How to send money to Liechtenstein from Spain with the best EUR-CHF rate

Revolut is the fastest way to send money from Spain to Liechtenstein, and its delivery time is within minutes.

For the cheapest option, Regency FX will get you 6,448.17 CHF on a 7,000 EUR transfer.

Best companies for EUR/CHF transfers

4 of 4 providers

Last updated on 28 October 2026

Based on 7,000 EUR transfer

Best companies for EUR/CHF transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €31.65 1 EUR = 0.9236 CHF 0.00% vs mid-market Recipient gets CHF 6,436.32 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€31.651 EUR = 0.9236 CHF
CHF 6,436.32You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.9129 CHF +1.17% vs mid-market Recipient gets CHF 6,390.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9129 CHF
CHF 6,390.30You pay€7,000.00

Run a live search

Showing top Spain to Liechtenstein deals for 7,000 EUR. Do a live search with your exact amount for today's best rates.
Exclusive: First Transfer Deal

Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9212 CHF +0.27% vs mid-market Recipient gets CHF 6,448.17 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Liechtenstein with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9212 CHF
CHF 6,448.17You pay€7,000.00

Wise

Pay via Bank transfer
Fee €31.65 1 EUR = 0.9236 CHF 0.00% vs mid-market Recipient gets CHF 6,436.32 Within minutes
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€31.651 EUR = 0.9236 CHF
CHF 6,436.32You pay€7,000.00

Wise

Pay via iDEAL
Fee €41.80 1 EUR = 0.9236 CHF 0.00% vs mid-market Recipient gets CHF 6,426.94 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by ideal.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€41.801 EUR = 0.9236 CHF
CHF 6,426.94You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €61.35 1 EUR = 0.9212 CHF +0.27% vs mid-market Recipient gets CHF 6,391.98 Within minutes
Fastest
Multi-currency cardReceive to bank account

Ways to receive money in Liechtenstein with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€61.351 EUR = 0.9212 CHF
CHF 6,391.98You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.9129 CHF +1.17% vs mid-market Recipient gets CHF 6,390.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9129 CHF
CHF 6,390.30You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9129 CHF +1.17% vs mid-market Recipient gets CHF 6,390.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9129 CHF
CHF 6,390.30You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 0.9129 CHF +1.17% vs mid-market Recipient gets CHF 6,390.30 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9129 CHF
CHF 6,390.30You pay€7,000.00

Wise

Pay via Debit card
Fee €86.72 1 EUR = 0.9236 CHF 0.00% vs mid-market Recipient gets CHF 6,385.45 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€86.721 EUR = 0.9236 CHF
CHF 6,385.45You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €109.00 1 EUR = 0.9212 CHF +0.27% vs mid-market Recipient gets CHF 6,348.09 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Liechtenstein with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€109.001 EUR = 0.9212 CHF
CHF 6,348.09You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Wise

Pay via Credit card
Fee €128.80 1 EUR = 0.9236 CHF 0.00% vs mid-market Recipient gets CHF 6,346.58 Within minutes
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutesAvailable via:Bank Transfer
€128.801 EUR = 0.9236 CHF
CHF 6,346.58You pay€7,000.00
How Our Results Work
Mid-market rate: 1 EUR = 0.9237 CHF Updates every 60 minutes.

How to send money from Spain to Liechtenstein

Pick a company

For a one-off transfer from Spain to Liechtenstein, I suggest picking Regency FX, it will get you the most CHF.

Regency FX was the cheapest on 29 of the 29 days it quoted €7,000 transfers to Liechtenstein.

The best option will change depending on the amount, so it's good to to get the best EUR/CHF rate today.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and iDEAL.

Bizum only works between Spanish accounts and caps at €500, which is why these companies exist in the first place.

Verify and send

First time round you'll need your DNI, or your NIE if you're not Spanish, and a proof of address.

An empadronamiento certificate covers the address if you don't have a bill in your name yet.

Compare amounts

How much EUR are you sending to Liechtenstein?

How much EUR you send to Liechtenstein heavily affects the best ways and the cheapest options. Use the table below to check how the cheapest options change and how much more you'd get by comparing.

Our analysis shows Regency FX was the cheapest in 100% of the transfers from €5,000 it quoted, and in 100% of all the transfers it quoted.

Cheapest service
€5000.42%€1.35CHF 458.68with bank transfer to bank deposit+CHF 7.39
€1,0000.24%€1.35CHF 919.53with bank transfer to bank deposit+CHF 13.64
€2,0000.00%€10.25CHF 1,837.93with bank transfer to bank deposit+CHF 26.07
€5,0000.01%€23.10CHF 4,596.66with bank transfer to bank deposit+CHF 67.95
€7,000This page0.27%€0.00CHF 6,448.17with bank transfer to bank deposit+CHF 52.73
€10,0000.27%€0.00CHF 9,208.90with bank transfer to bank deposit+CHF 71.73

Mid-market rate: 1 EUR = 0.9237 CHF

EUR/CHF Exchange Rate History

Is today a good time to send money from Spain to Liechtenstein?

The cheapest way to send EUR to CHF can change every day, or stay with the same company all month.

We've compared the mid-market rate with the cheapest option each day (today it's Regency FX), across 30 days of comparisons for 7,000 EUR transfers to Liechtenstein.

CHF received for €7,000, after fees

Wed, 28 Oct 2026Mid-market rateCHF 6,465.63 Regency FX CHF 6,448.17Regency FXCHF 6,448.17WiseCHF 6,436.32RevolutCHF 6,391.98

6.300
6.350
6.400
6.450
6.500
6.550
6.600
6.650
At the mid-market rateWith the cheapest optionRegency FXWiseRevolut
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9457 – CHF 6,619.96
Regency FX Cheapest 0.9432 €0.00 CHF 6,602.08 −CHF 17.88
Wise 0.9457 €31.65 CHF 6,590.32 −CHF 29.64
Revolut 0.9442 €70.50 CHF 6,542.97 −CHF 76.99
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9458 – CHF 6,620.67
Regency FX Cheapest 0.9433 €0.00 CHF 6,602.79 −CHF 17.88
Wise 0.9458 €31.65 CHF 6,590.67 −CHF 30.00
Revolut 0.9442 €70.50 CHF 6,542.83 −CHF 77.84
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9443 – CHF 6,610.12
Regency FX Cheapest 0.9418 €0.00 CHF 6,592.27 −CHF 17.85
Wise 0.9443 €31.65 CHF 6,580.21 −CHF 29.91
Revolut 0.9426 €70.50 CHF 6,531.76 −CHF 78.36
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9318 – CHF 6,522.47
Regency FX Cheapest 0.9293 €0.00 CHF 6,504.86 −CHF 17.61
Wise 0.9318 €31.65 CHF 6,493.11 −CHF 29.36
Revolut 0.9303 €70.50 CHF 6,446.43 −CHF 76.04
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9327 – CHF 6,528.77
Regency FX Cheapest 0.9302 €0.00 CHF 6,511.15 −CHF 17.62
Wise 0.9327 €31.65 CHF 6,499.73 −CHF 29.04
Revolut 0.9296 €140.50 CHF 6,376.35 −CHF 152.42
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9350 – CHF 6,544.84
Regency FX Cheapest 0.9325 €0.00 CHF 6,527.17 −CHF 17.67
Wise 0.9327 €31.65 CHF 6,499.73 −CHF 45.11
Revolut 0.9295 €140.50 CHF 6,375.71 −CHF 169.13
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9290 – CHF 6,502.76
Regency FX Cheapest 0.9265 €0.00 CHF 6,485.20 −CHF 17.56
Wise 0.9290 €31.65 CHF 6,473.60 −CHF 29.16
Revolut 0.9272 €70.50 CHF 6,425.23 −CHF 77.53
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9349 – CHF 6,544.43
Wise Cheapest 0.9350 €31.65 CHF 6,515.41 −CHF 29.02
Regency FX No quote collected this day – – – –
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9328 – CHF 6,529.59
Regency FX Cheapest 0.9303 €0.00 CHF 6,511.96 −CHF 17.63
Wise 0.9330 €31.65 CHF 6,501.47 −CHF 28.12
Revolut 0.9306 €70.50 CHF 6,448.58 −CHF 81.01
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9327 – CHF 6,529.21
Regency FX Cheapest 0.9302 €0.00 CHF 6,511.58 −CHF 17.63
Wise 0.9327 €31.65 CHF 6,499.38 −CHF 29.83
Revolut 0.9313 €70.50 CHF 6,453.24 −CHF 75.97
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9324 – CHF 6,527.07
Regency FX Cheapest 0.9299 €0.00 CHF 6,509.44 −CHF 17.63
Wise 0.9324 €31.65 CHF 6,497.29 −CHF 29.78
Revolut 0.9309 €70.50 CHF 6,450.75 −CHF 76.32
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9296 – CHF 6,507.14
Regency FX Cheapest 0.9271 €0.00 CHF 6,489.57 −CHF 17.57
Wise 0.9299 €31.65 CHF 6,479.87 −CHF 27.27
Revolut 0.9270 €140.50 CHF 6,358.47 −CHF 148.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9296 – CHF 6,507.14
Regency FX Cheapest 0.9271 €0.00 CHF 6,489.57 −CHF 17.57
Wise 0.9299 €31.65 CHF 6,479.87 −CHF 27.27
Revolut 0.9270 €140.50 CHF 6,358.47 −CHF 148.67
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9319 – CHF 6,523.13
Regency FX Cheapest 0.9294 €0.00 CHF 6,505.51 −CHF 17.61
Wise 0.9322 €31.65 CHF 6,495.55 −CHF 27.57
Revolut 0.9303 €70.50 CHF 6,446.40 −CHF 76.73
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9314 – CHF 6,519.94
Regency FX Cheapest 0.9289 €0.00 CHF 6,502.34 −CHF 17.60
Wise 0.9314 €31.65 CHF 6,490.32 −CHF 29.62
Revolut 0.9298 €70.50 CHF 6,443.11 −CHF 76.83
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9325 – CHF 6,527.33
Regency FX Cheapest 0.9300 €0.00 CHF 6,509.71 −CHF 17.62
Wise 0.9324 €31.65 CHF 6,497.29 −CHF 30.04
Revolut 0.9309 €70.50 CHF 6,450.33 −CHF 77.00
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9288 – CHF 6,501.45
Regency FX Cheapest 0.9263 €0.00 CHF 6,483.89 −CHF 17.56
Wise 0.9287 €31.65 CHF 6,471.51 −CHF 29.94
Revolut 0.9265 €61.35 CHF 6,428.36 −CHF 73.09
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9268 – CHF 6,487.53
Regency FX Cheapest 0.9243 €0.00 CHF 6,470.01 −CHF 17.52
Wise 0.9268 €31.65 CHF 6,458.27 −CHF 29.26
Revolut 0.9244 €61.35 CHF 6,414.24 −CHF 73.29
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9281 – CHF 6,496.79
Regency FX Cheapest 0.9256 €0.00 CHF 6,479.25 −CHF 17.54
Wise 0.9262 €31.65 CHF 6,453.74 −CHF 43.05
Revolut 0.9227 €131.35 CHF 6,337.68 −CHF 159.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9281 – CHF 6,496.79
Regency FX Cheapest 0.9256 €0.00 CHF 6,479.25 −CHF 17.54
Wise 0.9262 €31.65 CHF 6,453.74 −CHF 43.05
Revolut 0.9227 €131.35 CHF 6,337.68 −CHF 159.11
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9241 – CHF 6,469.01
Regency FX Cheapest 0.9216 €0.00 CHF 6,451.54 −CHF 17.47
Wise 0.9241 €31.65 CHF 6,439.10 −CHF 29.91
Revolut 0.9217 €61.35 CHF 6,395.41 −CHF 73.60
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9265 – CHF 6,485.57
Regency FX Cheapest 0.9240 €0.00 CHF 6,468.06 −CHF 17.51
Wise 0.9265 €31.65 CHF 6,456.52 −CHF 29.05
Revolut No quote collected this day – – – –
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9251 – CHF 6,475.62
Regency FX Cheapest 0.9226 €0.00 CHF 6,458.14 −CHF 17.48
Wise 0.9249 €31.65 CHF 6,445.03 −CHF 30.59
Revolut 0.9225 €61.35 CHF 6,401.15 −CHF 74.47
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9210 – CHF 6,446.93
Regency FX Cheapest 0.9185 €0.00 CHF 6,429.52 −CHF 17.41
Wise 0.9207 €31.65 CHF 6,416.11 −CHF 30.82
Revolut 0.9183 €61.35 CHF 6,371.74 −CHF 75.19
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9210 – CHF 6,447.19
Regency FX Cheapest 0.9185 €0.00 CHF 6,429.78 −CHF 17.41
Wise 0.9208 €31.65 CHF 6,416.81 −CHF 30.38
Revolut 0.9186 €61.35 CHF 6,373.75 −CHF 73.44
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9243 – CHF 6,469.96
Regency FX Cheapest 0.9218 €0.00 CHF 6,452.49 −CHF 17.47
Wise 0.9242 €31.65 CHF 6,440.15 −CHF 29.81
Revolut 0.9205 €131.35 CHF 6,322.66 −CHF 147.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9243 – CHF 6,469.96
Regency FX Cheapest 0.9218 €0.00 CHF 6,452.49 −CHF 17.47
Wise 0.9242 €31.65 CHF 6,440.15 −CHF 29.81
Revolut 0.9205 €131.35 CHF 6,322.66 −CHF 147.30
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9258 – CHF 6,480.92
Regency FX Cheapest 0.9233 €0.00 CHF 6,463.42 −CHF 17.50
Wise 0.9261 €31.65 CHF 6,453.04 −CHF 27.88
Revolut 0.9231 €61.35 CHF 6,405.23 −CHF 75.69
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9240 – CHF 6,467.89
Regency FX Cheapest 0.9215 €0.00 CHF 6,450.42 −CHF 17.47
Wise 0.9241 €31.65 CHF 6,439.10 −CHF 28.79
Revolut 0.9216 €61.35 CHF 6,394.72 −CHF 73.17
Exchange rateFeeRecipient getsDifference
Mid-market rate 0.9237 – CHF 6,465.63
Regency FX Cheapest 0.9212 €0.00 CHF 6,448.17 −CHF 17.46
Wise 0.9236 €31.65 CHF 6,436.32 −CHF 29.31
Revolut 0.9212 €61.35 CHF 6,391.98 −CHF 73.65

Exchange rateFeeRecipient getsDifference

Each line shows what the recipient gets when you send €7,000, after fees, as quoted by each company. The mid-market line shows what €7,000 converts to at the real exchange rate, with no fees or markup. Rates are checked once a day. Sponsored placements never affect this data. There are no bank quotes for this period.

The dashed line is what you'd get at the mid-market rate with no fees, and the blue line is the cheapest option that day.

When the blue line goes above the dashed one, you're getting more CHF per EUR than the mid-market rate can offer.

This could be due to money transfer offers, FX rate adjustments, or market competitiveness.

No company, app or bank beat the mid-market rate over the past month, meaning you lose a bit of CHF on every transfer from Spain.

Right now, Regency FX pays 6,448.17 CHF on 7,000 EUR, which is 17.46 CHF less than the mid-market amount.

Today's payout isn't the best this month though, since the highest receive amount was 6,602.79 CHF.

If you can wait and want to get the most out of your transfer, create a rate alert and we'll let you know when the rate improves.

Cheapest over time

Picking the cheapest money transfer company

Just because a company is the cheapest today doesn't mean it's always the best option for sending money to Liechtenstein.

We've tracked 166 comparisons to check how often today's top companies were the cheapest across 6 amounts over the past month.

  1. Regency FXAppeared in 59 comparisons

    Cheapest every time

  2. WiseAppeared in 166 comparisons

    Cheapest in 39% of them

  3. RevolutAppeared in 159 comparisons

    Cheapest in 26% of them

Based on 166 comparisons across 6 amounts over the last 30 days.

Different companies can come out cheapest depending on the day and the amount you send.

To keep things fair, we only count the comparisons each company appeared in, and only analyse companies that appeared in at least 50% of all comparisons (so occasional cheapest options don't skew it).

Today Regency FX is the cheapest, but it only quotes some of the amounts we track, so it isn't included in these figures.

Wise (today's second cheapest) was the cheapest in only 39% of its comparisons, so it's rarely the cheapest option for transfers to Liechtenstein.

Ways to send money from Spain to Liechtenstein

4 companies send money from Spain to Liechtenstein, across app, broker, online, multi-currency account, and global account, and more.

Monthly remesas abroad

Money transfer apps

Sending monthly remesa is extremely popular in Spain.

Money transfer apps let you save contacts, schedule transfers, and lock-in rates.

Useful if you’re sending €100 to €300 monthly to Liechtenstein.

Wise charges €31.65 on a €7,000 transfer and pays out 6,436.32 CHF in within an hour.

Over the past month, Wise was the cheapest app on 100% of the days it appeared for €7,000 transfers.

You can pay for the transfers via bank transfer, debit card, credit card, and iDEAL, but Bizum is usually not accepted as a funding method.

For one-off transfers

Online transfers

For medium sized or one-off transfers to Liechtenstein, an online money transfer service funded from your bank account is better than any bank.

Wise turns €7,000 into 6,436.32 CHF with a €31.65 fee and 0.01% markup.

In our comparisons over the past month, it was the cheapest online service on 30 of the 30 days it quoted.

Sending large amounts

Currency brokers

Currency brokers are best for sending €10,000+ to Liechtenstein. This can be things like selling property, moving a pension, moving back home, etc…

Regency FX charges no fee and works on a margin, with a person on the phone, and offices in Spain if you'd rather sit down with someone.

Our analysis shows Regency FX was the cheapest broker in 100% of the transfers from €5,000 it quoted.

For getting paid and spending abroad

Multi-currency accounts

If you often receive CHF (things like pensions, payments, salary, dividends, etc…), this is the best way to do it.

Because a multi-currency account gives you account details to receive CHF like a local and you can exchange it to EUR at any time.

The best multi-currency account in Spain with CHF support is offered by Wise.

Over the past month, it came out cheapest among multi-currency accounts on 100% of days.

For example, converting €7,000 gets you 6,436.32 CHF.

For businesses and autónomos paying abroad

Global accounts

Companies like Wise Business, Payoneer, or Airwallex are best suited for businesses in Spain making payments to Liechtenstein.

You can pay suppliers and freelancers, process invoices, make batch payments, and much more.

Ways to fund EUR and receive CHF in Liechtenstein

How you fund the transfer and how your recipient receives it affect the fees and how much CHF they get.

With Regency FX, paying by bank transfer and receiving through a bank deposit is the cheapest combination. Sending €7,000 gives your recipient 6,448.17 CHF.

For funding your transfer from Spain, you can use bank transfer, debit card, credit card, and iDEAL.

Bizum only supports domestic transfers in Spain, so it cannot send money to Liechtenstein directly.

Pay from your Spanish bank account

Deposit your funds with a SEPA Instant (essentially your bank transfer) using your ES IBAN.

It is fast to fund the transfer, although delivery to Liechtenstein depends on the company's payout time and delivery method.

In Liechtenstein, the recipient can use bank deposit to receive money.

Collect cash in Liechtenstein

Some locutorios in Spain can arrange international transfers to Liechtenstein.

Check that the location serves Liechtenstein and whether it accepts card or cash before visiting.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    fr.6,448

    Cheapest

  2. 2
    iDEAL Bank deposit

    You pay €7,000.00

    fr.6,427

    -fr.21

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    fr.6,390

    -fr.58

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    fr.6,390

    -fr.58

What to consider when sending money from Spain

Here are a few things to know before sending money from Spain to Liechtenstein.

Find the best EUR/CHF transfer

These are the current best options for sending €7,000 to Liechtenstein:

Cheapest option

Use Regency FX, pay by bank transfer and choose bank deposit for the payout. Your recipient gets 6,448.17 CHF, which is 0.18% more than the next best option.

Fastest option

With Revolut, a bank transfer payment to bank deposit gives your recipient 6,391.98 CHF, and its delivery time is within minutes.

SEPA & CHF are different

SEPA and SEPA Instant only work within the Eurozone, and Bizum largely operates in Spain.

Sending EUR to Liechtenstein is different because it needs a currency conversion.

SEPA or SEPA Instant can be used to fund the transfer itself (since both are in EUR), but it does not guarantee instant transfer to Liechtenstein.

Expect questions on a large payment

Your bank or transfer company can ask for a justificante showing the source and purpose of a large or unusual transfer.

Keep the sale agreement for property, an invoice for tuition or a bank statement for savings.

Ask your bank to raise its own online transfer limit before the payment is due, rather than splitting a payment to avoid a check.

Staying safe when sending money

A payment or electronic-money institution is not the same as a bank, so do not assume its stored balance has bank deposit protection.

For bank deposits, protection normally comes from the deposit guarantee scheme in the bank's home country.

For a transfer service, check how customer money is safeguarded and avoid leaving a large balance there longer than needed.

When in doubt, use the Banco de Espana register to check the legal entity behind a transfer service.

How we analyse the market

Every company here is authorised to operate in Spain, and you can check any of them on the Banco de España register yourself. We track 4 of them on EUR to CHF, comparing fees, rates and the ways money can be paid in and collected. In the past 30 days alone, we analysed 166 comparisons across 6 amounts.

This page covers the cheapest and fastest options for EUR/CHF transfers. This is how we pick them:

  • Cheapest: the company that gets your recipient the most, after fees and the exchange rate. On a tie, live pricing from the company takes priority over the rates we collect by hand.

  • Fastest: the company with the shortest estimated delivery time once you’ve paid. On a tie, the one that pays out more takes priority.

Pricing mostly comes straight from the companies, and anything we collect by hand is marked in the table.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.