Best companies for PLN/CHF transfers
4 of 4 providers Last updated on 28 October 2026
Based on 30,000 PLN transfer Best companies for PLN/CHF transfers Sort Cheapest
Promoted Wise Pay via Bank transfer	Fee 194,00 zł 1 PLN = 0.2096 CHF -0.01% vs mid-market	Recipient gets 6.248,47 CHF Within 3 hours
25 reviews Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Liechtenstein with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer 194,00 zł1 PLN = 0.2096 CHF 6.248,47 CHFYou pay30.000,00 zł
Promoted Xe Pay via Debit card	Fee 0,00 zł 1 PLN = 0.2066 CHF +1.45% vs mid-market	Recipient gets 6.198,00 CHF Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Liechtenstein with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 0.2066 CHF 6.198,00 CHFYou pay30.000,00 zł
Run a live search Showing top Poland to Liechtenstein deals for 30,000 PLN. Do a live search with your exact amount for today's best rates.
Run a live search Showing companies that send from a business account. Run a business search to get live PLN to CHF rates.
Run a live search These companies offer multi-currency accounts for spending CHF. We suggest doing a live search based on how much PLN you're planning to spend in Liechtenstein.
Run a live search These are managed services with real human support for large PLN transfers. Click the link and update the transfer amount to get the best deal.
Exclusive: First Transfer Deal Regency FX Pay via Bank transfer	Fee 0,00 zł 1 PLN = 0.2091 CHF +0.27% vs mid-market	Recipient gets 6.271,74 CHF Minutes - 24 hours
9 reviews Cheapest Personal account managerReceive to bank accountProfessional, personal service
Ways to receive money in Liechtenstein with Regency FX when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 0.2091 CHF 6.271,74 CHFYou pay30.000,00 zł
Wise Pay via Bank transfer	Fee 194,00 zł 1 PLN = 0.2096 CHF -0.01% vs mid-market	Recipient gets 6.248,47 CHF Within 3 hours
25 reviews Recommended Multi-currency cardReceive to bank accountDedicated support for large transfers
Ways to receive money in Liechtenstein with Wise when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin 3 hoursAvailable via:Bank Transfer 194,00 zł1 PLN = 0.2096 CHF 6.248,47 CHFYou pay30.000,00 zł
Pricing based on Revolut Standard plan Revolut Pay via Bank transfer	Fee 295,00 zł 1 PLN = 0.2094 CHF +0.11% vs mid-market	Recipient gets 6.220,20 CHF Within minutes
10 reviews Fastest Multi-currency cardReceive to bank account
Ways to receive money in Liechtenstein with Revolut when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositWithin minutes 295,00 zł1 PLN = 0.2094 CHF 6.220,20 CHFYou pay30.000,00 zł
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
Xe Pay via Debit card	Fee 0,00 zł 1 PLN = 0.2066 CHF +1.45% vs mid-market	Recipient gets 6.198,00 CHF Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Liechtenstein with Xe when paying by debit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 0.2066 CHF 6.198,00 CHFYou pay30.000,00 zł

Xe Pay via Bank transfer	Fee 0,00 zł 1 PLN = 0.2066 CHF +1.45% vs mid-market	Recipient gets 6.198,00 CHF Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Liechtenstein with Xe when paying by bank transfer. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 0.2066 CHF 6.198,00 CHFYou pay30.000,00 zł
Xe Pay via Credit card	Fee 0,00 zł 1 PLN = 0.2066 CHF +1.45% vs mid-market	Recipient gets 6.198,00 CHF Minutes - 24 hours
4 reviews Personal account managerReceive to bank accountDedicated support for larger transactions
Ways to receive money in Liechtenstein with Xe when paying by credit card. MethodFee & ratesRecipient gets Bank depositMinutes - 24 hours Free1 PLN = 0.2066 CHF 6.198,00 CHFYou pay30.000,00 zł
Pricing based on Revolut Standard plan Revolut Pay via Debit card	Fee 460,00 zł 1 PLN = 0.2094 CHF +0.11% vs mid-market	Recipient gets 6.185,65 CHF Within minutes
10 reviews Multi-currency cardReceive to bank account
Ways to receive money in Liechtenstein with Revolut when paying by debit card. MethodFee & ratesRecipient gets Bank depositWithin minutes 460,00 zł1 PLN = 0.2094 CHF 6.185,65 CHFYou pay30.000,00 zł
US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US / for details.
How Our Results Work Mid-market rate: 1 PLN = 0.2096 CHF Updates every 60 minutes.

Why compare

PLN/CHF exchange rate

Best ways to pay & receive

Transfer speed

How to send money from Poland to Liechtenstein

Pick a company

Start with the cheapest option, which is Regency FX. It will get you the most CHF on a PLN 30,000 transfer.

Regency FX was the cheapest on 28 of the 28 days it quoted zł30,000 transfers to Liechtenstein.

This heavily depends on how much you send, so I suggest to get the best PLN/CHF rate.

Fund your transfer

You can fund your transfer to Liechtenstein using bank transfer, debit card, and credit card.

Depending on the transfer company, you can use BLIK, which is the quickest and easiest.

Verify and send

Before you send, you'll need to verify your account.

You'll need a photo ID and your PESEL.

Compare amounts

How much PLN are you sending to Liechtenstein?

How much PLN you send to Liechtenstein heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from PLN 20,000 it quoted, and in 100% of all the transfers it quoted.


2.000 zł	0.27%	3,00 zł	417,77 CHFwith bank transfer to bank deposit	+6,88 CHF
5.000 zł	0.12%	7,50 zł	1.045,75 CHFwith bank transfer to bank deposit	+15,09 CHF
10.000 zł	-0.01%	68,80 zł	2.081,96 CHFwith bank transfer to bank deposit	+23,61 CHF
20.000 zł	0.00%	131,40 zł	4.163,54 CHFwith bank transfer to bank deposit	+46,47 CHF
30.000 złThis page	0.27%	0,00 zł	6.271,74 CHFwith bank transfer to bank deposit	+54,59 CHF

Mid-market rate: 1 PLN = 0.2096 CHF

PLN/CHF Exchange Rate History

Is today a good time to send money from Poland to Liechtenstein?

The cheapest way to send PLN to CHF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 30,000 PLN transfers to Liechtenstein.

Each line shows what the recipient gets when you send 30.000 zł, after fees, as quoted by each company. The mid-market line shows what 30.000 zł converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CHF per PLN than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CHF on every transfer from Poland.

Right now, Regency FX pays 6,271.74 CHF on 30,000 PLN, which is 16.98 CHF less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 6,487.1 CHF.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Liechtenstein.

We've tracked 94 comparisons to check how often today's top companies were the cheapest across 5 amounts over the past month.

Regency FXAppeared in 28 comparisons
Cheapest every time
WiseAppeared in 93 comparisons
Cheapest in 47% of them
RevolutAppeared in 83 comparisons
Cheapest in 25% of them

Based on 94 comparisons across 5 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in only 47% of its comparisons, so it's rarely the cheapest option for transfers to Liechtenstein.

Ways to send money from Poland to Liechtenstein

4 companies send money from Poland to Liechtenstein, across app, broker, online, multi-currency account, and global account, and more.

Simplest way to send PLN

Money transfer apps

Most transfer apps let you fund transfers via Apple Pay, Google Pay, bank transfer, debit card, and credit card.

Wise charges 194 PLN on a zł30,000 transfer and delivers 6,248.47 CHF in same day, straight to the recipient's bank card or account.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for zł30,000 transfers.

Mid-size and one-off transfers

Online transfers

Anyone who's done a bank transfer abroad from Poland knows the OUR, SHA, BEN question, who pays the correspondent banks along the way.

Online services like Wise move money inside their own network instead, which is much cheaper and gets you more CHF.

The cheapest way to send money online from Poland to Liechtenstein is via Wise.

Sending 30,000 PLN gets you 6,248.47 CHF (after 194 fee and 0.01% markup).

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Converting and spending

Multi-currency accounts

Multi-currency accounts let you hold PLN and CHF in one account.

This is useful for travelling to Liechtenstein, getting paid in CHF, or pre-converting when PLN/CHF rate is good.

You can convert between them whenever you want, and once you have CHF there are no fees after.

The best multi-currency account for holding PLN and CHF is Wise.

For example, it converts zł30,000 at 0.01% markup and a small fee.

Over the past month, Wise came out cheapest among multi-currency accounts on 100% of days.

For freelancers and businesses

Global accounts

Global accounts are for Polish companies doing business abroad.

Companies like Wise Business, Revolut Business, or Airwallex handle recurring payments, invoicing, supplier payments, and more.

Ways to fund PLN and receive CHF in Liechtenstein

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending 30,000 PLN gives your recipient 6,271.74 CHF.

Deposit PLN through bank transfer, debit card, and credit card.

They can receive CHF via bank deposit.

1

Bank transfer Bank deposit

You pay zł30,000.00

fr.6,272

Cheapest
2

Debit card Bank deposit

You pay zł30,000.00

fr.6,198

-fr.74
3

Credit card Bank deposit

You pay zł30,000.00

fr.6,198

-fr.74

Consider this when sending PLN to Liechtenstein

There are a few nuances when sending money from Poland to Liechtenstein.

Compare PLN/CHF transfer options

For a 30,000 PLN transfer to Liechtenstein, these are the cheapest, fastest and easiest options.

Cheapest way to send money to Liechtenstein

The cheapest option is Regency FX, funded by bank transfer with bank deposit for the payout. Your recipient gets 6,271.74 CHF, which is 0.37% more than the next best option.

Fastest way to send money to Liechtenstein

The fastest option is Revolut. Pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,220.2 CHF, with the money arriving in within minutes.

BLIK funds PLN deposits only

Some money transfer companies accept BLIK as a deposit method, which then switches to an internal network of bank accounts.

BLIK by itself cannot move money outside the country.

Gifts can need Polish tax paperwork

Sending money abroad is not itself a Polish tax charge.

A gift can still fall under Polish gift-tax rules depending on the recipient's tax position.

The closest family group can qualify for a full exemption.

Where Polish rules apply, a cash gift may need to be reported on form SD-Z2 within six months and documented through a bank, payment account or postal transfer.

The Polish tax authority explains the exemption and current filing conditions.

BFG deposit protection

BFG deposit protection applies to eligible bank deposits.

A non-bank transfer company normally protects customer money through safeguarding instead, so avoid leaving a large account balance there after the transfer.

Check whether the company is authorised in Poland or passported from another EEA country through the KNF registers.

How we analyse the market

Every company here is KNF-registered or passported into Poland, and we check that before anything else.

We track 4 of them on PLN to Liechtenstein in real time on live comparisons. Polish banks have caught up on rates, so we compare both rather than assuming the bank loses.

In the past 30 days alone, we analysed 94 comparisons across 5 amounts.

This page covers the cheapest and fastest options for PLN/CHF transfers. This is how we pick them:

Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.
Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Each goes through our review. More on who we are, why you can trust us and getting started.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.

Send money from Poland

Send money to Liechtenstein

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Tue, 29 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2163	–	6.488,28 CHF
Regency FX Cheapest	0.2157	0,00 zł	6.470,76 CHF	−17,52 CHF
Wise	0.2163	194,00 zł	6.448,11 CHF	−40,17 CHF
Revolut	0.2160	295,00 zł	6.417,03 CHF	−71,25 CHF

Wed, 30 Sept 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2168	–	6.504,66 CHF
Regency FX Cheapest	0.2162	0,00 zł	6.487,10 CHF	−17,56 CHF
Wise	0.2169	194,00 zł	6.463,49 CHF	−41,17 CHF
Revolut	0.2166	295,00 zł	6.433,03 CHF	−71,63 CHF

Thu, 1 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2159	–	6.477,33 CHF
Regency FX Cheapest	0.2153	0,00 zł	6.459,84 CHF	−17,49 CHF
Wise	0.2159	194,00 zł	6.436,25 CHF	−41,08 CHF
Revolut	0.2155	295,00 zł	6.401,84 CHF	−75,49 CHF

Fri, 2 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2129	–	6.388,14 CHF
Regency FX Cheapest	0.2124	0,00 zł	6.370,89 CHF	−17,25 CHF
Wise	0.2130	194,00 zł	6.348,50 CHF	−39,64 CHF
Revolut	0.2127	295,00 zł	6.317,38 CHF	−70,76 CHF

Sat, 3 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2126	–	6.378,96 CHF
Regency FX Cheapest	0.2121	0,00 zł	6.361,74 CHF	−17,22 CHF
Wise	0.2127	194,00 zł	6.339,50 CHF	−39,46 CHF
Revolut	0.2122	595,00 zł	6.239,14 CHF	−139,82 CHF

Sun, 4 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2132	–	6.394,65 CHF
Regency FX Cheapest	0.2126	0,00 zł	6.377,38 CHF	−17,27 CHF
Wise	0.2127	194,00 zł	6.339,50 CHF	−55,15 CHF
Revolut	0.2122	595,00 zł	6.239,14 CHF	−155,51 CHF

Mon, 5 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2117	–	6.352,08 CHF
Regency FX Cheapest	0.2112	0,00 zł	6.334,93 CHF	−17,15 CHF
Wise	0.2117	194,00 zł	6.309,72 CHF	−42,36 CHF
Revolut	0.2115	295,00 zł	6.281,87 CHF	−70,21 CHF

Tue, 6 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2137	–	6.411,42 CHF
Regency FX Cheapest	0.2131	0,00 zł	6.394,11 CHF	−17,31 CHF
Wise	0.2138	194,00 zł	6.371,75 CHF	−39,67 CHF
Revolut	0.2136	295,00 zł	6.343,96 CHF	−67,46 CHF

Wed, 7 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2133	–	6.398,88 CHF
Regency FX Cheapest	0.2127	0,00 zł	6.381,60 CHF	−17,28 CHF
Wise	0.2133	194,00 zł	6.357,62 CHF	−41,26 CHF
Revolut	0.2130	295,00 zł	6.327,02 CHF	−71,86 CHF

Thu, 8 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2128	–	6.385,41 CHF
Regency FX Cheapest	0.2123	0,00 zł	6.368,17 CHF	−17,24 CHF
Wise	0.2129	194,00 zł	6.344,95 CHF	−40,46 CHF
Revolut	0.2126	295,00 zł	6.316,34 CHF	−69,07 CHF

Fri, 9 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2132	–	6.394,77 CHF
Regency FX Cheapest	0.2126	0,00 zł	6.377,50 CHF	−17,27 CHF
Wise	0.2132	194,00 zł	6.353,21 CHF	−41,56 CHF
Revolut	0.2129	295,00 zł	6.324,00 CHF	−70,77 CHF

Sat, 10 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2118	–	6.354,48 CHF
Regency FX Cheapest	0.2112	0,00 zł	6.337,32 CHF	−17,16 CHF
Wise	0.2120	194,00 zł	6.318,60 CHF	−35,88 CHF
Revolut	0.2116	595,00 zł	6.222,06 CHF	−132,42 CHF

Mon, 12 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2123	–	6.370,26 CHF
Regency FX Cheapest	0.2118	0,00 zł	6.353,06 CHF	−17,20 CHF
Wise	0.2124	194,00 zł	6.329,42 CHF	−40,84 CHF
Revolut	0.2121	295,00 zł	6.301,54 CHF	−68,72 CHF

Tue, 13 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2127	–	6.380,58 CHF
Wise Cheapest	0.2127	194,00 zł	6.339,56 CHF	−41,02 CHF
Regency FX No quote collected this day	–	–	–	–
Revolut No quote collected this day	–	–	–	–

Wed, 14 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2133	–	6.398,37 CHF
Regency FX Cheapest	0.2127	0,00 zł	6.381,09 CHF	−17,28 CHF
Wise	0.2133	194,00 zł	6.356,76 CHF	−41,61 CHF
Revolut	0.2130	295,00 zł	6.326,94 CHF	−71,43 CHF

Thu, 15 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2126	–	6.379,35 CHF
Regency FX Cheapest	0.2121	0,00 zł	6.362,13 CHF	−17,22 CHF
Wise	0.2127	194,00 zł	6.341,08 CHF	−38,27 CHF
Revolut	0.2124	295,00 zł	6.310,16 CHF	−69,19 CHF

Fri, 16 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2122	–	6.367,47 CHF
Regency FX Cheapest	0.2117	0,00 zł	6.350,28 CHF	−17,19 CHF
Wise	0.2123	194,00 zł	6.326,65 CHF	−40,82 CHF
Revolut	0.2120	295,00 zł	6.296,70 CHF	−70,77 CHF

Sat, 17 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2124	–	6.372,51 CHF
Regency FX Cheapest	0.2118	0,00 zł	6.355,30 CHF	−17,21 CHF
Wise	0.2119	194,00 zł	6.316,76 CHF	−55,75 CHF
Revolut	0.2114	595,00 zł	6.217,21 CHF	−155,30 CHF

Mon, 19 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2114	–	6.342,15 CHF
Regency FX Cheapest	0.2108	0,00 zł	6.325,03 CHF	−17,12 CHF
Wise	0.2114	194,00 zł	6.301,70 CHF	−40,45 CHF
Revolut	0.2112	295,00 zł	6.274,88 CHF	−67,27 CHF

Tue, 20 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2115	–	6.346,29 CHF
Regency FX Cheapest	0.2110	0,00 zł	6.329,16 CHF	−17,13 CHF
Wise	0.2115	194,00 zł	6.304,83 CHF	−41,46 CHF
Revolut No quote collected this day	–	–	–	–

Wed, 21 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2119	–	6.357,87 CHF
Regency FX Cheapest	0.2114	0,00 zł	6.340,70 CHF	−17,17 CHF
Wise	0.2119	194,00 zł	6.317,35 CHF	−40,52 CHF
Revolut	0.2117	295,00 zł	6.288,73 CHF	−69,14 CHF

Thu, 22 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2108	–	6.325,14 CHF
Regency FX Cheapest	0.2103	0,00 zł	6.308,06 CHF	−17,08 CHF
Wise	0.2108	194,00 zł	6.282,48 CHF	−42,66 CHF
Revolut	0.2106	295,00 zł	6.256,81 CHF	−68,33 CHF

Fri, 23 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2096	–	6.287,37 CHF
Regency FX Cheapest	0.2090	0,00 zł	6.270,39 CHF	−16,98 CHF
Wise	0.2096	194,00 zł	6.246,00 CHF	−41,37 CHF
Revolut	0.2092	295,00 zł	6.214,08 CHF	−73,29 CHF

Sat, 24 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2099	–	6.298,32 CHF
Regency FX Cheapest	0.2094	0,00 zł	6.281,31 CHF	−17,01 CHF
Wise	0.2099	194,00 zł	6.256,55 CHF	−41,77 CHF
Revolut	0.2093	595,00 zł	6.153,83 CHF	−144,49 CHF

Mon, 26 Oct 2026	Exchange rate	Fee	Recipient gets	Difference
Mid-market rate	0.2104	–	6.312,60 CHF
Regency FX Cheapest	0.2099	0,00 zł	6.295,56 CHF	−17,04 CHF
Wise	0.2105	194,00 zł	6.272,85 CHF	−39,75 CHF
Revolut	0.2099	295,00 zł	6.236,40 CHF	−76,20 CHF

How to send money to Liechtenstein from Poland with the best PLN-CHF rate

Best companies for PLN/CHF transfers