you 6,434.31 CHF (after 194 fee and -0.04% markup).

Converting and spending

Multi-currency accounts

Multi currency accounts let you hold PLN and CHF in one account.

This is useful for travelling to Liechtenstein, getting paid in CHF, or pre-converting when PLN/CHF rate is good.

You can convert between them whenever you want, and once you have CHF there are no fees after.

The best multi-currency account for holding PLN and CHF is Wise.

For example, it converts zł30,000 at -0.04% markup and small fee.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive CHF in Liechtenstein

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 6,457.18 CHF.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive CHF via bank deposit.

  1. 1
    Bank transfer Bank deposit

    You pay zł30,000.00

    fr.6,457

    Cheapest

  2. 2
    Debit card Bank deposit

    You pay zł30,000.00

    fr.6,342

    -fr.115

  3. 3
    Credit card Bank deposit

    You pay zł30,000.00

    fr.6,342

    -fr.115

Consider this when sending PLN to Liechtenstein

There are a few nuances when sending money from Poland to Liechtenstein.

Compare PLN/CHF transfer options

For a 30,000 PLN transfer to Liechtenstein, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Liechtenstein

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 6,457.18 CHF, which is 0.35% more than the next best option.

Fastest way to send money to Liechtenstein

The fastest option is Regency FX. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,457.18 CHF, with the money arriving in minutes - 24 hours.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BGS deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

Live PLN-CHF Exchange Rate

Check the PLN to CHF exchange rate

A small change in the PLN/CHF rate can make a difference to the amount received, especially on regular transfers to Liechtenstein.

Mid-market rate:1 PLN = 0.215822 CHF

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 4 of them on PLN to Liechtenstein in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.