How to send money to Liechtenstein from Finland with the best EUR-CHF rate

We’ve compared and analysed 4 money transfer companies in Finland.

Best companies for EUR/CHF transfers

4 of 4 providers

Last updated on 26 September 2026

Based on 7,000 EUR transfer

Best companies for EUR/CHF transfers

Sort Cheapest
Promoted

Wise

Pay via Bank transfer
Fee €31.65 1 EUR = 0.9437 CHF -0.03% vs mid-market Recipient gets CHF 6,576.03 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€31.651 EUR = 0.9437 CHF
CHF 6,576.03You pay€7,000.00
Promoted

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.9257 CHF +1.90% vs mid-market Recipient gets CHF 6,479.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9257 CHF
CHF 6,479.90You pay€7,000.00

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Regency FX

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9409 CHF +0.27% vs mid-market Recipient gets CHF 6,586.37 Minutes - 24 hours
Cheapest
Personal account managerReceive to bank accountProfessional, personal service

Ways to receive money in Liechtenstein with Regency FX when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9409 CHF
CHF 6,586.37You pay€7,000.00

Wise

Pay via Bank transfer
Fee €31.65 1 EUR = 0.9437 CHF -0.03% vs mid-market Recipient gets CHF 6,576.03 Next day
Recommended
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€31.651 EUR = 0.9437 CHF
CHF 6,576.03You pay€7,000.00

Wise

Pay via iDEAL/WERO
Fee €41.80 1 EUR = 0.9437 CHF -0.03% vs mid-market Recipient gets CHF 6,566.45 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by ideal/wero.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€41.801 EUR = 0.9437 CHF
CHF 6,566.45You pay€7,000.00

Wise

Pay via Debit card
Fee €86.72 1 EUR = 0.9437 CHF -0.03% vs mid-market Recipient gets CHF 6,524.06 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€86.721 EUR = 0.9437 CHF
CHF 6,524.06You pay€7,000.00

Wise

Pay via Credit card
Fee €128.80 1 EUR = 0.9437 CHF -0.03% vs mid-market Recipient gets CHF 6,484.35 Next day
Multi-currency cardReceive to bank accountDedicated support for large transfers

Ways to receive money in Liechtenstein with Wise when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositNext dayAvailable via:Bank Transfer
€128.801 EUR = 0.9437 CHF
CHF 6,484.35You pay€7,000.00

Xe

Pay via Debit card
Fee €0.00 1 EUR = 0.9257 CHF +1.90% vs mid-market Recipient gets CHF 6,479.90 Minutes - 24 hours
Fastest
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9257 CHF
CHF 6,479.90You pay€7,000.00

Xe

Pay via Bank transfer
Fee €0.00 1 EUR = 0.9257 CHF +1.90% vs mid-market Recipient gets CHF 6,479.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9257 CHF
CHF 6,479.90You pay€7,000.00

Xe

Pay via Credit card
Fee €0.00 1 EUR = 0.9257 CHF +1.90% vs mid-market Recipient gets CHF 6,479.90 Minutes - 24 hours
Personal account managerReceive to bank accountDedicated support for larger transactions

Ways to receive money in Liechtenstein with Xe when paying by credit card.

MethodFee & ratesRecipient gets
Bank depositMinutes - 24 hours
Free1 EUR = 0.9257 CHF
CHF 6,479.90You pay€7,000.00
Pricing based on Revolut Standard plan

Revolut

Pay via Bank transfer
Fee €140.50 1 EUR = 0.9410 CHF +0.26% vs mid-market Recipient gets CHF 6,454.71 Next day
Multi-currency cardReceive to bank account

Ways to receive money in Liechtenstein with Revolut when paying by bank transfer.

MethodFee & ratesRecipient gets
Bank depositNext day
€140.501 EUR = 0.9410 CHF
CHF 6,454.71You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

Pricing based on Revolut Standard plan

Revolut

Pay via Debit card
Fee €179.00 1 EUR = 0.9410 CHF +0.26% vs mid-market Recipient gets CHF 6,418.48 Within minutes
Multi-currency cardReceive to bank account

Ways to receive money in Liechtenstein with Revolut when paying by debit card.

MethodFee & ratesRecipient gets
Bank depositWithin minutes
€179.001 EUR = 0.9410 CHF
CHF 6,418.48You pay€7,000.00

US Disclaimer: Revolut is not a bank. Banking services are provided by Lead Bank, Member FDIC. Fees may apply. See revolut.com/en-US/ for details.

How Our Results Work
Mid-market rate: 1 EUR = 0.9435 CHF Updates every 60 minutes.

How to send money from Finland to Liechtenstein

Pick a company

For a one-off transfer to Liechtenstein, start with Regency FX.

On a 7,000 EUR transfer, Regency FX delivers the most CHF.

The cheapest option depends on the amount, so I suggest to get the best EUR/CHF rate.

Fund your transfer

You have 4 ways to pay, including bank transfer, debit card, credit card, and ideal.

Select how you want the recipient to pick up the money. For transfers to Liechtenstein they can receive it via bank deposit.

Verify and send

If it's your first time using the service, you will need to verify your account.

This usually takes a a few minutes to a few hours.

If your transfer is urgent, make sure to get it done beforehand to avoid any delays.

Ways to send money from Finland to Liechtenstein

4 companies send money from Finland to Liechtenstein, mostly through app, broker, online, multi-currency account, and global account, and a few more ways.

Usually the cheapest

Online transfers

Companies like Wise will get you 6,576.03 CHF on €7,000 transfer.

If it's the only time you send money to Liechtenstein, then it's the best option.

For recurring transfers, an app is a bit more convenient.

For regular transfers

Money transfer apps

For the regular smaller transfer, apps are convenient and cheap.

Wise charges €31.65 on a €7,000 transfer, and 6,576.03 CHF arrives in next day.

In Liechtenstein they can receive money via bank deposit.

Moving money between your own accounts

Multi-currency accounts

Companies like Wise let you hold EUR and CHF balances in one account.

You can convert between them any time, and it's cheap.

For example, converting 7,000 EUR to CHF with Wise gets you 6,576.03 CHF (€31.65 in fees and -0.03% markup).

This is especially useful travel since you are spending in CHF (no extra fees from Wise, only local ATMs).

For freelancers and SMEs

Global accounts

Global accounts are for companies and freelancers making payments to Liechtenstein.

Companies like Wise Business, Airwallex, Holvi or Payoneer offer business features like batch payments, invoicing, admin tools, and more.

For sending large sums

Currency brokers

Currency brokers are good for sending €10,000+ to Liechtenstein. They charge no fees and add a markup on the rate.

Regency FX charges no fee but adds 0.27% markup on top of the EUR/CHF rate.

Ways to fund EUR and receive CHF in Liechtenstein

With Regency FX, paying by bank transfer and receiving through bank deposit is the cheapest combination. Sending €7,000 gives your recipient 6,586.37 CHF.

To pay for your transfer in Finland, you have bank transfer, debit card, credit card, and ideal.

MobilePay and Siirto are useful for payments within Finland, but they do not send money to Liechtenstein directly.

For withdrawals in Liechtenstein, use bank deposit.

Receive CHF

The name should match the account holder's bank record, so double check it before sending.

  1. 1
    Bank transfer Bank deposit

    You pay €7,000.00

    fr.6,586

    Cheapest

  2. 2
    Ideal Bank deposit

    You pay €7,000.00

    fr.6,566

    -fr.20

  3. 3
    Debit card Bank deposit

    You pay €7,000.00

    fr.6,524

    -fr.62

  4. 4
    Credit card Bank deposit

    You pay €7,000.00

    fr.6,484

    -fr.102

What to consider before sending money from Finland to Liechtenstein

For a transfer from Finland, compare the CHF received and check whether the payment is a taxable gift rather than ordinary family support.

Compare EUR/CHF transfer options

For a €7,000 transfer to Liechtenstein, these are the current cheapest, fastest and easiest options.

Cheapest

Regency FX is cheapest when funded by bank transfer with bank deposit for the payout. Your recipient gets 6,586.37 CHF, which is 0.16% more than the next best option.

Fastest

Regency FX delivers 6,586.37 CHF in minutes - 24 hours when you pay by bank transfer and choose bank deposit.

Sending a gift from Finland can trigger gift tax

If you live in Finland and send someone abroad a cash gift, Finnish gift tax can still apply.

The recipient must file and pay the tax when gifts from you reach €7,500 or more within three years.

Education and maintenance costs may be exempt if you pay the university, landlord or other company directly.

Cash sent to the recipient is treated as a normal gift because they can spend it on anything.

Large transfers may take longer

Finnish banks and transfer companies can ask for the source and purpose of an unusual payment.

Keep the invoice, sale document or account statement ready.

SEPA Instant may fund the company's euro account quickly, but the company still needs to complete the payout in Liechtenstein.

Safety measures in Finland

An EEA company may be authorised in another country and operate in Finland through passporting.

If a company does not resolve a complaint, FINE provides guidance and dispute support for financial customers in Finland.

Never move money to a so-called safe account or approve an unexpected bank-identification request.

When in doubt, check the company in the FIN-FSA supervised-entities register.

Live EUR-CHF Exchange Rate

Finding the best rate to send money from Finland to Liechtenstein

The exchange rate has a direct impact on how much CHF your recipient gets for your EUR. Checking the weekly range makes transfer quotes easier to compare.

Mid-market rate:1 EUR = 0.943457 CHF

How we analyse the market

Every company here is registered with the FIN-FSA or passported in from elsewhere in the EU.

We track 4 of them on EUR to Liechtenstein, comparing rates, fees and the ways to pay in and collect, updated in real time on live searches.

Nothing appears without passing our review.

Any tax information is for general guidance only and does not constitute tax advice. Speak to a qualified tax adviser about your circumstances.